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Investments & Financial Planning, LLC

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13F filer, CIK 1909307, LEXINGTON, KY

Investments & Financial Planning, LLC reported $173,624,719 across 37 holdings for the quarter ended 2025-06-30, in a 13F-HR filed 2025-08-12. Its ten largest share positions make up 89.81% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001909307-25-000010

Period
2025-06-30
Reported value
$174M
Holdings
37
Top 10 weight
89.81%
New
3
Sold out
0

Largest buys vs the previous quarter

SecurityShares changeApprox. value
VBadded+3,648$865K
CGGRadded+14,317$582K
URTHadded+3,280$556K
IJHadded+8,080$501K
SPYGadded+4,689$447K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
VCSHreduced-6,089-$484K
BNDXreduced-2,431-$120K
SUBreduced-408-$43.4K
VTVreduced-112-$19.8K
VTreduced-97-$12.5K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q2 2025

Share positions as resolved from 13F-HR 0001909307-25-000010, largest first. % of portfolio is the value over $173,624,719, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 153,063 shares; 2024Q4: 152,058 shares; 2025Q1: 152,823 shares; 2025Q2: 156,471 shares 156,471$37.1M21.36%+3,648Timeline
SPYGSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 381,274 shares; 2024Q4: 373,020 shares; 2025Q1: 369,339 shares; 2025Q2: 374,028 shares 374,028$35.7M20.53%+4,689Timeline
IJHISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 395,142 shares; 2024Q4: 396,889 shares; 2025Q1: 396,879 shares; 2025Q2: 404,959 shares 404,959$25.1M14.47%+8,080Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 55,878 shares; 2024Q4: 56,484 shares; 2025Q1: 57,416 shares; 2025Q2: 58,805 shares 58,805$16.5M9.48%+1,389Timeline
CGGRCAPITAL GROUP GROWTH ETFQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 232,143 shares; 2024Q4: 240,713 shares; 2025Q1: 248,817 shares; 2025Q2: 263,134 shares 263,134$10.7M6.16%+14,317Timeline
URTHISHARES INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 47,563 shares; 2024Q4: 49,609 shares; 2025Q1: 51,215 shares; 2025Q2: 54,495 shares 54,495$9.23M5.32%+3,280Timeline
VTVANGUARD INTL EQUITY INDEX FQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 62,019 shares; 2024Q4: 62,072 shares; 2025Q1: 62,106 shares; 2025Q2: 62,009 shares 62,009$7.97M4.59%-97Timeline
VCSHVANGUARD SCOTTSDALE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 90,324 shares; 2024Q4: 92,314 shares; 2025Q1: 90,627 shares; 2025Q2: 84,538 shares 84,538$6.72M3.87%-6,089Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 23,032 shares; 2024Q4: 23,032 shares; 2025Q1: 24,037 shares; 2025Q2: 24,219 shares 24,219$3.83M2.2%+182Timeline
BIVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 30,516 shares; 2024Q4: 35,977 shares; 2025Q1: 40,071 shares; 2025Q2: 41,296 shares 41,296$3.19M1.84%+1,225Timeline
SHYGISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 22,779 shares; 2024Q4: 34,044 shares; 2025Q1: 42,689 shares; 2025Q2: 45,093 shares 45,093$1.95M1.12%+2,404Timeline
TSLATESLA INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,506 shares; 2024Q4: 5,511 shares; 2025Q1: 5,557 shares; 2025Q2: 5,557 shares 5,557$1.77M1.02%0Timeline
VUGVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,074 shares; 2024Q4: 4,027 shares; 2025Q1: 3,975 shares; 2025Q2: 3,962 shares 3,962$1.74M1%-13Timeline
BNDXVANGUARD CHARLOTTE FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 39,260 shares; 2024Q4: 35,366 shares; 2025Q1: 31,638 shares; 2025Q2: 29,207 shares 29,207$1.45M0.83%-2,431Timeline
VTVVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 7,543 shares; 2024Q4: 7,578 shares; 2025Q1: 7,616 shares; 2025Q2: 7,504 shares 7,504$1.33M0.76%-112Timeline
VWOBVANGUARD WHITEHALL FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,009 shares; 2024Q4: 11,820 shares; 2025Q1: 13,914 shares; 2025Q2: 14,400 shares 14,400$941K0.54%+486Timeline
SPYMSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 12,678 shares; 2024Q4: 12,459 shares; 2025Q1: 12,340 shares; 2025Q2: 12,295 shares 12,295$894K0.51%-45Timeline
MUBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 6,658 shares; 2024Q4: 6,674 shares; 2025Q1: 7,315 shares; 2025Q2: 7,197 shares 7,197$752K0.43%-118Timeline
SPYVSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,872 shares; 2024Q4: 11,222 shares; 2025Q1: 11,956 shares; 2025Q2: 12,001 shares 12,001$628K0.36%+45Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,973 shares; 2024Q4: 2,975 shares; 2025Q1: 2,975 shares; 2025Q2: 2,975 shares 2,975$610K0.35%0Timeline
LQDISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,377 shares; 2024Q4: 4,365 shares; 2025Q1: 4,326 shares; 2025Q2: 4,275 shares 4,275$469K0.27%-51Timeline
SPDWSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 10,814 shares; 2024Q4: 10,543 shares; 2025Q1: 11,601 shares; 2025Q2: 11,565 shares 11,565$468K0.27%-36Timeline
VOEVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,778 shares; 2024Q4: 2,787 shares; 2025Q1: 2,799 shares; 2025Q2: 2,807 shares 2,807$462K0.27%+8Timeline
SPABSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 18,649 shares; 2024Q4: 18,022 shares; 2025Q1: 17,628 shares; 2025Q2: 17,385 shares 17,385$445K0.26%-243Timeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,884 shares; 2024Q4: 1,884 shares; 2025Q1: 1,884 shares; 2025Q2: 1,909 shares 1,909$419K0.24%+25Timeline
VIGVANGUARD SPECIALIZED FUNDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,864 shares; 2024Q4: 1,821 shares; 2025Q1: 1,778 shares; 2025Q2: 1,941 shares 1,941$397K0.23%+163Timeline
VBRVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 1,892 shares; 2024Q4: 1,898 shares; 2025Q1: 1,922 shares; 2025Q2: 1,946 shares 1,946$379K0.22%+24Timeline
SCHVSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,407 shares; 2024Q4: 10,180 shares; 2025Q1: 12,995 shares; 2025Q2: 13,019 shares 13,019$360K0.21%+24Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 586 shares; 2024Q4: not reported; 2025Q1: 632 shares; 2025Q2: 633 shares 633$315K0.18%+1Timeline
SUBISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,655 shares; 2024Q4: 2,569 shares; 2025Q1: 3,069 shares; 2025Q2: 2,661 shares 2,661$283K0.16%-408Timeline
SCHGSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,364 shares; 2024Q4: 9,457 shares; 2025Q1: 9,458 shares; 2025Q2: 9,359 shares 9,359$273K0.16%-99Timeline
BABOEING COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 1,191 shares; 2025Q1: 1,191 shares; 2025Q2: 1,191 shares 1,191$250K0.14%0Timeline
JNKSPDR SERIES TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,772 shares; 2024Q4: 2,547 shares; 2025Q1: 2,546 shares; 2025Q2: 2,456 shares 2,456$239K0.14%-90Timeline
DISDISNEY WALT COQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: 1,996 shares; 2025Q1: not reported; 2025Q2: 1,926 shares 1,926$239K0.14%newTimeline
SCHWCHARLES SCHWAB CORP (THE)Quarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 2,548 shares 2,548$232K0.13%newTimeline
SPEMSPDR INDEX SHS FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 5,174 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: 4,870 shares 4,870$208K0.12%newTimeline
UNHUNITEDHEALTH GROUP INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q3: restricted; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 428 shares; 2025Q2: 642 shares 642$200K0.12%+214Timeline

How Q2 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001909307-25-000010 base2025-08-12acceptance time not in the bulk data set