Prosperity Planning, Inc.

13F filer, CIK 1843292, NORTH KANSAS CITY, MO

Prosperity Planning, Inc. reported $319,385,448 across 104 holdings for the quarter ended 2025-03-31, in a 13F-HR filed 2025-04-11. Its ten largest share positions make up 51.02% of the portfolio.

Filed 2025-04-11 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:06 UTC13F-HR 0001085146-25-002051

Period: 2025-03-31
Reported value: $319M
Holdings: 104
Top 10 weight: 51.02%
New: 2
Sold out: 1

Largest buys vs the previous quarter

Security	Shares change	Approx. value
AVLCadded	+21,055	$1.35M
AVMVadded	+21,488	$1.32M
AVDVadded	+12,432	$867K
AVLVadded	+11,970	$781K
AVUVadded	+7,816	$681K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
IVEreduced	-4,093	-$780K
VOEreduced	-3,963	-$636K
VBRreduced	-3,118	-$581K
ITOTreduced	-4,348	-$530K
BRK-Breduced	-507	-$270K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q1 2025

Share positions as resolved from 13F-HR 0001085146-25-002051, largest first. % of portfolio is the value over $319,385,448, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
EFAISHARES TR	243,645	$19.9M	6.23%	+5,723	Timeline
VUGVANGUARD INDEX FDS	45,497	$16.9M	5.28%	+463	Timeline
DFAXDIMENSIONAL ETF TRUST	594,643	$15.6M	4.88%	-10,255	Timeline
AVDVAMERICAN CENTY ETF TR	177,569	$12.4M	3.88%	+12,432	Timeline
IGSBISHARES TR	234,716	$12.3M	3.85%	+8,743	Timeline
IVEISHARES TR	59,934	$11.4M	3.58%	-4,093	Timeline
VBRVANGUARD INDEX FDS	47,626	$8.87M	2.78%	-3,118	Timeline
VOEVANGUARD INDEX FDS	53,121	$8.53M	2.67%	-3,963	Timeline
AVEMAMERICAN CENTY ETF TR	131,532	$7.91M	2.48%	+9,224	Timeline
VOTVANGUARD INDEX FDS	31,551	$7.72M	2.42%	+227	Timeline
AVLCAMERICAN CENTY ETF TR	92,353	$5.93M	1.86%	+21,055	Timeline
AVMVAMERICAN CENTY ETF TR	90,701	$5.57M	1.74%	+21,488	Timeline
CBRECBRE GROUP INC	41,107	$5.38M	1.68%	0	Timeline
AVUVAMERICAN CENTY ETF TR	55,698	$4.86M	1.52%	+7,816	Timeline
VBKVANGUARD INDEX FDS	18,262	$4.6M	1.44%	+68	Timeline
IVLUISHARES TR	151,540	$4.59M	1.44%	-8,520	Timeline
AVUSAMERICAN CENTY ETF TR	41,727	$3.85M	1.21%	+962	Timeline
VTVVANGUARD INDEX FDS	22,228	$3.84M	1.2%	-268	Timeline
USRTISHARES TR	66,358	$3.82M	1.2%	-117	Timeline
AVLVAMERICAN CENTY ETF TR	56,888	$3.71M	1.16%	+11,970	Timeline
DFACDIMENSIONAL ETF TRUST	93,487	$3.08M	0.97%	+1,584	Timeline
IWNISHARES TR	19,606	$2.96M	0.93%	-263	Timeline
IJJISHARES TR	23,356	$2.8M	0.88%	-365	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	4,671	$2.61M	0.82%	-59	Timeline
AVIVAMERICAN CENTY ETF TR	46,088	$2.61M	0.82%	+11,365	Timeline
IVWISHARES TR	25,989	$2.41M	0.76%	-21	Timeline
AAPLAPPLE INC	10,349	$2.3M	0.72%	0	Timeline
SCZISHARES TR	34,727	$2.21M	0.69%	+567	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	3,996	$2.13M	0.67%	-507	Timeline
VNQIVANGUARD INTL EQUITY INDEX F	42,111	$1.7M	0.53%	+451	Timeline
IWDISHARES TR	8,960	$1.69M	0.53%	-188	Timeline
ITOTISHARES TR	13,067	$1.59M	0.5%	-4,348	Timeline
AVDEAMERICAN CENTY ETF TR	23,041	$1.53M	0.48%	+1,490	Timeline
DISVDIMENSIONAL ETF TRUST	52,366	$1.52M	0.48%	-531	Timeline
EEMISHARES TR	30,450	$1.33M	0.42%	+318	Timeline
VEAVANGUARD TAX-MANAGED FDS	25,503	$1.3M	0.41%	+265	Timeline
OREALTY INCOME CORP	20,266	$1.18M	0.37%	0	Timeline
VMBSVANGUARD SCOTTSDALE FDS	24,721	$1.14M	0.36%	-193	Timeline
VTIVANGUARD INDEX FDS	3,557	$978K	0.31%	-124	Timeline
DFIVDIMENSIONAL ETF TRUST	23,370	$920K	0.29%	+198	Timeline
MDYSTATE STR SPDR S&P MIDCAP 40	1,616	$862K	0.27%	-27	Timeline
SPYGSPDR SERIES TRUST	10,544	$847K	0.27%	-334	Timeline
IWFISHARES TR	2,301	$831K	0.26%	0	Timeline
IWOISHARES TR	3,247	$830K	0.26%	-44	Timeline
IVVISHARES TR	1,470	$826K	0.26%	-138	Timeline
IWVISHARES TR	2,485	$789K	0.25%	-338	Timeline
IWSISHARES TR	6,160	$776K	0.24%	-65	Timeline
TYLTYLER TECHNOLOGIES INC	1,334	$776K	0.24%	0	Timeline
VWOVANGUARD INTL EQUITY INDEX F	16,616	$752K	0.24%	0	Timeline
IJKISHARES TR	6,995	$583K	0.18%	-34	Timeline
COMTISHARES U S ETF TR	21,962	$581K	0.18%	+77	Timeline
VXUSVANGUARD STAR FDS	8,580	$533K	0.17%	-467	Timeline
IJHISHARES TR	8,908	$520K	0.16%	0	Timeline
NWLNEWELL BRANDS INC	79,911	$495K	0.16%	0	Timeline
VSSVANGUARD INTL EQUITY INDEX F	3,641	$421K	0.13%	-2	Timeline
EFVISHARES TR	6,628	$391K	0.12%	-1,687	Timeline
VVVANGUARD INDEX FDS	1,497	$385K	0.12%	0	Timeline
DFAEDIMENSIONAL ETF TRUST	14,638	$379K	0.12%	-286	Timeline
DIASTATE STR SPDR DOW JONES IND	804	$338K	0.11%	-8	Timeline
VNQVANGUARD INDEX FDS	3,608	$327K	0.1%	0	Timeline
IWMISHARES TR	1,575	$314K	0.1%	-23	Timeline
VOVANGUARD INDEX FDS	1,181	$305K	0.1%	0	Timeline
VTVANGUARD INTL EQUITY INDEX F	2,610	$303K	0.09%	+40	Timeline
INDAISHARES TR	5,858	$302K	0.09%	0	Timeline
QUALISHARES TR	1,761	$301K	0.09%	+255	Timeline
IWPISHARES TR	2,528	$297K	0.09%	-149	Timeline
IDXXIDEXX LABS INC	700	$294K	0.09%	0	Timeline
IJTISHARES TR	2,339	$291K	0.09%	+9	Timeline
IFGLISHARES TR	14,686	$290K	0.09%	+45	Timeline
VYMVANGUARD WHITEHALL FDS	2,011	$259K	0.08%	+51	Timeline
LOWLOWES COS INC	986	$230K	0.07%	0	Timeline
DYNFBLACKROCK ETF TRUST	4,462	$218K	0.07%	+11	Timeline
FBTCFIDELITY WISE ORIGIN BITCOIN	2,900	$209K	0.07%	0	Timeline
IEFAISHARES TR	2,754	$208K	0.07%	-262	Timeline
SPIPSPDR SERIES TRUST	7,826	$206K	0.06%	new	Timeline
ICCCIMMUCELL CORP	16,000	$76.6K	0.02%	0	Timeline

