Sensible Money, LLC

13F filer, CIK 1965229, SCOTTSDALE, AZ

Sensible Money, LLC reported $228,884,364 across 86 holdings for the quarter ended 2024-09-30, in a 13F-HR filed 2024-10-16. Its ten largest share positions make up 81.12% of the portfolio.

Filed 2024-10-16 (acceptance time not in the bulk data set), ingested 2026-10-07 18:26:56 UTC13F-HR 0001085146-24-004957

Period: 2024-09-30
Reported value: $229M
Holdings: 86
Top 10 weight: 81.12%
New: 5
Sold out: 1

Largest buys vs the previous quarter

Security	Shares change	Approx. value
AAPLadded	+15,474	$3.61M
DFICadded	+82,599	$2.32M
DFATadded	+23,554	$1.31M
DFEMadded	+41,207	$1.16M
DFACadded	+29,865	$1.02M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
VTIreduced	-1,979	-$560K
VXUSexited	-7,142	-$431K
IJRreduced	-2,551	-$298K
DFAXreduced	-9,033	-$244K
PDNreduced	-4,536	-$159K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2024

Share positions as resolved from 13F-HR 0001085146-24-004957, largest first. % of portfolio is the value over $228,884,364, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
DFACDIMENSIONAL ETF TRUST	1,695,128	$58.1M	25.4%	+29,865	Timeline
DFATDIMENSIONAL ETF TRUST	748,877	$41.7M	18.2%	+23,554	Timeline
DFAXDIMENSIONAL ETF TRUST	881,193	$23.8M	10.4%	-9,033	Timeline
DFEVDIMENSIONAL ETF TRUST	582,486	$16.6M	7.24%	+28,489	Timeline
DFEMDIMENSIONAL ETF TRUST	540,129	$15.2M	6.64%	+41,207	Timeline
DISVDIMENSIONAL ETF TRUST	308,122	$8.95M	3.91%	+6,305	Timeline
DFICDIMENSIONAL ETF TRUST	280,092	$7.88M	3.44%	+82,599	Timeline
AAPLAPPLE INC	32,217	$7.51M	3.28%	+15,474	Timeline
SCHASCHWAB STRATEGIC TR	59,456	$3.06M	1.34%	-19	Timeline
FNDESCHWAB STRATEGIC TR	89,632	$2.89M	1.26%	-298	Timeline
FCXFREEPORT MCMORAN INC	49,927	$2.49M	1.09%	+5	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	3,533	$2.03M	0.89%	+1,149	Timeline
SLYVSPDR SERIES TRUST	20,758	$1.8M	0.79%	+443	Timeline
DFUSDIMENSIONAL ETF TRUST	25,336	$1.58M	0.69%	+5,537	Timeline
VOOVANGUARD INDEX FDS	2,769	$1.46M	0.64%	+390	Timeline
VTIVANGUARD INDEX FDS	4,809	$1.36M	0.59%	-1,979	Timeline
IEMGISHARES INC	22,115	$1.27M	0.55%	-299	Timeline
IWVISHARES TR	3,729	$1.22M	0.53%	-312	Timeline
VEAVANGUARD TAX-MANAGED FDS	20,911	$1.1M	0.48%	0	Timeline
IVVISHARES TR	1,894	$1.09M	0.48%	-74	Timeline
MSFTMICROSOFT CORP	2,525	$1.09M	0.47%	+11	Timeline
INVESCOINVESCO	42,012	$887K	0.39%	0
GOOGLALPHABET INC	5,162	$856K	0.37%	+29	Timeline
AVESAMERICAN CENTY ETF TR	16,320	$851K	0.37%	0	Timeline
QTECFIRST TR EXCHANGE-TRADED FD	4,266	$816K	0.36%	0	Timeline
USMVISHARES TR	8,727	$797K	0.35%	+121	Timeline
IJRISHARES TR	6,691	$783K	0.34%	-2,551	Timeline
EZMWISDOMTREE TR	12,046	$751K	0.33%	0	Timeline
SPLVINVESCO EXCH TRADED FD TR II	10,453	$750K	0.33%	0	Timeline
FNDCSCHWAB STRATEGIC TR	19,606	$748K	0.33%	-35	Timeline
RSPHINVESCO EXCHANGE TRADED FD T	21,825	$703K	0.31%	-1,575	Timeline
AMZNAMAZON COM INC	3,630	$676K	0.3%	+40	Timeline
AVEMAMERICAN CENTY ETF TR	10,062	$650K	0.28%	0	Timeline
GOOGALPHABET INC	3,378	$565K	0.25%	0	Timeline
