FLC Capital Advisors

13F filer, CIK 1713697, PALM DESERT, CA

FLC Capital Advisors reported $434,523,064 across 174 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-01-16. Its ten largest share positions make up 47.56% of the portfolio.

Filed 2025-01-16 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001085146-25-000282

Period: 2024-12-31
Reported value: $435M
Holdings: 174
Top 10 weight: 47.56%
New: 14
Sold out: 12

Largest buys vs the previous quarter

Security	Shares change	Approx. value
SCHGadded	+890,099	$24.8M
SCHRadded	+597,062	$14.5M
SCHOadded	+597,437	$14.4M
SCHZadded	+559,478	$12.7M
SCHFadded	+392,690	$7.26M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
VTIreduced	-3,534	-$1.02M
VIGreduced	-3,578	-$701K
JPMreduced	-2,735	-$656K
BARRICK GOLD CORPexited	-19,360	-$385K
MSFTreduced	-899	-$379K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001085146-25-000282, largest first. % of portfolio is the value over $434,523,064, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
SCHGSCHWAB STRATEGIC TR	1,183,727	$33M	7.59%	+890,099	Timeline
VTVVANGUARD INDEX FDS	172,290	$29.2M	6.71%	+3,668	Timeline
SCHOSCHWAB STRATEGIC TR	1,180,160	$28.4M	6.53%	+597,437	Timeline
SCHRSCHWAB STRATEGIC TR	1,167,217	$28.4M	6.52%	+597,062	Timeline
SCHZSCHWAB STRATEGIC TR	1,078,446	$24.5M	5.63%	+559,478	Timeline
AAPLAPPLE INC	73,041	$18.3M	4.21%	-503	Timeline
SCHFSCHWAB STRATEGIC TR	772,904	$14.3M	3.29%	+392,690	Timeline
VMBSVANGUARD SCOTTSDALE FDS	244,175	$11.1M	2.55%	+6,408	Timeline
IWFISHARES TR	27,018	$10.8M	2.5%	-203	Timeline
EMXCISHARES INC	157,963	$8.76M	2.02%	+4,472	Timeline
VCITVANGUARD SCOTTSDALE FDS	108,133	$8.68M	2%	+9,715	Timeline
MSFTMICROSOFT CORP	19,969	$8.42M	1.94%	-899	Timeline
DFASDIMENSIONAL ETF TRUST	125,193	$8.15M	1.88%	+4,990	Timeline
VOVANGUARD INDEX FDS	30,419	$8.03M	1.85%	+409	Timeline
MRKMERCK & CO INC	79,026	$7.86M	1.81%	-2,479	Timeline
CVXCHEVRON CORPORATION	45,788	$6.63M	1.53%	-1,234	Timeline
AMZNAMAZON COM INC	28,668	$6.29M	1.45%	-853	Timeline
IBMINTERNATIONAL BUSINESS MACHS	27,740	$6.1M	1.4%	-174	Timeline
XARSPDR SERIES TRUST	36,378	$6.03M	1.39%	+9	Timeline
IVVISHARES TR	10,003	$5.89M	1.36%	-524	Timeline
GOOGLALPHABET INC	28,429	$5.38M	1.24%	-1,395	Timeline
SCHDSCHWAB STRATEGIC TR	187,024	$5.11M	1.18%	+123,526	Timeline
SPHYSPDR SERIES TRUST	198,202	$4.65M	1.07%	+11,649	Timeline
