Willow Creek Wealth Management Inc.

13F filer, CIK 1632407, Sebastopol, CA

Willow Creek Wealth Management Inc. reported $797,756,104 across 145 holdings for the quarter ended 2023-12-31, in a 13F-HR filed 2024-04-01. Its ten largest share positions make up 58.61% of the portfolio.

Filed 2024-04-01 (acceptance time not in the bulk data set), ingested 2026-10-07 18:28:46 UTC13F-HR 0001580642-24-001890

Period: 2023-12-31
Reported value: $798M
Holdings: 145
Top 10 weight: 58.61%
New: 14
Sold out: 0

Largest buys vs the previous quarter

Security	Shares change	Approx. value
SPTIadded	+391,116	$11.2M
SPIBadded	+267,138	$8.77M
DFUSadded	+153,993	$7.98M
DFAIadded	+176,526	$5.06M
AVLVadded	+81,278	$4.69M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
VTEBreduced	-191,832	-$9.79M
DFIPreduced	-31,310	-$1.29M
DFUVreduced	-30,530	-$1.14M
AVSEreduced	-15,604	-$748K
SPABreduced	-25,791	-$661K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2023

Share positions as resolved from 13F-HR 0001580642-24-001890, largest first. % of portfolio is the value over $797,756,104, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
DFATDIMENSIONAL ETF TRUST	1,746,773	$91.4M	11.46%	+33,060	Timeline
SPABSPDR SERIES TRUST	3,109,703	$79.7M	9.99%	-25,791	Timeline
BSVVANGUARD BD INDEX FDS	1,028,451	$79.2M	9.93%	+5,644	Timeline
DFUVDIMENSIONAL ETF TRUST	1,141,212	$42.5M	5.32%	-30,530	Timeline
SUBISHARES TR	311,250	$32.8M	4.11%	+33,391	Timeline
VTEBVANGUARD MUN BD FDS	640,159	$32.7M	4.1%	-191,832	Timeline
DFUSDIMENSIONAL ETF TRUST	589,988	$30.6M	3.83%	+153,993	Timeline
BIVVANGUARD BD INDEX FDS	356,490	$27.2M	3.41%	+19,840	Timeline
SPSBSPDR SERIES TRUST	863,285	$25.7M	3.22%	+149,665	Timeline
DFIVDIMENSIONAL ETF TRUST	748,144	$25.7M	3.22%	-1,760	Timeline
SCHPSCHWAB STRATEGIC TR	354,441	$18.5M	2.32%	+44,766	Timeline
SPTSSPDR SERIES TRUST	623,312	$18.1M	2.27%	+112,150	Timeline
SPIBSPDR SERIES TRUST	500,602	$16.4M	2.06%	+267,138	Timeline
DFAIDIMENSIONAL ETF TRUST	533,363	$15.3M	1.91%	+176,526	Timeline
SPIPSPDR SERIES TRUST	559,721	$14.3M	1.79%	+37,466	Timeline
AVLVAMERICAN CENTY ETF TR	234,695	$13.6M	1.7%	+81,278	Timeline
SPTISPDR SERIES TRUST	432,372	$12.3M	1.55%	+391,116	Timeline
DFEMDIMENSIONAL ETF TRUST	489,164	$12.2M	1.53%	+159,551	Timeline
AAPLAPPLE INC	61,967	$11.9M	1.5%	+2,117	Timeline
COSTCOSTCO WHOLESALE CORPORATION	17,240	$11.4M	1.43%	+295	Timeline
DFAUDIMENSIONAL ETF TRUST	318,912	$10.6M	1.33%	+10,160	Timeline
AVSDAMERICAN CENTY ETF TR	196,442	$10.6M	1.33%	+789	Timeline
AVDVAMERICAN CENTY ETF TR	164,715	$10.3M	1.29%	+42,903	Timeline
DFARDIMENSIONAL ETF TRUST	422,551	$9.61M	1.2%	+172,018	Timeline
AVUVAMERICAN CENTY ETF TR	96,972	$8.71M	1.09%	+31,981	Timeline
DFAXDIMENSIONAL ETF TRUST	306,287	$7.48M	0.94%	+27,845	Timeline
VNQVANGUARD INDEX FDS	68,754	$6.08M	0.76%	-344	Timeline
BILSPDR SERIES TRUST	60,137	$5.5M	0.69%	+44,877	Timeline
CSCOCISCO SYS INC	103,326	$5.22M	0.65%	+1,596	Timeline
SGOVISHARES TR	51,999	$5.21M	0.65%	+31,138	Timeline
AVSEAMERICAN CENTY ETF TR	95,985	$4.6M	0.58%	-15,604	Timeline
