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Orcam Financial Group

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13F filer, CIK 1905367, ENCINITAS, CA

Orcam Financial Group reported $123,845,915 across 55 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-11-12. Its ten largest share positions make up 74.14% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001905367-25-000005

Period
2025-09-30
Reported value
$124M
Holdings
55
Top 10 weight
74.14%
New
4
Sold out
0

Largest buys vs the previous quarter

SecurityShares changeApprox. value
DDXadded+30,208$725K
XOMnew+4,453$502K
IWFnew+750$351K
VXUSadded+4,592$337K
AMZNnew+1,320$290K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
VGITreduced-2,813-$169K
SCHFreduced-1,800-$41.9K
VGSHreduced-549-$32.3K
SCHBreduced-530-$13.6K
PFFreduced-277-$8.76K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001905367-25-000005, largest first. % of portfolio is the value over $123,845,915, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
DDXEA SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,495,022 shares; 2024Q4: 1,566,416 shares; 2025Q1: 1,605,230 shares; 2025Q2: 1,663,764 shares; 2025Q3: 1,693,972 shares 1,693,972$40.7M32.82%+30,208Timeline
VTVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 86,341 shares; 2024Q4: 89,566 shares; 2025Q1: 89,973 shares; 2025Q2: 91,097 shares; 2025Q3: 91,074 shares 91,074$12.5M10.13%-23Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 110,185 shares; 2024Q4: 328,910 shares; 2025Q1: 326,002 shares; 2025Q2: 326,901 shares; 2025Q3: 326,371 shares 326,371$8.39M6.78%-530Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 21,666 shares; 2024Q4: 23,170 shares; 2025Q1: 23,854 shares; 2025Q2: 24,579 shares; 2025Q3: 25,390 shares 25,390$8.33M6.73%+811Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 105,731 shares; 2024Q4: 212,016 shares; 2025Q1: 213,326 shares; 2025Q2: 227,113 shares; 2025Q3: 225,313 shares 225,313$5.25M4.24%-1,800Timeline
VXUSVANGUARD STAR FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 55,122 shares; 2024Q4: 60,208 shares; 2025Q1: 65,445 shares; 2025Q2: 66,397 shares; 2025Q3: 70,989 shares 70,989$5.21M4.21%+4,592Timeline
VGITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 43,404 shares; 2024Q4: 52,191 shares; 2025Q1: 53,884 shares; 2025Q2: 54,516 shares; 2025Q3: 51,703 shares 51,703$3.1M2.51%-2,813Timeline
SCHMSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 33,484 shares; 2024Q4: 100,588 shares; 2025Q1: 100,692 shares; 2025Q2: 100,817 shares; 2025Q3: 100,966 shares 100,966$2.99M2.42%+149Timeline
SCHESCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 75,354 shares; 2024Q4: 82,509 shares; 2025Q1: 85,799 shares; 2025Q2: 85,838 shares; 2025Q3: 87,638 shares 87,638$2.92M2.36%+1,800Timeline
VEAVANGUARD TAX-MANAGED FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 37,603 shares; 2024Q4: 38,130 shares; 2025Q1: 39,207 shares; 2025Q2: 40,323 shares; 2025Q3: 40,348 shares 40,348$2.42M1.95%+25Timeline
VCITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 27,769 shares; 2024Q4: 27,157 shares; 2025Q1: 23,622 shares; 2025Q2: 23,562 shares; 2025Q3: 24,121 shares 24,121$2.03M1.64%+559Timeline
HYMBSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 91,210 shares; 2024Q4: 76,781 shares; 2025Q1: 75,876 shares; 2025Q2: 76,341 shares; 2025Q3: 76,669 shares 76,669$1.91M1.54%+328Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 17,444 shares; 2024Q4: 24,796 shares; 2025Q1: 27,569 shares; 2025Q2: 29,274 shares; 2025Q3: 30,336 shares 30,336$1.64M1.33%+1,062Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,178 shares; 2024Q4: 2,459 shares; 2025Q1: 2,460 shares; 2025Q2: 2,461 shares; 2025Q3: 2,461 shares 2,461$1.64M1.32%0Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,159 shares; 2024Q4: 7,813 shares; 2025Q1: 7,827 shares; 2025Q2: 7,827 shares; 2025Q3: 8,435 shares 8,435$1.57M1.27%+608Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,147 shares; 2024Q4: 2,613 shares; 2025Q1: 2,841 shares; 2025Q2: 2,555 shares; 2025Q3: 2,559 shares 2,559$1.57M1.27%+4Timeline
VEUVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,424 shares; 2024Q4: 18,780 shares; 2025Q1: 18,960 shares; 2025Q2: 19,578 shares; 2025Q3: 19,631 shares 19,631$1.4M1.13%+53Timeline
SCHZSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 26,167 shares; 2024Q4: 51,305 shares; 2025Q1: 51,429 shares; 2025Q2: 50,469 shares; 2025Q3: 50,651 shares 50,651$1.19M0.96%+182Timeline
VGLTVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 19,373 shares; 2024Q4: 20,095 shares; 2025Q1: 20,157 shares; 2025Q2: 20,256 shares; 2025Q3: 20,359 shares 20,359$1.16M0.93%+103Timeline
VGSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,605 shares; 2024Q4: 19,382 shares; 2025Q1: 19,410 shares; 2025Q2: 19,254 shares; 2025Q3: 18,705 shares 18,705$1.1M0.89%-549Timeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 13,800 shares; 2024Q4: 41,406 shares; 2025Q1: 41,711 shares; 2025Q2: 41,716 shares; 2025Q3: 41,720 shares 41,720$1.1M0.89%+4Timeline
HYDVANECK ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 21,120 shares; 2024Q4: 21,136 shares; 2025Q1: 21,145 shares; 2025Q2: 21,158 shares; 2025Q3: 21,173 shares 21,173$1.08M0.87%+15Timeline
PFFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 33,872 shares; 2024Q4: 33,944 shares; 2025Q1: 33,983 shares; 2025Q2: 33,975 shares; 2025Q3: 33,698 shares 33,698$1.07M0.86%-277Timeline
SCHDSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,869 shares; 2024Q4: 40,821 shares; 2025Q1: 37,060 shares; 2025Q2: 28,451 shares; 2025Q3: 28,355 shares 28,355$774K0.63%-96Timeline
VTEBVANGUARD MUN BD FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,973 shares; 2024Q4: 16,973 shares; 2025Q1: 16,147 shares; 2025Q2: 15,322 shares; 2025Q3: 15,322 shares 15,322$767K0.62%0Timeline
BNDVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,827 shares; 2024Q4: 10,273 shares; 2025Q1: 10,278 shares; 2025Q2: 10,285 shares; 2025Q3: 10,293 shares 10,293$765K0.62%+8Timeline
VCSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 11,282 shares; 2024Q4: 9,298 shares; 2025Q1: 9,304 shares; 2025Q2: 9,239 shares; 2025Q3: 9,132 shares 9,132$730K0.59%-107Timeline
SPEMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 12,565 shares; 2025Q2: 12,565 shares; 2025Q3: 13,723 shares 13,723$642K0.52%+1,158Timeline
AVNMAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,450 shares; 2024Q4: 8,654 shares; 2025Q1: 8,654 shares; 2025Q2: 8,789 shares; 2025Q3: 8,789 shares 8,789$621K0.5%0Timeline
RSPINVESCO EXCHANGE TRADED FD TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,214 shares; 2024Q4: 3,214 shares; 2025Q1: 3,214 shares; 2025Q2: 3,214 shares; 2025Q3: 3,214 shares 3,214$610K0.49%0Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,149 shares; 2024Q4: 2,127 shares; 2025Q1: 1,677 shares; 2025Q2: 1,677 shares; 2025Q3: 2,317 shares 2,317$590K0.48%+640Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,870 shares; 2024Q4: 1,976 shares; 2025Q1: 1,982 shares; 2025Q2: 1,982 shares; 2025Q3: 1,987 shares 1,987$584K0.47%+5Timeline
QQQINVESCO QQQ TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 810 shares; 2024Q4: 913 shares; 2025Q1: 913 shares; 2025Q2: 859 shares; 2025Q3: 934 shares 934$561K0.45%+75Timeline
