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Vernal Point Advisors, LLC

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13F filer, CIK 1820363, San Francisco, CA

Vernal Point Advisors, LLC reported $242,504,053 across 23 holdings for the quarter ended 2025-12-31, in a 13F-HR filed 2026-02-13. Its ten largest share positions make up 95.09% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001820363-26-000002

Period
2025-12-31
Reported value
$243M
Holdings
23
Top 10 weight
95.09%
New
1
Sold out
0

Largest buys vs the previous quarter

SecurityShares changeApprox. value
VTadded+87,714$12.4M
VWOnew+27,023$1.45M
EMLPadded+35,420$1.34M
VTIadded+3,107$1.04M
VXUSadded+11,222$847K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
AGGreduced-59,061-$5.9M
VGSHreduced-56,367-$3.31M
MBBreduced-6,626-$631K
SHVreduced-2,640-$291K
VGITreduced-2,920-$175K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2025

Share positions as resolved from 13F-HR 0001820363-26-000002, largest first. % of portfolio is the value over $242,504,053, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
VTVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 312,161 shares; 2024Q4: 383,971 shares; 2025Q1: 470,604 shares; 2025Q2: 509,308 shares; 2025Q3: 810,395 shares; 2025Q4: 898,109 shares 898,109$127M52.24%+87,714Timeline
VGSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 584,904 shares; 2024Q4: 713,086 shares; 2025Q1: 680,428 shares; 2025Q2: 663,193 shares; 2025Q3: 544,563 shares; 2025Q4: 488,196 shares 488,196$28.7M11.82%-56,367Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 33,507 shares; 2024Q4: 34,566 shares; 2025Q1: 33,826 shares; 2025Q2: 33,136 shares; 2025Q3: 72,809 shares; 2025Q4: 75,916 shares 75,916$25.5M10.5%+3,107Timeline
VGITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 161,392 shares; 2024Q4: 178,627 shares; 2025Q1: 183,547 shares; 2025Q2: 206,917 shares; 2025Q3: 205,240 shares; 2025Q4: 202,320 shares 202,320$12.1M5%-2,920Timeline
EMLPFIRST TR EXCHANGE-TRADED FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 145,503 shares; 2024Q4: 155,433 shares; 2025Q1: 169,362 shares; 2025Q2: 223,010 shares; 2025Q3: 224,602 shares; 2025Q4: 260,022 shares 260,022$9.85M4.06%+35,420Timeline
VXUSVANGUARD STAR FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 42,167 shares; 2024Q4: 45,672 shares; 2025Q1: 44,862 shares; 2025Q2: 44,202 shares; 2025Q3: 101,788 shares; 2025Q4: 113,010 shares 113,010$8.53M3.52%+11,222Timeline
SHVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,867 shares; 2024Q4: 3,867 shares; 2025Q1: 3,867 shares; 2025Q2: 58,352 shares; 2025Q3: 65,877 shares; 2025Q4: 63,237 shares 63,237$6.97M2.87%-2,640Timeline
IAUISHARES GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 84,629 shares; 2025Q3: 84,629 shares; 2025Q4: 84,629 shares 84,629$6.87M2.83%0Timeline
AGGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 70,163 shares; 2024Q4: 80,497 shares; 2025Q1: 100,923 shares; 2025Q2: 90,275 shares; 2025Q3: 87,445 shares; 2025Q4: 28,384 shares 28,384$2.83M1.17%-59,061Timeline
SHYISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 82,393 shares; 2024Q4: 82,393 shares; 2025Q1: 30,375 shares; 2025Q2: 31,705 shares; 2025Q3: 31,705 shares; 2025Q4: 31,705 shares 31,705$2.63M1.08%0Timeline
IEIISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 20,710 shares; 2024Q4: 20,710 shares; 2025Q1: 20,710 shares; 2025Q2: 20,710 shares; 2025Q3: 20,710 shares; 2025Q4: 20,710 shares 20,710$2.47M1.02%0Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,035 shares; 2024Q4: 3,035 shares; 2025Q1: 3,035 shares; 2025Q2: 3,035 shares; 2025Q3: 3,035 shares; 2025Q4: 3,035 shares 3,035$1.86M0.77%0Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 27,023 shares 27,023$1.45M0.6%newTimeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,602 shares; 2024Q4: 49,806 shares; 2025Q1: 49,806 shares; 2025Q2: 49,806 shares; 2025Q3: 49,806 shares; 2025Q4: 49,806 shares 49,806$1.34M0.55%0Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,860 shares; 2024Q4: 1,844 shares; 2025Q1: 1,844 shares; 2025Q2: 1,844 shares; 2025Q3: 1,844 shares; 2025Q4: 1,844 shares 1,844$1.26M0.52%0Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 13,805 shares; 2024Q4: 13,805 shares; 2025Q1: 13,805 shares; 2025Q2: 13,805 shares; 2025Q3: 13,805 shares; 2025Q4: 13,805 shares 13,805$1.22M0.5%0Timeline
SPGMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,435 shares; 2024Q4: 6,435 shares; 2025Q1: 6,435 shares; 2025Q2: 6,435 shares; 2025Q3: 6,435 shares; 2025Q4: 6,435 shares 6,435$494K0.2%0Timeline
IJRISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 3,066 shares; 2025Q4: 3,066 shares 3,066$368K0.15%0Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,310 shares; 2024Q4: 12,620 shares; 2025Q1: 12,620 shares; 2025Q2: 12,620 shares; 2025Q3: 12,620 shares; 2025Q4: 12,620 shares 12,620$303K0.13%0Timeline
MBBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 19,000 shares; 2024Q4: 19,000 shares; 2025Q1: 10,545 shares; 2025Q2: 10,545 shares; 2025Q3: 9,795 shares; 2025Q4: 3,169 shares 3,169$302K0.12%-6,626Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 4,320 shares; 2025Q4: 4,320 shares 4,320$285K0.12%0Timeline
IDVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 6,845 shares; 2025Q4: 6,845 shares 6,845$270K0.11%0Timeline
IVEISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,250 shares; 2025Q4: 1,250 shares 1,250$265K0.11%0Timeline

How Q4 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001820363-26-000002 base2026-02-13acceptance time not in the bulk data set