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Urban Financial Advisory Corp

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13F filer, CIK 2005378, CHICAGO, IL

Urban Financial Advisory Corp reported $214,678,227 across 52 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-11-21. Its ten largest share positions make up 94.2% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0002005378-25-000006

Period
2025-09-30
Reported value
$215M
Holdings
52
Top 10 weight
94.2%
New
4
Sold out
0

Largest buys vs the previous quarter

SecurityShares changeApprox. value
FNDXadded+110,028$2.89M
FDMnew+11,657$883K
VCSHadded+4,447$355K
SPYadded+503$335K
SPDWadded+6,267$268K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
IWCreduced-1,796-$268K
VNQIreduced-3,704-$177K
EFGreduced-1,146-$131K
PICBreduced-5,369-$128K
VWOreduced-2,343-$127K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0002005378-25-000006, largest first. % of portfolio is the value over $214,678,227, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 141,573 shares; 2024Q4: 143,141 shares; 2025Q1: 141,826 shares; 2025Q2: 141,595 shares; 2025Q3: 142,098 shares 142,098$94.7M44.1%+503Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 483,597 shares; 2024Q4: 481,465 shares; 2025Q1: 469,637 shares; 2025Q2: 473,707 shares; 2025Q3: 474,884 shares 474,884$31M14.44%+1,177Timeline
PICBINVESCO EXCH TRADED FD TR IIQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 894,920 shares; 2024Q4: 905,795 shares; 2025Q1: 913,451 shares; 2025Q2: 910,700 shares; 2025Q3: 905,331 shares 905,331$21.6M10.05%-5,369Timeline
FNDXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 149,506 shares; 2024Q4: 482,827 shares; 2025Q1: 510,606 shares; 2025Q2: 592,575 shares; 2025Q3: 702,603 shares 702,603$18.5M8.61%+110,028Timeline
VCSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 154,886 shares; 2024Q4: 154,979 shares; 2025Q1: 153,655 shares; 2025Q2: 155,743 shares; 2025Q3: 160,190 shares 160,190$12.8M5.96%+4,447Timeline
IEFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 73,389 shares; 2024Q4: 76,198 shares; 2025Q1: 100,992 shares; 2025Q2: 106,030 shares; 2025Q3: 108,266 shares 108,266$9.45M4.4%+2,236Timeline
EEMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 88,262 shares; 2024Q4: 90,609 shares; 2025Q1: 96,794 shares; 2025Q2: 104,256 shares; 2025Q3: 106,982 shares 106,982$5.71M2.66%+2,726Timeline
IJRISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 35,319 shares; 2024Q4: 36,049 shares; 2025Q1: 36,410 shares; 2025Q2: 37,362 shares; 2025Q3: 37,699 shares 37,699$4.48M2.09%+337Timeline
EFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 29,748 shares; 2024Q4: 30,165 shares; 2025Q1: 30,165 shares; 2025Q2: 27,161 shares; 2025Q3: 28,399 shares 28,399$2.65M1.24%+1,238Timeline
VNQIVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 25,942 shares; 2024Q4: 27,340 shares; 2025Q1: 29,263 shares; 2025Q2: 33,426 shares; 2025Q3: 29,722 shares 29,722$1.42M0.66%-3,704Timeline
XLRESELECT SECTOR SPDR TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,397 shares; 2024Q4: 18,947 shares; 2025Q1: 20,921 shares; 2025Q2: 26,147 shares; 2025Q3: 26,286 shares 26,286$1.11M0.52%+139Timeline
FDMFIRST TR EXCHANGE-TRADED FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 11,657 shares 11,657$883K0.41%newTimeline
DMXFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 10,263 shares; 2025Q3: 10,263 shares 10,263$777K0.36%0Timeline
MDYSTATE STR SPDR S&P MIDCAP 40Quarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,229 shares; 2024Q4: 1,233 shares; 2025Q1: 1,237 shares; 2025Q2: 1,229 shares; 2025Q3: 1,233 shares 1,233$735K0.34%+4Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 96 shares; 2024Q4: 97 shares; 2025Q1: 775 shares; 2025Q2: 1,147 shares; 2025Q3: 1,131 shares 1,131$692K0.32%-16Timeline
VEAVANGUARD TAX-MANAGED FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,141 shares; 2024Q4: 1,141 shares; 2025Q1: 10,480 shares; 2025Q2: 11,278 shares; 2025Q3: 11,327 shares 11,327$679K0.32%+49Timeline
IWMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,558 shares; 2024Q4: 2,566 shares; 2025Q1: 2,572 shares; 2025Q2: 2,562 shares; 2025Q3: 2,422 shares 2,422$586K0.27%-140Timeline
IWCISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,482 shares; 2024Q4: 7,504 shares; 2025Q1: 7,923 shares; 2025Q2: 5,704 shares; 2025Q3: 3,908 shares 3,908$583K0.27%-1,796Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 356 shares; 2024Q4: 356 shares; 2025Q1: 1,825 shares; 2025Q2: 1,915 shares; 2025Q3: 1,924 shares 1,924$565K0.26%+9Timeline
GWXSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 13,908 shares; 2024Q4: 14,084 shares; 2025Q1: 13,290 shares; 2025Q2: 13,466 shares; 2025Q3: 13,466 shares 13,466$541K0.25%0Timeline
SLYGSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,077 shares; 2024Q4: 6,057 shares; 2025Q1: 4,094 shares; 2025Q2: 5,107 shares; 2025Q3: 5,115 shares 5,115$482K0.22%+8Timeline
RWRSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,745 shares; 2024Q4: 4,814 shares; 2025Q1: 4,844 shares; 2025Q2: 4,692 shares; 2025Q3: 4,677 shares 4,677$469K0.22%-15Timeline
SPEMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 549 shares; 2025Q1: 8,806 shares; 2025Q2: 8,838 shares; 2025Q3: 9,723 shares 9,723$455K0.21%+885Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 80 shares; 2024Q4: 80 shares; 2025Q1: 1,562 shares; 2025Q2: 1,627 shares; 2025Q3: 1,649 shares 1,649$419K0.2%+22Timeline
EFGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,765 shares; 2024Q4: 3,792 shares; 2025Q1: 4,722 shares; 2025Q2: 4,769 shares; 2025Q3: 3,623 shares 3,623$413K0.19%-1,146Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,722 shares; 2024Q4: 4,786 shares; 2025Q1: 9,204 shares; 2025Q2: 9,615 shares; 2025Q3: 7,272 shares 7,272$394K0.18%-2,343Timeline
SPDWSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 2,702 shares; 2025Q2: 2,747 shares; 2025Q3: 9,014 shares 9,014$386K0.18%+6,267Timeline
VVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 881 shares; 2024Q4: 886 shares; 2025Q1: 889 shares; 2025Q2: 889 shares; 2025Q3: 892 shares 892$275K0.13%+3Timeline
EFVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,740 shares; 2024Q4: 2,788 shares; 2025Q1: 3,509 shares; 2025Q2: 3,586 shares; 2025Q3: 3,586 shares 3,586$243K0.11%0Timeline
MDYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,810 shares; 2024Q4: 2,827 shares; 2025Q1: 2,741 shares; 2025Q2: 2,755 shares; 2025Q3: 2,768 shares 2,768$231K0.11%+13Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,241 shares; 2024Q4: 8,482 shares; 2025Q1: 8,482 shares; 2025Q2: 8,482 shares; 2025Q3: 8,482 shares 8,482$197K0.09%0Timeline
VCITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,888 shares; 2024Q4: 1,917 shares; 2025Q1: 1,931 shares; 2025Q2: 1,954 shares; 2025Q3: 1,977 shares 1,977$166K0.08%+23Timeline
SPYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,012 shares; 2024Q4: 2,025 shares; 2025Q1: 2,248 shares; 2025Q2: 2,259 shares; 2025Q3: 2,269 shares 2,269$126K0.06%+10Timeline
SLYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,015 shares; 2024Q4: 1,023 shares; 2025Q1: 1,353 shares; 2025Q2: 1,361 shares; 2025Q3: 1,368 shares 1,368$121K0.06%+7Timeline
SNPEDBX ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,375 shares; 2024Q4: 2,383 shares; 2025Q1: 2,362 shares; 2025Q2: 2,369 shares; 2025Q3: 1,979 shares 1,979$119K0.06%-390Timeline
VTVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,607 shares; 2024Q4: 1,995 shares; 2025Q1: 1,998 shares; 2025Q2: 952 shares; 2025Q3: 852 shares 852$117K0.05%-100Timeline
VNQVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,266 shares; 2024Q4: 1,266 shares; 2025Q1: 1,266 shares; 2025Q2: 1,266 shares; 2025Q3: 1,266 shares 1,266$116K0.05%0Timeline
MDYGSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,280 shares; 2024Q4: 1,283 shares; 2025Q1: 1,115 shares; 2025Q2: 1,118 shares; 2025Q3: 1,120 shares 1,120$103K0.05%+2Timeline
VSGXVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,676 shares; 2024Q4: 1,691 shares; 2025Q1: 1,701 shares; 2025Q2: 1,719 shares; 2025Q3: 1,374 shares 1,374$95.3K0.04%-345Timeline
REETISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 2,593 shares; 2025Q2: 2,613 shares; 2025Q3: 2,789 shares 2,789$71.3K0.03%+176Timeline
DFASDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 839 shares; 2025Q1: 839 shares; 2025Q2: 839 shares; 2025Q3: 839 shares 839$57.4K0.03%0Timeline
IEMGISHARES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 785 shares; 2024Q4: 785 shares; 2025Q1: 785 shares; 2025Q2: 785 shares; 2025Q3: 785 shares 785$51.7K0.02%0Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 131 shares; 2024Q4: 131 shares; 2025Q1: 131 shares; 2025Q2: 131 shares; 2025Q3: 131 shares 131$43K0.02%0Timeline
ESGEISHARES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,212 shares; 2024Q4: 1,231 shares; 2025Q1: 1,232 shares; 2025Q2: 1,244 shares; 2025Q3: 942 shares 942$40.9K0.02%-302Timeline
SPHYSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,501 shares; 2024Q4: 1,539 shares; 2025Q1: 1,559 shares; 2025Q2: 1,589 shares; 2025Q3: 1,618 shares 1,618$38.7K0.02%+29Timeline
IBNDSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 875 shares; 2024Q4: 882 shares; 2025Q1: 886 shares; 2025Q2: 891 shares; 2025Q3: 897 shares 897$29K0.01%+6Timeline
NUMVNUSHARES ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 670 shares; 2024Q4: 682 shares; 2025Q1: 682 shares; 2025Q2: 682 shares; 2025Q3: 571 shares 571$22.1K0.01%-111Timeline
NUMGNUSHARES ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 561 shares; 2024Q4: 562 shares; 2025Q1: 562 shares; 2025Q2: 562 shares; 2025Q3: 449 shares 449$21.8K0.01%-113Timeline
ESMLISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,184 shares; 2024Q4: 3,197 shares; 2025Q1: 3,205 shares; 2025Q2: 1,185 shares; 2025Q3: 1 shares 1$37<0.01%-1,184Timeline
XJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,381 shares; 2024Q4: 2,392 shares; 2025Q1: 2,398 shares; 2025Q2: not reported; 2025Q3: 1 shares 1$37<0.01%newTimeline
EEMXSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,075 shares; 2024Q4: 5,157 shares; 2025Q1: 5,157 shares; 2025Q2: not reported; 2025Q3: 1 shares 1$25<0.01%newTimeline
EFAXSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 8,425 shares; 2024Q4: 8,514 shares; 2025Q1: 8,514 shares; 2025Q2: not reported; 2025Q3: 0 shares 0$10<0.01%newAmount filed as zero, left out of ratios.Timeline

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0002005378-25-000006 base2025-11-21acceptance time not in the bulk data set