Skip to content
Disclosery

Francis Financial, Inc.

Follow

13F filer, CIK 1727514, NEW YORK, NY

Francis Financial, Inc. reported $512,145,346 across 111 holdings for the quarter ended 2025-12-31, in a 13F-HR filed 2026-02-11. Its ten largest share positions make up 63.55% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001727514-26-000001

Period
2025-12-31
Reported value
$512M
Holdings
111
Top 10 weight
63.55%
New
8
Sold out
27

Largest buys vs the previous quarter

SecurityShares changeApprox. value
FLXRadded+91,712$3.63M
SPYVnew+50,215$2.85M
DFSIadded+36,945$1.58M
JIREadded+18,302$1.37M
VUGadded+2,015$983K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
METAreduced-11,919-$7.87M
VYMreduced-8,044-$1.15M
BIVreduced-12,348-$962K
DFLVreduced-19,551-$669K
GOOGLreduced-2,121-$664K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2025

Share positions as resolved from 13F-HR 0001727514-26-000001, largest first. % of portfolio is the value over $510,868,699, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 132,653 shares; 2024Q4: 131,496 shares; 2025Q1: 131,921 shares; 2025Q2: 124,459 shares; 2025Q3: 126,166 shares; 2025Q4: 126,064 shares 126,064$79.1M15.48%-102Timeline
BIVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 496,200 shares; 2024Q4: 527,836 shares; 2025Q1: 574,692 shares; 2025Q2: 583,192 shares; 2025Q3: 608,262 shares; 2025Q4: 595,914 shares 595,914$46.4M9.08%-12,348Timeline
FLXRTCW ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 459,505 shares; 2025Q2: 757,595 shares; 2025Q3: 834,325 shares; 2025Q4: 926,037 shares 926,037$36.7M7.18%+91,712Timeline
DFSIDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 583,324 shares; 2024Q4: 640,886 shares; 2025Q1: 673,835 shares; 2025Q2: 694,253 shares; 2025Q3: 704,936 shares; 2025Q4: 741,881 shares 741,881$31.8M6.22%+36,945Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 55,566 shares; 2024Q4: 59,437 shares; 2025Q1: 58,623 shares; 2025Q2: not reported; 2025Q3: 56,667 shares; 2025Q4: 58,682 shares 58,682$28.6M5.6%+2,015Timeline
JIREJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 43,980 shares; 2025Q1: 302,699 shares; 2025Q2: 326,329 shares; 2025Q3: 349,065 shares; 2025Q4: 367,367 shares 367,367$27.5M5.38%+18,302Timeline
METAMETA PLATFORMS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 58,739 shares; 2024Q4: 114,999 shares; 2025Q1: 56,237 shares; 2025Q2: 51,477 shares; 2025Q3: 52,442 shares; 2025Q4: 40,523 shares 40,523$26.7M5.24%-11,919Timeline
IVOOVANGUARD ADMIRAL FDS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 136,608 shares; 2024Q4: 156,625 shares; 2025Q1: 191,464 shares; 2025Q2: 145,797 shares; 2025Q3: 155,178 shares; 2025Q4: 162,744 shares 162,744$18.2M3.56%+7,566Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 136,526 shares; 2024Q4: 132,467 shares; 2025Q1: 127,135 shares; 2025Q2: 120,181 shares; 2025Q3: 116,157 shares; 2025Q4: 108,113 shares 108,113$15.5M3.04%-8,044Timeline
IJRISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 124,233 shares; 2024Q4: 125,493 shares; 2025Q1: 131,209 shares; 2025Q2: 112,436 shares; 2025Q3: 115,766 shares; 2025Q4: 117,769 shares 117,769$14.2M2.77%+2,003Timeline
MUNYVANGUARD NY TAX FREE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 119,121 shares; 2025Q3: 129,166 shares; 2025Q4: 131,987 shares 131,987$13.6M2.67%+2,821Timeline
DFLVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 314,666 shares; 2024Q4: 373,443 shares; 2025Q1: 414,651 shares; 2025Q2: 351,879 shares; 2025Q3: 382,055 shares; 2025Q4: 362,504 shares 362,504$12.4M2.43%-19,551Timeline
BGRNISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 342,416 shares; 2024Q4: 345,030 shares; 2025Q1: 369,746 shares; 2025Q2: 253,244 shares; 2025Q3: 265,364 shares; 2025Q4: 254,269 shares 254,269$12.2M2.39%-11,095Timeline
DSIISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 106,118 shares; 2024Q4: 102,385 shares; 2025Q1: 102,576 shares; 2025Q2: 98,133 shares; 2025Q3: 93,843 shares; 2025Q4: 92,853 shares 92,853$12M2.34%-990Timeline
SUSBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 364,154 shares; 2024Q4: 362,771 shares; 2025Q1: 403,423 shares; 2025Q2: 393,692 shares; 2025Q3: 410,650 shares; 2025Q4: 414,014 shares 414,014$10.4M2.05%+3,364Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,210 shares; 2024Q4: 2,140 shares; 2025Q1: 2,142 shares; 2025Q2: 26,890 shares; 2025Q3: 26,890 shares; 2025Q4: 26,301 shares 26,301$7.63M1.49%-589Timeline
NULGNUSHARES ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 74,088 shares; 2024Q4: 75,162 shares; 2025Q1: 70,520 shares; 2025Q2: 68,512 shares; 2025Q3: 68,777 shares; 2025Q4: 68,239 shares 68,239$6.67M1.31%-538Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,552 shares; 2024Q4: 23,881 shares; 2025Q1: 17,553 shares; 2025Q2: 17,736 shares; 2025Q3: 19,914 shares; 2025Q4: 22,539 shares 22,539$6.13M1.2%+2,625Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,553 shares; 2024Q4: 44,460 shares; 2025Q1: 30,917 shares; 2025Q2: 28,936 shares; 2025Q3: 30,309 shares; 2025Q4: 31,477 shares 31,477$5.87M1.15%+1,168Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,337 shares; 2024Q4: 11,553 shares; 2025Q1: 11,868 shares; 2025Q2: 13,496 shares; 2025Q3: 14,035 shares; 2025Q4: 15,387 shares 15,387$5.16M1.01%+1,352Timeline
VONEVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 16,051 shares; 2025Q3: 15,889 shares; 2025Q4: 15,860 shares 15,860$4.9M0.96%-29Timeline
DFSEDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 121,743 shares; 2024Q4: 120,557 shares; 2025Q1: 119,335 shares; 2025Q2: not reported; 2025Q3: 107,165 shares; 2025Q4: 107,308 shares 107,308$4.45M0.87%+143Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,759 shares; 2024Q4: 1,573 shares; 2025Q1: not reported; 2025Q2: 19,059 shares; 2025Q3: 19,189 shares; 2025Q4: 19,305 shares 19,305$3.69M0.72%+116Timeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,552 shares; 2024Q4: 15,888 shares; 2025Q1: 12,276 shares; 2025Q2: 14,527 shares; 2025Q3: 13,030 shares; 2025Q4: 10,909 shares 10,909$3.41M0.67%-2,121Timeline
MUBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,385 shares; 2024Q4: 16,345 shares; 2025Q1: 16,309 shares; 2025Q2: 21,301 shares; 2025Q3: 25,665 shares; 2025Q4: 30,888 shares 30,888$3.31M0.65%+5,223Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,431 shares; 2024Q4: 9,360 shares; 2025Q1: 5,129 shares; 2025Q2: 4,514 shares; 2025Q3: 6,508 shares; 2025Q4: 6,739 shares 6,739$3.26M0.64%+231Timeline
FSMBFIRST TR EXCH TRADED FD IIIQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 73,565 shares; 2024Q4: 90,835 shares; 2025Q1: 135,810 shares; 2025Q2: 133,797 shares; 2025Q3: 147,855 shares; 2025Q4: 161,251 shares 161,251$3.23M0.63%+13,396Timeline
VCEBVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 32,948 shares; 2025Q4: 47,840 shares 47,840$3.04M0.6%+14,892Timeline
SPYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 50,215 shares 50,215$2.85M0.56%newTimeline
MGKVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 6,557 shares; 2025Q3: 6,415 shares; 2025Q4: 6,415 shares 6,415$2.65M0.52%0Timeline
