SCHWARZ DYGOS WHEELER INVESTMENT ADVISORS LLC

13F filer, CIK 1794153, MINNEAPOLIS, MN

SCHWARZ DYGOS WHEELER INVESTMENT ADVISORS LLC reported $407,398,230 across 159 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-02-07. Its ten largest share positions make up 50.05% of the portfolio.

Filed 2025-02-07 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001085146-25-000895

Period: 2024-12-31
Reported value: $407M
Holdings: 159
Top 10 weight: 50.05%
New: 12
Sold out: 5

Largest buys vs the previous quarter

Security	Shares change	Approx. value
PCARnew	+9,022	$938K
BRK-Badded	+1,998	$906K
DFAUadded	+17,989	$728K
IYZnew	+23,157	$621K
PMadded	+5,162	$621K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
SEZLreduced	-3,100	-$793K
TELLURIAN INC NEWexited	-818,750	-$793K
KAROreduced	-17,446	-$788K
DISreduced	-6,717	-$748K
AAPLreduced	-2,844	-$712K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001085146-25-000895, largest first. % of portfolio is the value over $404,590,310, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	119,454	$54.1M	13.38%	+1,998	Timeline
AAPLAPPLE INC	145,313	$36.4M	8.99%	-2,844	Timeline
DFAUDIMENSIONAL ETF TRUST	544,628	$22.1M	5.45%	+17,989	Timeline
DGROISHARES TR	305,245	$18.7M	4.63%	+6,767	Timeline
PHYSSPROTT ASSET MANAGEMENT LP	838,809	$16.9M	4.18%	+22,866	Timeline
GOOGLALPHABET INC	72,759	$13.8M	3.4%	-546	Timeline
DVYISHARES TR	103,610	$13.6M	3.36%	+3,990	Timeline
DFAIDIMENSIONAL ETF TRUST	371,705	$10.9M	2.68%	+12,773	Timeline
VGKVANGUARD INTL EQUITY INDEX F	134,574	$8.54M	2.11%	+3,947	Timeline
AVUVAMERICAN CENTY ETF TR	78,097	$7.54M	1.86%	+3,171	Timeline
KAROKAROOOOO LTD	157,915	$7.13M	1.76%	-17,446	Timeline
UNHUNITEDHEALTH GROUP INC	12,375	$6.26M	1.55%	-320	Timeline
MSFTMICROSOFT CORP	14,657	$6.18M	1.53%	-783	Timeline
GOOGALPHABET INC	30,799	$5.87M	1.45%	+22	Timeline
AVESAMERICAN CENTY ETF TR	125,768	$5.81M	1.44%	+3,120	Timeline
XNIEXVIRTUS EQUITY & CONV INCM FD	220,976	$5.45M	1.35%	+8,769	Timeline
COWZPACER FDS TR	95,210	$5.38M	1.33%	+5,668	Timeline
AVUSAMERICAN CENTY ETF TR	51,625	$5M	1.24%	-1,816	Timeline
COSTCOSTCO WHOLESALE CORPORATION	5,352	$4.9M	1.21%	-64	Timeline
VWOVANGUARD INTL EQUITY INDEX F	108,130	$4.76M	1.18%	+2,938	Timeline
AVDVAMERICAN CENTY ETF TR	70,671	$4.6M	1.14%	+1,118	Timeline
JPMJPMORGAN CHASE & CO	18,777	$4.5M	1.11%	+281	Timeline
VYMIVANGUARD WHITEHALL FDS	64,813	$4.4M	1.09%	+2,803	Timeline
AMZNAMAZON COM INC	19,551	$4.29M	1.06%	+875	Timeline
DFACDIMENSIONAL ETF TRUST	121,738	$4.21M	1.04%	-1,415	Timeline
METAMETA PLATFORMS INC	6,495	$3.8M	0.94%	-511	Timeline
