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Keystone Financial Planning, Inc.

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13F filer, CIK 1596906, CLEVELAND, OH

Keystone Financial Planning, Inc. reported $344,792,578 across 44 holdings for the quarter ended 2025-12-31, in a 13F-HR filed 2026-01-07. Its ten largest share positions make up 75.81% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001596906-26-000001

Period
2025-12-31
Reported value
$345M
Holdings
44
Top 10 weight
75.81%
New
2
Sold out
4

Largest buys vs the previous quarter

SecurityShares changeApprox. value
CMEnew+32,041$8.75M
PMadded+52,450$8.41M
AMGNnew+612$200K
DEOadded+503$43.4K
PEGadded+167$13.4K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
GSKreduced-222,804-$10.9M
SCHDreduced-113,004-$3.1M
HLNreduced-168,476-$1.7M
SOLVexited-15,554-$1.14M
WBDexited-47,638-$930K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2025

Share positions as resolved from 13F-HR 0001596906-26-000001, largest first. % of portfolio is the value over $344,792,578, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,365,627 shares; 2025Q1: 5,488,320 shares; 2025Q2: 6,342,618 shares; 2025Q3: 6,150,754 shares; 2025Q4: 6,037,750 shares 6,037,750$166M48.03%-113,004Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 27,718 shares; 2025Q1: 27,718 shares; 2025Q2: 26,882 shares; 2025Q3: 26,882 shares; 2025Q4: 26,868 shares 26,868$13M3.77%-14Timeline
PMPHILIP MORRIS INTL INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 82,632 shares; 2025Q1: 26,732 shares; 2025Q2: 25,536 shares; 2025Q3: 25,474 shares; 2025Q4: 77,924 shares 77,924$12.5M3.63%+52,450Timeline
USBUS BANCORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 72,614 shares; 2025Q1: 229,008 shares; 2025Q2: 228,836 shares; 2025Q3: 227,520 shares; 2025Q4: 220,850 shares 220,850$11.8M3.42%-6,670Timeline
CVXCHEVRON CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 25,358 shares; 2025Q1: 25,358 shares; 2025Q2: 24,778 shares; 2025Q3: 78,550 shares; 2025Q4: 77,118 shares 77,118$11.8M3.41%-1,432Timeline
BNSBANK NOVA SCOTIA B CQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 133,404 shares; 2025Q1: 138,907 shares; 2025Q2: 139,946 shares; 2025Q3: 138,938 shares; 2025Q4: 139,101 shares 139,101$10.3M2.97%+163Timeline
VZVERIZON COMMUNICATIONS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 244,758 shares; 2025Q1: 246,959 shares; 2025Q2: 245,817 shares; 2025Q3: 244,489 shares; 2025Q4: 237,744 shares 237,744$9.68M2.81%-6,745Timeline
BTIBRITISH AMERN TOB PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 172,842 shares; 2025Q1: 172,744 shares; 2025Q2: 171,618 shares; 2025Q3: 171,055 shares; 2025Q4: 167,249 shares 167,249$9.47M2.75%-3,806Timeline
CMECME GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 36,012 shares; 2025Q1: 36,055 shares; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 32,041 shares 32,041$8.75M2.54%newTimeline
BMYBRISTOL-MYERS SQUIBB COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 159,107 shares; 2025Q1: 159,659 shares; 2025Q2: 162,250 shares; 2025Q3: 164,013 shares; 2025Q4: 159,523 shares 159,523$8.6M2.5%-4,490Timeline
SPYDSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 194,322 shares; 2025Q1: 196,552 shares; 2025Q2: 196,936 shares; 2025Q3: 193,264 shares; 2025Q4: 192,060 shares 192,060$8.31M2.41%-1,204Timeline
