Narus Financial Partners, LLC

13F filer, CIK 1698091, SALT LAKE CITY, UT

Narus Financial Partners, LLC reported $295,683,507 across 145 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-01-23. Its ten largest share positions make up 57.91% of the portfolio.

Filed 2025-01-23 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001698091-25-000001

Period: 2024-12-31
Reported value: $296M
Holdings: 145
Top 10 weight: 57.91%
New: 11
Sold out: 15

Largest buys vs the previous quarter

Security	Shares change	Approx. value
IWRadded	+18,543	$1.64M
PSCTadded	+28,561	$1.36M
DFISnew	+43,210	$1.06M
JPIEadded	+23,208	$1.06M
VEAadded	+20,787	$994K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
WMTreduced	-51,787	-$4.68M
JPSTreduced	-41,177	-$2.07M
SCHWAB CHARLES FAMILY FDexited	-1,986,885	-$1.99M
BNDreduced	-13,898	-$999K
HIGHexited	-41,807	-$980K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001698091-25-000001, largest first. % of portfolio is the value over $295,683,507, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
WMTWALMART INC	1,427,639	$129M	43.62%	-51,787	Timeline
GLDSPDR GOLD TR	22,367	$5.42M	1.83%	+2,134	Timeline
XLKSELECT SECTOR SPDR TR	22,765	$5.29M	1.79%	+2,458	Timeline
VEAVANGUARD TAX-MANAGED FDS	110,652	$5.29M	1.79%	+20,787	Timeline
VOVANGUARD INDEX FDS	17,720	$4.68M	1.58%	+762	Timeline
NVDANVIDIA CORPORATION	34,103	$4.58M	1.55%	+3,887	Timeline
AAPLAPPLE INC	18,116	$4.54M	1.53%	+580	Timeline
PSCTINVESCO EXCH TRADED FD TR II	89,698	$4.28M	1.45%	+28,561	Timeline
VTIVANGUARD INDEX FDS	14,189	$4.11M	1.39%	+72	Timeline
VBVANGUARD INDEX FDS	16,831	$4.04M	1.37%	+1,678	Timeline
JMSTJ P MORGAN EXCHANGE TRADED F	65,191	$3.31M	1.12%	+4,113	Timeline
VCSHVANGUARD SCOTTSDALE FDS	39,833	$3.11M	1.05%	+4,790	Timeline
DFASDIMENSIONAL ETF TRUST	46,414	$3.02M	1.02%	+6,011	Timeline
DBOINVESCO DB MULTI-SECTOR COMM	202,750	$2.9M	0.98%	+35,254	Timeline
IJRISHARES TR	25,115	$2.89M	0.98%	+1,428	Timeline
BNDVANGUARD BD INDEX FDS	39,748	$2.86M	0.97%	-13,898	Timeline
SCZISHARES TR	46,443	$2.82M	0.95%	-514	Timeline
JPIEJ P MORGAN EXCHANGE TRADED F	61,033	$2.78M	0.94%	+23,208	Timeline
VOXVANGUARD WORLD FD	17,911	$2.78M	0.94%	+3,439	Timeline
XLFSELECT SECTOR SPDR TR	56,723	$2.74M	0.93%	+13,708	Timeline
EFVISHARES TR	51,613	$2.71M	0.92%	+3,352	Timeline
SUBISHARES TR	23,513	$2.48M	0.84%	+3,585	Timeline
GOOGLALPHABET INC	12,748	$2.41M	0.82%	+3,143	Timeline
SPTISPDR SERIES TRUST	84,362	$2.35M	0.8%	-16,615	Timeline
