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Sensible Financial Planning & Management, LLC.

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13F filer, CIK 1567738, WALTHAM, MA

Sensible Financial Planning & Management, LLC. reported $550,651,337 across 31 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-11-05. Its ten largest share positions make up 82.05% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0002063364-25-000274

Period
2025-09-30
Reported value
$551M
Holdings
31
Top 10 weight
82.05%
New
0
Sold out
6

Largest buys vs the previous quarter

SecurityShares changeApprox. value
MBBadded+57,954$5.51M
BNDXadded+72,278$3.57M
SCHPadded+66,563$1.79M
VOOadded+2,276$1.39M
DFIPadded+23,692$1M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
MTUMreduced-3,689-$946K
ROEexited-26,189-$844K
AGGAexited-29,407-$742K
MGCreduced-2,840-$693K
EFAXexited-13,872-$657K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0002063364-25-000274, largest first. % of portfolio is the value over $550,651,337, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHPSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 1,382,056 shares; 2024Q1: 1,449,463 shares; 2024Q2: 1,470,342 shares; 2024Q3: 1,495,734 shares; 2024Q4: 2,935,521 shares; 2025Q1: 3,004,986 shares; 2025Q2: 3,021,995 shares; 2025Q3: 3,088,558 shares 3,088,558$83.2M15.12%+66,563Timeline
BNDXVANGUARD CHARLOTTE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 1,312,501 shares; 2024Q1: 1,440,648 shares; 2024Q2: 1,513,512 shares; 2024Q3: 1,531,296 shares; 2024Q4: 1,508,330 shares; 2025Q1: 1,561,206 shares; 2025Q2: 1,605,019 shares; 2025Q3: 1,677,297 shares 1,677,297$83M15.07%+72,278Timeline
MBBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 607,790 shares; 2024Q1: 635,717 shares; 2024Q2: 661,103 shares; 2024Q3: 668,862 shares; 2024Q4: 669,913 shares; 2025Q1: 689,633 shares; 2025Q2: 738,128 shares; 2025Q3: 796,082 shares 796,082$75.7M13.76%+57,954Timeline
USIGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 1,291,889 shares; 2024Q1: 1,321,344 shares; 2024Q2: 1,382,332 shares; 2024Q3: 1,405,406 shares; 2024Q4: 1,406,474 shares; 2025Q1: 1,420,734 shares; 2025Q2: 1,392,426 shares; 2025Q3: 1,407,927 shares 1,407,927$73.5M13.35%+15,501Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 37,703 shares; 2024Q1: 38,873 shares; 2024Q2: 38,399 shares; 2024Q3: 37,918 shares; 2024Q4: 38,848 shares; 2025Q1: 40,097 shares; 2025Q2: 42,741 shares; 2025Q3: 45,017 shares 45,017$27.6M5.01%+2,276Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 78,841 shares; 2024Q1: 79,057 shares; 2024Q2: 77,164 shares; 2024Q3: 78,499 shares; 2024Q4: 75,688 shares; 2025Q1: 79,486 shares; 2025Q2: 79,414 shares; 2025Q3: 79,427 shares 79,427$26.1M4.73%+13Timeline
STIPISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 180,049 shares; 2024Q1: 189,637 shares; 2024Q2: 199,195 shares; 2024Q3: 202,099 shares; 2024Q4: 211,444 shares; 2025Q1: 216,913 shares; 2025Q2: 219,485 shares; 2025Q3: 222,335 shares 222,335$23M4.17%+2,850Timeline
MTUMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 109,048 shares; 2024Q1: 104,877 shares; 2024Q2: 103,150 shares; 2024Q3: 101,296 shares; 2024Q4: 97,813 shares; 2025Q1: 95,853 shares; 2025Q2: 91,777 shares; 2025Q3: 88,088 shares 88,088$22.6M4.1%-3,689Timeline
SPYXSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 424,007 shares; 2024Q1: 392,237 shares; 2024Q2: 384,540 shares; 2024Q3: 386,001 shares; 2024Q4: 381,707 shares; 2025Q1: 386,855 shares; 2025Q2: 385,557 shares; 2025Q3: 395,140 shares 395,140$21.7M3.94%+9,583Timeline
MGCVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 39,861 shares; 2024Q1: 40,757 shares; 2024Q2: 42,667 shares; 2024Q3: 44,671 shares; 2024Q4: 55,219 shares; 2025Q1: 64,748 shares; 2025Q2: 66,210 shares; 2025Q3: 63,370 shares 63,370$15.5M2.81%-2,840Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 191,588 shares; 2024Q1: 185,414 shares; 2024Q2: 183,550 shares; 2024Q3: 175,580 shares; 2024Q4: 507,984 shares; 2025Q1: 506,903 shares; 2025Q2: 507,238 shares; 2025Q3: 495,277 shares 495,277$13M2.37%-11,961Timeline
VTCVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 97,150 shares; 2024Q1: 127,200 shares; 2024Q2: 131,080 shares; 2024Q3: 130,636 shares; 2024Q4: 141,664 shares; 2025Q1: 152,234 shares; 2025Q2: 143,651 shares; 2025Q3: 146,989 shares 146,989$11.5M2.09%+3,338Timeline
VMBSVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 160,025 shares; 2024Q1: 193,209 shares; 2024Q2: 192,151 shares; 2024Q3: 194,669 shares; 2024Q4: 215,351 shares; 2025Q1: 249,288 shares; 2025Q2: 241,118 shares; 2025Q3: 240,360 shares 240,360$11.3M2.05%-758Timeline
DFIPDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 132,568 shares; 2024Q1: 155,460 shares; 2024Q2: 125,640 shares; 2024Q3: 132,247 shares; 2024Q4: 173,641 shares; 2025Q1: 185,332 shares; 2025Q2: 170,489 shares; 2025Q3: 194,181 shares 194,181$8.2M1.49%+23,692Timeline
SPDWSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 198,768 shares; 2024Q1: 197,680 shares; 2024Q2: 236,397 shares; 2024Q3: 241,928 shares; 2024Q4: 253,816 shares; 2025Q1: 191,376 shares; 2025Q2: 176,641 shares; 2025Q3: 173,336 shares 173,336$7.42M1.35%-3,305Timeline
SCHHSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 319,366 shares; 2024Q1: 331,094 shares; 2024Q2: 347,140 shares; 2024Q3: 351,695 shares; 2024Q4: 347,612 shares; 2025Q1: 355,555 shares; 2025Q2: 333,901 shares; 2025Q3: 322,193 shares 322,193$6.95M1.26%-11,708Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 13,072 shares; 2024Q1: 13,100 shares; 2024Q2: 13,100 shares; 2024Q3: 13,031 shares; 2024Q4: 13,013 shares; 2025Q1: 13,319 shares; 2025Q2: 13,484 shares; 2025Q3: 13,476 shares 13,476$6.46M1.17%-8Timeline
VEAVANGUARD TAX-MANAGED FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 76,544 shares; 2024Q1: 76,086 shares; 2024Q2: 75,278 shares; 2024Q3: 90,263 shares; 2024Q4: 89,336 shares; 2025Q1: 96,565 shares; 2025Q2: 96,277 shares; 2025Q3: 94,692 shares 94,692$5.67M1.03%-1,585Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 14,415 shares; 2024Q1: 15,820 shares; 2024Q2: 16,317 shares; 2024Q3: 15,161 shares; 2024Q4: 15,963 shares; 2025Q1: 19,146 shares; 2025Q2: 20,573 shares; 2025Q3: 20,143 shares 20,143$5.12M0.93%-430Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 47,297 shares; 2024Q1: 45,198 shares; 2024Q2: 52,478 shares; 2024Q3: 59,614 shares; 2024Q4: 58,033 shares; 2025Q1: 65,600 shares; 2025Q2: 61,001 shares; 2025Q3: 61,463 shares 61,463$3.33M0.6%+462Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: not reported; 2024Q1: not reported; 2024Q2: not reported; 2024Q3: 8,630 shares; 2024Q4: not reported; 2025Q1: 11,136 shares; 2025Q2: 10,942 shares; 2025Q3: 10,684 shares 10,684$3.14M0.57%-258Timeline
ESGUISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: not reported; 2024Q1: not reported; 2024Q2: not reported; 2024Q3: 8,770 shares; 2024Q4: 11,615 shares; 2025Q1: 11,714 shares; 2025Q2: 18,394 shares; 2025Q3: 20,227 shares 20,227$2.95M0.53%+1,833Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 34,794 shares; 2024Q1: 34,332 shares; 2024Q2: 34,031 shares; 2024Q3: 32,871 shares; 2024Q4: 32,496 shares; 2025Q1: 32,089 shares; 2025Q2: 31,097 shares; 2025Q3: 29,990 shares 29,990$2.74M0.5%-1,107Timeline
VTIPVANGUARD MALVERN FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 54,943 shares; 2024Q1: 53,652 shares; 2024Q2: 50,760 shares; 2024Q3: 50,155 shares; 2024Q4: 48,703 shares; 2025Q1: 48,620 shares; 2025Q2: 46,671 shares; 2025Q3: 44,307 shares 44,307$2.24M0.41%-2,364Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 12,569 shares; 2024Q1: 11,744 shares; 2024Q2: 12,110 shares; 2024Q3: 11,862 shares; 2024Q4: 10,145 shares; 2025Q1: 10,128 shares; 2025Q2: 10,455 shares; 2025Q3: 10,664 shares 10,664$1.99M0.36%+209Timeline
BNDWVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 56,495 shares; 2024Q1: 23,608 shares; 2024Q2: 12,522 shares; 2024Q3: 14,227 shares; 2024Q4: 25,829 shares; 2025Q1: 31,529 shares; 2025Q2: 23,187 shares; 2025Q3: 28,004 shares 28,004$1.95M0.35%+4,817Timeline
CBTCABOT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 31,540 shares; 2024Q1: 29,577 shares; 2024Q2: 28,176 shares; 2024Q3: 27,337 shares; 2024Q4: 25,941 shares; 2025Q1: 25,607 shares; 2025Q2: 25,293 shares; 2025Q3: 24,979 shares 24,979$1.9M0.34%-314Timeline
ESGDISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: not reported; 2024Q1: not reported; 2024Q2: not reported; 2024Q3: 7,027 shares; 2024Q4: 11,386 shares; 2025Q1: 11,203 shares; 2025Q2: 11,163 shares; 2025Q3: 10,770 shares 10,770$1M0.18%-393Timeline
DFATDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: 16,608 shares; 2024Q1: 16,608 shares; 2024Q2: 16,608 shares; 2024Q3: 16,608 shares; 2024Q4: 16,608 shares; 2025Q1: 16,608 shares; 2025Q2: 16,607 shares; 2025Q3: 15,818 shares 15,818$921K0.17%-789Timeline
ESGEISHARES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: not reported; 2024Q1: not reported; 2024Q2: not reported; 2024Q3: 5,854 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 11,273 shares; 2025Q3: 12,445 shares 12,445$540K0.1%+1,172Timeline
DFAIDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: not reported; 2024Q1: 12,521 shares; 2024Q2: 12,682 shares; 2024Q3: 12,682 shares; 2024Q4: 12,682 shares; 2025Q1: 12,682 shares; 2025Q2: 12,682 shares; 2025Q3: 12,682 shares 12,682$461K0.08%0Timeline

Sold out in Q3 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
ROEEA SERIES TRUST26,189$844Kshares
AGGAEA SERIES TRUST29,407$742Kshares
EFAXSPDR INDEX SHS FDS13,872$657Kshares
GQQQEA SERIES TRUST22,153$600Kshares
SPTISPDR SERIES TRUST20,577$592Kshares
DMBSDOUBLELINE ETF TRUST10,086$495Kshares

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0002063364-25-000274 base2025-11-05acceptance time not in the bulk data set