Principal amounts

Notes and convertibles filed as a face amount (PRN). A face amount is never added to a share count (H6).

Security	Type	Amount	Value	Change
ISTBISHARES TR CORE 1 5 YR USD	principal	834,509	$40.3M	+42,064
VTIPVANGUARD MALVERN FDS SHS	principal	292,640	$14.6M	+11,904
GNMAISHARES TR GNMA BOND ETF	principal	243,277	$10.7M	+2,627
BSVVANGUARD BD INDEX FDS SHS	principal	70,528	$5.52M	-517
SUBISHARES TR ETF	principal	31,527	$3.33M	+1,829
MUBISHARES TR NATIONAL MUN ETF	principal	28,014	$2.95M	+161
AGGISHARES TR SHS	principal	29,742	$2.94M	+1,885
BNDVANGUARD BD INDEX FDS SHS	principal	33,879	$2.49M	-186
IAGGISHARES TR CORE INTL AGGR	principal	36,219	$1.81M	-978
STIPISHARES TR SHS	principal	16,167	$1.67M	-246
SGOVISHARES TR SHS	principal	13,122	$1.32M	-1,756
TIPISHARES TR SHS	principal	11,316	$1.26M	-576
SHMSPDR SERIES TRUST ST NUVE TERM ETF	principal	22,284	$1.06M	0
VCSHVANGUARD SCOTTSDALE FDS COM	principal	10,835	$855K	-235
VTEBVANGUARD MUN BD FDS ETF	principal	17,105	$849K	-232
IBDTISHARES TR ETF	principal	30,413	$768K	+4,096
LQDISHARES TR SHS	principal	6,177	$671K	0
IUSBISHARES TR SHS	principal	12,914	$595K	-180
ISHARES TRISHARES TR IBONDS DEC25 ETF	principal	19,977	$502K	+4,110
IBDRISHARES TR SHS	principal	20,723	$502K	+4,271
IBDSISHARES TR ETF	principal	20,729	$501K	+4,277
IBDUISHARES TR ETF	principal	18,712	$433K	+4,469
IBTIISHARES TR IBONDS 28 TRM TS	principal	15,219	$339K	+1,827
IBDVISHARES TR IBONDS DEC 2030	principal	15,174	$330K	0
IBTKISHARES TR IBOND DEC 2030	principal	14,881	$293K	+1,561
IBTJISHARES TR IBONDS 29 TRM TS	principal	13,410	$292K	+1,405
ISHARES TRISHARES TR IBONDS 25 TRM TS	principal	11,419	$267K	+1,715
EGUSISHARES TR ESG AWARE MSCI	principal	5,558	$219K	new

Sold out in Q1 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
AMCAMC ENTMT HLDGS INC	42,933	$171K	shares

How Q1 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-25-002051	base		2025-04-11	acceptance time not in the bulk data set	2026-10-07 18:25:06 UTC