VTVVANGUARD INDEX FDS	13,862	$2.35M	0.79%	+266	Timeline
MUBISHARES TR	21,831	$2.33M	0.79%	+5,415	Timeline
DFSDDIMENSIONAL ETF TRUST	49,547	$2.32M	0.79%	+14,141	Timeline
IWRISHARES TR	25,481	$2.25M	0.76%	+18,543	Timeline
VOOVANGUARD INDEX FDS	4,165	$2.24M	0.76%	0	Timeline
XLYSELECT SECTOR SPDR TR	9,692	$2.17M	0.74%	+127	Timeline
EPIWISDOMTREE TR	47,679	$2.16M	0.73%	+8,271	Timeline
METAMETA PLATFORMS INC	3,582	$2.1M	0.71%	+513	Timeline
AMZNAMAZON COM INC	8,629	$1.89M	0.64%	+2,079	Timeline
AGGISHARES TR	19,245	$1.86M	0.63%	+2,391	Timeline
IVVISHARES TR	3,130	$1.84M	0.62%	-100	Timeline
SPYMSPDR SERIES TRUST	26,378	$1.82M	0.62%	+1,072	Timeline
MSFTMICROSOFT CORP	4,019	$1.69M	0.57%	+1,484	Timeline
ORCLORACLE CORP	9,544	$1.59M	0.54%	+884	Timeline
EFAISHARES TR	21,009	$1.59M	0.54%	+5,253	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	2,572	$1.51M	0.51%	+39	Timeline
JPSTJ P MORGAN EXCHANGE TRADED F	27,368	$1.38M	0.47%	-41,177	Timeline
IUSVISHARES TR	12,863	$1.19M	0.4%	+18	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	2,605	$1.18M	0.4%	+135	Timeline
VOEVANGUARD INDEX FDS	7,215	$1.17M	0.39%	+3,457	Timeline
HYGISHARES TR	14,155	$1.11M	0.38%	+1,971	Timeline
DFISDIMENSIONAL ETF TRUST	43,210	$1.06M	0.36%	new	Timeline
XLESELECT SECTOR SPDR TR	12,305	$1.05M	0.36%	-610	Timeline
XLVSELECT SECTOR SPDR TR	7,583	$1.04M	0.35%	-424	Timeline
VWOVANGUARD INTL EQUITY INDEX F	23,274	$1.02M	0.35%	-272	Timeline
IXNISHARES TR	12,053	$1.02M	0.35%	0	Timeline
GBILGOLDMAN SACHS ETF TR	10,177	$1.02M	0.34%	-7,505	Timeline
MMITNYLIM ACTIVE ETF TR	42,320	$1.02M	0.34%	-34,390	Timeline
IWMISHARES TR	4,533	$1M	0.34%	-830	Timeline
TLTISHARES TR	10,948	$956K	0.32%	+6,306	Timeline
JPMJPMORGAN CHASE & CO	3,972	$952K	0.32%	-210	Timeline
HYDVANECK ETF TRUST	17,210	$893K	0.3%	+180	Timeline
SPDWSPDR INDEX SHS FDS	25,409	$867K	0.29%	-660	Timeline
AVGOBROADCOM INC	3,677	$852K	0.29%	+1,457	Timeline
IAUISHARES GOLD TR	16,787	$831K	0.28%	-1,366	Timeline
BSVVANGUARD BD INDEX FDS	10,582	$818K	0.28%	-6,649	Timeline
IEFISHARES TR	8,638	$799K	0.27%	-4,597	Timeline
IYYISHARES TR	5,176	$741K	0.25%	0	Timeline
SPTLSPDR SERIES TRUST	27,703	$726K	0.25%	-8,910	Timeline
DFUVDIMENSIONAL ETF TRUST	16,837	$689K	0.23%	+30	Timeline
QCOMQUALCOMM INC	4,456	$684K	0.23%	+405	Timeline
VTEBVANGUARD MUN BD FDS	12,750	$639K	0.22%	+800	Timeline
SPABSPDR SERIES TRUST	24,053	$601K	0.2%	+1,695	Timeline
VUGVANGUARD INDEX FDS	1,432	$588K	0.2%	+160	Timeline
MBBISHARES TR	6,285	$576K	0.19%	+542	Timeline
JPIBJ P MORGAN EXCHANGE TRADED F	12,084	$571K	0.19%	-74	Timeline
AGZISHARES TR	5,281	$570K	0.19%	+1,310	Timeline
HQYHEALTHEQUITY INC	5,870	$563K	0.19%	-663	Timeline
VGTVANGUARD WORLD FD	889	$553K	0.19%	-7	Timeline
XLPSELECT SECTOR SPDR TR	7,008	$551K	0.19%	-984	Timeline
TSLATESLA INC	1,315	$531K	0.18%	+83	Timeline
VVISA INC	1,643	$519K	0.18%	+573	Timeline
IBITISHARES BITCOIN TRUST ETF	9,755	$518K	0.18%	+122	Timeline
NOCNORTHROP GRUMMAN CORP	1,099	$516K	0.17%	0	Timeline
DIASTATE STR SPDR DOW JONES IND	1,200	$511K	0.17%	-115	Timeline
IBMINTERNATIONAL BUSINESS MACHS	2,238	$492K	0.17%	+175	Timeline
SFMSPROUTS FMRS MKT INC	3,791	$482K	0.16%	+838	Timeline
XLUSELECT SECTOR SPDR TR	6,343	$480K	0.16%	-503	Timeline
EMEEMCOR GROUP INC	1,036	$470K	0.16%	-46	Timeline
SPSMSPDR SERIES TRUST	10,372	$466K	0.16%	+104	Timeline
SPSBSPDR SERIES TRUST	15,343	$458K	0.15%	+712	Timeline
XLISELECT SECTOR SPDR TR	3,327	$438K	0.15%	-1,524	Timeline
PSCDINVESCO EXCH TRADED FD TR II	4,016	$437K	0.15%	+1,472	Timeline
QQQINVESCO QQQ TR	853	$436K	0.15%	-3	Timeline
MUSAMURPHY USA INC	866	$435K	0.15%	-69	Timeline
VBRVANGUARD INDEX FDS	2,167	$430K	0.15%	-207	Timeline
SJNKSPDR SERIES TRUST	16,868	$426K	0.14%	+100	Timeline
ISCFISHARES TR	13,074	$422K	0.14%	+589	Timeline
SPMDSPDR SERIES TRUST	7,615	$416K	0.14%	+111	Timeline
KLACKLA CORP	658	$415K	0.14%	0	Timeline
KRESPDR SERIES TRUST	6,775	$409K	0.14%	new	Timeline
COSTCOSTCO WHOLESALE CORPORATION	443	$406K	0.14%	+18	Timeline
USHYISHARES TR	10,680	$393K	0.13%	+835	Timeline
VCITVANGUARD SCOTTSDALE FDS	4,889	$392K	0.13%	+270	Timeline
EMXCISHARES INC	7,071	$392K	0.13%	+3,071	Timeline
UNHUNITEDHEALTH GROUP INC	770	$390K	0.13%	+48	Timeline
AMPAMERIPRISE FINL INC	723	$385K	0.13%	+130	Timeline
SPYVSPDR SERIES TRUST	7,443	$381K	0.13%	+528	Timeline
UUPINVESCO DB US DLR INDEX TR	12,333	$363K	0.12%	new	Timeline
GDGENERAL DYNAMICS CORP	1,375	$362K	0.12%	-48	Timeline
JEPQJ P MORGAN EXCHANGE TRADED F	6,400	$361K	0.12%	+1,900	Timeline
TGTTARGET CORP	2,648	$358K	0.12%	+61	Timeline
XMHQINVESCO EXCHANGE TRADED FD T	3,630	$357K	0.12%	+1,055	Timeline
PYPLPAYPAL HLDGS INC	4,098	$350K	0.12%	+245	Timeline
NTAPNETAPP INC	2,965	$344K	0.12%	+312	Timeline
WFCWELLS FARGO & CO	4,773	$335K	0.11%	+773	Timeline
DFIVDIMENSIONAL ETF TRUST	9,434	$335K	0.11%	-336	Timeline
DFAIDIMENSIONAL ETF TRUST	11,225	$328K	0.11%	-5,375	Timeline
PATHUIPATH INC	25,400	$323K	0.11%	-13,600	Timeline
TJXTJX COS INC NEW	2,645	$320K	0.11%	0	Timeline
