W.H. Cornerstone Investments Inc.

13F filer, CIK 1940823, KINGSTON, MA

W.H. Cornerstone Investments Inc. reported $148,067,000 across 121 holdings for the quarter ended 2024-09-30, in a 13F-HR filed 2024-10-30. Its ten largest share positions make up 47.38% of the portfolio.

Filed 2024-10-30 (acceptance time not in the bulk data set), ingested 2026-10-07 18:26:56 UTC13F-HR 0001940823-24-000010

Period: 2024-09-30
Reported value: $148M
Holdings: 121
Top 10 weight: 47.38%
New: 14
Sold out: 15

Largest buys vs the previous quarter

Security	Shares change	Approx. value
VTIadded	+11,054	$3.13M
AVUVnew	+14,006	$1.34M
VEAadded	+17,735	$937K
DFEMadded	+25,842	$727K
VCITadded	+8,654	$725K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
SPYMreduced	-38,189	-$2.58M
QUALreduced	-3,425	-$614K
EFVreduced	-9,762	-$562K
SCHZexited	-11,688	-$533K
IUSBexited	-11,192	-$506K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2024

Share positions as resolved from 13F-HR 0001940823-24-000010, largest first. % of portfolio is the value over $148,067,000, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
VTIVANGUARD INDEX FDS	58,385	$16.5M	11.17%	+11,054	Timeline
BNDXVANGUARD CHARLOTTE FDS	145,017	$7.29M	4.92%	+10,118	Timeline
VCITVANGUARD SCOTTSDALE FDS	82,444	$6.91M	4.66%	+8,654	Timeline
AAPLAPPLE INC	29,406	$6.85M	4.63%	+307	Timeline
MSFTMICROSOFT CORP	15,118	$6.5M	4.39%	-180	Timeline
VCSHVANGUARD SCOTTSDALE FDS	76,400	$6.07M	4.1%	+6,840	Timeline
AMZNAMAZON COM INC	29,803	$5.55M	3.75%	-2,186	Timeline
COSTCOSTCO WHOLESALE CORPORATION	6,104	$5.41M	3.65%	-262	Timeline
VEAVANGUARD TAX-MANAGED FDS	90,740	$4.79M	3.24%	+17,735	Timeline
GOOGLALPHABET INC	25,637	$4.25M	2.87%	-910	Timeline
SCHRSCHWAB STRATEGIC TR	83,400	$4.22M	2.85%	+8,266	Timeline
IVVISHARES TR	3,893	$2.25M	1.52%	+15	Timeline
DFSVDIMENSIONAL ETF TRUST	63,426	$1.95M	1.32%	-16,026	Timeline
SPYMSPDR SERIES TRUST	28,660	$1.94M	1.31%	-38,189	Timeline
PGPROCTER & GAMBLE CO	10,595	$1.83M	1.24%	+680	Timeline
DFEMDIMENSIONAL ETF TRUST	64,190	$1.81M	1.22%	+25,842	Timeline
BNDVANGUARD BD INDEX FDS	21,040	$1.58M	1.07%	+1,923	Timeline
SHWSHERWIN WILLIAMS CO	4,071	$1.55M	1.05%	+773	Timeline
SPGIS&P GLOBAL INC	2,897	$1.5M	1.01%	-439	Timeline
WMTWALMART INC	18,512	$1.5M	1.01%	-15	Timeline
DIASTATE STR SPDR DOW JONES IND	3,430	$1.45M	0.98%	+12	Timeline
TMOTHERMO FISHER SCIENTIFIC INC	2,294	$1.42M	0.96%	+104	Timeline
JNJJOHNSON & JOHNSON	8,374	$1.36M	0.92%	-8	Timeline
AVUVAMERICAN CENTY ETF TR	14,006	$1.34M	0.91%	new	Timeline
DISVDIMENSIONAL ETF TRUST	45,948	$1.33M	0.9%	+11,108	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	2,256	$1.29M	0.87%	-641	Timeline
DFGRDIMENSIONAL ETF TRUST	44,555	$1.29M	0.87%	+9,352	Timeline
APDAIR PRODUCTS AND CHEMICALS I	4,223	$1.26M	0.85%	-37	Timeline