PMPHILIP MORRIS INTL INC	29,852	$3.59M	0.89%	+5,162	Timeline
BRK-ABERKSHIRE HATHAWAY INC DEL	5	$3.4M	0.84%	0	Timeline
DFATDIMENSIONAL ETF TRUST	57,045	$3.18M	0.78%	+4	Timeline
DFCFDIMENSIONAL ETF TRUST	73,760	$3.04M	0.75%	+3,478	Timeline
DFGPDIMENSIONAL ETF TRUST	52,426	$2.77M	0.68%	+3,710	Timeline
WFCWELLS FARGO & CO	39,074	$2.74M	0.68%	-1,756	Timeline
MCDMCDONALDS CORP	9,213	$2.67M	0.66%	+176	Timeline
AVDEAMERICAN CENTY ETF TR	42,509	$2.61M	0.64%	-1,816	Timeline
HONHONEYWELL INTL INC	11,491	$2.6M	0.64%	-680	Timeline
JPSTJ P MORGAN EXCHANGE TRADED F	51,146	$2.58M	0.64%	+3,541	Timeline
XLPSELECT SECTOR SPDR TR	32,683	$2.57M	0.64%	-166	Timeline
VVISA INC	7,834	$2.48M	0.61%	+163	Timeline
WYWEYERHAEUSER CO	79,393	$2.23M	0.55%	+886	Timeline
SBUXSTARBUCKS CORP	24,286	$2.22M	0.55%	-1,118	Timeline
NVDANVIDIA CORPORATION	15,750	$2.12M	0.52%	-139	Timeline
SNBRQSLEEP NUMBER CORP	137,463	$2.09M	0.52%	+1,496	Timeline
DFEVDIMENSIONAL ETF TRUST	76,776	$2.01M	0.5%	+394	Timeline
SPABSPDR SERIES TRUST	80,489	$2.01M	0.5%	-2,014	Timeline
JNJJOHNSON & JOHNSON	13,710	$1.98M	0.49%	-106	Timeline
PGPROCTER & GAMBLE CO	11,482	$1.93M	0.48%	+33	Timeline
ALSNALLISON TRANSMISSION HLDGS I	16,957	$1.83M	0.45%	+10	Timeline
TGTTARGET CORP	12,702	$1.74M	0.43%	+422	Timeline
HDHOME DEPOT INC	4,419	$1.72M	0.42%	+167	Timeline
LANDGLADSTONE LD CORP	156,406	$1.7M	0.42%	-7,603	Timeline
DISVDIMENSIONAL ETF TRUST	60,585	$1.61M	0.4%	+7	Timeline
DFICDIMENSIONAL ETF TRUST	61,958	$1.6M	0.4%	+1,834	Timeline
PLTRPALANTIR TECHNOLOGIES INC	18,853	$1.43M	0.35%	+1,033	Timeline
DISDISNEY WALT CO	12,422	$1.38M	0.34%	-6,717	Timeline
IEURISHARES TR	23,860	$1.29M	0.32%	-364	Timeline
JEPIJ P MORGAN EXCHANGE TRADED F	21,448	$1.23M	0.3%	+3,809	Timeline
IGRCBRE GBL REAL ESTATE INC FD	250,261	$1.2M	0.3%	+12,235	Timeline
VNQVANGUARD INDEX FDS	13,471	$1.2M	0.3%	+2,285	Timeline
IEMGISHARES INC	21,867	$1.14M	0.28%	+1,472	Timeline
DSLDOUBLELINE INCOME SOLUTIONS	90,009	$1.13M	0.28%	+11,067	Timeline
BKNGBOOKING HOLDINGS INC	221	$1.1M	0.27%	-9	Timeline
PANWPALO ALTO NETWORKS INC	5,963	$1.09M	0.27%	+3,326	Timeline
FDXFEDEX CORP	3,822	$1.08M	0.27%	+1	Timeline
ORCLORACLE CORP	6,318	$1.05M	0.26%	-11	Timeline
DFSUDIMENSIONAL ETF TRUST	27,731	$1.05M	0.26%	-668	Timeline
WINAWINMARK CORP	2,600	$1.02M	0.25%	0	Timeline
XFRAXBLACKROCK FLOATING RATE INCO	74,034	$1.02M	0.25%	+642	Timeline
DLYDOUBLELINE YIELD OPPORTUNITI	62,212	$985K	0.24%	+12,607	Timeline
PCARPACCAR INC	9,022	$938K	0.23%	new	Timeline
KKRKKR & CO INC	6,273	$928K	0.23%	-144	Timeline
IVVISHARES TR	1,450	$854K	0.21%	+146	Timeline
PSLVSPROTT ASSET MANAGEMENT LP	87,792	$847K	0.21%	+1,000	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	1,426	$836K	0.21%	+64	Timeline
