Skip to content
Disclosery

Williams Financial, LLC

Follow

13F filer, CIK 1846923, NORTH BENNINGTON, VT

Williams Financial, LLC reported $96,954,146 across 17 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-10-24. Its ten largest share positions make up 98.22% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001214659-25-015285

Period
2025-09-30
Reported value
$97M
Holdings
17
Top 10 weight
98.22%
New
8
Sold out
1

Largest buys vs the previous quarter

SecurityShares changeApprox. value
IVVnew+15,477$10.4M
XOMnew+5,846$659K
SCHMnew+16,328$484K
SCHOadded+13,736$335K
BRK-Bnew+552$278K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
VDCexited-47,793-$10.5M
DBEFreduced-3,579-$166K
SPYVreduced-848-$46.9K
TDreduced-100-$8K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001214659-25-015285, largest first. % of portfolio is the value over $96,954,146, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SCHOSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 392,970 shares; 2024Q4: 812,273 shares; 2025Q1: 799,572 shares; 2025Q2: 931,641 shares; 2025Q3: 945,377 shares 945,377$23.1M23.79%+13,736Timeline
JPIEJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 398,361 shares; 2025Q2: 453,068 shares; 2025Q3: 456,107 shares 456,107$21.2M21.83%+3,039Timeline
SPYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 702,694 shares; 2024Q4: 709,350 shares; 2025Q1: 418,039 shares; 2025Q2: 354,528 shares; 2025Q3: 353,680 shares 353,680$19.6M20.18%-848Timeline
DBEFDBX ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 376,924 shares; 2024Q4: 383,675 shares; 2025Q1: 468,935 shares; 2025Q2: 368,598 shares; 2025Q3: 365,019 shares 365,019$16.9M17.48%-3,579Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 15,477 shares 15,477$10.4M10.68%newTimeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 930 shares; 2024Q4: 908 shares; 2025Q1: 3,035 shares; 2025Q2: 7,449 shares; 2025Q3: 7,907 shares 7,907$2.01M2.08%+458Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,992 shares; 2024Q4: 6,041 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 5,846 shares 5,846$659K0.68%newTimeline
CVSCVS HEALTH CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,662 shares; 2024Q4: 6,662 shares; 2025Q1: 6,756 shares; 2025Q2: 6,923 shares; 2025Q3: 7,020 shares 7,020$529K0.55%+97Timeline
SCHMSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,239 shares; 2024Q4: 15,775 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 16,328 shares 16,328$484K0.5%newTimeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 708 shares; 2025Q3: 837 shares 837$433K0.45%+129Timeline
BRK-BBERKSHIRE HATHAWAY INC DELQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 533 shares; 2024Q4: 533 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 552 shares 552$278K0.29%newTimeline
IBMINTERNATIONAL BUSINESS MACHSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 847 shares; 2025Q2: 941 shares; 2025Q3: 941 shares 941$266K0.27%0Timeline
TDTORONTO DOMINION BK ONTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 3,796 shares; 2025Q2: 3,246 shares; 2025Q3: 3,146 shares 3,146$252K0.26%-100Timeline
SCHASCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,274 shares; 2024Q4: 8,599 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 8,911 shares 8,911$249K0.26%newTimeline
SYYSYSCO CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,693 shares; 2024Q4: 3,443 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 2,963 shares 2,963$244K0.25%newTimeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,094 shares; 2024Q4: 1,068 shares; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,064 shares 1,064$234K0.24%newTimeline
GBTCGRAYSCALE BITCOIN TRUST ETFQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 2,307 shares 2,307$207K0.21%newTimeline

Sold out in Q3 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
VDCVANGUARD WORLD FD47,793$10.5Mshares

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001214659-25-015285 base2025-10-24acceptance time not in the bulk data set