DEODIAGEO PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 87,055 shares; 2025Q4: 87,558 shares 87,558$7.55M2.19%+503Timeline
TROWPRICE T ROWE GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 70,831 shares; 2025Q1: 70,831 shares; 2025Q2: 70,831 shares; 2025Q3: 70,564 shares; 2025Q4: 68,518 shares 68,518$7.01M2.03%-2,046Timeline
MOALTRIA GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 109,694 shares; 2025Q1: 109,694 shares; 2025Q2: 109,694 shares; 2025Q3: 109,281 shares; 2025Q4: 107,203 shares 107,203$6.18M1.79%-2,078Timeline
PFEPFIZER INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 256,187 shares; 2025Q1: 256,187 shares; 2025Q2: 254,855 shares; 2025Q3: 253,965 shares; 2025Q4: 246,382 shares 246,382$6.13M1.78%-7,583Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 49,846 shares; 2025Q1: 49,876 shares; 2025Q2: 49,001 shares; 2025Q3: 48,954 shares; 2025Q4: 48,672 shares 48,672$5.86M1.7%-282Timeline
UPSUNITED PARCEL SVCS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 47,254 shares; 2025Q1: 47,254 shares; 2025Q2: 47,254 shares; 2025Q3: 47,091 shares; 2025Q4: 45,768 shares 45,768$4.54M1.32%-1,323Timeline
QCOMQUALCOMM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 26,741 shares; 2025Q1: 26,741 shares; 2025Q2: 26,363 shares; 2025Q3: 26,363 shares; 2025Q4: 26,197 shares 26,197$4.48M1.3%-166Timeline
CSCOCISCO SYS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 51,406 shares; 2025Q1: 50,984 shares; 2025Q2: 50,052 shares; 2025Q3: 49,936 shares; 2025Q4: 49,320 shares 49,320$3.8M1.1%-616Timeline
HDVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 31,712 shares; 2025Q1: 31,142 shares; 2025Q2: 30,144 shares; 2025Q3: 29,604 shares; 2025Q4: 28,504 shares 28,504$3.47M1.01%-1,100Timeline
MCDMCDONALDS CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 8,560 shares; 2025Q1: 8,560 shares; 2025Q2: 8,560 shares; 2025Q3: 8,560 shares; 2025Q4: 8,468 shares 8,468$2.59M0.75%-92Timeline
GPCGENUINE PARTS COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 22,377 shares; 2025Q1: 22,205 shares; 2025Q2: 21,051 shares; 2025Q3: 20,989 shares; 2025Q4: 20,764 shares 20,764$2.55M0.74%-225Timeline
IBMINTERNATIONAL BUSINESS MACHSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 9,809 shares; 2025Q1: 8,974 shares; 2025Q2: 8,576 shares; 2025Q3: 8,502 shares; 2025Q4: 8,519 shares 8,519$2.52M0.73%+17Timeline
KOCOCA COLA COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 37,077 shares; 2025Q1: 37,077 shares; 2025Q2: 36,196 shares; 2025Q3: 36,196 shares; 2025Q4: 35,697 shares 35,697$2.5M0.72%-499Timeline
BENFRANKLIN TEMPLETON INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 107,994 shares; 2025Q1: 107,994 shares; 2025Q2: 105,710 shares; 2025Q3: 105,710 shares; 2025Q4: 103,542 shares 103,542$2.47M0.72%-2,168Timeline
JNJJOHNSON & JOHNSONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 10,000 shares; 2025Q1: 10,000 shares; 2025Q2: 9,636 shares; 2025Q3: 9,636 shares; 2025Q4: 9,569 shares 9,569$1.98M0.57%-67Timeline
TAT&T INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 275,612 shares; 2025Q1: 275,564 shares; 2025Q2: 74,768 shares; 2025Q3: 63,814 shares; 2025Q4: 63,513 shares 63,513$1.58M0.46%-301Timeline
PGPROCTER & GAMBLE COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 9,021 shares; 2025Q1: 9,021 shares; 2025Q2: 9,021 shares; 2025Q3: 9,021 shares; 2025Q4: 9,021 shares 9,021$1.29M0.37%0Timeline