AZOAUTOZONE INC	257	$823K	0.2%	0	Timeline
EPDENTERPRISE PRODS PARTNERS L	25,949	$814K	0.2%	0	Timeline
CVXCHEVRON CORPORATION	5,613	$813K	0.2%	+1,250	Timeline
ITOTISHARES TR	6,275	$807K	0.2%	+8	Timeline
MAMASTERCARD INCORPORATED	1,510	$795K	0.2%	+87	Timeline
AVEMAMERICAN CENTY ETF TR	13,509	$794K	0.2%	-84	Timeline
NVONOVO-NORDISK A S	8,921	$767K	0.19%	-540	Timeline
DFAXDIMENSIONAL ETF TRUST	30,703	$763K	0.19%	-150	Timeline
AVIGAMERICAN CENTY ETF TR	18,368	$745K	0.18%	+1,059	Timeline
GSGOLDMAN SACHS GROUP INC	1,283	$735K	0.18%	+326	Timeline
GISGENERAL MILLS INC	11,461	$731K	0.18%	+2,220	Timeline
MOOVANECK ETF TRUST	11,132	$718K	0.18%	-50	Timeline
DFSIDIMENSIONAL ETF TRUST	21,694	$713K	0.18%	0	Timeline
SGISOMNIGROUP INTERNATIONAL INC	12,250	$694K	0.17%	-850	Timeline
FAXABRDN ASIA PACIFIC INCOME FU	45,148	$665K	0.16%	-3,118	Timeline
APOAPOLLO GLOBAL MGMT INC	4,000	$661K	0.16%	-433	Timeline
VTIVANGUARD INDEX FDS	2,268	$658K	0.16%	0	Timeline
ARMARM HOLDINGS PLC	5,229	$645K	0.16%	+155	Timeline
BABOEING CO	3,534	$626K	0.15%	-356	Timeline
IYZISHARES TR	23,157	$621K	0.15%	new	Timeline
AMTAMERICAN TOWER CORP	3,375	$619K	0.15%	+200	Timeline
COFCAPITAL ONE FINL CORP	3,336	$595K	0.15%	0	Timeline
VOOVANGUARD INDEX FDS	1,095	$590K	0.15%	+694	Timeline
IHIISHARES TR	10,014	$584K	0.14%	new	Timeline
IHFISHARES TR	11,621	$558K	0.14%	new	Timeline
XOMEXXON MOBIL CORP	4,951	$533K	0.13%	-28	Timeline
VZVERIZON COMMUNICATIONS INC	12,921	$517K	0.13%	-13,487	Timeline
CELHCELSIUS HLDGS INC	19,606	$516K	0.13%	+158	Timeline
COWGPACER FDS TR	15,650	$501K	0.12%	new	Timeline
STZCONSTELLATION BRANDS INC	2,258	$499K	0.12%	0	Timeline
BNDVANGUARD BD INDEX FDS	6,618	$476K	0.12%	+592	Timeline
UNPUNION PAC CORP	1,982	$452K	0.11%	-71	Timeline
CSCOCISCO SYS INC	7,367	$436K	0.11%	+254	Timeline
CVSCVS HEALTH CORP	9,708	$436K	0.11%	-10,851	Timeline
ABBVABBVIE INC	2,436	$433K	0.11%	+18	Timeline
GEHCGE HEALTHCARE TECHNOLOGIES I	5,396	$422K	0.1%	+58	Timeline
MDTMEDTRONIC PLC	4,902	$392K	0.1%	-5,775	Timeline
AVLVAMERICAN CENTY ETF TR	5,606	$374K	0.09%	+126	Timeline
TSCOTRACTOR SUPPLY CO	6,990	$371K	0.09%	+5,792	Timeline
TAPMOLSON COORS BEVERAGE CO	6,426	$368K	0.09%	0	Timeline
AVSUAMERICAN CENTY ETF TR	5,521	$365K	0.09%	+2,049	Timeline
MCKMCKESSON CORP	640	$365K	0.09%	0	Timeline
PRUPRUDENTIAL FINL INC	3,057	$362K	0.09%	-33	Timeline
WMTWALMART INC	3,988	$360K	0.09%	+73	Timeline
FASTFASTENAL CO	4,798	$345K	0.09%	+700	Timeline
HACKAMPLIFY ETF TR	4,585	$342K	0.08%	0	Timeline
AVIVAMERICAN CENTY ETF TR	6,385	$331K	0.08%	+171	Timeline