RSPINVESCO EXCHANGE TRADED FD TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,359 shares; 2024Q4: 13,170 shares; 2025Q1: 13,936 shares; 2025Q2: 13,732 shares; 2025Q3: 13,776 shares; 2025Q4: 13,816 shares 13,816$2.65M0.52%+40Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 53,712 shares; 2024Q4: 44,077 shares; 2025Q1: 44,535 shares; 2025Q2: 45,349 shares; 2025Q3: 45,658 shares; 2025Q4: 48,064 shares 48,064$2.58M0.51%+2,406Timeline
VTWOVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 25,882 shares; 2025Q3: 25,882 shares; 2025Q4: 25,882 shares 25,882$2.58M0.5%0Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,279 shares; 2024Q4: 4,323 shares; 2025Q1: 4,083 shares; 2025Q2: 3,945 shares; 2025Q3: 3,899 shares; 2025Q4: 3,713 shares 3,713$2.54M0.5%-186Timeline
ESMLISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 57,838 shares; 2024Q4: 56,649 shares; 2025Q1: 56,484 shares; 2025Q2: 54,456 shares; 2025Q3: 52,914 shares; 2025Q4: 53,980 shares 53,980$2.48M0.49%+1,066Timeline
XJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 84,538 shares; 2024Q4: 95,177 shares; 2025Q1: 94,870 shares; 2025Q2: 56,138 shares; 2025Q3: 50,173 shares; 2025Q4: 51,796 shares 51,796$2.31M0.45%+1,623Timeline
NYFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 106,045 shares; 2024Q4: 121,705 shares; 2025Q1: 181,125 shares; 2025Q2: 45,343 shares; 2025Q3: 40,033 shares; 2025Q4: 40,033 shares 40,033$2.14M0.42%0Timeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,992 shares; 2024Q4: 16,373 shares; 2025Q1: 10,128 shares; 2025Q2: 20,670 shares; 2025Q3: 11,308 shares; 2025Q4: 8,661 shares 8,661$2M0.39%-2,647Timeline
DFUVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 54,634 shares; 2024Q4: 51,845 shares; 2025Q1: 51,542 shares; 2025Q2: 51,179 shares; 2025Q3: 48,244 shares; 2025Q4: 42,353 shares 42,353$1.97M0.39%-5,891Timeline
GLWCORNING INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 22,708 shares; 2024Q4: 23,806 shares; 2025Q1: 22,719 shares; 2025Q2: 21,037 shares; 2025Q3: 21,473 shares; 2025Q4: 21,611 shares 21,611$1.89M0.37%+138Timeline
GOOGALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,808 shares; 2024Q4: 6,081 shares; 2025Q1: 5,041 shares; 2025Q2: 5,445 shares; 2025Q3: 4,771 shares; 2025Q4: 5,261 shares 5,261$1.65M0.32%+490Timeline
BRK-BBERKSHIRE HATHAWAY INC DELQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,659 shares; 2024Q4: 3,335 shares; 2025Q1: 2,822 shares; 2025Q2: 2,904 shares; 2025Q3: 3,024 shares; 2025Q4: 2,925 shares 2,925$1.47M0.29%-99Timeline
DFAXDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 32,725 shares; 2024Q4: 32,725 shares; 2025Q1: 31,929 shares; 2025Q2: 29,119 shares; 2025Q3: 29,119 shares; 2025Q4: 41,708 shares 41,708$1.37M0.27%+12,589Timeline
DFACDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 19,727 shares; 2024Q4: 14,876 shares; 2025Q1: 14,876 shares; 2025Q2: 14,876 shares; 2025Q3: 14,876 shares; 2025Q4: 32,895 shares 32,895$1.3M0.25%+18,019Timeline
JPMJPMORGAN CHASE & COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,546 shares; 2024Q4: 3,714 shares; 2025Q1: 2,756 shares; 2025Q2: 2,934 shares; 2025Q3: 3,358 shares; 2025Q4: 3,903 shares 3,903$1.26M0.25%+545Timeline
MCDMCDONALDS CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,191 shares; 2024Q4: 1,694 shares; 2025Q1: 4,998 shares; 2025Q2: 3,925 shares; 2025Q3: 3,919 shares; 2025Q4: 3,937 shares 3,937$1.2M0.24%+18Timeline
AVGOBROADCOM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,099 shares; 2024Q4: 4,252 shares; 2025Q1: 2,583 shares; 2025Q2: 2,808 shares; 2025Q3: 3,159 shares; 2025Q4: 3,198 shares 3,198$1.11M0.22%+39Timeline
SCMBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 42,671 shares; 2025Q3: 42,671 shares; 2025Q4: 42,671 shares 42,671$1.1M0.22%0Timeline
DFUSDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 8,400 shares; 2024Q4: 8,400 shares; 2025Q1: 8,400 shares; 2025Q2: 8,400 shares; 2025Q3: 8,400 shares; 2025Q4: 14,400 shares 14,400$1.07M0.21%+6,000Timeline
IBMINTERNATIONAL BUSINESS MACHSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,654 shares; 2024Q4: 3,328 shares; 2025Q1: 3,288 shares; 2025Q2: 3,471 shares; 2025Q3: 3,489 shares; 2025Q4: 3,505 shares 3,505$1.04M0.2%+16Timeline
GSGOLDMAN SACHS GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 717 shares; 2024Q4: 880 shares; 2025Q1: 732 shares; 2025Q2: 742 shares; 2025Q3: 871 shares; 2025Q4: 1,077 shares 1,077$947K0.19%+206Timeline
IWMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,710 shares; 2024Q4: 3,594 shares; 2025Q1: 3,536 shares; 2025Q2: 3,536 shares; 2025Q3: 3,469 shares; 2025Q4: 3,474 shares 3,474$855K0.17%+5Timeline
HDHOME DEPOT INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,015 shares; 2024Q4: 1,443 shares; 2025Q1: 1,021 shares; 2025Q2: 1,074 shares; 2025Q3: 2,257 shares; 2025Q4: 2,396 shares 2,396$824K0.16%+139Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,080 shares; 2024Q4: 21,240 shares; 2025Q1: 15,288 shares; 2025Q2: 15,288 shares; 2025Q3: 15,288 shares; 2025Q4: 30,634 shares 30,634$824K0.16%+15,346Timeline
LLYELI LILLY & COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 555 shares; 2024Q4: 888 shares; 2025Q1: 670 shares; 2025Q2: 697 shares; 2025Q3: 726 shares; 2025Q4: 751 shares 751$807K0.16%+25Timeline
FNDFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,654 shares; 2024Q4: 16,654 shares; 2025Q1: 16,654 shares; 2025Q2: 16,654 shares; 2025Q3: 16,654 shares; 2025Q4: 16,654 shares 16,654$753K0.15%0Timeline
DFAIDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 22,804 shares; 2024Q4: 22,804 shares; 2025Q1: 22,804 shares; 2025Q2: 18,901 shares; 2025Q3: 18,901 shares; 2025Q4: 18,901 shares 18,901$720K0.14%0Timeline
IWFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,731 shares; 2024Q4: 1,731 shares; 2025Q1: 1,731 shares; 2025Q2: 1,731 shares; 2025Q3: 1,508 shares; 2025Q4: 1,499 shares 1,499$709K0.14%-9Timeline
TOUST ROWE PRICE EXCHANGE-TRADEDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 20,371 shares; 2025Q3: 20,371 shares; 2025Q4: 20,373 shares 20,373$703K0.14%+2Timeline
DFATDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 11,409 shares 11,409$679K0.13%newTimeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,057 shares; 2024Q4: 2,795 shares; 2025Q1: 2,371 shares; 2025Q2: 2,385 shares; 2025Q3: 2,328 shares; 2025Q4: 2,328 shares 2,328$601K0.12%0Timeline
TSLATESLA INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,572 shares; 2024Q4: 2,300 shares; 2025Q1: 1,270 shares; 2025Q2: 1,374 shares; 2025Q3: 1,384 shares; 2025Q4: 1,325 shares 1,325$596K0.12%-59Timeline
IVWISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,225 shares; 2024Q4: 5,185 shares; 2025Q1: 4,717 shares; 2025Q2: 4,717 shares; 2025Q3: 4,757 shares; 2025Q4: 4,717 shares 4,717$581K0.11%-40Timeline
AXPAMERICAN EXPRESS COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,600 shares; 2025Q4: 1,531 shares 1,531$566K0.11%-69Timeline
PNCPNC FINL SVCS GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,433 shares; 2024Q4: 2,565 shares; 2025Q1: 2,452 shares; 2025Q2: 2,443 shares; 2025Q3: 2,468 shares; 2025Q4: 2,455 shares 2,455$512K0.1%-13Timeline
BACBANK OF AMER CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 9,038 shares; 2025Q1: 7,938 shares; 2025Q2: 8,623 shares; 2025Q3: 8,270 shares; 2025Q4: 8,284 shares 8,284$456K0.09%+14Timeline
