Skip to content
Disclosery

ZynergyRetirementPlanningLLC

Follow

13F filer, CIK 2031137, RED BANK, NJ

ZynergyRetirementPlanningLLC reported $187,251,998 across 25 holdings for the quarter ended 2026-09-30, in a 13F-HR filed 2026-10-08. Its ten largest share positions make up 95.37% of the portfolio.

Accepted , ingested 13F-HR 0002031137-26-000003

Period
2026-09-30
Reported value
$187M
Holdings
25
Top 10 weight
95.37%
New
0
Sold out
1

Largest buys vs the previous quarter

SecurityShares changeApprox. value
SCHZadded+343,027$7.58M
SCHPadded+203,821$5.12M
SCHFadded+63,233$1.74M
SCHHadded+39,242$865K
SCHAadded+4,156$136K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
SCHOreduced-263,558-$6.29M
IVVreduced-1,427-$1.09M
NVDAreduced-1,911-$436K
ITAexited-940-$228K
AAPLreduced-171-$56.9K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2026

Share positions as resolved from 13F-HR 0002031137-26-000003, largest first. % of portfolio is the value over $187,251,998, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 52,653 shares; 2025Q1: 54,243 shares; 2025Q2: 57,059 shares; 2025Q3: 56,757 shares; 2025Q4: 57,117 shares; 2026Q1: 59,518 shares; 2026Q2: 59,539 shares; 2026Q3: 58,112 shares 58,112$44.5M23.77%-1,427Timeline
SCHZSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 562,226 shares; 2025Q1: 1,164,805 shares; 2025Q2: 1,221,958 shares; 2025Q3: 1,250,430 shares; 2025Q4: 1,251,547 shares; 2026Q1: 1,326,270 shares; 2026Q2: 1,405,679 shares; 2026Q3: 1,748,706 shares 1,748,706$38.6M20.64%+343,027Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 438,132 shares; 2025Q1: 916,611 shares; 2025Q2: 939,774 shares; 2025Q3: 937,941 shares; 2025Q4: 940,599 shares; 2026Q1: 929,601 shares; 2026Q2: 926,996 shares; 2026Q3: 990,229 shares 990,229$27.2M14.53%+63,233Timeline
SCHHSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 673,547 shares; 2025Q1: 690,665 shares; 2025Q2: 729,453 shares; 2025Q3: 746,401 shares; 2025Q4: 751,590 shares; 2026Q1: 806,322 shares; 2026Q2: 820,717 shares; 2026Q3: 859,959 shares 859,959$19M10.12%+39,242Timeline
SCHASCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 265,573 shares; 2025Q1: 531,114 shares; 2025Q2: 566,783 shares; 2025Q3: 571,869 shares; 2025Q4: 582,311 shares; 2026Q1: 571,593 shares; 2026Q2: 565,809 shares; 2026Q3: 569,965 shares 569,965$18.6M9.93%+4,156Timeline
SCHPSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 204,741 shares; 2025Q1: 416,115 shares; 2025Q2: 423,520 shares; 2025Q3: 429,411 shares; 2025Q4: 424,093 shares; 2026Q1: 451,841 shares; 2026Q2: 473,970 shares; 2026Q3: 677,791 shares 677,791$17M9.1%+203,821Timeline
SCHOSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 170,994 shares; 2025Q1: 383,699 shares; 2025Q2: 375,085 shares; 2025Q3: 381,363 shares; 2025Q4: 483,964 shares; 2026Q1: 438,538 shares; 2026Q2: 449,104 shares; 2026Q3: 185,546 shares 185,546$4.43M2.36%-263,558Timeline
SCHESCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 113,924 shares; 2025Q1: 112,755 shares; 2025Q2: 115,021 shares; 2025Q3: 115,668 shares; 2025Q4: 118,623 shares; 2026Q1: 113,577 shares; 2026Q2: 114,762 shares; 2026Q3: 115,569 shares 115,569$4.21M2.25%+807Timeline
SCHVSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 44,711 shares; 2025Q1: 123,450 shares; 2025Q2: 103,492 shares; 2025Q3: 102,028 shares; 2025Q4: 101,806 shares; 2026Q1: 98,664 shares; 2026Q2: 97,589 shares; 2026Q3: 96,985 shares 96,985$3.23M1.73%-604Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,271 shares; 2025Q1: 1,271 shares; 2025Q2: 1,375 shares; 2025Q3: 1,376 shares; 2025Q4: 1,449 shares; 2026Q1: 7,254 shares; 2026Q2: 9,648 shares; 2026Q3: 7,737 shares 7,737$1.77M0.94%-1,911Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 4,734 shares; 2025Q1: 5,346 shares; 2025Q2: 5,346 shares; 2025Q3: 5,346 shares; 2025Q4: 5,346 shares; 2026Q1: 4,956 shares; 2026Q2: 4,874 shares; 2026Q3: 4,703 shares 4,703$1.57M0.84%-171Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,480 shares; 2025Q1: 1,480 shares; 2025Q2: 1,480 shares; 2025Q3: 1,480 shares; 2025Q4: 1,443 shares; 2026Q1: 1,438 shares; 2026Q2: 1,438 shares; 2026Q3: 1,438 shares 1,438$1.06M0.57%0Timeline
SCHCSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 17,370 shares; 2025Q1: 17,931 shares; 2025Q2: 20,344 shares; 2025Q3: 20,510 shares; 2025Q4: 21,776 shares; 2026Q1: 18,974 shares; 2026Q2: 20,028 shares; 2026Q3: 20,206 shares 20,206$1.01M0.54%+178Timeline
VFHVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 5,143 shares; 2025Q1: 5,091 shares; 2025Q2: 4,951 shares; 2025Q3: 4,919 shares; 2025Q4: 4,919 shares; 2026Q1: 4,919 shares; 2026Q2: 4,919 shares; 2026Q3: 4,856 shares 4,856$632K0.34%-63Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 2,721 shares; 2025Q1: 2,698 shares; 2025Q2: 2,643 shares; 2025Q3: 2,643 shares; 2025Q4: 2,643 shares; 2026Q1: 2,643 shares; 2026Q2: 2,643 shares; 2026Q3: 2,643 shares 2,643$571K0.3%0Timeline
VEUVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 7,267 shares; 2025Q1: 6,854 shares; 2025Q2: 6,854 shares; 2025Q3: 6,854 shares; 2025Q4: 6,854 shares; 2026Q1: 6,854 shares; 2026Q2: 6,854 shares; 2026Q3: 6,854 shares 6,854$569K0.3%0Timeline
SCHGSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 6,110 shares; 2025Q1: 23,495 shares; 2025Q2: 17,664 shares; 2025Q3: 17,575 shares; 2025Q4: 16,727 shares; 2026Q1: 15,250 shares; 2026Q2: 15,444 shares; 2026Q3: 15,028 shares 15,028$540K0.29%-416Timeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 5,548 shares; 2025Q1: 16,956 shares; 2025Q2: 15,277 shares; 2025Q3: 15,090 shares; 2025Q4: 15,299 shares; 2026Q1: 13,779 shares; 2026Q2: 13,779 shares; 2026Q3: 13,779 shares 13,779$448K0.24%0Timeline
HDHOME DEPOT INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,771 shares; 2025Q1: 1,741 shares; 2025Q2: 1,659 shares; 2025Q3: 1,606 shares; 2025Q4: 1,555 shares; 2026Q1: 1,499 shares; 2026Q2: 1,499 shares; 2026Q3: 1,499 shares 1,499$426K0.23%0Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 5,125 shares; 2025Q1: 15,423 shares; 2025Q2: 13,860 shares; 2025Q3: 13,868 shares; 2025Q4: 13,781 shares; 2026Q1: 13,781 shares; 2026Q2: 13,781 shares; 2026Q3: 13,781 shares 13,781$404K0.22%0Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,412 shares; 2025Q1: 1,412 shares; 2025Q2: 1,354 shares; 2025Q3: 1,354 shares; 2025Q4: 1,354 shares; 2026Q1: 1,354 shares; 2026Q2: 1,354 shares; 2026Q3: 1,354 shares 1,354$385K0.21%0Timeline
GLDSPDR GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 2,113 shares; 2025Q1: 1,730 shares; 2025Q2: 992 shares; 2025Q3: 961 shares; 2025Q4: 917 shares; 2026Q1: 889 shares; 2026Q2: 880 shares; 2026Q3: 855 shares 855$326K0.17%-25Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,916 shares; 2025Q1: 1,916 shares; 2025Q2: 1,916 shares; 2025Q3: 1,772 shares; 2025Q4: 1,772 shares; 2026Q1: 1,685 shares; 2026Q2: 1,685 shares; 2026Q3: 1,685 shares 1,685$262K0.14%0Timeline
VPUVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 1,459 shares; 2025Q1: 1,459 shares; 2025Q2: 1,452 shares; 2025Q3: 1,452 shares; 2025Q4: 1,452 shares; 2026Q1: 1,452 shares; 2026Q2: 1,452 shares; 2026Q3: 1,452 shares 1,452$248K0.13%0Timeline
NJRNEW JERSEY RES CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q4: 4,248 shares; 2025Q1: 4,289 shares; 2025Q2: not reported; 2025Q3: 4,414 shares; 2025Q4: 4,457 shares; 2026Q1: 4,503 shares; 2026Q2: 4,542 shares; 2026Q3: 4,581 shares 4,581$232K0.12%+39Timeline

Sold out in Q3 2026

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
ITAISHARES TR940$228Kshares

How Q3 2026 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0002031137-26-000003 base2026-10-08

Filings

Every filing of this filer: 13F reports and notices, the 13D and 13G it filed or is a reporting person of, and Forms 3, 4 and 5 it reported as an owner.

FilingSubjectFiledAcceptedIngested
13F-HR 0002031137-26-000003 Quarter ended 2026-09-302026-10-08
13F-HR 0002031137-26-000001 Quarter ended 2026-06-302026-07-17acceptance time not in the bulk data set
13F-HR 0002085853-26-000404 Quarter ended 2026-03-312026-04-17acceptance time not in the bulk data set
13F-HR 0002085853-26-000023 Quarter ended 2025-12-312026-01-09acceptance time not in the bulk data set
13F-HR 0002085853-25-000029 Quarter ended 2025-09-302025-10-08acceptance time not in the bulk data set
13F-HR 0001667731-25-001265 Quarter ended 2025-06-302025-09-04acceptance time not in the bulk data set
13F-HR 0002031137-25-000002 Quarter ended 2025-03-312025-04-24acceptance time not in the bulk data set
13F-HR 0002031137-25-000001 Quarter ended 2024-12-312025-01-23acceptance time not in the bulk data set
13F-HR 0002031137-24-000003 Quarter ended 2024-09-302024-11-07acceptance time not in the bulk data set
13F-HR 0002031137-24-000001 Quarter ended 2024-06-302024-07-25acceptance time not in the bulk data set