DFACDIMENSIONAL ETF TRUST	150,723	$4.41M	0.55%	+1,423	Timeline
DFAEDIMENSIONAL ETF TRUST	180,937	$4.36M	0.55%	-4,973	Timeline
DFGRDIMENSIONAL ETF TRUST	161,421	$4.19M	0.53%	+75,163	Timeline
ESMLISHARES TR	95,965	$3.65M	0.46%	+45,333	Timeline
FSLYFASTLY INC	202,000	$3.6M	0.45%	0	Timeline
VGSRMANAGER DIRECTED PORTFOLIOS	337,724	$3.36M	0.42%	new	Timeline
AVSUAMERICAN CENTY ETF TR	59,496	$3.34M	0.42%	-3,179	Timeline
DISVDIMENSIONAL ETF TRUST	126,616	$3.26M	0.41%	+20,194	Timeline
DFSUDIMENSIONAL ETF TRUST	79,894	$2.49M	0.31%	+18,816	Timeline
SPMBSPDR SERIES TRUST	107,994	$2.38M	0.3%	-8,587	Timeline
TMOTHERMO FISHER SCIENTIFIC INC	4,373	$2.32M	0.29%	+172	Timeline
IJHISHARES TR	8,354	$2.32M	0.29%	+5,557	Timeline
INTUINTUIT	3,690	$2.31M	0.29%	0	Timeline
DFSIDIMENSIONAL ETF TRUST	69,231	$2.22M	0.28%	+6,593	Timeline
DFASDIMENSIONAL ETF TRUST	36,225	$2.16M	0.27%	-806	Timeline
IVVISHARES TR	3,846	$1.84M	0.23%	+139	Timeline
DFSEDIMENSIONAL ETF TRUST	56,424	$1.78M	0.22%	+13,596	Timeline
GOOGALPHABET INC	12,513	$1.76M	0.22%	+1,612	Timeline
BNDVANGUARD BD INDEX FDS	22,943	$1.69M	0.21%	-3,953	Timeline
GOOGLALPHABET INC	11,579	$1.62M	0.2%	-511	Timeline
DFICDIMENSIONAL ETF TRUST	62,989	$1.61M	0.2%	+7,545	Timeline
WRBBERKLEY W R CORP	21,929	$1.55M	0.19%	+1	Timeline
VRSNVERISIGN INC	7,446	$1.53M	0.19%	-1	Timeline
IWFISHARES TR	4,815	$1.46M	0.18%	-65	Timeline
DFIPDIMENSIONAL ETF TRUST	32,765	$1.35M	0.17%	-31,310	Timeline
TIPISHARES TR	12,509	$1.34M	0.17%	-2,443	Timeline
MSFTMICROSOFT CORP	3,563	$1.34M	0.17%	+459	Timeline
VUSBVANGUARD BD INDEX FDS	25,682	$1.27M	0.16%	+2,066	Timeline
VVISA INC	4,764	$1.24M	0.16%	+406	Timeline
SUSBISHARES TR	42,631	$1.04M	0.13%	-281	Timeline
IJSISHARES TR	9,585	$988K	0.12%	-228	Timeline
VMBSVANGUARD SCOTTSDALE FDS	20,084	$931K	0.12%	-1,780	Timeline
ITOTISHARES TR	7,838	$825K	0.1%	0	Timeline
SUSAISHARES TR	7,959	$800K	0.1%	0	Timeline
IWDISHARES TR	4,708	$778K	0.1%	0	Timeline
PGPROCTER & GAMBLE CO	5,173	$758K	0.1%	+234	Timeline
SUSCISHARES TR	29,434	$685K	0.09%	+23	Timeline
PLPLANET LABS PBC	273,407	$675K	0.08%	0	Timeline
VTIPVANGUARD MALVERN FDS	14,204	$675K	0.08%	-331	Timeline
DSIISHARES TR	7,331	$667K	0.08%	-129	Timeline
VIGVANGUARD SPECIALIZED FUNDS	3,836	$654K	0.08%	0	Timeline
AVUSAMERICAN CENTY ETF TR	7,634	$623K	0.08%	0	Timeline
ORCLORACLE CORP	5,890	$621K	0.08%	-822	Timeline
JNJJOHNSON & JOHNSON	3,927	$616K	0.08%	-187	Timeline
IJRISHARES TR	5,367	$581K	0.07%	0	Timeline
PRFINVESCO EXCHANGE TRADED FD T	15,805	$556K	0.07%	0	Timeline
VBVANGUARD INDEX FDS	2,563	$547K	0.07%	+149	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	1,149	$547K	0.07%	-6	Timeline
AFLAFLAC INC	6,583	$543K	0.07%	-1	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	1,500	$535K	0.07%	+286	Timeline
HONHONEYWELL INTL INC	2,347	$492K	0.06%	+235	Timeline
DFSVDIMENSIONAL ETF TRUST	16,314	$475K	0.06%	-3,540	Timeline
MAMASTERCARD INCORPORATED	1,097	$468K	0.06%	0	Timeline
VCEBVANGUARD WORLD FD	7,336	$465K	0.06%	-229	Timeline
XRAYDENTSPLY SIRONA INC	12,703	$452K	0.06%	+1	Timeline
ADBEADOBE INC	751	$448K	0.06%	+1	Timeline
