Sensible Financial Planning & Management, LLC.

13F filer, CIK 1567738, WALTHAM, MA

Sensible Financial Planning & Management, LLC. reported $426,315,000 across 27 holdings for the quarter ended 2023-12-31, in a 13F-HR filed 2024-02-02. Its ten largest share positions make up 83.89% of the portfolio.

Filed 2024-02-02 (acceptance time not in the bulk data set), ingested 2026-10-07 18:29:43 UTC13F-HR 0001567738-24-000002

Period: 2023-12-31
Reported value: $426M
Holdings: 27
Top 10 weight: 83.89%
New: 0
Sold out: 1

Largest buys vs the previous quarter

Security	Shares change	Approx. value
DFIPadded	+81,195	$3.35M
VMBSadded	+69,272	$3.21M
BNDWadded	+44,916	$3.11M
SPDWadded	+53,773	$1.83M
VTCadded	+11,077	$858K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
BNDXreduced	-67,740	-$3.34M
SCHPreduced	-59,826	-$3.12M
MBBreduced	-17,241	-$1.62M
SCHXreduced	-13,028	-$735K
EWCexited	-20,642	-$691K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2023

Share positions as resolved from 13F-HR 0001567738-24-000002, largest first. % of portfolio is the value over $426,314,000, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
SCHPSCHWAB STRATEGIC TR	1,382,056	$72.1M	16.92%	-59,826	Timeline
USIGISHARES TR	1,291,889	$66.2M	15.53%	-6,050	Timeline
BNDXVANGUARD CHARLOTTE FDS	1,312,501	$64.8M	15.2%	-67,740	Timeline
MBBISHARES TR	607,790	$57.2M	13.41%	-17,241	Timeline
VTIVANGUARD INDEX FDS	78,841	$18.7M	4.39%	-2,672	Timeline
STIPISHARES TR	180,049	$17.8M	4.16%	+2,377	Timeline
MTUMISHARES TR	109,048	$17.1M	4.01%	-1,951	Timeline
VOOVANGUARD INDEX FDS	37,703	$16.5M	3.86%	+93	Timeline
SPYXSPDR SERIES TRUST	424,007	$16.5M	3.86%	-9,611	Timeline
SCHXSCHWAB STRATEGIC TR	191,588	$10.8M	2.53%	-13,028	Timeline
VTCVANGUARD SCOTTSDALE FDS	97,150	$7.53M	1.77%	+11,077	Timeline
VMBSVANGUARD SCOTTSDALE FDS	160,025	$7.42M	1.74%	+69,272	Timeline
SPDWSPDR INDEX SHS FDS	198,768	$6.76M	1.59%	+53,773	Timeline
MGCVANGUARD WORLD FD	39,861	$6.75M	1.58%	+346	Timeline
SCHHSCHWAB STRATEGIC TR	319,366	$6.61M	1.55%	+23,387	Timeline
DFIPDIMENSIONAL ETF TRUST	132,568	$5.47M	1.28%	+81,195	Timeline
VUGVANGUARD INDEX FDS	13,072	$4.06M	0.95%	+13	Timeline
BNDWVANGUARD SCOTTSDALE FDS	56,495	$3.91M	0.92%	+44,916	Timeline
VEAVANGUARD TAX-MANAGED FDS	76,544	$3.67M	0.86%	+2,355	Timeline
VBVANGUARD INDEX FDS	14,415	$3.08M	0.72%	+117	Timeline
VNQVANGUARD INDEX FDS	34,794	$3.07M	0.72%	-423	Timeline
CBTCABOT CORP	31,540	$2.63M	0.62%	-1,520	Timeline
VTIPVANGUARD MALVERN FDS	54,943	$2.61M	0.61%	-2,374	Timeline
VWOVANGUARD INTL EQUITY INDEX F	47,297	$1.94M	0.46%	+16,886	Timeline
VTVVANGUARD INDEX FDS	12,569	$1.88M	0.44%	-197	Timeline
DFATDIMENSIONAL ETF TRUST	16,608	$869K	0.2%	0	Timeline
IGOVISHARES TR	10,100	$417K	0.1%	0	Timeline

Sold out in Q4 2023

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
EWCISHARES INC	20,642	$691K	shares

How Q4 2023 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001567738-24-000002	base		2024-02-02	acceptance time not in the bulk data set	2026-10-07 18:29:43 UTC