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Vernal Point Advisors, LLC

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13F filer, CIK 1820363, San Francisco, CA

Vernal Point Advisors, LLC reported $231,878,857 across 22 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-11-14. Its ten largest share positions make up 95.27% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001820363-25-000005

Period
2025-09-30
Reported value
$232M
Holdings
22
Top 10 weight
95.27%
New
4
Sold out
1

Largest buys vs the previous quarter

SecurityShares changeApprox. value
VTadded+301,087$41.5M
VTIadded+39,673$13.1M
VXUSadded+57,586$4.23M
SHVadded+7,525$831K
IJRnew+3,066$364K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
VGSHreduced-118,630-$6.98M
XBIexited-4,090-$339K
AGGreduced-2,830-$284K
VGITreduced-1,677-$101K
MBBreduced-750-$71.4K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001820363-25-000005, largest first. % of portfolio is the value over $231,878,857, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
VTVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 312,161 shares; 2024Q4: 383,971 shares; 2025Q1: 470,604 shares; 2025Q2: 509,308 shares; 2025Q3: 810,395 shares 810,395$112M48.16%+301,087Timeline
VGSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 584,904 shares; 2024Q4: 713,086 shares; 2025Q1: 680,428 shares; 2025Q2: 663,193 shares; 2025Q3: 544,563 shares 544,563$32M13.82%-118,630Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 33,507 shares; 2024Q4: 34,566 shares; 2025Q1: 33,826 shares; 2025Q2: 33,136 shares; 2025Q3: 72,809 shares 72,809$24M10.33%+39,673Timeline
VGITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 161,392 shares; 2024Q4: 178,627 shares; 2025Q1: 183,547 shares; 2025Q2: 206,917 shares; 2025Q3: 205,240 shares 205,240$12.3M5.31%-1,677Timeline
AGGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 70,163 shares; 2024Q4: 80,497 shares; 2025Q1: 100,923 shares; 2025Q2: 90,275 shares; 2025Q3: 87,445 shares 87,445$8.77M3.78%-2,830Timeline
EMLPFIRST TR EXCHANGE-TRADED FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 145,503 shares; 2024Q4: 155,433 shares; 2025Q1: 169,362 shares; 2025Q2: 223,010 shares; 2025Q3: 224,602 shares 224,602$8.6M3.71%+1,592Timeline
VXUSVANGUARD STAR FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 42,167 shares; 2024Q4: 45,672 shares; 2025Q1: 44,862 shares; 2025Q2: 44,202 shares; 2025Q3: 101,788 shares 101,788$7.48M3.22%+57,586Timeline
SHVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,867 shares; 2024Q4: 3,867 shares; 2025Q1: 3,867 shares; 2025Q2: 58,352 shares; 2025Q3: 65,877 shares 65,877$7.28M3.14%+7,525Timeline
IAUISHARES GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 84,629 shares; 2025Q3: 84,629 shares 84,629$6.16M2.66%0Timeline
SHYISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 82,393 shares; 2024Q4: 82,393 shares; 2025Q1: 30,375 shares; 2025Q2: 31,705 shares; 2025Q3: 31,705 shares 31,705$2.63M1.13%0Timeline
IEIISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 20,710 shares; 2024Q4: 20,710 shares; 2025Q1: 20,710 shares; 2025Q2: 20,710 shares; 2025Q3: 20,710 shares 20,710$2.48M1.07%0Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,035 shares; 2024Q4: 3,035 shares; 2025Q1: 3,035 shares; 2025Q2: 3,035 shares; 2025Q3: 3,035 shares 3,035$1.82M0.79%0Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,602 shares; 2024Q4: 49,806 shares; 2025Q1: 49,806 shares; 2025Q2: 49,806 shares; 2025Q3: 49,806 shares 49,806$1.31M0.57%0Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 13,805 shares; 2024Q4: 13,805 shares; 2025Q1: 13,805 shares; 2025Q2: 13,805 shares; 2025Q3: 13,805 shares 13,805$1.26M0.54%0Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,860 shares; 2024Q4: 1,844 shares; 2025Q1: 1,844 shares; 2025Q2: 1,844 shares; 2025Q3: 1,844 shares 1,844$1.23M0.53%0Timeline
MBBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 19,000 shares; 2024Q4: 19,000 shares; 2025Q1: 10,545 shares; 2025Q2: 10,545 shares; 2025Q3: 9,795 shares 9,795$932K0.4%-750Timeline
SPGMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,435 shares; 2024Q4: 6,435 shares; 2025Q1: 6,435 shares; 2025Q2: 6,435 shares; 2025Q3: 6,435 shares 6,435$482K0.21%0Timeline
IJRISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 3,066 shares 3,066$364K0.16%newTimeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,310 shares; 2024Q4: 12,620 shares; 2025Q1: 12,620 shares; 2025Q2: 12,620 shares; 2025Q3: 12,620 shares 12,620$294K0.13%0Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 4,320 shares 4,320$282K0.12%newTimeline
IVEISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,250 shares 1,250$258K0.11%newTimeline
IDVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 6,845 shares 6,845$250K0.11%newTimeline

Sold out in Q3 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
XBISPDR SERIES TRUST4,090$339Kshares

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001820363-25-000005 base2025-11-14acceptance time not in the bulk data set