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Bull Oak Capital, LLC

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13F filer, CIK 1824263, RANCHO SANTA FE, CA

Bull Oak Capital, LLC reported $235,444,710 across 32 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-11-10. Its ten largest share positions make up 86.11% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001824263-25-000008

Period
2025-09-30
Reported value
$235M
Holdings
32
Top 10 weight
86.11%
New
2
Sold out
2

Largest buys vs the previous quarter

SecurityShares changeApprox. value
SPMOadded+34,526$4.18M
IVVadded+3,449$2.31M
VTIadded+4,956$1.63M
CTASnew+1,444$296K
GOOGLnew+969$236K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
AVUVreduced-17,183-$1.71M
SGOVreduced-14,371-$1.45M
VOreduced-3,727-$1.09M
AVUSreduced-9,962-$1.08M
AVDVreduced-3,171-$282K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001824263-25-000008, largest first. % of portfolio is the value over $235,444,710, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 79,215 shares; 2024Q4: 93,157 shares; 2025Q1: 96,410 shares; 2025Q2: 104,627 shares; 2025Q3: 108,076 shares 108,076$72.3M30.72%+3,449Timeline
IEFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 290,712 shares; 2024Q4: 323,312 shares; 2025Q1: 349,975 shares; 2025Q2: 354,110 shares; 2025Q3: 356,535 shares 356,535$31.1M13.22%+2,425Timeline
SHVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 31,772 shares; 2024Q4: 130,720 shares; 2025Q1: 184,683 shares; 2025Q2: 216,101 shares; 2025Q3: 213,689 shares 213,689$23.6M10.03%-2,412Timeline
SPMOINVESCO EXCH TRADED FD TR IIQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 113,569 shares; 2025Q3: 148,095 shares 148,095$17.9M7.61%+34,526Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 706 shares; 2024Q4: 707 shares; 2025Q1: not reported; 2025Q2: 40,956 shares; 2025Q3: 45,912 shares 45,912$15.1M6.4%+4,956Timeline
AVUSAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 258,807 shares; 2024Q4: 257,514 shares; 2025Q1: 250,554 shares; 2025Q2: 113,462 shares; 2025Q3: 103,500 shares 103,500$11.3M4.78%-9,962Timeline
SPYMSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 149,122 shares; 2024Q4: 137,134 shares; 2025Q1: 128,692 shares; 2025Q2: 122,477 shares; 2025Q3: 121,317 shares 121,317$9.5M4.04%-1,160Timeline
SGOVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 97,555 shares; 2025Q3: 83,184 shares 83,184$8.38M3.56%-14,371Timeline
IAUISHARES GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,592 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 96,172 shares; 2025Q3: 95,889 shares 95,889$6.98M2.96%-283Timeline
AVDVAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 57,496 shares; 2024Q4: 62,973 shares; 2025Q1: 94,382 shares; 2025Q2: 76,817 shares; 2025Q3: 73,646 shares 73,646$6.56M2.78%-3,171Timeline
BSVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 30,707 shares; 2024Q4: 54,007 shares; 2025Q1: 58,452 shares; 2025Q2: 63,428 shares; 2025Q3: 65,605 shares 65,605$5.18M2.2%+2,177Timeline
IBITISHARES BITCOIN TRUST ETFQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 23,696 shares; 2024Q4: 124,726 shares; 2025Q1: 134,650 shares; 2025Q2: 68,522 shares; 2025Q3: 69,604 shares 69,604$4.52M1.92%+1,082Timeline
SPABSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 649,422 shares; 2024Q4: 320,347 shares; 2025Q1: 191,885 shares; 2025Q2: 136,363 shares; 2025Q3: 139,053 shares 139,053$3.59M1.53%+2,690Timeline
GOVTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 383,393 shares; 2024Q4: 229,435 shares; 2025Q1: 201,274 shares; 2025Q2: 146,187 shares; 2025Q3: 150,264 shares 150,264$3.47M1.48%+4,077Timeline
AVUVAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 123,701 shares; 2024Q4: 123,834 shares; 2025Q1: 110,120 shares; 2025Q2: 50,580 shares; 2025Q3: 33,397 shares 33,397$3.32M1.41%-17,183Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 25,545 shares; 2024Q4: 26,680 shares; 2025Q1: 27,719 shares; 2025Q2: 14,294 shares; 2025Q3: 10,567 shares 10,567$3.1M1.32%-3,727Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 85,147 shares; 2025Q2: 84,637 shares; 2025Q3: 84,637 shares 84,637$2.23M0.95%0Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,981 shares; 2024Q4: 2,984 shares; 2025Q1: 2,981 shares; 2025Q2: 2,981 shares; 2025Q3: 2,981 shares 2,981$1.43M0.61%0Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,542 shares; 2024Q4: 5,574 shares; 2025Q1: 5,607 shares; 2025Q2: 5,606 shares; 2025Q3: 5,606 shares 5,606$1.05M0.44%0Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,277 shares; 2024Q4: 1,509 shares; 2025Q1: 1,506 shares; 2025Q2: 1,505 shares; 2025Q3: 1,495 shares 1,495$774K0.33%-10Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 735 shares; 2024Q4: 865 shares; 2025Q1: 871 shares; 2025Q2: 1,024 shares; 2025Q3: 1,025 shares 1,025$683K0.29%+1Timeline
INTUINTUITQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 871 shares; 2024Q4: 871 shares; 2025Q1: 878 shares; 2025Q2: 878 shares; 2025Q3: 855 shares 855$584K0.25%-23Timeline
ADBEADOBE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 952 shares; 2024Q4: 952 shares; 2025Q1: 959 shares; 2025Q2: 959 shares; 2025Q3: 959 shares 959$338K0.14%0Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 155 shares; 2024Q4: not reported; 2025Q1: 1,070 shares; 2025Q2: 1,069 shares; 2025Q3: 1,269 shares 1,269$323K0.14%+200Timeline
CTASCINTAS CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,444 shares 1,444$296K0.13%newTimeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,950 shares; 2024Q4: 1,950 shares; 2025Q1: not reported; 2025Q2: 1,585 shares; 2025Q3: 1,585 shares 1,585$296K0.13%0Timeline
CRMSALESFORCE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 218 shares; 2024Q4: not reported; 2025Q1: 1,596 shares; 2025Q2: 1,366 shares; 2025Q3: 1,205 shares 1,205$286K0.12%-161Timeline
DFUVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,963 shares; 2024Q4: 5,850 shares; 2025Q1: 5,850 shares; 2025Q2: 5,849 shares; 2025Q3: 5,849 shares 5,849$261K0.11%0Timeline
BACBANK OF AMER CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 4,977 shares; 2025Q1: 5,082 shares; 2025Q2: 5,036 shares; 2025Q3: 5,036 shares 5,036$260K0.11%0Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 411 shares; 2025Q1: not reported; 2025Q2: 411 shares; 2025Q3: 411 shares 411$247K0.1%0Timeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 554 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 969 shares 969$236K0.1%newTimeline
DFUSDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,171 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 3,079 shares; 2025Q3: 3,079 shares 3,079$223K0.09%0Timeline

Sold out in Q3 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
SCHDSCHWAB STRATEGIC TR7,864$208Kshares
SCHGSCHWAB STRATEGIC TR6,855$200Kshares

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001824263-25-000008 base2025-11-10acceptance time not in the bulk data set