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FINANCIAL CONSULATE, INC

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13F filer, CIK 1624510, HUNT VALLEY, MD

FINANCIAL CONSULATE, INC reported $506,509,859 across 37 holdings for the quarter ended 2025-06-30, in a 13F-HR filed 2025-07-18. Its ten largest share positions make up 84.66% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001624510-25-000006

Period
2025-06-30
Reported value
$507M
Holdings
37
Top 10 weight
84.66%
New
13
Sold out
2

Largest buys vs the previous quarter

SecurityShares changeApprox. value
DUHPadded+979,618$34.8M
DIHPnew+832,618$24.6M
SCHXadded+585,217$14.3M
FNDFnew+187,835$7.52M
MFUSnew+63,537$3.4M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
MFDXreduced-223,928-$8.05M
FNDBreduced-214,187-$5.14M
DFATreduced-71,518-$3.86M
DIGITALOCEAN HLDGS INCexited-864,000-$806K
SCHFreduced-35,542-$785K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q2 2025

Share positions as resolved from 13F-HR 0001624510-25-000006, largest first. % of portfolio is the value over $506,509,859, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,230,747 shares; 2024Q4: 3,757,492 shares; 2025Q1: 4,117,925 shares; 2025Q2: 4,703,142 shares 4,703,142$115M22.69%+585,217Timeline
DUHPDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,018,075 shares; 2024Q4: 1,010,994 shares; 2025Q1: 894,617 shares; 2025Q2: 1,874,235 shares 1,874,235$66.6M13.16%+979,618Timeline
MFDXPIMCO EQUITY SERQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,135,173 shares; 2024Q4: 1,196,790 shares; 2025Q1: 1,851,765 shares; 2025Q2: 1,627,837 shares 1,627,837$58.5M11.55%-223,928Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,342,836 shares; 2024Q4: 2,709,810 shares; 2025Q1: 1,865,446 shares; 2025Q2: 1,829,904 shares 1,829,904$40.4M7.98%-35,542Timeline
FNDBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 553,625 shares; 2024Q4: 1,641,227 shares; 2025Q1: 1,637,012 shares; 2025Q2: 1,422,825 shares 1,422,825$34.1M6.74%-214,187Timeline
DFASDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 354,649 shares; 2025Q2: 397,666 shares 397,666$25.3M5%+43,017Timeline
DIHPDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 832,618 shares 832,618$24.6M4.85%newTimeline
VTIPVANGUARD MALVERN FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 428,924 shares; 2024Q4: 434,893 shares; 2025Q1: 448,168 shares; 2025Q2: 468,427 shares 468,427$23.5M4.65%+20,259Timeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 260,724 shares; 2024Q4: 776,613 shares; 2025Q1: 779,049 shares; 2025Q2: 799,472 shares 799,472$21.2M4.18%+20,423Timeline
FLQMFRANKLIN TEMPLETON ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 306,436 shares; 2024Q4: 318,554 shares; 2025Q1: 332,863 shares; 2025Q2: 359,563 shares 359,563$19.5M3.86%+26,700Timeline
TCAFT ROWE PRICE EXCHANGE-TRADEDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 530,192 shares; 2024Q4: 524,515 shares; 2025Q1: 520,293 shares; 2025Q2: 514,761 shares 514,761$18.2M3.59%-5,532Timeline
GMFSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 81,017 shares; 2024Q4: 83,706 shares; 2025Q1: 87,042 shares; 2025Q2: 90,694 shares 90,694$11.5M2.26%+3,652Timeline
FNDFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 187,835 shares 187,835$7.52M1.48%newTimeline
PULSPGIM ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 117,654 shares; 2025Q1: 117,424 shares; 2025Q2: 119,032 shares 119,032$5.92M1.17%+1,608Timeline
DFATDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 135,835 shares; 2025Q2: 64,317 shares 64,317$3.47M0.69%-71,518Timeline
MFUSPIMCO EQUITY SERQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 63,537 shares 63,537$3.4M0.67%newTimeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,948 shares; 2024Q4: 5,755 shares; 2025Q1: 5,912 shares; 2025Q2: 5,916 shares 5,916$3.36M0.66%+4Timeline
SPGMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 36,799 shares; 2024Q4: 38,725 shares; 2025Q1: 39,417 shares; 2025Q2: 41,176 shares 41,176$2.84M0.56%+1,759Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 40,190 shares; 2024Q4: 121,581 shares; 2025Q1: 121,895 shares; 2025Q2: 117,334 shares 117,334$2.8M0.55%-4,561Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,530 shares; 2024Q4: 4,388 shares; 2025Q1: 4,004 shares; 2025Q2: 3,867 shares 3,867$2.4M0.47%-137Timeline
SCHRSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 47,303 shares; 2024Q4: 92,793 shares; 2025Q1: 89,567 shares; 2025Q2: 87,925 shares 87,925$2.2M0.43%-1,642Timeline
SCHGSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 11,735 shares; 2024Q4: 56,921 shares; 2025Q1: 58,188 shares; 2025Q2: 58,221 shares 58,221$1.7M0.34%+33Timeline
180 DEGREE CAP CORP180 DEGREE CAP CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 438,279 shares; 2024Q4: not reported; 2025Q1: 374,790 shares; 2025Q2: 367,482 shares 367,482$1.46M0.29%-7,308
VGTVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,034 shares; 2024Q4: 1,982 shares; 2025Q1: not reported; 2025Q2: 1,999 shares 1,999$1.33M0.26%newTimeline
ITOTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 8,852 shares; 2025Q1: not reported; 2025Q2: 9,020 shares 9,020$1.22M0.24%newTimeline
BRK-BBERKSHIRE HATHAWAY INC DELQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 2,188 shares 2,188$1.06M0.21%newTimeline
CWISPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 37,493 shares; 2024Q4: 37,451 shares; 2025Q1: not reported; 2025Q2: 30,171 shares 30,171$985K0.19%newTimeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 5,553 shares 5,553$979K0.19%newTimeline
PENNYMAC CORPPENNYMAC CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 961,000 shares 961,000$966K0.19%new
BLACKSTONE MORTGAGE TRUST INBLACKSTONE MORTGAGE TRUST INQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 973,000 shares 973,000$961K0.19%new
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,033 shares; 2024Q4: not reported; 2025Q1: 2,295 shares; 2025Q2: 1,991 shares 1,991$605K0.12%-304Timeline
BNDXVANGUARD CHARLOTTE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,048 shares; 2024Q4: 10,048 shares; 2025Q1: 10,526 shares; 2025Q2: 10,526 shares 10,526$521K0.1%0Timeline
AGGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,068 shares; 2024Q4: 10,068 shares; 2025Q1: 6,023 shares; 2025Q2: 5,203 shares 5,203$516K0.1%-820Timeline
VISVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,634 shares; 2024Q4: 1,634 shares; 2025Q1: not reported; 2025Q2: 1,749 shares 1,749$490K0.1%newTimeline
XLYSELECT SECTOR SPDR TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 2,252 shares 2,252$489K0.1%newTimeline
IWFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,171 shares; 2024Q4: 1,161 shares; 2025Q1: not reported; 2025Q2: 1,070 shares 1,070$454K0.09%newTimeline
SCHZSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,827 shares; 2024Q4: 19,654 shares; 2025Q1: 21,462 shares; 2025Q2: 19,172 shares 19,172$446K0.09%-2,290Timeline

Sold out in Q2 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
DIGITALOCEAN HLDGS INCDIGITALOCEAN HLDGS INC864,000$806Kshares
SCHMSCHWAB STRATEGIC TR21,383$560Kshares

How Q2 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001624510-25-000006 base2025-07-18acceptance time not in the bulk data set