NVDANVIDIA CORPORATION	4,449	$540K	0.24%	+42	Timeline
BSCSINVESCO EXCH TRD SLF IDX FD	25,077	$516K	0.23%	+3,776	Timeline
BSCQINVESCO EXCH TRD SLF IDX FD	26,012	$509K	0.22%	+2,559	Timeline
QQQINVESCO QQQ TR	1,036	$506K	0.22%	+69	Timeline
IYWISHARES TR	3,200	$485K	0.21%	0	Timeline
JPMJPMORGAN CHASE & CO	2,220	$468K	0.2%	+10	Timeline
PKWINVESCO EXCHANGE TRADED FD T	4,019	$460K	0.2%	0	Timeline
IEFAISHARES TR	5,870	$458K	0.2%	+125	Timeline
MDYVSPDR SERIES TRUST	5,747	$457K	0.2%	0	Timeline
INVESCOINVESCO	22,056	$455K	0.2%	+971
BSCRINVESCO EXCH TRD SLF IDX FD	22,358	$441K	0.19%	+1,019	Timeline
DFLVDIMENSIONAL ETF TRUST	14,290	$440K	0.19%	+1,881	Timeline
PDNINVESCO EXCH TRADED FD TR II	12,499	$439K	0.19%	-4,536	Timeline
IJJISHARES TR	3,423	$423K	0.18%	+93	Timeline
ACWVISHARES INC	3,647	$418K	0.18%	0	Timeline
QUALISHARES TR	2,141	$384K	0.17%	+44	Timeline
IJTISHARES TR	2,743	$383K	0.17%	+105	Timeline
VUGVANGUARD INDEX FDS	990	$380K	0.17%	0	Timeline
FDNFIRST TR EXCHANGE-TRADED FD	1,788	$379K	0.17%	0	Timeline
VBKVANGUARD INDEX FDS	1,394	$373K	0.16%	0	Timeline
SLYGSPDR SERIES TRUST	3,829	$356K	0.16%	-47	Timeline
SPDWSPDR INDEX SHS FDS	9,376	$352K	0.15%	0	Timeline
ISCVISHARES TR	5,538	$352K	0.15%	0	Timeline
PFIINVESCO EXCHANGE TRADED FD T	5,973	$331K	0.14%	0	Timeline
VIGVANGUARD SPECIALIZED FUNDS	1,596	$316K	0.14%	0	Timeline
BSCUINVESCO EXCH TRD SLF IDX FD	18,117	$307K	0.13%	+5,791	Timeline
COSTCOSTCO WHOLESALE CORPORATION	342	$303K	0.13%	0	Timeline
VOVANGUARD INDEX FDS	1,086	$287K	0.13%	+81	Timeline
PRKPARK NATL CORP	1,688	$284K	0.12%	-500	Timeline
DGRWWISDOMTREE TR	3,337	$278K	0.12%	0	Timeline
VBVANGUARD INDEX FDS	1,166	$277K	0.12%	+105	Timeline
VTVVANGUARD INDEX FDS	1,570	$274K	0.12%	-323	Timeline
BSCTINVESCO EXCH TRD SLF IDX FD	14,563	$274K	0.12%	new	Timeline
XMLVINVESCO EXCH TRADED FD TR II	4,275	$261K	0.11%	0	Timeline
MOATVANECK ETF TRUST	2,589	$251K	0.11%	0	Timeline
AORISHARES TR	4,100	$243K	0.11%	0	Timeline
DVYISHARES TR	1,787	$241K	0.11%	new	Timeline
SCHDSCHWAB STRATEGIC TR	2,846	$241K	0.11%	0	Timeline
BFORALPS ETF TR	3,236	$232K	0.1%	0	Timeline
ITOTISHARES TR	1,838	$231K	0.1%	0	Timeline
IYGISHARES TR	3,213	$228K	0.1%	0	Timeline
EFAISHARES TR	2,702	$226K	0.1%	-500	Timeline
SCHXSCHWAB STRATEGIC TR	3,295	$224K	0.1%	0	Timeline
PTNQPACER FDS TR	3,000	$220K	0.1%	0	Timeline
RDVYFIRST TR EXCHANGE TRADED FD	3,665	$217K	0.09%	0	Timeline
ETHEGRAYSCALE ETHEREUM STAKING E	9,765	$214K	0.09%	new	Timeline
UNHUNITEDHEALTH GROUP INC	359	$210K	0.09%	new	Timeline
VVISA INC	758	$208K	0.09%	new	Timeline
SCHCSCHWAB STRATEGIC TR	5,343	$206K	0.09%	-728	Timeline
ABBVABBVIE INC	1,020	$201K	0.09%	-308	Timeline
ETWEATON VANCE TAX-MANAGED GLOB	14,586	$127K	0.06%	0	Timeline
PACIRA BIOSCIENCES INCPACIRA BIOSCIENCES INC	10,000	$9.48K	<0.01%	0

Sold out in Q3 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
VXUSVANGUARD STAR FDS	7,142	$431K	shares

How Q3 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-24-004957	base		2024-10-16	acceptance time not in the bulk data set	2026-10-07 18:26:56 UTC