SHYISHARES TR	3,996	$328K	0.08%	+358	Timeline
KOCOCA COLA CO	5,187	$323K	0.08%	+37	Timeline
COPCONOCOPHILLIPS	3,209	$318K	0.08%	+1	Timeline
DFSEDIMENSIONAL ETF TRUST	9,526	$316K	0.08%	0	Timeline
PLAYDAVE & BUSTERS ENTMT INC	10,640	$311K	0.08%	+1,700	Timeline
TSMTAIWAN SEMICONDUCTOR MANUFAC	1,543	$305K	0.08%	+13	Timeline
NIMNUVEEN SELECT MAT MUN FD	34,930	$304K	0.08%	+1,030	Timeline
NSCNORFOLK SOUTHN CORP	1,261	$296K	0.07%	+6	Timeline
BPBP PLC	9,817	$290K	0.07%	0	Timeline
BXBLACKSTONE INC	1,655	$285K	0.07%	+5	Timeline
BNDXVANGUARD CHARLOTTE FDS	5,729	$281K	0.07%	+882	Timeline
BATRAATLANTA BRAVES HLDGS INC	6,825	$278K	0.07%	0	Timeline
IUSGISHARES TR	1,961	$273K	0.07%	0	Timeline
EQNREQUINOR ASA	11,360	$269K	0.07%	0	Timeline
MOALTRIA GROUP INC	5,110	$267K	0.07%	+108	Timeline
QQQINVESCO QQQ TR	514	$263K	0.06%	0	Timeline
FFLGFIDELITY COVINGTON TRUST	10,477	$263K	0.06%	0	Timeline
TSLATESLA INC	647	$261K	0.06%	new	Timeline
VEEVVEEVA SYS INC	1,221	$257K	0.06%	+2	Timeline
DPZDOMINOS PIZZA INC	604	$254K	0.06%	+4	Timeline
MMM3M CO	1,962	$253K	0.06%	-1,975	Timeline
SPGSIMON PPTY GROUP INC NEW	1,468	$253K	0.06%	+1	Timeline
XLVSELECT SECTOR SPDR TR	1,820	$250K	0.06%	+150	Timeline
DFIVDIMENSIONAL ETF TRUST	7,021	$249K	0.06%	0	Timeline
MDLZMONDELEZ INTL INC	4,053	$242K	0.06%	0	Timeline
NOWSERVICENOW INC	222	$235K	0.06%	new	Timeline
SEZLSEZZLE INC	900	$230K	0.06%	-3,100	Timeline
BENFRANKLIN TEMPLETON INC	11,191	$227K	0.06%	0	Timeline
ABALLIANCEBERNSTEIN HLDG L P	6,095	$226K	0.06%	0	Timeline
LMTLOCKHEED MARTIN CORP	460	$224K	0.06%	+90	Timeline
TRITHOMSON REUTERS CORP	1,375	$221K	0.05%	+12	Timeline
ACWIISHARES TR	1,870	$220K	0.05%	-137	Timeline
HDVISHARES TR	1,943	$218K	0.05%	0	Timeline
LOCLLOCAL BOUNTI CORP	48,825	$101K	0.02%	0	Timeline
MMTABERDEEN MULTI-MARKET INCOME	15,325	$71.9K	0.02%	new	Timeline
SOLO BRANDS INCSOLO BRANDS INC	12,000	$13.7K	<0.01%	new
APPAPPLOVIN CORP	21	$6.8K	<0.01%	new	Timeline

Options

Puts and calls, as filed. The amount and value describe the underlying shares, not the option premium, so they stay out of % of portfolio (H5).

Security	Type	Amount	Value	Change
PLTRPALANTIR TECHNOLOGIES INC COM	put	20,000	$1.51M	new
APPAPPLOVIN CORP Stock	put	4,000	$1.3M	new

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
TELLURIAN INC NEWTELLURIAN INC NEW	818,750	$793K	shares
SVIXVS TRUST	8,165	$221K	shares
LLYELI LILLY & CO	237	$210K	shares
TELLURIAN INC NEWTELLURIAN INC NEW	6,000	$5.81K	call
PLTRPALANTIR TECHNOLOGIES INC	100	$3.72K	call

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-25-000895	base		2025-02-07	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC