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FINANCIAL CONSULATE, INC

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13F filer, CIK 1624510, HUNT VALLEY, MD

FINANCIAL CONSULATE, INC reported $396,161,564 across 26 holdings for the quarter ended 2025-03-31, in a 13F-HR filed 2025-04-25. Its ten largest share positions make up 89.39% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001624510-25-000005

Period
2025-03-31
Reported value
$396M
Holdings
26
Top 10 weight
89.39%
New
5
Sold out
10

Largest buys vs the previous quarter

SecurityShares changeApprox. value
DFASnew+354,649$21.2M
MFDXadded+654,975$20.9M
SCHXadded+360,433$7.96M
DFATnew+135,835$6.99M
180 DEGREE CAP CORPnew+374,790$1.49M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
SCHFreduced-844,364-$16.7M
SLYGexited-104,190-$9.41M
SCHCexited-165,390-$5.68M
DUHPreduced-116,377-$3.86M
GOOGexited-9,027-$1.72M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q1 2025

Share positions as resolved from 13F-HR 0001624510-25-000005, largest first. % of portfolio is the value over $396,161,564, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,230,747 shares; 2024Q4: 3,757,492 shares; 2025Q1: 4,117,925 shares 4,117,925$90.9M22.95%+360,433Timeline
MFDXPIMCO EQUITY SERQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,135,173 shares; 2024Q4: 1,196,790 shares; 2025Q1: 1,851,765 shares 1,851,765$59.2M14.94%+654,975Timeline
FNDBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 553,625 shares; 2024Q4: 1,641,227 shares; 2025Q1: 1,637,012 shares 1,637,012$37.7M9.51%-4,215Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,342,836 shares; 2024Q4: 2,709,810 shares; 2025Q1: 1,865,446 shares 1,865,446$36.9M9.31%-844,364Timeline
DUHPDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,018,075 shares; 2024Q4: 1,010,994 shares; 2025Q1: 894,617 shares 894,617$29.6M7.48%-116,377Timeline
VTIPVANGUARD MALVERN FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 428,924 shares; 2024Q4: 434,893 shares; 2025Q1: 448,168 shares 448,168$22.4M5.65%+13,275Timeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 260,724 shares; 2024Q4: 776,613 shares; 2025Q1: 779,049 shares 779,049$21.8M5.5%+2,436Timeline
DFASDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 354,649 shares 354,649$21.2M5.35%newTimeline
FLQMFRANKLIN TEMPLETON ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 306,436 shares; 2024Q4: 318,554 shares; 2025Q1: 332,863 shares 332,863$17.6M4.45%+14,309Timeline
TCAFT ROWE PRICE EXCHANGE-TRADEDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 530,192 shares; 2024Q4: 524,515 shares; 2025Q1: 520,293 shares 520,293$16.8M4.24%-4,222Timeline
GMFSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 81,017 shares; 2024Q4: 83,706 shares; 2025Q1: 87,042 shares 87,042$10.1M2.54%+3,336Timeline
DFATDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 135,835 shares 135,835$6.99M1.77%newTimeline
PULSPGIM ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 117,654 shares; 2025Q1: 117,424 shares 117,424$5.84M1.47%-230Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,948 shares; 2024Q4: 5,755 shares; 2025Q1: 5,912 shares 5,912$3.04M0.77%+157Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 40,190 shares; 2024Q4: 121,581 shares; 2025Q1: 121,895 shares 121,895$2.62M0.66%+314Timeline
SPGMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 36,799 shares; 2024Q4: 38,725 shares; 2025Q1: 39,417 shares 39,417$2.46M0.62%+692Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,530 shares; 2024Q4: 4,388 shares; 2025Q1: 4,004 shares 4,004$2.25M0.57%-384Timeline
SCHRSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 47,303 shares; 2024Q4: 92,793 shares; 2025Q1: 89,567 shares 89,567$2.23M0.56%-3,226Timeline
180 DEGREE CAP CORP180 DEGREE CAP CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 438,279 shares; 2024Q4: not reported; 2025Q1: 374,790 shares 374,790$1.49M0.38%new
SCHGSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 11,735 shares; 2024Q4: 56,921 shares; 2025Q1: 58,188 shares 58,188$1.46M0.37%+1,267Timeline
DIGITALOCEAN HLDGS INCDIGITALOCEAN HLDGS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 725,000 shares; 2024Q4: not reported; 2025Q1: 864,000 shares 864,000$806K0.2%new
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,033 shares; 2024Q4: not reported; 2025Q1: 2,295 shares 2,295$631K0.16%newTimeline
AGGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,068 shares; 2024Q4: 10,068 shares; 2025Q1: 6,023 shares 6,023$596K0.15%-4,045Timeline
SCHMSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,960 shares; 2024Q4: 21,364 shares; 2025Q1: 21,383 shares 21,383$560K0.14%+19Timeline
BNDXVANGUARD CHARLOTTE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,048 shares; 2024Q4: 10,048 shares; 2025Q1: 10,526 shares 10,526$514K0.13%+478Timeline
SCHZSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q2: restricted; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,827 shares; 2024Q4: 19,654 shares; 2025Q1: 21,462 shares 21,462$497K0.13%+1,808Timeline

Sold out in Q1 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
SLYGSPDR SERIES TRUST104,190$9.41Mshares
SCHCSCHWAB STRATEGIC TR165,390$5.68Mshares
GOOGALPHABET INC9,027$1.72Mshares
VGTVANGUARD WORLD FD1,982$1.23Mshares
ITOTISHARES TR8,852$1.14Mshares
CWISPDR INDEX SHS FDS37,451$1.05Mshares
SPYMSPDR SERIES TRUST9,841$678Kshares
IJTISHARES TR4,341$588Kshares
IWFISHARES TR1,161$466Kshares
VISVANGUARD WORLD FD1,634$416Kshares

How Q1 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001624510-25-000005 base2025-04-25acceptance time not in the bulk data set