Francis Financial, Inc.

13F filer, CIK 1727514, NEW YORK, NY

Francis Financial, Inc. reported $379,307,348 across 93 holdings for the quarter ended 2024-09-30, in a 13F-HR filed 2024-11-01. Its ten largest share positions make up 70.38% of the portfolio.

Filed 2024-11-01 (acceptance time not in the bulk data set), ingested 2026-10-07 18:26:56 UTC13F-HR 0001085146-24-005311

Period: 2024-09-30
Reported value: $379M
Holdings: 93
Top 10 weight: 70.38%
New: 13
Sold out: 1

Largest buys vs the previous quarter

Security	Shares change	Approx. value
IVOOadded	+65,072	$6.87M
BIVadded	+63,472	$4.97M
VCLTadded	+53,434	$4.34M
DFLVadded	+102,108	$3.15M
DFSIadded	+70,412	$2.52M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
DSIreduced	-16,136	-$1.76M
METAreduced	-2,983	-$1.71M
VOOreduced	-1,894	-$999K
VYMreduced	-7,720	-$990K
VGTexited	-722	-$416K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2024

Share positions as resolved from 13F-HR 0001085146-24-005311, largest first. % of portfolio is the value over $378,048,169, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
VOOVANGUARD INDEX FDS	132,653	$70M	18.52%	-1,894	Timeline
BIVVANGUARD BD INDEX FDS	496,200	$38.9M	10.29%	+63,472	Timeline
METAMETA PLATFORMS INC	58,739	$33.6M	8.89%	-2,983	Timeline
VUGVANGUARD INDEX FDS	55,566	$21.3M	5.64%	+5,585	Timeline
DFSIDIMENSIONAL ETF TRUST	583,324	$20.8M	5.51%	+70,412	Timeline
VCLTVANGUARD SCOTTSDALE FDS	226,300	$18.4M	4.86%	+53,434	Timeline
VYMVANGUARD WHITEHALL FDS	136,526	$17.5M	4.63%	-7,720	Timeline
BGRNISHARES TR	342,416	$16.6M	4.38%	+16,104	Timeline
IJRISHARES TR	124,233	$14.5M	3.84%	+5,616	Timeline
IVOOVANGUARD ADMIRAL FDS INC	136,608	$14.4M	3.82%	+65,072	Timeline
DSIISHARES TR	106,118	$11.5M	3.05%	-16,136	Timeline
DFLVDIMENSIONAL ETF TRUST	314,666	$9.69M	2.56%	+102,108	Timeline
SUSBISHARES TR	364,154	$9.16M	2.42%	-1,101	Timeline
NULGNUSHARES ETF TR	74,088	$6.12M	1.62%	-3,703	Timeline
NYFISHARES TR	106,045	$5.76M	1.52%	+7,353	Timeline
ISHARES ESG ADV INV GXXXPEN…ISHARES ESG ADV INV GXXXPENDING P…	56,190	$4.78M	1.26%	0
AAPLAPPLE INC	18,552	$4.32M	1.14%	+1,298	Timeline
DFSEDIMENSIONAL ETF TRUST	121,743	$4.31M	1.14%	+10,003	Timeline
XJHISHARES TR	84,538	$3.57M	0.95%	+37,160	Timeline
VTIVANGUARD INDEX FDS	12,337	$3.5M	0.92%	+2,592	Timeline
VWOVANGUARD INTL EQUITY INDEX F	53,712	$2.57M	0.68%	+6,470	Timeline
ESMLISHARES TR	57,838	$2.42M	0.64%	+2,526	Timeline
MSFTMICROSOFT CORP	5,431	$2.34M	0.62%	+49	Timeline
DFUVDIMENSIONAL ETF TRUST	54,634	$2.28M	0.6%	-2,247	Timeline
GOOGLALPHABET INC	12,552	$2.08M	0.55%	+1,135	Timeline
IVVISHARES TR	3,279	$1.89M	0.5%	-716	Timeline
AMZNAMAZON COM INC	9,992	$1.86M	0.49%	+256	Timeline
RSPINVESCO EXCHANGE TRADED FD T	9,359	$1.68M	0.44%	+1,597	Timeline
NVDANVIDIA CORPORATION	12,553	$1.52M	0.4%	+1,122	Timeline
FSMBFIRST TR EXCH TRADED FD III	73,565	$1.47M	0.39%	+18,171	Timeline
MUBISHARES TR	12,385	$1.35M	0.36%	+181	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	2,241	$1.29M	0.34%	+4	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	2,659	$1.22M	0.32%	+343	Timeline
GLWCORNING INC	22,708	$1.03M	0.27%	+53	Timeline
DFAXDIMENSIONAL ETF TRUST	32,725	$884K	0.23%	0	Timeline
IWMISHARES TR	3,710	$819K	0.22%	-99	Timeline
GOOGALPHABET INC	4,808	$804K	0.21%	+543	Timeline
VEAVANGUARD TAX-MANAGED FDS	15,127	$799K	0.21%	+4,382	Timeline
PZAINVESCO EXCH TRADED FD TR II	32,910	$795K	0.21%	+355	Timeline
VBVANGUARD INDEX FDS	3,057	$725K	0.19%	+262	Timeline
DFAIDIMENSIONAL ETF TRUST	22,804	$725K	0.19%	0	Timeline
DFACDIMENSIONAL ETF TRUST	19,727	$676K	0.18%	0	Timeline
IWVISHARES TR	2,031	$664K	0.18%	-25	Timeline
IWFISHARES TR	1,731	$650K	0.17%	+221	Timeline
FNDFSCHWAB STRATEGIC TR	16,654	$622K	0.16%	0	Timeline
SCHFSCHWAB STRATEGIC TR	14,610	$601K	0.16%	+1,322	Timeline
FNDXSCHWAB STRATEGIC TR	8,183	$587K	0.16%	0	Timeline
IBMINTERNATIONAL BUSINESS MACHS	2,654	$587K	0.16%	+106	Timeline
VOVANGUARD INDEX FDS	2,210	$583K	0.15%	+70	Timeline
JPMJPMORGAN CHASE & CO	2,546	$537K	0.14%	+103	Timeline
DFUSDIMENSIONAL ETF TRUST	8,400	$522K	0.14%	0	Timeline
BNDVANGUARD BD INDEX FDS	6,756	$507K	0.13%	new	Timeline
IVWISHARES TR	5,225	$500K	0.13%	0	Timeline
LLYELI LILLY & CO	555	$492K	0.13%	+26	Timeline
SCHXSCHWAB STRATEGIC TR	7,080	$480K	0.13%	+1,984	Timeline
PNCPNC FINL SVCS GROUP INC	2,433	$450K	0.12%	+7	Timeline
TSLATESLA INC	1,572	$411K	0.11%	+481	Timeline
HDHOME DEPOT INC	1,015	$411K	0.11%	+26	Timeline
DGROISHARES TR	6,238	$391K	0.1%	0	Timeline
UNHUNITEDHEALTH GROUP INC	630	$368K	0.1%	+42	Timeline
DFASDIMENSIONAL ETF TRUST	5,634	$365K	0.1%	0	Timeline
MCDMCDONALDS CORP	1,191	$363K	0.1%	+94	Timeline
AVGOBROADCOM INC	2,099	$362K	0.1%	+1,903	Timeline
GSGOLDMAN SACHS GROUP INC	717	$355K	0.09%	+15	Timeline
QQQINVESCO QQQ TR	718	$350K	0.09%	0	Timeline
CGDVCAPITAL GROUP DIVIDEND VALUE	9,486	$346K	0.09%	0	Timeline
VEUVANGUARD INTL EQUITY INDEX F	5,377	$339K	0.09%	new	Timeline
IVEISHARES TR	1,710	$337K	0.09%	0	Timeline
BNDXVANGUARD CHARLOTTE FDS	6,514	$328K	0.09%	new	Timeline
CGGOCAPITAL GROUP GBL GROWTH EQT	10,505	$317K	0.08%	0	Timeline
VTRSVIATRIS INC	27,059	$314K	0.08%	new	Timeline
SLBSLB LIMITED	7,349	$308K	0.08%	-273	Timeline
VIGVANGUARD SPECIALIZED FUNDS	1,555	$308K	0.08%	0	Timeline
VTVVANGUARD INDEX FDS	1,759	$307K	0.08%	new	Timeline
DIASTATE STR SPDR DOW JONES IND	691	$292K	0.08%	-160	Timeline
NUENUCOR CORP	1,910	$287K	0.08%	new	Timeline
JNJJOHNSON & JOHNSON	1,732	$281K	0.07%	new	Timeline
IJHISHARES TR	4,282	$267K	0.07%	+616	Timeline
IUSBISHARES TR	5,323	$251K	0.07%	0	Timeline
TJXTJX COS INC NEW	2,123	$250K	0.07%	new	Timeline
PGPROCTER & GAMBLE CO	1,435	$249K	0.07%	+54	Timeline
WMTWALMART INC	2,939	$237K	0.06%	new	Timeline
VVVANGUARD INDEX FDS	884	$233K	0.06%	0	Timeline
SCHGSCHWAB STRATEGIC TR	2,222	$231K	0.06%	new	Timeline
DVYISHARES TR	1,675	$226K	0.06%	0	Timeline
DISDISNEY WALT CO	2,340	$225K	0.06%	+22	Timeline
SOSOUTHERN CO	2,491	$225K	0.06%	new	Timeline
VVISA INC	798	$219K	0.06%	-67	Timeline
SBUXSTARBUCKS CORP	2,244	$219K	0.06%	new	Timeline
UNPUNION PAC CORP	884	$218K	0.06%	new	Timeline

Options

Puts and calls, as filed. The amount and value describe the underlying shares, not the option premium, so they stay out of % of portfolio (H5).

Security	Type	Amount	Value
METAMETA PLATFORMS INC COM	put	1,000	$572K
AMZNAMAZON COM INC COM	put	2,300	$429K
MSFTMICROSOFT CORP COM	put	600	$258K

Sold out in Q3 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
VGTVANGUARD WORLD FD	722	$416K	shares

How Q3 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-24-005311	base		2024-11-01	acceptance time not in the bulk data set	2026-10-07 18:26:56 UTC