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Luminvest Wealth Management LLC

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13F filer, CIK 2036517, SCOTTSDALE, AZ

Luminvest Wealth Management LLC reported $360,434,338 across 50 holdings for the quarter ended 2025-12-31, in a 13F-HR filed 2026-01-26. Its ten largest share positions make up 88.03% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0002036517-26-000001

Period
2025-12-31
Reported value
$360M
Holdings
50
Top 10 weight
88.03%
New
7
Sold out
3

Largest buys vs the previous quarter

SecurityShares changeApprox. value
VXUSadded+114,039$8.6M
VCITadded+92,818$7.77M
VTIadded+20,736$6.95M
VOOadded+6,663$4.18M
BNDadded+51,517$3.82M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
ITOTreduced-4,135-$615K
ORCLexited-884-$249K
VPLexited-2,448-$215K
AMZNexited-953-$209K
BNDWreduced-2,186-$150K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2025

Share positions as resolved from 13F-HR 0002036517-26-000001, largest first. % of portfolio is the value over $360,434,338, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 234,512 shares; 2024Q4: 248,796 shares; 2025Q1: 250,375 shares; 2025Q2: 252,398 shares; 2025Q3: 259,904 shares; 2025Q4: 280,640 shares 280,640$94.1M26.1%+20,736Timeline
VXUSVANGUARD STAR FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 648,062 shares; 2024Q4: 706,866 shares; 2025Q1: 702,454 shares; 2025Q2: 743,366 shares; 2025Q3: 776,939 shares; 2025Q4: 890,978 shares 890,978$67.2M18.65%+114,039Timeline
VEUVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 431,200 shares; 2024Q4: 426,823 shares; 2025Q1: 424,607 shares; 2025Q2: 443,063 shares; 2025Q3: 461,600 shares; 2025Q4: 461,852 shares 461,852$34M9.43%+252Timeline
VTEBVANGUARD MUN BD FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 372,700 shares; 2024Q4: 435,437 shares; 2025Q1: 375,484 shares; 2025Q2: 418,936 shares; 2025Q3: 479,108 shares; 2025Q4: 532,359 shares 532,359$26.8M7.43%+53,251Timeline
BNDVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 195,527 shares; 2024Q4: 210,075 shares; 2025Q1: 216,046 shares; 2025Q2: 225,866 shares; 2025Q3: 264,354 shares; 2025Q4: 315,871 shares 315,871$23.4M6.49%+51,517Timeline
BNDXVANGUARD CHARLOTTE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 301,352 shares; 2024Q4: 327,209 shares; 2025Q1: 329,222 shares; 2025Q2: 341,459 shares; 2025Q3: 385,081 shares; 2025Q4: 455,930 shares 455,930$22M6.11%+70,849Timeline
VCITVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 162,821 shares; 2024Q4: 176,953 shares; 2025Q1: 178,551 shares; 2025Q2: 181,213 shares; 2025Q3: 128,921 shares; 2025Q4: 221,739 shares 221,739$18.6M5.15%+92,818Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,613 shares; 2024Q4: 16,658 shares; 2025Q1: 14,105 shares; 2025Q2: 14,484 shares; 2025Q3: 15,855 shares; 2025Q4: 22,518 shares 22,518$14.1M3.92%+6,663Timeline
VCSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 90,213 shares; 2024Q4: 93,886 shares; 2025Q1: 94,720 shares; 2025Q2: 93,322 shares; 2025Q3: 100,697 shares; 2025Q4: 118,128 shares 118,128$9.42M2.61%+17,431Timeline
VXFVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 23,217 shares; 2024Q4: 22,009 shares; 2025Q1: 20,152 shares; 2025Q2: 22,750 shares; 2025Q3: 25,461 shares; 2025Q4: 36,911 shares 36,911$7.72M2.14%+11,450Timeline
SPYSTATE STR SPDR S&P 500 ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 8,106 shares; 2024Q4: 8,106 shares; 2025Q1: 8,106 shares; 2025Q2: 8,106 shares; 2025Q3: 6,232 shares; 2025Q4: 8,138 shares 8,138$5.55M1.54%+1,906Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,198 shares; 2024Q4: 18,260 shares; 2025Q1: 18,345 shares; 2025Q2: 19,405 shares; 2025Q3: 19,817 shares; 2025Q4: 24,518 shares 24,518$4.68M1.3%+4,701Timeline