ISRGINTUITIVE SURGICAL INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 756 shares; 2025Q4: 799 shares 799$453K0.09%+43Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,241 shares; 2024Q4: 685 shares; 2025Q1: 651 shares; 2025Q2: 651 shares; 2025Q3: 651 shares; 2025Q4: 651 shares 651$444K0.09%0Timeline
COSTCOSTCO WHOLESALE CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 219 shares; 2025Q2: 504 shares; 2025Q3: 518 shares; 2025Q4: 513 shares 513$442K0.09%-5Timeline
GEGE AEROSPACEQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 1,176 shares; 2025Q2: 1,215 shares; 2025Q3: 1,280 shares; 2025Q4: 1,407 shares 1,407$433K0.08%+127Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 718 shares; 2024Q4: 700 shares; 2025Q1: 700 shares; 2025Q2: 700 shares; 2025Q3: 700 shares; 2025Q4: 692 shares 692$425K0.08%-8Timeline
CGDVCAPITAL GROUP DIVIDEND VALUEQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,486 shares; 2024Q4: 9,486 shares; 2025Q1: 9,486 shares; 2025Q2: 9,486 shares; 2025Q3: 9,486 shares; 2025Q4: 9,486 shares 9,486$414K0.08%0Timeline
BNDVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,756 shares; 2024Q4: 5,730 shares; 2025Q1: 5,730 shares; 2025Q2: 5,730 shares; 2025Q3: 5,554 shares; 2025Q4: 5,554 shares 5,554$411K0.08%0Timeline
VVISA INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 798 shares; 2024Q4: 1,597 shares; 2025Q1: 902 shares; 2025Q2: 975 shares; 2025Q3: 1,128 shares; 2025Q4: 1,084 shares 1,084$380K0.07%-44Timeline
IVEISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,710 shares; 2024Q4: 1,710 shares; 2025Q1: 1,710 shares; 2025Q2: 1,710 shares; 2025Q3: 1,729 shares; 2025Q4: 1,710 shares 1,710$363K0.07%-19Timeline
JNJJOHNSON & JOHNSONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,732 shares; 2024Q4: not reported; 2025Q1: 1,368 shares; 2025Q2: 1,463 shares; 2025Q3: 1,712 shares; 2025Q4: 1,722 shares 1,722$356K0.07%+10Timeline
TJXTJX COS INC NEWQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,123 shares; 2024Q4: 2,356 shares; 2025Q1: 2,080 shares; 2025Q2: 2,114 shares; 2025Q3: 2,264 shares; 2025Q4: 2,309 shares 2,309$355K0.07%+45Timeline
AMDADVANCED MICRO DEVICES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,371 shares; 2025Q4: 1,655 shares 1,655$354K0.07%+284Timeline
DFASDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,634 shares; 2024Q4: 5,634 shares; 2025Q1: 5,012 shares; 2025Q2: 5,012 shares; 2025Q3: 5,012 shares; 2025Q4: 5,012 shares 5,012$349K0.07%0Timeline
DIASTATE STR SPDR DOW JONES INDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 691 shares; 2024Q4: 691 shares; 2025Q1: 691 shares; 2025Q2: 691 shares; 2025Q3: 691 shares; 2025Q4: 691 shares 691$332K0.07%0Timeline
ITOTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 2,199 shares 2,199$327K0.06%newTimeline
DISDISNEY WALT COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,340 shares; 2024Q4: 3,100 shares; 2025Q1: 2,476 shares; 2025Q2: 2,581 shares; 2025Q3: 2,777 shares; 2025Q4: 2,814 shares 2,814$320K0.06%+37Timeline
NUENUCOR CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,910 shares; 2024Q4: 1,954 shares; 2025Q1: 1,967 shares; 2025Q2: 1,927 shares; 2025Q3: 1,943 shares; 2025Q4: 1,957 shares 1,957$319K0.06%+14Timeline
IEFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 3,522 shares 3,522$315K0.06%newTimeline
IWVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,031 shares; 2024Q4: 2,031 shares; 2025Q1: 803 shares; 2025Q2: 803 shares; 2025Q3: 803 shares; 2025Q4: 803 shares 803$311K0.06%0Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 1,854 shares; 2025Q2: not reported; 2025Q3: 1,764 shares; 2025Q4: 2,499 shares 2,499$301K0.06%+735Timeline
