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Bull Oak Capital, LLC

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13F filer, CIK 1824263, RANCHO SANTA FE, CA

Bull Oak Capital, LLC reported $244,786,959 across 36 holdings for the quarter ended 2025-12-31, in a 13F-HR filed 2026-02-02. Its ten largest share positions make up 86.2% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001824263-26-000001

Period
2025-12-31
Reported value
$245M
Holdings
36
Top 10 weight
86.2%
New
5
Sold out
1

Largest buys vs the previous quarter

SecurityShares changeApprox. value
SPMOadded+9,858$1.18M
SGOVadded+11,253$1.13M
SHVadded+7,575$834K
QCOMnew+4,518$773K
IVVadded+1,010$692K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
CTASexited-1,444-$296K
SPYMreduced-3,016-$242K
VOreduced-760-$221K
AVUVreduced-1,549-$158K
IAUreduced-1,252-$102K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2025

Share positions as resolved from 13F-HR 0001824263-26-000001, largest first. % of portfolio is the value over $244,786,959, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 79,215 shares; 2024Q4: 93,157 shares; 2025Q1: 96,410 shares; 2025Q2: 104,627 shares; 2025Q3: 108,076 shares; 2025Q4: 109,086 shares 109,086$74.7M30.52%+1,010Timeline
IEFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 290,712 shares; 2024Q4: 323,312 shares; 2025Q1: 349,975 shares; 2025Q2: 354,110 shares; 2025Q3: 356,535 shares; 2025Q4: 361,470 shares 361,470$32.3M13.21%+4,935Timeline
SHVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 31,772 shares; 2024Q4: 130,720 shares; 2025Q1: 184,683 shares; 2025Q2: 216,101 shares; 2025Q3: 213,689 shares; 2025Q4: 221,264 shares 221,264$24.4M9.96%+7,575Timeline
SPMOINVESCO EXCH TRADED FD TR IIQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 113,569 shares; 2025Q3: 148,095 shares; 2025Q4: 157,953 shares 157,953$18.8M7.7%+9,858Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 706 shares; 2024Q4: 707 shares; 2025Q1: not reported; 2025Q2: 40,956 shares; 2025Q3: 45,912 shares; 2025Q4: 46,721 shares 46,721$15.7M6.4%+809Timeline
AVUSAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 258,807 shares; 2024Q4: 257,514 shares; 2025Q1: 250,554 shares; 2025Q2: 113,462 shares; 2025Q3: 103,500 shares; 2025Q4: 102,675 shares 102,675$11.5M4.69%-825Timeline
SPYMSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 149,122 shares; 2024Q4: 137,134 shares; 2025Q1: 128,692 shares; 2025Q2: 122,477 shares; 2025Q3: 121,317 shares; 2025Q4: 118,301 shares 118,301$9.49M3.88%-3,016Timeline
SGOVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 97,555 shares; 2025Q3: 83,184 shares; 2025Q4: 94,437 shares 94,437$9.48M3.87%+11,253Timeline
IAUISHARES GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,592 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 96,172 shares; 2025Q3: 95,889 shares; 2025Q4: 94,637 shares 94,637$7.68M3.14%-1,252Timeline
AVDVAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 57,496 shares; 2024Q4: 62,973 shares; 2025Q1: 94,382 shares; 2025Q2: 76,817 shares; 2025Q3: 73,646 shares; 2025Q4: 73,931 shares 73,931$6.95M2.84%+285Timeline
BSVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 30,707 shares; 2024Q4: 54,007 shares; 2025Q1: 58,452 shares; 2025Q2: 63,428 shares; 2025Q3: 65,605 shares; 2025Q4: 69,044 shares 69,044$5.44M2.22%+3,439Timeline
IBITISHARES BITCOIN TRUST ETFQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 23,696 shares; 2024Q4: 124,726 shares; 2025Q1: 134,650 shares; 2025Q2: 68,522 shares; 2025Q3: 69,604 shares; 2025Q4: 75,402 shares 75,402$3.74M1.53%+5,798Timeline
SPABSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 649,422 shares; 2024Q4: 320,347 shares; 2025Q1: 191,885 shares; 2025Q2: 136,363 shares; 2025Q3: 139,053 shares; 2025Q4: 139,902 shares 139,902$3.6M1.47%+849Timeline
GOVTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 383,393 shares; 2024Q4: 229,435 shares; 2025Q1: 201,274 shares; 2025Q2: 146,187 shares; 2025Q3: 150,264 shares; 2025Q4: 155,747 shares 155,747$3.59M1.46%+5,483Timeline
AVUVAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 123,701 shares; 2024Q4: 123,834 shares; 2025Q1: 110,120 shares; 2025Q2: 50,580 shares; 2025Q3: 33,397 shares; 2025Q4: 31,848 shares 31,848$3.25M1.33%-1,549Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 25,545 shares; 2024Q4: 26,680 shares; 2025Q1: 27,719 shares; 2025Q2: 14,294 shares; 2025Q3: 10,567 shares; 2025Q4: 9,807 shares 9,807$2.85M1.16%-760Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 85,147 shares; 2025Q2: 84,637 shares; 2025Q3: 84,637 shares; 2025Q4: 84,512 shares 84,512$2.27M0.93%-125Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,981 shares; 2024Q4: 2,984 shares; 2025Q1: 2,981 shares; 2025Q2: 2,981 shares; 2025Q3: 2,981 shares; 2025Q4: 2,981 shares 2,981$1.45M0.59%0Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,542 shares; 2024Q4: 5,574 shares; 2025Q1: 5,607 shares; 2025Q2: 5,606 shares; 2025Q3: 5,606 shares; 2025Q4: 5,606 shares 5,606$1.07M0.44%0Timeline
QCOMQUALCOMM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 4,518 shares 4,518$773K0.32%newTimeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,277 shares; 2024Q4: 1,509 shares; 2025Q1: 1,506 shares; 2025Q2: 1,505 shares; 2025Q3: 1,495 shares; 2025Q4: 1,453 shares 1,453$703K0.29%-42Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 735 shares; 2024Q4: 865 shares; 2025Q1: 871 shares; 2025Q2: 1,024 shares; 2025Q3: 1,025 shares; 2025Q4: 1,025 shares 1,025$699K0.29%0Timeline
INTUINTUITQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 871 shares; 2024Q4: 871 shares; 2025Q1: 878 shares; 2025Q2: 878 shares; 2025Q3: 855 shares; 2025Q4: 855 shares 855$566K0.23%0Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 3,482 shares 3,482$419K0.17%newTimeline
ADBEADOBE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 952 shares; 2024Q4: 952 shares; 2025Q1: 959 shares; 2025Q2: 959 shares; 2025Q3: 959 shares; 2025Q4: 959 shares 959$336K0.14%0Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 155 shares; 2024Q4: not reported; 2025Q1: 1,070 shares; 2025Q2: 1,069 shares; 2025Q3: 1,269 shares; 2025Q4: 1,213 shares 1,213$330K0.13%-56Timeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 554 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 969 shares; 2025Q4: 969 shares 969$303K0.12%0Timeline
PGPROCTER & GAMBLE COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 2,044 shares 2,044$293K0.12%newTimeline
BACBANK OF AMER CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 4,977 shares; 2025Q1: 5,082 shares; 2025Q2: 5,036 shares; 2025Q3: 5,036 shares; 2025Q4: 5,036 shares 5,036$277K0.11%0Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,950 shares; 2024Q4: 1,950 shares; 2025Q1: not reported; 2025Q2: 1,585 shares; 2025Q3: 1,585 shares; 2025Q4: 1,480 shares 1,480$276K0.11%-105Timeline
DFUVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,963 shares; 2024Q4: 5,850 shares; 2025Q1: 5,850 shares; 2025Q2: 5,849 shares; 2025Q3: 5,849 shares; 2025Q4: 5,849 shares 5,849$273K0.11%0Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 43 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 427 shares 427$268K0.11%newTimeline
CRMSALESFORCE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 218 shares; 2024Q4: not reported; 2025Q1: 1,596 shares; 2025Q2: 1,366 shares; 2025Q3: 1,205 shares; 2025Q4: 987 shares 987$261K0.11%-218Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 411 shares; 2025Q1: not reported; 2025Q2: 411 shares; 2025Q3: 411 shares; 2025Q4: 411 shares 411$252K0.1%0Timeline
PEPPEPSICO INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 1,739 shares 1,739$250K0.1%newTimeline
DFUSDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,171 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 3,079 shares; 2025Q3: 3,079 shares; 2025Q4: 3,079 shares 3,079$228K0.09%0Timeline

Sold out in Q4 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
CTASCINTAS CORP1,444$296Kshares

How Q4 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001824263-26-000001 base2026-02-02acceptance time not in the bulk data set