VIGVANGUARD SPECIALIZED FUNDS	1,594	$312K	0.11%	-60	Timeline
CITHE CIGNA GROUP	1,107	$306K	0.1%	-316	Timeline
GBTCGRAYSCALE BITCOIN TRUST ETF	3,950	$292K	0.1%	new	Timeline
SDYSPDR SERIES TRUST	2,200	$291K	0.1%	0	Timeline
DFSVDIMENSIONAL ETF TRUST	9,306	$286K	0.1%	-426	Timeline
SLYVSPDR SERIES TRUST	3,250	$284K	0.1%	0	Timeline
ABBVABBVIE INC	1,587	$282K	0.1%	-821	Timeline
SIGISELECTIVE INS GROUP INC	2,996	$280K	0.09%	-92	Timeline
EVREVERCORE INC	999	$277K	0.09%	0	Timeline
MSTRSTRATEGY INC	953	$276K	0.09%	-607	Timeline
PDBCINVESCO ACTVELY MNGD ETC FD	20,921	$272K	0.09%	-1,081	Timeline
ADBEADOBE INC	589	$262K	0.09%	-88	Timeline
BKNGBOOKING HOLDINGS INC	50	$248K	0.08%	new	Timeline
KIESPDR SERIES TRUST	4,350	$246K	0.08%	-2,300	Timeline
HDHOME DEPOT INC	630	$245K	0.08%	0	Timeline
AXPAMERICAN EXPRESS CO	805	$239K	0.08%	-28	Timeline
ALSNALLISON TRANSMISSION HLDGS I	2,203	$238K	0.08%	new	Timeline
XLCSELECT SECTOR SPDR TR	2,446	$237K	0.08%	-4	Timeline
VGSHVANGUARD SCOTTSDALE FDS	4,000	$233K	0.08%	0	Timeline
SHYISHARES TR	2,789	$229K	0.08%	new	Timeline
NVSNOVARTIS AG	2,329	$227K	0.08%	+33	Timeline
FTCSFIRST TR EXCHANGE-TRADED FD	2,564	$225K	0.08%	0	Timeline
DEMWISDOMTREE TR	5,536	$224K	0.08%	-406	Timeline
TRVTRAVELERS COMPANIES INC	910	$219K	0.07%	0	Timeline
TSMTAIWAN SEMICONDUCTOR MANUFAC	1,100	$217K	0.07%	new	Timeline
MCKMCKESSON CORP	377	$215K	0.07%	new	Timeline
GOOGALPHABET INC	1,120	$213K	0.07%	-80	Timeline
SPEMSPDR INDEX SHS FDS	5,527	$212K	0.07%	-1,477	Timeline
GEGE AEROSPACE	1,256	$209K	0.07%	+5	Timeline
DBCINVESCO DB COMMDY INDX TRCK	9,757	$209K	0.07%	new	Timeline
VVVANGUARD INDEX FDS	750	$202K	0.07%	new	Timeline

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
SCHWAB CHARLES FAMILY FDSCHWAB CHARLES FAMILY FD	1,986,885	$1.99M	shares
HIGHSIMPLIFY EXCHANGE TRADED FUN	41,807	$980K	shares
BILSPDR SERIES TRUST	4,500	$413K	shares
FLOTISHARES TR	7,053	$360K	shares
CRWDCROWDSTRIKE HLDGS INC	1,044	$293K	shares
XOMEXXON MOBIL CORP	2,141	$251K	shares
PVHPVH CORPORATION	2,480	$250K	shares
AMATAPPLIED MATLS INC	1,179	$238K	shares
AMGNAMGEN INC	716	$231K	shares
COPCONOCOPHILLIPS	2,089	$220K	shares
LOWLOWES COS INC	788	$213K	shares
VHTVANGUARD WORLD FD	737	$208K	shares
VOTVANGUARD INDEX FDS	854	$208K	shares
BLDTOPBUILD COR	502	$204K	shares
PGRPROGRESSIVE CORP	800	$203K	shares

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001698091-25-000001	base		2025-01-23	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC