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Keystone Financial Planning, Inc.

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13F filer, CIK 1596906, CLEVELAND, OH

Keystone Financial Planning, Inc. reported $344,116,733 across 46 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-10-08. Its ten largest share positions make up 75.69% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001596906-25-000011

Period
2025-09-30
Reported value
$344M
Holdings
46
Top 10 weight
75.69%
New
1
Sold out
0

Largest buys vs the previous quarter

SecurityShares changeApprox. value
CVXadded+53,772$8.35M
DEOnew+87,055$8.31M
BMYadded+1,763$79.5K
TJXadded+13$1.88K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
TDreduced-114,695-$9.17M
SCHDreduced-191,864-$5.24M
WBDreduced-16,811-$328K
Treduced-10,954-$309K
SPYDreduced-3,672-$162K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001596906-25-000011, largest first. % of portfolio is the value over $344,116,733, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,365,627 shares; 2025Q1: 5,488,320 shares; 2025Q2: 6,342,618 shares; 2025Q3: 6,150,754 shares 6,150,754$168M48.8%-191,864Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 27,718 shares; 2025Q1: 27,718 shares; 2025Q2: 26,882 shares; 2025Q3: 26,882 shares 26,882$13.9M4.05%0Timeline
CVXCHEVRON CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 25,358 shares; 2025Q1: 25,358 shares; 2025Q2: 24,778 shares; 2025Q3: 78,550 shares 78,550$12.2M3.54%+53,772Timeline
USBUS BANCORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 72,614 shares; 2025Q1: 229,008 shares; 2025Q2: 228,836 shares; 2025Q3: 227,520 shares 227,520$11M3.2%-1,316Timeline
VZVERIZON COMMUNICATIONS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 244,758 shares; 2025Q1: 246,959 shares; 2025Q2: 245,817 shares; 2025Q3: 244,489 shares 244,489$10.7M3.12%-1,328Timeline
GSKGSK PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 227,913 shares; 2025Q1: 228,893 shares; 2025Q2: 229,115 shares; 2025Q3: 227,456 shares 227,456$9.82M2.85%-1,659Timeline
BTIBRITISH AMERN TOB PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 172,842 shares; 2025Q1: 172,744 shares; 2025Q2: 171,618 shares; 2025Q3: 171,055 shares 171,055$9.08M2.64%-563Timeline
BNSBANK NOVA SCOTIA B CQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 133,404 shares; 2025Q1: 138,907 shares; 2025Q2: 139,946 shares; 2025Q3: 138,938 shares 138,938$8.98M2.61%-1,008Timeline
SPYDSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 194,322 shares; 2025Q1: 196,552 shares; 2025Q2: 196,936 shares; 2025Q3: 193,264 shares 193,264$8.5M2.47%-3,672Timeline
DEODIAGEO PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 87,055 shares 87,055$8.31M2.41%newTimeline
BMYBRISTOL-MYERS SQUIBB COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 159,107 shares; 2025Q1: 159,659 shares; 2025Q2: 162,250 shares; 2025Q3: 164,013 shares 164,013$7.4M2.15%+1,763Timeline
TROWPRICE T ROWE GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 70,831 shares; 2025Q1: 70,831 shares; 2025Q2: 70,831 shares; 2025Q3: 70,564 shares 70,564$7.24M2.1%-267Timeline
MOALTRIA GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 109,694 shares; 2025Q1: 109,694 shares; 2025Q2: 109,694 shares; 2025Q3: 109,281 shares 109,281$7.22M2.1%-413Timeline
PFEPFIZER INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 256,187 shares; 2025Q1: 256,187 shares; 2025Q2: 254,855 shares; 2025Q3: 253,965 shares 253,965$6.47M1.88%-890Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 49,846 shares; 2025Q1: 49,876 shares; 2025Q2: 49,001 shares; 2025Q3: 48,954 shares 48,954$5.52M1.6%-47Timeline
QCOMQUALCOMM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 26,741 shares; 2025Q1: 26,741 shares; 2025Q2: 26,363 shares; 2025Q3: 26,363 shares 26,363$4.39M1.27%0Timeline
PMPHILIP MORRIS INTL INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 82,632 shares; 2025Q1: 26,732 shares; 2025Q2: 25,536 shares; 2025Q3: 25,474 shares 25,474$4.13M1.2%-62Timeline
UPSUNITED PARCEL SVCS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 47,254 shares; 2025Q1: 47,254 shares; 2025Q2: 47,254 shares; 2025Q3: 47,091 shares 47,091$3.93M1.14%-163Timeline
HDVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 31,712 shares; 2025Q1: 31,142 shares; 2025Q2: 30,144 shares; 2025Q3: 29,604 shares 29,604$3.62M1.05%-540Timeline
CSCOCISCO SYS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 51,406 shares; 2025Q1: 50,984 shares; 2025Q2: 50,052 shares; 2025Q3: 49,936 shares 49,936$3.42M0.99%-116Timeline
GPCGENUINE PARTS COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 22,377 shares; 2025Q1: 22,205 shares; 2025Q2: 21,051 shares; 2025Q3: 20,989 shares 20,989$2.91M0.85%-62Timeline