LOWLOWES COS INC	4,578	$1.24M	0.84%	-550	Timeline
VVISA INC	4,249	$1.17M	0.79%	-153	Timeline
AFLAFLAC INC	10,373	$1.16M	0.78%	+47	Timeline
CMCSACOMCAST CORP NEW	27,233	$1.14M	0.77%	-4,961	Timeline
MUNIPIMCO ETF TR	21,470	$1.14M	0.77%	+187	Timeline
IWBISHARES TR	3,576	$1.12M	0.76%	+12	Timeline
CBCHUBB LIMITED	3,790	$1.09M	0.74%	-776	Timeline
EOGEOG RES INC	8,881	$1.09M	0.74%	-860	Timeline
INGRINGREDION INC	7,142	$981K	0.66%	-828	Timeline
LLYELI LILLY & CO	1,059	$938K	0.63%	-254	Timeline
FDXFEDEX CORP	3,324	$910K	0.61%	-490	Timeline
BDXBECTON DICKINSON & CO	3,764	$908K	0.61%	-7	Timeline
LINLINDE PLC	1,883	$898K	0.61%	-213	Timeline
DHRDANAHER CORP DEL	3,157	$878K	0.59%	-618	Timeline
SYYSYSCO CORP	11,090	$866K	0.58%	+77	Timeline
MUBISHARES TR	7,968	$866K	0.58%	-291	Timeline
INTUINTUIT	1,339	$832K	0.56%	-72	Timeline
SUBISHARES TR	7,815	$830K	0.56%	+40	Timeline
ECLECOLAB INC	3,118	$796K	0.54%	+8	Timeline
XOMEXXON MOBIL CORP	6,320	$741K	0.5%	-39	Timeline
XLESELECT SECTOR SPDR TR	8,317	$730K	0.49%	-2,377	Timeline
UNHUNITEDHEALTH GROUP INC	1,237	$723K	0.49%	-85	Timeline
CVXCHEVRON CORPORATION	4,606	$678K	0.46%	-226	Timeline
RSGREPUBLIC SVCS INC	3,346	$672K	0.45%	+9	Timeline
VGITVANGUARD SCOTTSDALE FDS	10,493	$634K	0.43%	-1,023	Timeline
PEPPEPSICO INC	3,439	$585K	0.4%	-325	Timeline
BLACKROCK INCBLACKROCK INC	604	$574K	0.39%	-25
ACNACCENTURE PLC IRELAND	1,617	$572K	0.39%	+321	Timeline
ABTABBOTT LABORATORIES	4,866	$555K	0.37%	-6	Timeline
SCHBSCHWAB STRATEGIC TR	8,225	$547K	0.37%	-691	Timeline
ADBEADOBE INC	1,037	$537K	0.36%	-126	Timeline
KOCOCA COLA CO	7,448	$535K	0.36%	+6	Timeline
NOWSERVICENOW INC	588	$526K	0.36%	-82	Timeline
MRKMERCK & CO INC	4,476	$508K	0.34%	+2,781	Timeline
JPMJPMORGAN CHASE & CO	2,404	$507K	0.34%	+388	Timeline
TSCOTRACTOR SUPPLY CO	1,663	$484K	0.33%	+570	Timeline
ESEVERSOURCE ENERGY	7,080	$482K	0.33%	-216	Timeline
ITOTISHARES TR	3,701	$465K	0.31%	+14	Timeline
CHDCHURCH & DWIGHT CO INC	4,340	$454K	0.31%	+12	Timeline
ADPAUTOMATIC DATA PROCESSING IN	1,606	$445K	0.3%	+6	Timeline
CSCOCISCO SYS INC	8,207	$437K	0.3%	+30	Timeline
LMTLOCKHEED MARTIN CORP	735	$429K	0.29%	+270	Timeline
ESGUISHARES TR	3,392	$428K	0.29%	-1,701	Timeline
PHMPULTE GROUP INC	2,942	$422K	0.29%	-572	Timeline
CLXCLOROX CO DEL	2,542	$414K	0.28%	-117	Timeline
NEENEXTERA ENERGY INC	4,851	$410K	0.28%	new	Timeline
GSGOLDMAN SACHS GROUP INC	825	$409K	0.28%	+359	Timeline
TGTTARGET CORP	2,554	$398K	0.27%	-90	Timeline
TJXTJX COS INC NEW	3,382	$397K	0.27%	-180	Timeline
DSIISHARES TR	3,568	$388K	0.26%	-64	Timeline
VTEBVANGUARD MUN BD FDS	7,586	$388K	0.26%	+58	Timeline
HDHOME DEPOT INC	951	$385K	0.26%	+1	Timeline
BALLBALL CORP	5,602	$380K	0.26%	-749	Timeline
ORCLORACLE CORP	2,199	$375K	0.25%	+6	Timeline
NVDANVIDIA CORPORATION	3,045	$370K	0.25%	+625	Timeline