VGTVANGUARD WORLD FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 620 shares; 2024Q4: 686 shares; 2025Q1: 687 shares; 2025Q2: 735 shares; 2025Q3: 736 shares 736$549K0.44%+1Timeline
IAUISHARES GOLD TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,264 shares; 2024Q4: 7,264 shares; 2025Q1: 7,264 shares; 2025Q2: 7,264 shares; 2025Q3: 7,264 shares 7,264$529K0.43%0Timeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,953 shares; 2024Q4: 1,953 shares; 2025Q1: 1,953 shares; 2025Q2: not reported; 2025Q3: 4,453 shares 4,453$502K0.41%newTimeline
PLPLANET LABS PBCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 34,691 shares; 2024Q4: 34,691 shares; 2025Q1: 34,691 shares; 2025Q2: 34,691 shares; 2025Q3: 34,691 shares 34,691$450K0.36%0Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 575 shares; 2024Q4: 575 shares; 2025Q1: 575 shares; 2025Q2: 575 shares; 2025Q3: 575 shares 575$385K0.31%0Timeline
IWFISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 750 shares 750$351K0.28%newTimeline
VFMOVANGUARD WELLINGTON FDQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,723 shares; 2024Q4: 1,727 shares; 2025Q1: 1,731 shares; 2025Q2: 1,737 shares; 2025Q3: 1,740 shares 1,740$333K0.27%+3Timeline
JNJJOHNSON & JOHNSONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,350 shares; 2024Q4: not reported; 2025Q1: 1,350 shares; 2025Q2: 1,350 shares; 2025Q3: 1,700 shares 1,700$315K0.25%+350Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 430 shares; 2025Q3: 600 shares 600$311K0.25%+170Timeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 1,320 shares 1,320$290K0.23%newTimeline
TIPISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,356 shares; 2024Q4: 2,360 shares; 2025Q1: 2,545 shares; 2025Q2: 2,556 shares; 2025Q3: 2,563 shares 2,563$285K0.23%+7Timeline
CTASIMPLIFY EXCHANGE TRADED FUNQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 8,650 shares; 2025Q1: 10,140 shares; 2025Q2: 10,140 shares; 2025Q3: 10,140 shares 10,140$284K0.23%0Timeline
CAOSEA SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,605 shares; 2024Q4: 3,115 shares; 2025Q1: 3,615 shares; 2025Q2: 3,115 shares; 2025Q3: 3,115 shares 3,115$279K0.23%0Timeline
AFLAFLAC INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,400 shares; 2024Q4: 2,400 shares; 2025Q1: 2,400 shares; 2025Q2: 2,400 shares; 2025Q3: 2,400 shares 2,400$268K0.22%0Timeline
DFAIDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,262 shares; 2024Q4: 7,262 shares; 2025Q1: 7,262 shares; 2025Q2: 7,262 shares; 2025Q3: 7,262 shares 7,262$264K0.21%0Timeline
TAILCAMBRIA ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 22,000 shares; 2024Q4: 22,000 shares; 2025Q1: 22,000 shares; 2025Q2: 22,000 shares; 2025Q3: 22,000 shares 22,000$260K0.21%0Timeline
QLTIGMO ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 9,000 shares; 2025Q2: 9,000 shares; 2025Q3: 9,000 shares 9,000$230K0.19%0Timeline
CGDVCAPITAL GROUP DIVIDEND VALUEQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 5,434 shares; 2025Q3: 5,452 shares 5,452$229K0.19%+18Timeline
AVESAMERICAN CENTY ETF TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 3,961 shares; 2025Q3: 3,961 shares 3,961$227K0.18%0Timeline
WMTWALMART INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 2,100 shares; 2025Q3: 2,100 shares 2,100$216K0.17%0Timeline
VCLTVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,634 shares; 2024Q4: not reported; 2025Q1: 2,662 shares; 2025Q2: 2,678 shares; 2025Q3: 2,695 shares 2,695$209K0.17%+17Timeline
VGZVISTA GOLD CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 73,929 shares 73,929$157K0.13%newTimeline

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001905367-25-000005 base2025-11-12acceptance time not in the bulk data set