MCDMCDONALDS CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 8,560 shares; 2025Q1: 8,560 shares; 2025Q2: 8,560 shares; 2025Q3: 8,560 shares 8,560$2.6M0.76%0Timeline
BENFRANKLIN TEMPLETON INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 107,994 shares; 2025Q1: 107,994 shares; 2025Q2: 105,710 shares; 2025Q3: 105,710 shares 105,710$2.45M0.71%0Timeline
KOCOCA COLA COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 37,077 shares; 2025Q1: 37,077 shares; 2025Q2: 36,196 shares; 2025Q3: 36,196 shares 36,196$2.4M0.7%0Timeline
IBMINTERNATIONAL BUSINESS MACHSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 9,809 shares; 2025Q1: 8,974 shares; 2025Q2: 8,576 shares; 2025Q3: 8,502 shares 8,502$2.4M0.7%-74Timeline
HLNHALEON PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 224,919 shares; 2025Q1: 224,919 shares; 2025Q2: 223,650 shares; 2025Q3: 222,842 shares 222,842$2M0.58%-808Timeline
TAT&T INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 275,612 shares; 2025Q1: 275,564 shares; 2025Q2: 74,768 shares; 2025Q3: 63,814 shares 63,814$1.8M0.52%-10,954Timeline
JNJJOHNSON & JOHNSONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 10,000 shares; 2025Q1: 10,000 shares; 2025Q2: 9,636 shares; 2025Q3: 9,636 shares 9,636$1.79M0.52%0Timeline
PGPROCTER & GAMBLE COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 9,021 shares; 2025Q1: 9,021 shares; 2025Q2: 9,021 shares; 2025Q3: 9,021 shares 9,021$1.39M0.4%0Timeline
PNWPINNACLE WEST CAP CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 82,587 shares; 2025Q1: 81,378 shares; 2025Q2: 13,355 shares; 2025Q3: 13,259 shares 13,259$1.19M0.35%-96Timeline
SOLVSOLVENTUM CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 16,865 shares; 2025Q1: 16,865 shares; 2025Q2: 16,860 shares; 2025Q3: 15,554 shares 15,554$1.14M0.33%-1,306Timeline
SNYSANOFI SAQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 22,792 shares; 2025Q1: 22,792 shares; 2025Q2: 21,844 shares; 2025Q3: 21,844 shares 21,844$1.03M0.3%0Timeline
LMTLOCKHEED MARTIN CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 1,936 shares; 2025Q1: 1,936 shares; 2025Q2: 1,936 shares; 2025Q3: 1,923 shares 1,923$960K0.28%-13Timeline
WBDWARNER BROS DISCOVERY INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 64,142 shares; 2025Q1: 64,142 shares; 2025Q2: 64,449 shares; 2025Q3: 47,638 shares 47,638$930K0.27%-16,811Timeline
KKELLANOVAQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 8,756 shares; 2025Q1: 8,756 shares; 2025Q2: 8,756 shares; 2025Q3: 8,756 shares 8,756$718K0.21%0Timeline
CLCOLGATE PALMOLIVE COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 8,875 shares; 2025Q1: 8,875 shares; 2025Q2: 8,875 shares; 2025Q3: 8,875 shares 8,875$709K0.21%0Timeline
TJXTJX COS INC NEWQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,177 shares; 2025Q1: 4,190 shares; 2025Q2: 4,204 shares; 2025Q3: 4,217 shares 4,217$609K0.18%+13Timeline
EMREMERSON ELEC COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,983 shares; 2025Q1: 4,983 shares; 2025Q2: 4,582 shares; 2025Q3: 4,582 shares 4,582$601K0.17%0Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,942 shares; 2025Q1: 4,942 shares; 2025Q2: 4,942 shares; 2025Q3: 4,942 shares 4,942$452K0.13%0Timeline
PEGPUBLIC SVC ENTERPRISE GROUPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,599 shares; 2025Q1: 5,581 shares; 2025Q2: 5,533 shares; 2025Q3: 5,239 shares 5,239$437K0.13%-294Timeline
CVSCVS HEALTH CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 4,521 shares; 2025Q1: 4,521 shares; 2025Q2: 4,521 shares; 2025Q3: 4,521 shares 4,521$341K0.1%0Timeline
TDTORONTO DOMINION BK ONTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 117,713 shares; 2025Q1: 118,618 shares; 2025Q2: 118,799 shares; 2025Q3: 4,104 shares 4,104$328K0.1%-114,695Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 21,889 shares; 2025Q1: 7,024 shares; 2025Q2: 2,184 shares; 2025Q3: 2,184 shares 2,184$308K0.09%0Timeline
BACBANK OF AMER CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 5,881 shares; 2025Q1: 5,881 shares; 2025Q2: 5,881 shares; 2025Q3: 5,881 shares 5,881$303K0.09%0Timeline
ACNACCENTURE PLC IRELANDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 1,085 shares; 2025Q1: 1,085 shares; 2025Q2: 1,085 shares; 2025Q3: 1,085 shares 1,085$267K0.08%0Timeline
VTRSVIATRIS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: restricted; 2024Q4: 26,130 shares; 2025Q1: 26,130 shares; 2025Q2: 25,949 shares; 2025Q3: 25,883 shares 25,883$256K0.07%-66Timeline

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001596906-25-000011 base2025-10-08acceptance time not in the bulk data set