VEAVANGUARD TAX-MANAGED FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 35,243 shares; 2024Q4: 33,198 shares; 2025Q1: 33,874 shares; 2025Q2: 36,740 shares; 2025Q3: 37,744 shares; 2025Q4: 67,197 shares 67,197$4.2M1.16%+29,453Timeline
ITOTISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 25,309 shares; 2025Q3: 25,486 shares; 2025Q4: 21,351 shares 21,351$3.17M0.88%-4,135Timeline
SCHBSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 80,995 shares; 2025Q3: 70,978 shares; 2025Q4: 74,431 shares 74,431$1.95M0.54%+3,453Timeline
VYMVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,051 shares; 2024Q4: 9,054 shares; 2025Q1: 9,077 shares; 2025Q2: 9,205 shares; 2025Q3: 12,549 shares; 2025Q4: 12,549 shares 12,549$1.8M0.5%0Timeline
IXUSISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 17,924 shares; 2025Q3: 18,047 shares; 2025Q4: 20,116 shares 20,116$1.7M0.47%+2,069Timeline
IWRISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 15,057 shares; 2024Q4: 15,056 shares; 2025Q1: 15,056 shares; 2025Q2: 15,056 shares; 2025Q3: 15,056 shares; 2025Q4: 15,056 shares 15,056$1.45M0.4%0Timeline
VTECVANGUARD CALIF TAX FREE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 3,717 shares; 2025Q1: not reported; 2025Q2: 11,904 shares; 2025Q3: 12,072 shares; 2025Q4: 14,375 shares 14,375$1.44M0.4%+2,303Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,290 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 1,465 shares; 2025Q3: 1,465 shares; 2025Q4: 7,665 shares 7,665$1.43M0.4%+6,200Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 2,677 shares 2,677$1.31M0.36%newTimeline
VIGVANGUARD SPECIALIZED FUNDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,043 shares; 2024Q4: 6,674 shares; 2025Q1: 6,424 shares; 2025Q2: 6,364 shares; 2025Q3: 6,048 shares; 2025Q4: 5,836 shares 5,836$1.28M0.36%-212Timeline
SGOVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 3,572 shares; 2025Q2: 4,112 shares; 2025Q3: 12,626 shares; 2025Q4: 11,999 shares 11,999$1.2M0.33%-627Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,083 shares; 2024Q4: 4,086 shares; 2025Q1: 1,786 shares; 2025Q2: 1,786 shares; 2025Q3: 3,667 shares; 2025Q4: 4,590 shares 4,590$1.18M0.33%+923Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 11,914 shares; 2024Q4: 11,914 shares; 2025Q1: 11,914 shares; 2025Q2: 11,914 shares; 2025Q3: 11,914 shares; 2025Q4: 11,914 shares 11,914$786K0.22%0Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,601 shares; 2024Q4: 1,630 shares; 2025Q1: 1,630 shares; 2025Q2: 1,631 shares; 2025Q3: 1,582 shares; 2025Q4: 1,563 shares 1,563$756K0.21%-19Timeline
SCHASCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,888 shares; 2024Q4: 26,794 shares; 2025Q1: 26,063 shares; 2025Q2: 25,544 shares; 2025Q3: 25,780 shares; 2025Q4: 25,780 shares 25,780$734K0.2%0Timeline
BRK-BBERKSHIRE HATHAWAY INC DELQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,416 shares; 2024Q4: 1,416 shares; 2025Q1: 1,416 shares; 2025Q2: 1,416 shares; 2025Q3: 1,416 shares; 2025Q4: 1,416 shares 1,416$712K0.2%0Timeline
BLVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 8,302 shares; 2024Q4: 8,407 shares; 2025Q1: 8,469 shares; 2025Q2: 8,569 shares; 2025Q3: 8,673 shares; 2025Q4: 8,807 shares 8,807$612K0.17%+134Timeline
VGKVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 4,208 shares; 2025Q4: 6,632 shares 6,632$571K0.16%+2,424Timeline
VWOVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 9,936 shares 9,936$534K0.15%newTimeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 719 shares; 2025Q3: 719 shares; 2025Q4: 1,830 shares 1,830$531K0.15%+1,111Timeline
VYMIVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,215 shares; 2024Q4: 4,215 shares; 2025Q1: 4,242 shares; 2025Q2: 4,473 shares; 2025Q3: 4,473 shares; 2025Q4: 5,832 shares 5,832$525K0.15%+1,359Timeline
VTEIVANGUARD MUN BD FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,260 shares; 2024Q4: 6,598 shares; 2025Q1: 6,598 shares; 2025Q2: 4,782 shares; 2025Q3: 4,782 shares; 2025Q4: 4,782 shares 4,782$482K0.13%0Timeline
GOOGLALPHABET INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,347 shares; 2024Q4: 2,247 shares; 2025Q1: 2,247 shares; 2025Q2: 2,368 shares; 2025Q3: 1,518 shares; 2025Q4: 1,518 shares 1,518$475K0.13%0Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,640 shares; 2024Q4: 2,985 shares; 2025Q1: 2,985 shares; 2025Q2: 2,414 shares; 2025Q3: 2,177 shares; 2025Q4: 1,698 shares 1,698$462K0.13%-479Timeline
BNDWVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 13,885 shares; 2024Q4: 13,884 shares; 2025Q1: 13,884 shares; 2025Q2: 13,884 shares; 2025Q3: 7,623 shares; 2025Q4: 5,437 shares 5,437$374K0.1%-2,186Timeline
ABBVABBVIE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,681 shares; 2024Q4: 1,531 shares; 2025Q1: 1,531 shares; 2025Q2: 1,531 shares; 2025Q3: 1,531 shares; 2025Q4: 1,531 shares 1,531$350K0.1%0Timeline
JNJJOHNSON & JOHNSONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,996 shares; 2024Q4: 1,632 shares; 2025Q1: 1,632 shares; 2025Q2: 1,632 shares; 2025Q3: 1,632 shares; 2025Q4: 1,632 shares 1,632$338K0.09%0Timeline
JPMJPMORGAN CHASE & COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 728 shares; 2025Q3: 853 shares; 2025Q4: 827 shares 827$267K0.07%-26Timeline
AVGOBROADCOM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 730 shares; 2025Q3: 730 shares; 2025Q4: 730 shares 730$253K0.07%0Timeline
IVVISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 362 shares; 2025Q4: 362 shares 362$248K0.07%0Timeline
INTUINTUITQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 400 shares; 2024Q4: 400 shares; 2025Q1: 400 shares; 2025Q2: 400 shares; 2025Q3: 363 shares; 2025Q4: 363 shares 363$240K0.07%0Timeline
NSCNORFOLK SOUTHN CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 800 shares 800$231K0.06%newTimeline
IWMISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 924 shares; 2024Q4: 924 shares; 2025Q1: not reported; 2025Q2: 924 shares; 2025Q3: 924 shares; 2025Q4: 924 shares 924$227K0.06%0Timeline
FNDXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 8,259 shares 8,259$225K0.06%newTimeline
XOMEXXON MOBIL CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 1,810 shares 1,810$218K0.06%newTimeline
HDHOME DEPOT INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 507 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 607 shares; 2025Q4: 607 shares 607$209K0.06%0Timeline
CGXUCAPITAL GROUP INTL FOCUS EQTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 6,941 shares 6,941$205K0.06%newTimeline
MUMICRON TECHNOLOGY INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: not reported; 2025Q4: 713 shares 713$203K0.06%newTimeline

Sold out in Q4 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
ORCLORACLE CORP884$249Kshares
VPLVANGUARD INTL EQUITY INDEX F2,448$215Kshares
AMZNAMAZON COM INC953$209Kshares

How Q4 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0002036517-26-000001 base2026-01-26acceptance time not in the bulk data set