Sterling Wealth Management, Inc.

13F filer, CIK 2011149, Champaign, IL

Sterling Wealth Management, Inc. reported $267,894,860 across 111 holdings for the quarter ended 2024-09-30, in a 13F-HR filed 2024-11-14. Its ten largest share positions make up 54.14% of the portfolio.

Filed 2024-11-14 (acceptance time not in the bulk data set), ingested 2026-10-07 18:26:56 UTC13F-HR 0001172661-24-005120

Period: 2024-09-30
Reported value: $268M
Holdings: 111
Top 10 weight: 54.14%
New: 11
Sold out: 1

Largest buys vs the previous quarter

Security	Shares change	Approx. value
DUHPadded	+206,375	$7.03M
DFCFadded	+138,473	$5.98M
DFSDadded	+108,222	$5.17M
DFLVadded	+146,251	$4.51M
DFATadded	+75,983	$4.23M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
VTIreduced	-7,004	-$1.98M
IVVreduced	-1,117	-$644K
IWFexited	-740	-$270K
VNQreduced	-2,597	-$253K
VBRreduced	-1,200	-$241K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2024

Share positions as resolved from 13F-HR 0001172661-24-005120, largest first. % of portfolio is the value over $267,894,860, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
VTIVANGUARD INDEX FDS	110,156	$31.2M	11.64%	-7,004	Timeline
DUSBDIMENSIONAL ETF TRUST	498,291	$25.3M	9.44%	+9,036	Timeline
DFATDIMENSIONAL ETF TRUST	261,293	$14.5M	5.43%	+75,983	Timeline
VEAVANGUARD TAX-MANAGED FDS	243,656	$12.9M	4.8%	+19,231	Timeline
DFUVDIMENSIONAL ETF TRUST	297,709	$12.4M	4.63%	-2,960	Timeline
DFASDIMENSIONAL ETF TRUST	162,483	$10.5M	3.93%	+31,370	Timeline
DFAEDIMENSIONAL ETF TRUST	354,032	$9.7M	3.62%	+100,408	Timeline
DFACDIMENSIONAL ETF TRUST	281,401	$9.65M	3.6%	-165	Timeline
VWOVANGUARD INTL EQUITY INDEX F	197,521	$9.45M	3.53%	-1,706	Timeline
DUHPDIMENSIONAL ETF TRUST	275,920	$9.4M	3.51%	+206,375	Timeline
VBRVANGUARD INDEX FDS	39,371	$7.9M	2.95%	-1,200	Timeline
DFCFDIMENSIONAL ETF TRUST	172,582	$7.45M	2.78%	+138,473	Timeline
DFLVDIMENSIONAL ETF TRUST	229,393	$7.07M	2.64%	+146,251	Timeline
DFSDDIMENSIONAL ETF TRUST	131,576	$6.28M	2.34%	+108,222	Timeline
HUBBHUBBELL INC	14,588	$6.25M	2.33%	0	Timeline
VNQVANGUARD INDEX FDS	56,195	$5.47M	2.04%	-2,597	Timeline
VXUSVANGUARD STAR FDS	67,095	$4.34M	1.62%	+13	Timeline
AAPLAPPLE INC	17,570	$4.09M	1.53%	+5,954	Timeline
MCDMCDONALDS CORP	12,381	$3.77M	1.41%	+200	Timeline
DFIVDIMENSIONAL ETF TRUST	92,489	$3.52M	1.31%	+26,679	Timeline
DFUSDIMENSIONAL ETF TRUST	50,073	$3.11M	1.16%	+96	Timeline
DFGXDIMENSIONAL ETF TRUST	49,810	$2.7M	1.01%	+38,309	Timeline
DFGRDIMENSIONAL ETF TRUST	91,024	$2.63M	0.98%	+35,839	Timeline
MSFTMICROSOFT CORP	5,934	$2.55M	0.95%	+2,175	Timeline
IUSVISHARES TR	26,399	$2.52M	0.94%	-382	Timeline
EFVISHARES TR	40,046	$2.3M	0.86%	-92	Timeline
IVVISHARES TR	3,905	$2.25M	0.84%	-1,117	Timeline
DISVDIMENSIONAL ETF TRUST	67,261	$1.95M	0.73%	+35,668	Timeline
VUGVANGUARD INDEX FDS	4,236	$1.63M	0.61%	+587	Timeline
PEPPEPSICO INC	8,614	$1.46M	0.55%	+49	Timeline
CMCSACOMCAST CORP NEW	33,809	$1.41M	0.53%	0	Timeline
JPMJPMORGAN CHASE & CO	6,614	$1.39M	0.52%	+86	Timeline
AXPAMERICAN EXPRESS CO	5,128	$1.39M	0.52%	0	Timeline
LLYELI LILLY & CO	1,494	$1.32M	0.49%	+200	Timeline
XOMEXXON MOBIL CORP	11,140	$1.31M	0.49%	+246	Timeline
SPDWSPDR INDEX SHS FDS	33,947	$1.28M	0.48%	-695	Timeline
SHWSHERWIN WILLIAMS CO	3,307	$1.26M	0.47%	0	Timeline
DFISDIMENSIONAL ETF TRUST	46,204	$1.24M	0.46%	+23,187	Timeline
REETISHARES TR	41,756	$1.11M	0.42%	+350	Timeline
CSCOCISCO SYS INC	18,597	$990K	0.37%	+1,200	Timeline
JNJJOHNSON & JOHNSON	6,019	$975K	0.36%	+273	Timeline
PGPROCTER & GAMBLE CO	5,068	$878K	0.33%	+238	Timeline
CATCATERPILLAR INC	2,169	$848K	0.32%	+200	Timeline
DFAIDIMENSIONAL ETF TRUST	24,977	$794K	0.3%	+8	Timeline
VYMVANGUARD WHITEHALL FDS	6,027	$773K	0.29%	0	Timeline
CVXCHEVRON CORPORATION	5,172	$762K	0.28%	+265	Timeline
DEDEERE & CO	1,763	$736K	0.27%	0	Timeline
GOOGALPHABET INC	4,197	$702K	0.26%	+2,225	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	1,511	$695K	0.26%	+36	Timeline
GOOGLALPHABET INC	4,181	$693K	0.26%	+2,000	Timeline
SCHCSCHWAB STRATEGIC TR	16,954	$653K	0.24%	-2,367	Timeline
MRSHMARSH & MCLENNAN COS INC	2,813	$628K	0.23%	0	Timeline
DFAWDIMENSIONAL ETF TRUST	9,848	$625K	0.23%	+5,263	Timeline
MAMASTERCARD INCORPORATED	1,259	$622K	0.23%	new	Timeline
HYGISHARES TR	7,341	$589K	0.22%	+42	Timeline
ABBVABBVIE INC	2,966	$586K	0.22%	+2	Timeline
IJRISHARES TR	4,733	$554K	0.21%	-239	Timeline
QCOMQUALCOMM INC	3,132	$533K	0.2%	+41	Timeline
HDHOME DEPOT INC	1,295	$525K	0.2%	0	Timeline
SCHBSCHWAB STRATEGIC TR	7,647	$509K	0.19%	+45	Timeline
VOOVANGUARD INDEX FDS	936	$494K	0.18%	+2	Timeline
NVDANVIDIA CORPORATION	4,062	$493K	0.18%	+1,522	Timeline
MRKMERCK & CO INC	4,236	$481K	0.18%	+800	Timeline
AMPAMERIPRISE FINL INC	1,020	$479K	0.18%	0	Timeline
MUBISHARES TR	4,402	$478K	0.18%	-224	Timeline
ESGVVANGUARD WORLD FD	4,587	$466K	0.17%	+7	Timeline
QQQINVESCO QQQ TR	936	$457K	0.17%	new	Timeline
HONHONEYWELL INTL INC	2,207	$456K	0.17%	0	Timeline
BMYBRISTOL-MYERS SQUIBB CO	8,748	$453K	0.17%	+583	Timeline
ITWILLINOIS TOOL WKS INC	1,712	$449K	0.17%	0	Timeline
AEPAMERICAN ELEC PWR CO INC	4,351	$446K	0.17%	0	Timeline
INTCINTEL CORP	18,122	$425K	0.16%	+2,275	Timeline
AMZNAMAZON COM INC	2,278	$424K	0.16%	+248	Timeline
SPEMSPDR INDEX SHS FDS	10,068	$416K	0.16%	-2,494	Timeline
VTVVANGUARD INDEX FDS	2,373	$414K	0.15%	new	Timeline
LECOLINCOLN ELEC HLDGS INC	2,080	$399K	0.15%	0	Timeline
VGTVANGUARD WORLD FD	674	$395K	0.15%	new	Timeline
CMICUMMINS INC	1,202	$389K	0.15%	+18	Timeline
VTEBVANGUARD MUN BD FDS	7,262	$371K	0.14%	0	Timeline
GRCGORMAN RUPP CO	9,435	$367K	0.14%	0	Timeline
KOCOCA COLA CO	5,079	$365K	0.14%	0	Timeline
SPSMSPDR SERIES TRUST	7,975	$363K	0.14%	-920	Timeline
ITOTISHARES TR	2,790	$350K	0.13%	+1	Timeline
ABTABBOTT LABORATORIES	3,028	$345K	0.13%	+401	Timeline
GEGE AEROSPACE	1,768	$333K	0.12%	+2	Timeline
ORCLORACLE CORP	1,952	$333K	0.12%	new	Timeline
FEFIRSTENERGY CORP	7,483	$332K	0.12%	0	Timeline
JHMMJOHN HANCOCK EXCHANGE TRADED	5,440	$327K	0.12%	-1,871	Timeline
ITICINVESTORS TITLE CO NC	1,296	$298K	0.11%	0	Timeline
DISDISNEY WALT CO	2,958	$285K	0.11%	+64	Timeline
DFNMDIMENSIONAL ETF TRUST	5,856	$284K	0.11%	new	Timeline
IQLTISHARES TR	6,775	$281K	0.1%	-1,125	Timeline
IJSISHARES TR	2,559	$275K	0.1%	+2	Timeline
CVSCVS HEALTH CORP	4,356	$274K	0.1%	0	Timeline
AMGNAMGEN INC	834	$269K	0.1%	+31	Timeline
MMM3M CO	1,939	$265K	0.1%	new	Timeline
DVYISHARES TR	1,961	$265K	0.1%	0	Timeline
BSVVANGUARD BD INDEX FDS	3,291	$259K	0.1%	+2	Timeline
BIVVANGUARD BD INDEX FDS	3,294	$258K	0.1%	-672	Timeline
CEGCONSTELLATION ENERGY CORP	974	$253K	0.09%	new	Timeline
PFEPFIZER INC	8,624	$250K	0.09%	+680	Timeline
GWXSPDR INDEX SHS FDS	7,097	$242K	0.09%	0	Timeline
VSSVANGUARD INTL EQUITY INDEX F	1,916	$241K	0.09%	-44	Timeline
ADPAUTOMATIC DATA PROCESSING IN	872	$241K	0.09%	0	Timeline
VCSHVANGUARD SCOTTSDALE FDS	2,972	$236K	0.09%	new	Timeline
VVVANGUARD INDEX FDS	848	$223K	0.08%	0	Timeline
METAMETA PLATFORMS INC	373	$214K	0.08%	new	Timeline
HYDVANECK ETF TRUST	3,987	$212K	0.08%	0	Timeline
IJHISHARES TR	3,360	$209K	0.08%	-440	Timeline
MBBISHARES TR	2,092	$200K	0.07%	new	Timeline
HBANHUNTINGTON BANCSHARES INC	10,047	$148K	0.06%	0	Timeline

Sold out in Q3 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
IWFISHARES TR	740	$270K	shares

How Q3 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001172661-24-005120	base		2024-11-14	acceptance time not in the bulk data set	2026-10-07 18:26:56 UTC