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Penney Financial, LLC

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13F filer, CIK 2049857, HOUSTON, TX

Penney Financial, LLC reported $260,638,024 across 48 holdings for the quarter ended 2026-03-31, in a 13F-HR filed 2026-04-22. Its ten largest share positions make up 74.99% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0002049857-26-000003

Period
2026-03-31
Reported value
$261M
Holdings
48
Top 10 weight
74.99%
New
4
Sold out
5

Largest buys vs the previous quarter

SecurityShares changeApprox. value
VTIadded+4,345$1.39M
FLMIadded+32,573$807K
IEFAadded+8,469$767K
FLYnew+22,793$649K
GSLCadded+5,077$635K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
SGOVreduced-11,191-$1.13M
AVGOexited-1,000-$346K
LLYexited-298-$320K
EQNRreduced-6,648-$281K
NSPexited-6,976-$270K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q1 2026

Share positions as resolved from 13F-HR 0002049857-26-000003, largest first. % of portfolio is the value over $260,638,024, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
GSLCGOLDMAN SACHS ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 375,939 shares; 2024Q4: 376,205 shares; 2025Q1: 393,309 shares; 2025Q2: 427,800 shares; 2025Q3: 435,895 shares; 2025Q4: 472,644 shares; 2026Q1: 477,721 shares 477,721$59.8M22.93%+5,077Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 114,800 shares; 2024Q4: 114,559 shares; 2025Q1: 118,688 shares; 2025Q2: 115,101 shares; 2025Q3: 118,453 shares; 2025Q4: 124,072 shares; 2026Q1: 128,417 shares 128,417$41.2M15.81%+4,345Timeline
VEAVANGUARD TAX-MANAGED FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 265,693 shares; 2024Q4: 276,148 shares; 2025Q1: 298,709 shares; 2025Q2: 308,048 shares; 2025Q3: 314,790 shares; 2025Q4: 341,986 shares; 2026Q1: 343,634 shares 343,634$22M8.45%+1,648Timeline
SGOVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 79,966 shares; 2025Q3: 117,816 shares; 2025Q4: 183,697 shares; 2026Q1: 172,506 shares 172,506$17.4M6.66%-11,191Timeline
IEFAISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 88,562 shares; 2024Q4: 92,143 shares; 2025Q1: 96,558 shares; 2025Q2: 102,057 shares; 2025Q3: 118,436 shares; 2025Q4: 131,595 shares; 2026Q1: 140,064 shares 140,064$12.7M4.86%+8,469Timeline
JPIEJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 4,775 shares; 2024Q4: 5,485 shares; 2025Q1: 6,515 shares; 2025Q2: 170,545 shares; 2025Q3: 179,047 shares; 2025Q4: 201,316 shares; 2026Q1: 208,599 shares 208,599$9.61M3.69%+7,283Timeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 90,176 shares; 2024Q4: 278,722 shares; 2025Q1: 292,747 shares; 2025Q2: 296,404 shares; 2025Q3: 306,235 shares; 2025Q4: 306,674 shares; 2026Q1: 308,191 shares 308,191$9.46M3.63%+1,517Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 77,487 shares; 2024Q4: 78,930 shares; 2025Q1: 83,122 shares; 2025Q2: 56,791 shares; 2025Q3: 56,933 shares; 2025Q4: 60,808 shares; 2026Q1: 60,660 shares 60,660$8.98M3.45%-148Timeline
FLMIFRANKLIN TEMPLETON ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 76,537 shares; 2025Q4: 260,442 shares; 2026Q1: 293,015 shares 293,015$7.26M2.79%+32,573Timeline
VCRBVANGUARD MALVERN FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 73,828 shares; 2025Q3: 77,332 shares; 2025Q4: 88,421 shares; 2026Q1: 91,913 shares 91,913$7.11M2.73%+3,492Timeline
EVTRMORGAN STANLEY ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 113,122 shares; 2025Q3: 117,979 shares; 2025Q4: 134,473 shares; 2026Q1: 139,022 shares 139,022$7.06M2.71%+4,549Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 26,564 shares; 2024Q4: 26,887 shares; 2025Q1: 28,252 shares; 2025Q2: 23,260 shares; 2025Q3: 23,100 shares; 2025Q4: 24,650 shares; 2026Q1: 24,416 shares 24,416$6.4M2.45%-234Timeline
JEPIJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 78,822 shares; 2024Q4: 80,392 shares; 2025Q1: 85,147 shares; 2025Q2: 86,324 shares; 2025Q3: 90,462 shares; 2025Q4: 97,787 shares; 2026Q1: 99,620 shares 99,620$5.65M2.17%+1,833Timeline
CGMUCAPITAL GRP FIXED INCM ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 58,766 shares; 2025Q4: 164,085 shares; 2026Q1: 185,115 shares 185,115$5.03M1.93%+21,030Timeline
DFNMDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 31,737 shares; 2025Q4: 88,305 shares; 2026Q1: 97,028 shares 97,028$4.65M1.78%+8,723Timeline
AGGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 8,881 shares; 2024Q4: 9,279 shares; 2025Q1: 9,964 shares; 2025Q2: 40,166 shares; 2025Q3: 41,705 shares; 2025Q4: 44,448 shares; 2026Q1: 45,254 shares 45,254$4.49M1.72%+806Timeline
HELOJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 54,927 shares; 2024Q4: 57,940 shares; 2025Q1: 60,590 shares; 2025Q2: 57,198 shares; 2025Q3: 61,161 shares; 2025Q4: 63,799 shares; 2026Q1: 68,023 shares 68,023$4.35M1.67%+4,224Timeline
VTEBVANGUARD MUN BD FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 26,530 shares; 2024Q4: 27,998 shares; 2025Q1: 29,124 shares; 2025Q2: 54,532 shares; 2025Q3: 57,837 shares; 2025Q4: 73,132 shares; 2026Q1: 78,066 shares 78,066$3.89M1.49%+4,934Timeline
VXUSVANGUARD STAR FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 37,708 shares; 2024Q4: 40,208 shares; 2025Q1: 40,848 shares; 2025Q2: 37,649 shares; 2025Q3: 37,649 shares; 2025Q4: 41,273 shares; 2026Q1: 41,340 shares 41,340$3.19M1.22%+67Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 7,252 shares; 2024Q4: 32,255 shares; 2025Q1: 29,155 shares; 2025Q2: 104,248 shares; 2025Q3: 110,248 shares; 2025Q4: 110,748 shares; 2026Q1: 112,248 shares 112,248$2.82M1.08%+1,500Timeline
SUBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 21,490 shares; 2024Q4: 22,228 shares; 2025Q1: 23,073 shares; 2025Q2: 23,205 shares; 2025Q3: 23,581 shares; 2025Q4: 24,606 shares; 2026Q1: 24,446 shares 24,446$2.6M1%-160Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 7,852 shares; 2024Q4: 7,854 shares; 2025Q1: 7,856 shares; 2025Q2: 7,958 shares; 2025Q3: 8,451 shares; 2025Q4: 8,887 shares; 2026Q1: 8,889 shares 8,889$2.26M0.87%+2Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 409 shares; 2024Q4: 565 shares; 2025Q1: 871 shares; 2025Q2: 923 shares; 2025Q3: 1,257 shares; 2025Q4: 2,070 shares; 2026Q1: 2,162 shares 2,162$1.29M0.5%+92Timeline
CVXCHEVRON CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 5,575 shares; 2024Q4: 5,575 shares; 2025Q1: 5,335 shares; 2025Q2: 5,335 shares; 2025Q3: 5,508 shares; 2025Q4: 5,508 shares; 2026Q1: 4,349 shares 4,349$900K0.35%-1,159Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 1,854 shares; 2024Q4: 1,854 shares; 2025Q1: 1,854 shares; 2025Q2: 1,854 shares; 2025Q3: 1,374 shares; 2025Q4: 1,374 shares; 2026Q1: 1,374 shares 1,374$898K0.34%0Timeline
IWBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 2,380 shares; 2024Q4: 2,380 shares; 2025Q1: 2,380 shares; 2025Q2: 2,380 shares; 2025Q3: 2,380 shares; 2025Q4: 2,380 shares; 2026Q1: 2,380 shares 2,380$849K0.33%0Timeline
LNGCHENIERE ENERGY INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 2,725 shares; 2025Q1: 2,725 shares; 2025Q2: 2,725 shares; 2025Q3: 2,725 shares; 2025Q4: 2,725 shares; 2026Q1: 2,725 shares 2,725$773K0.3%0Timeline
ITOTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 3,481 shares; 2025Q4: 3,481 shares; 2026Q1: 5,246 shares 5,246$747K0.29%+1,765Timeline
JQUAJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 11,979 shares; 2024Q4: 11,943 shares; 2025Q1: 11,943 shares; 2025Q2: 11,943 shares; 2025Q3: 11,943 shares; 2025Q4: 11,943 shares; 2026Q1: 11,343 shares 11,343$696K0.27%-600Timeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 2,599 shares; 2024Q4: 2,759 shares; 2025Q1: 2,759 shares; 2025Q2: 2,859 shares; 2025Q3: 3,261 shares; 2025Q4: 3,087 shares; 2026Q1: 3,337 shares 3,337$695K0.27%+250Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 1,696 shares; 2024Q4: 1,736 shares; 2025Q1: 1,736 shares; 2025Q2: 1,736 shares; 2025Q3: 1,890 shares; 2025Q4: 1,890 shares; 2026Q1: 1,861 shares 1,861$689K0.26%-29Timeline
FLYFIREFLY AEROSPACE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: not reported; 2026Q1: 22,793 shares 22,793$649K0.25%newTimeline
IWMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 2,203 shares; 2024Q4: 2,203 shares; 2025Q1: 2,203 shares; 2025Q2: 2,203 shares; 2025Q3: 2,203 shares; 2025Q4: 2,203 shares; 2026Q1: 2,203 shares 2,203$546K0.21%0Timeline
JPSTJ P MORGAN EXCHANGE TRADED FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: not reported; 2026Q1: 8,000 shares 8,000$405K0.16%newTimeline
FDXFEDEX CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 1,152 shares; 2024Q4: 1,152 shares; 2025Q1: 1,152 shares; 2025Q2: 1,152 shares; 2025Q3: 1,151 shares; 2025Q4: 1,151 shares; 2026Q1: 1,011 shares 1,011$360K0.14%-140Timeline
GVAGRANITE CONSTR INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 3,647 shares; 2024Q4: 3,647 shares; 2025Q1: 3,647 shares; 2025Q2: 3,647 shares; 2025Q3: 2,647 shares; 2025Q4: 2,647 shares; 2026Q1: 2,647 shares 2,647$317K0.12%0Timeline
BSVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 4,197 shares; 2024Q4: 4,197 shares; 2025Q1: 4,202 shares; 2025Q2: 3,930 shares; 2025Q3: 3,866 shares; 2025Q4: 3,866 shares; 2026Q1: 3,861 shares 3,861$303K0.12%-5Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 2,026 shares; 2025Q4: 2,187 shares; 2026Q1: 1,697 shares 1,697$288K0.11%-490Timeline
EQNREQUINOR ASAQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 13,297 shares; 2024Q4: 13,297 shares; 2025Q1: 13,297 shares; 2025Q2: 13,297 shares; 2025Q3: 13,297 shares; 2025Q4: 13,297 shares; 2026Q1: 6,649 shares 6,649$281K0.11%-6,648Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 519 shares; 2025Q4: 519 shares; 2026Q1: 607 shares 607$265K0.1%+88Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 3,272 shares; 2024Q4: 9,816 shares; 2025Q1: 9,816 shares; 2025Q2: 9,816 shares; 2025Q3: 9,816 shares; 2025Q4: 9,816 shares; 2026Q1: 9,816 shares 9,816$252K0.1%0Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: 4,175 shares; 2024Q4: 4,175 shares; 2025Q1: 4,175 shares; 2025Q2: 4,175 shares; 2025Q3: 4,175 shares; 2025Q4: 3,575 shares; 2026Q1: 3,575 shares 3,575$241K0.09%0Timeline
CWISPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 6,540 shares; 2025Q3: 6,540 shares; 2025Q4: 6,540 shares; 2026Q1: 6,540 shares 6,540$239K0.09%0Timeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 829 shares; 2026Q1: 829 shares 829$238K0.09%0Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: not reported; 2026Q1: 1,187 shares 1,187$233K0.09%newTimeline
METAMETA PLATFORMS INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 384 shares; 2025Q4: 384 shares; 2026Q1: 399 shares 399$228K0.09%+15Timeline
BTIBRITISH AMERN TOB PLCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 3,603 shares; 2026Q1: 3,603 shares 3,603$211K0.08%0Timeline
HDVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: not reported; 2026Q1: 1,525 shares 1,525$207K0.08%newTimeline

Sold out in Q1 2026

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
AVGOBROADCOM INC1,000$346Kshares
LLYELI LILLY & CO298$320Kshares
NSPINSPERITY INC6,976$270Kshares
VVISA INC645$226Kshares
JPMJPMORGAN CHASE & CO658$212Kshares

How Q1 2026 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0002049857-26-000003 base2026-04-22acceptance time not in the bulk data set