INTCINTEL CORP	8,733	$439K	0.06%	-1,070	Timeline
PGRPROGRESSIVE CORP	2,671	$425K	0.05%	+1	Timeline
VOOVANGUARD INDEX FDS	965	$422K	0.05%	0	Timeline
DLNWISDOMTREE TR	6,110	$406K	0.05%	0	Timeline
QQQINVESCO QQQ TR	952	$390K	0.05%	-42	Timeline
MRKMERCK & CO INC	3,531	$385K	0.05%	+781	Timeline
DHRDANAHER CORP DEL	1,656	$383K	0.05%	+201	Timeline
TXNTEXAS INSTRS INC	2,212	$377K	0.05%	-7	Timeline
IXUSISHARES TR	5,769	$375K	0.05%	0	Timeline
UNPUNION PAC CORP	1,515	$372K	0.05%	new	Timeline
MRSHMARSH & MCLENNAN COS INC	1,939	$367K	0.05%	0	Timeline
JPMJPMORGAN CHASE & CO	2,146	$365K	0.05%	-115	Timeline
VOVANGUARD INDEX FDS	1,554	$362K	0.05%	0	Timeline
IWRISHARES TR	4,538	$353K	0.04%	+265	Timeline
ACNACCENTURE PLC IRELAND	994	$349K	0.04%	-1	Timeline
PEPPEPSICO INC	2,041	$347K	0.04%	-177	Timeline
DFLVDIMENSIONAL ETF TRUST	12,592	$341K	0.04%	+3,302	Timeline
AVREAMERICAN CENTY ETF TR	7,782	$337K	0.04%	-2,874	Timeline
AGGISHARES TR	3,378	$335K	0.04%	0	Timeline
VWOVANGUARD INTL EQUITY INDEX F	7,874	$324K	0.04%	0	Timeline
VVVANGUARD INDEX FDS	1,476	$322K	0.04%	0	Timeline
SBUXSTARBUCKS CORP	3,313	$318K	0.04%	+8	Timeline
IWVISHARES TR	1,159	$317K	0.04%	0	Timeline
IWBISHARES TR	1,190	$312K	0.04%	0	Timeline
EFAISHARES TR	4,121	$311K	0.04%	+16	Timeline
ORLYOREILLY AUTOMOTIVE INC	326	$310K	0.04%	0	Timeline
SHYISHARES TR	3,673	$301K	0.04%	0	Timeline
VTIVANGUARD INDEX FDS	1,256	$298K	0.04%	-50	Timeline
DISDISNEY WALT CO	3,218	$291K	0.04%	-16	Timeline
ICEINTERCONTINENTAL EXCHANGE IN	2,217	$285K	0.04%	+165	Timeline
LLYELI LILLY & CO	480	$280K	0.04%	+3	Timeline
BACBANK OF AMER CORP	8,124	$274K	0.03%	new	Timeline
NSCNORFOLK SOUTHN CORP	1,156	$273K	0.03%	new	Timeline
VBRVANGUARD INDEX FDS	1,481	$267K	0.03%	-13	Timeline
UNHUNITEDHEALTH GROUP INC	488	$257K	0.03%	new	Timeline
METAMETA PLATFORMS INC	701	$248K	0.03%	new	Timeline
WMTWALMART INC	1,568	$247K	0.03%	-346	Timeline
MSMORGAN STANLEY	2,610	$243K	0.03%	-153	Timeline
TGTTARGET CORP	1,702	$242K	0.03%	new	Timeline
PSAPUBLIC STORAGE	789	$241K	0.03%	0	Timeline
ESGEISHARES INC	7,432	$238K	0.03%	new	Timeline
MCDMCDONALDS CORP	802	$238K	0.03%	-2	Timeline
GEGE AEROSPACE	1,853	$236K	0.03%	+7	Timeline
MUBISHARES TR	2,177	$236K	0.03%	0	Timeline
EXPOEXPONENT INC	2,650	$233K	0.03%	0	Timeline
HDHOME DEPOT INC	673	$233K	0.03%	-125	Timeline
AVEMAMERICAN CENTY ETF TR	4,118	$232K	0.03%	0	Timeline
TSLATESLA INC	926	$230K	0.03%	-232	Timeline
NEENEXTERA ENERGY INC	3,767	$229K	0.03%	-304	Timeline
NKENIKE INC	2,048	$222K	0.03%	new	Timeline
XOMEXXON MOBIL CORP	2,218	$222K	0.03%	+8	Timeline
CTASCINTAS CORP	364	$219K	0.03%	new	Timeline
MMM3M CO	1,988	$217K	0.03%	new	Timeline
IGMISHARES TR	477	$214K	0.03%	new	Timeline
IBMINTERNATIONAL BUSINESS MACHS	1,292	$211K	0.03%	new	Timeline
SNYSANOFI SA	4,171	$207K	0.03%	0	Timeline
CSXCSX CORP	5,858	$203K	0.03%	new	Timeline
FFORD MTR CO	12,328	$150K	0.02%	-34	Timeline

How Q4 2023 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001580642-24-001890	base		2024-04-01	acceptance time not in the bulk data set	2026-10-07 18:28:46 UTC