PNWPINNACLE WEST CAP CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 82,587 shares; 2025Q1: 81,378 shares; 2025Q2: 13,355 shares; 2025Q3: 13,259 shares; 2025Q4: 13,126 shares 13,126$1.16M0.34%-133Timeline
SNYSANOFI SAQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 22,792 shares; 2025Q1: 22,792 shares; 2025Q2: 21,844 shares; 2025Q3: 21,844 shares; 2025Q4: 22,016 shares 22,016$1.07M0.31%+172Timeline
LMTLOCKHEED MARTIN CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 1,936 shares; 2025Q1: 1,936 shares; 2025Q2: 1,936 shares; 2025Q3: 1,923 shares; 2025Q4: 1,923 shares 1,923$930K0.27%0Timeline
CLCOLGATE PALMOLIVE COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 8,875 shares; 2025Q1: 8,875 shares; 2025Q2: 8,875 shares; 2025Q3: 8,875 shares; 2025Q4: 8,875 shares 8,875$701K0.2%0Timeline
TJXTJX COS INC NEWQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,177 shares; 2025Q1: 4,190 shares; 2025Q2: 4,204 shares; 2025Q3: 4,217 shares; 2025Q4: 4,228 shares 4,228$650K0.19%+11Timeline
EMREMERSON ELEC COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,983 shares; 2025Q1: 4,983 shares; 2025Q2: 4,582 shares; 2025Q3: 4,582 shares; 2025Q4: 4,582 shares 4,582$608K0.18%0Timeline
HLNHALEON PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 224,919 shares; 2025Q1: 224,919 shares; 2025Q2: 223,650 shares; 2025Q3: 222,842 shares; 2025Q4: 54,366 shares 54,366$550K0.16%-168,476Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,942 shares; 2025Q1: 4,942 shares; 2025Q2: 4,942 shares; 2025Q3: 4,942 shares; 2025Q4: 4,942 shares 4,942$437K0.13%0Timeline
PEGPUBLIC SVC ENTERPRISE GROUPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,599 shares; 2025Q1: 5,581 shares; 2025Q2: 5,533 shares; 2025Q3: 5,239 shares; 2025Q4: 5,406 shares 5,406$434K0.13%+167Timeline
CVSCVS HEALTH CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,521 shares; 2025Q1: 4,521 shares; 2025Q2: 4,521 shares; 2025Q3: 4,521 shares; 2025Q4: 4,521 shares 4,521$359K0.1%0Timeline
BACBANK OF AMER CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,881 shares; 2025Q1: 5,881 shares; 2025Q2: 5,881 shares; 2025Q3: 5,881 shares; 2025Q4: 5,881 shares 5,881$323K0.09%0Timeline
VTRSVIATRIS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 26,130 shares; 2025Q1: 26,130 shares; 2025Q2: 25,949 shares; 2025Q3: 25,883 shares; 2025Q4: 25,402 shares 25,402$316K0.09%-481Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 21,889 shares; 2025Q1: 7,024 shares; 2025Q2: 2,184 shares; 2025Q3: 2,184 shares; 2025Q4: 2,159 shares 2,159$310K0.09%-25Timeline
ACNACCENTURE PLC IRELANDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 1,085 shares; 2025Q1: 1,085 shares; 2025Q2: 1,085 shares; 2025Q3: 1,085 shares; 2025Q4: 1,085 shares 1,085$291K0.08%0Timeline
GSKGSK PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 227,913 shares; 2025Q1: 228,893 shares; 2025Q2: 229,115 shares; 2025Q3: 227,456 shares; 2025Q4: 4,652 shares 4,652$228K0.07%-222,804Timeline
AMGNAMGEN INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 612 shares 612$200K0.06%newTimeline

Sold out in Q4 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
SOLVSOLVENTUM CORP15,554$1.14Mshares
WBDWARNER BROS DISCOVERY INC47,638$930Kshares
KKELLANOVA8,756$718Kshares
TDTORONTO DOMINION BK ONT4,104$328Kshares

How Q4 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001596906-26-000001 base2026-01-07acceptance time not in the bulk data set