BROBROWN & BROWN INC	3,546	$367K	0.25%	-6	Timeline
MAMASTERCARD INCORPORATED	740	$365K	0.25%	+1	Timeline
ETNEATON CORP PLC	1,067	$354K	0.24%	-132	Timeline
CTASCINTAS CORP	1,719	$354K	0.24%	+1,290	Timeline
AEPAMERICAN ELEC PWR CO INC	3,372	$346K	0.23%	new	Timeline
AMGNAMGEN INC	1,000	$322K	0.22%	+95	Timeline
WTRGESSENTIAL UTILS INC	8,246	$318K	0.21%	-2,277	Timeline
MDTMEDTRONIC PLC	3,517	$317K	0.21%	new	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	666	$307K	0.21%	0	Timeline
PLDPROLOGIS INC.	2,414	$305K	0.21%	+542	Timeline
DHID R HORTON INC	1,555	$297K	0.2%	0	Timeline
KLACKLA CORP	369	$286K	0.19%	-67	Timeline
EFVISHARES TR	4,885	$281K	0.19%	-9,762	Timeline
AZOAUTOZONE INC	89	$280K	0.19%	+9	Timeline
QUALISHARES TR	1,556	$279K	0.19%	-3,425	Timeline
CRMSALESFORCE INC	1,013	$277K	0.19%	-13	Timeline
VBRVANGUARD INDEX FDS	1,376	$276K	0.19%	+13	Timeline
PSAPUBLIC STORAGE	756	$275K	0.19%	-444	Timeline
METAMETA PLATFORMS INC	460	$263K	0.18%	new	Timeline
VNQVANGUARD INDEX FDS	2,676	$261K	0.18%	-7	Timeline
QCOMQUALCOMM INC	1,497	$255K	0.17%	new	Timeline
MRVLMARVELL TECHNOLOGY INC	3,509	$253K	0.17%	-300	Timeline
TSLATESLA INC	966	$253K	0.17%	new	Timeline
GOOGALPHABET INC	1,497	$250K	0.17%	-122	Timeline
AWKAMERICAN WTR WKS CO INC NEW	1,688	$247K	0.17%	-339	Timeline
WSTWEST PHARMACEUTICAL SVSC INC	788	$236K	0.16%	-440	Timeline
RTXRTX CORPORATION	1,884	$228K	0.15%	-698	Timeline
EUSBISHARES TR	5,086	$225K	0.15%	new	Timeline
LCTUBLACKROCK ETF TRUST	3,573	$224K	0.15%	new	Timeline
EFGISHARES TR	2,070	$223K	0.15%	-4,379	Timeline
WMSADVANCED DRAIN SYS INC DEL	1,415	$222K	0.15%	+2	Timeline
AVGOBROADCOM INC	1,238	$213K	0.14%	new	Timeline
XLBSELECT SECTOR SPDR TR	2,197	$212K	0.14%	new	Timeline
TIPISHARES TR	1,901	$210K	0.14%	-2,070	Timeline
SLBSLB LIMITED	4,943	$207K	0.14%	-2,927	Timeline
VTIPVANGUARD MALVERN FDS	4,164	$205K	0.14%	new	Timeline
STIPISHARES TR	2,027	$205K	0.14%	new	Timeline
FISVFISERV INC	1,135	$204K	0.14%	new	Timeline

Sold out in Q3 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
SCHZSCHWAB STRATEGIC TR	11,688	$533K	shares
IUSBISHARES TR	11,192	$506K	shares
UPSUNITED PARCEL SVCS INC	3,084	$422K	shares
IEMGISHARES INC	7,223	$387K	shares
MCKMCKESSON CORP	595	$347K	shares
SCHWCHARLES SCHWAB CORP (THE)	4,107	$303K	shares
IYWISHARES TR	1,948	$293K	shares
USMVISHARES TR	3,049	$256K	shares
MCDMCDONALDS CORP	996	$254K	shares
XLCSELECT SECTOR SPDR TR	2,675	$229K	shares
XLKSELECT SECTOR SPDR TR	987	$223K	shares
IVWISHARES TR	2,386	$221K	shares
TFLOISHARES TR	4,290	$217K	shares
NFLXNETFLIX INC.	305	$206K	shares
DEDEERE & CO	543	$203K	shares

How Q3 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001940823-24-000010	base		2024-10-30	acceptance time not in the bulk data set	2026-10-07 18:26:56 UTC