WMTWALMART INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,939 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 2,431 shares; 2025Q3: 2,626 shares; 2025Q4: 2,622 shares 2,622$292K0.06%-4Timeline
SCHZSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 12,459 shares 12,459$291K0.06%newTimeline
TSMTAIWAN SEMICONDUCTOR MANUFACQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 910 shares; 2025Q4: 933 shares 933$284K0.06%+23Timeline
VVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 884 shares; 2024Q4: 884 shares; 2025Q1: 884 shares; 2025Q2: 884 shares; 2025Q3: 884 shares; 2025Q4: 836 shares 836$263K0.05%-48Timeline
VIGVANGUARD SPECIALIZED FUNDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,555 shares; 2024Q4: 1,190 shares; 2025Q1: 1,190 shares; 2025Q2: 1,190 shares; 2025Q3: 1,190 shares; 2025Q4: 1,190 shares 1,190$262K0.05%0Timeline
IUSVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 3,358 shares; 2025Q1: 3,222 shares; 2025Q2: 2,741 shares; 2025Q3: 2,519 shares; 2025Q4: 2,519 shares 2,519$258K0.05%0Timeline
ABBVABBVIE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,030 shares; 2025Q4: 1,048 shares 1,048$239K0.05%+18Timeline
DVYISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,675 shares; 2024Q4: 1,675 shares; 2025Q1: 1,675 shares; 2025Q2: 1,675 shares; 2025Q3: 1,675 shares; 2025Q4: 1,675 shares 1,675$236K0.05%0Timeline
SLBSLB LIMITEDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,349 shares; 2024Q4: 8,149 shares; 2025Q1: 7,828 shares; 2025Q2: 6,262 shares; 2025Q3: 6,300 shares; 2025Q4: 5,999 shares 5,999$230K0.05%-301Timeline
SOSOUTHERN COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,491 shares; 2024Q4: 2,830 shares; 2025Q1: 2,570 shares; 2025Q2: 2,624 shares; 2025Q3: 2,697 shares; 2025Q4: 2,598 shares 2,598$227K0.04%-99Timeline
SPDWSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 5,025 shares 5,025$223K0.04%newTimeline
MAMASTERCARD INCORPORATEDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 710 shares; 2025Q3: 773 shares; 2025Q4: 388 shares 388$222K0.04%-385Timeline
CSCOCISCO SYS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 2,473 shares; 2025Q4: 2,788 shares 2,788$215K0.04%+315Timeline
PLTRPALANTIR TECHNOLOGIES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,172 shares; 2025Q4: 1,197 shares 1,197$213K0.04%+25Timeline
NFLXNETFLIX INC.Quarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 227 shares; 2025Q3: 245 shares; 2025Q4: 2,240 shares 2,240$210K0.04%+1,995Timeline
LRCXLAM RESEARCH CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,181 shares; 2025Q4: 1,223 shares 1,223$209K0.04%+42Timeline
VEUVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,377 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 2,798 shares 2,798$206K0.04%newTimeline
BSMQINVESCO EXCH TRD SLF IDX FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 8,635 shares; 2025Q1: 8,635 shares; 2025Q2: 8,635 shares; 2025Q3: 8,635 shares; 2025Q4: 8,635 shares 8,635$204K0.04%0Timeline
QUALISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,049 shares; 2025Q4: 1,021 shares 1,021$203K0.04%-28Timeline
BSMRINVESCO EXCH TRD SLF IDX FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 8,564 shares; 2025Q4: 8,564 shares 8,564$203K0.04%0Timeline
BSMSINVESCO EXCH TRD SLF IDX FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 8,524 shares 8,524$200K0.04%newTimeline
VTRSVIATRIS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 27,059 shares; 2024Q4: 27,645 shares; 2025Q1: 27,183 shares; 2025Q2: 13,209 shares; 2025Q3: 12,988 shares; 2025Q4: 12,988 shares 12,988$162K0.03%0Timeline

Options

Puts and calls, as filed. The amount and value describe the underlying shares, not the option premium, so they stay out of % of portfolio (H5).

SecurityTypeAmountValueChange
METAMETA PLATFORMS INC COMput900$594K0
AMZNAMAZON COM INC COMput1,700$392K-400
MSFTMICROSOFT CORP COMput600$290K0

Sold out in Q4 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
FNDXSCHWAB STRATEGIC TR20,787$547Kshares
ORCLORACLE CORP1,023$525Kshares
VCLTVANGUARD SCOTTSDALE FDS5,557$431Kshares
PGPROCTER & GAMBLE CO1,484$392Kshares
BSXBOSTON SCIENTIFIC CORP2,021$390Kshares
NFGNATIONAL FUEL GAS CO2,043$377Kshares
LLOEWS CORP1,802$354Kshares
UNHUNITEDHEALTH GROUP INC585$331Kshares
PEPPEPSICO INC1,106$283Kshares
ABTABBOTT LABORATORIES1,095$276Kshares
KOCOCA COLA CO2,506$264Kshares
CVXCHEVRON CORPORATION1,248$261Kshares
TAT&T INC5,756$258Kshares
AMATAPPLIED MATLS INC736$257Kshares
KLACKLA CORP138$256Kshares
CCITIGROUP INC1,451$248Kshares
SAPSAP SE529$243Kshares
VSTVISTRA CORP627$240Kshares
CEGCONSTELLATION ENERGY CORP391$239Kshares
CRMSALESFORCE INC633$234Kshares
BKNGBOOKING HOLDINGS INC22$227Kshares
NOWSERVICENOW INC130$212Kshares
PMPHILIP MORRIS INTL INC729$210Kshares
ANETARISTA NETWORKS INC766$207Kshares
GEVGE VERNOVA INC258$207Kshares
LAURLAUREATE ED INC3,242$205Kshares
COFCAPITAL ONE FINL CORP499$200Kshares

How Q4 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001727514-26-000001 base2026-02-11acceptance time not in the bulk data set