METAMETA PLATFORMS INC	7,914	$4.63M	1.07%	-230	Timeline
VWOBVANGUARD WHITEHALL FDS	71,813	$4.53M	1.04%	+3,668	Timeline
XOMEXXON MOBIL CORP	40,564	$4.36M	1%	-3,224	Timeline
GOOGALPHABET INC	22,863	$4.35M	1%	-1,650	Timeline
ENBENBRIDGE INC	102,078	$4.33M	1%	+5,484	Timeline
JPMJPMORGAN CHASE & CO	16,276	$3.9M	0.9%	-2,735	Timeline
VIGVANGUARD SPECIALIZED FUNDS	18,783	$3.68M	0.85%	-3,578	Timeline
EPDENTERPRISE PRODS PARTNERS L	117,160	$3.67M	0.85%	+5,300	Timeline
ESGUISHARES TR	27,187	$3.5M	0.81%	-2,016	Timeline
WMTWALMART INC	37,871	$3.42M	0.79%	-4	Timeline
NVDANVIDIA CORPORATION	24,537	$3.3M	0.76%	-1,819	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	6,375	$2.89M	0.67%	-131	Timeline
IJHISHARES TR	42,807	$2.67M	0.61%	-3,288	Timeline
SHVISHARES TR	20,699	$2.28M	0.52%	-1,430	Timeline
CATCATERPILLAR INC	6,267	$2.27M	0.52%	-1,030	Timeline
VTIVANGUARD INDEX FDS	7,149	$2.07M	0.48%	-3,534	Timeline
BILSPDR SERIES TRUST	19,799	$1.81M	0.42%	-2,088	Timeline
VTECVANGUARD CALIF TAX FREE FDS	17,754	$1.77M	0.41%	+176	Timeline
PMPHILIP MORRIS INTL INC	14,597	$1.76M	0.4%	0	Timeline
SUBISHARES TR	16,074	$1.7M	0.39%	+521	Timeline
JNJJOHNSON & JOHNSON	11,513	$1.66M	0.38%	-309	Timeline
GLTRABRDN PRECIOUS METALS BASKET	15,075	$1.66M	0.38%	0	Timeline
BACBANK OF AMER CORP	37,406	$1.64M	0.38%	-506	Timeline
TSMTAIWAN SEMICONDUCTOR MANUFAC	7,611	$1.5M	0.35%	0	Timeline
PANWPALO ALTO NETWORKS INC	8,070	$1.47M	0.34%	+4,035	Timeline
NFLXNETFLIX INC.	1,547	$1.38M	0.32%	0	Timeline
QCOMQUALCOMM INC	8,948	$1.37M	0.32%	-2,002	Timeline
RTXRTX CORPORATION	11,044	$1.28M	0.29%	+216	Timeline
PFEPFIZER INC	47,611	$1.26M	0.29%	+8,839	Timeline
CSCOCISCO SYS INC	20,915	$1.24M	0.28%	-339	Timeline
NEENEXTERA ENERGY INC	17,087	$1.22M	0.28%	+3,967	Timeline
DISDISNEY WALT CO	10,939	$1.22M	0.28%	-1,453	Timeline
TSLATESLA INC	2,959	$1.19M	0.28%	0	Timeline
COSTCOSTCO WHOLESALE CORPORATION	1,284	$1.18M	0.27%	-9	Timeline
IJRISHARES TR	10,025	$1.16M	0.27%	-162	Timeline
ITAISHARES TR	7,862	$1.14M	0.26%	-1,002	Timeline
CRMSALESFORCE INC	3,400	$1.14M	0.26%	0	Timeline
ARCCARES CAPITAL CORP	51,294	$1.12M	0.26%	+22,395	Timeline
UNHUNITEDHEALTH GROUP INC	2,155	$1.09M	0.25%	+439	Timeline
VOOVANGUARD INDEX FDS	1,905	$1.03M	0.24%	0	Timeline
CMICUMMINS INC	2,920	$1.02M	0.23%	0	Timeline
FTNTFORTINET INC	10,305	$974K	0.22%	0	Timeline
PFFDGLOBAL X FDS	49,131	$959K	0.22%	+13,171	Timeline
SCHWCHARLES SCHWAB CORP (THE)	12,817	$949K	0.22%	-559	Timeline
QUALISHARES TR	5,303	$944K	0.22%	+326	Timeline
VVISA INC	2,924	$924K	0.21%	0	Timeline
FFWMFIRST FNDTN INC	140,805	$874K	0.2%	+4,944	Timeline
ABBVABBVIE INC	4,907	$872K	0.2%	+135	Timeline
VYMVANGUARD WHITEHALL FDS	6,806	$868K	0.2%	new	Timeline
CMCSACOMCAST CORP NEW	22,646	$850K	0.2%	-80	Timeline
ADBEADOBE INC	1,897	$844K	0.19%	+405	Timeline
SBUXSTARBUCKS CORP	9,049	$826K	0.19%	+53	Timeline
MAMASTERCARD INCORPORATED	1,562	$823K	0.19%	-25	Timeline
LLYELI LILLY & CO	1,034	$798K	0.18%	-95	Timeline
VZVERIZON COMMUNICATIONS INC	19,953	$798K	0.18%	-1,000	Timeline
STZCONSTELLATION BRANDS INC	3,538	$782K	0.18%	0	Timeline
VYMIVANGUARD WHITEHALL FDS	11,307	$768K	0.18%	new	Timeline
AVGOBROADCOM INC	3,280	$760K	0.18%	0	Timeline
PGPROCTER & GAMBLE CO	4,453	$747K	0.17%	+84	Timeline
MMM3M CO	5,754	$743K	0.17%	0	Timeline
MOALTRIA GROUP INC	14,044	$734K	0.17%	-352	Timeline
UBERUBER TECHNOLOGIES INC	12,170	$734K	0.17%	+1,050	Timeline
GBCIGLACIER BANCORP INC NEW	14,600	$733K	0.17%	-1,000	Timeline
XNEAXNUVEEN AMT FREE QLTY MUN INC	64,796	$731K	0.17%	+29,220	Timeline
UNILEVER PLCUNILEVER PLC	12,299	$697K	0.16%	-463
VTEBVANGUARD MUN BD FDS	13,805	$692K	0.16%	+1,024	Timeline
TFCTRUIST FINL CORP	15,849	$688K	0.16%	0	Timeline
HDHOME DEPOT INC	1,687	$656K	0.15%	+1	Timeline
TAT&T INC	27,169	$619K	0.14%	0	Timeline
SPYDSPDR SERIES TRUST	14,232	$615K	0.14%	new	Timeline
XLVSELECT SECTOR SPDR TR	4,345	$598K	0.14%	+346	Timeline
FDXFEDEX CORP	2,122	$597K	0.14%	0	Timeline
PEPPEPSICO INC	3,902	$593K	0.14%	-1,527	Timeline
EIXEDISON INTL	7,404	$591K	0.14%	0	Timeline
KMIKINDER MORGAN INC DEL	20,999	$575K	0.13%	0	Timeline
KHCKRAFT HEINZ CO	18,653	$573K	0.13%	+10,214	Timeline
VLYVALLEY NATL BANCORP	62,003	$562K	0.13%	0	Timeline
AMGNAMGEN INC	2,086	$544K	0.13%	0	Timeline
DXJWISDOMTREE TR	4,878	$538K	0.12%	-36	Timeline
MGCVANGUARD WORLD FD	2,479	$527K	0.12%	0	Timeline
HYDVANECK ETF TRUST	10,062	$522K	0.12%	+2,053	Timeline
PFFVGLOBAL X FDS	21,429	$505K	0.12%	+2,297	Timeline
NOWSERVICENOW INC	476	$505K	0.12%	0	Timeline
LMTLOCKHEED MARTIN CORP	994	$483K	0.11%	-46	Timeline
VLUEISHARES TR	4,482	$473K	0.11%	0	Timeline
MCDMCDONALDS CORP	1,632	$473K	0.11%	0	Timeline
KLACKLA CORP	747	$471K	0.11%	0	Timeline
QQQINVESCO QQQ TR	884	$452K	0.1%	+1	Timeline
ABTABBOTT LABORATORIES	3,983	$451K	0.1%	0	Timeline
SPYMSPDR SERIES TRUST	6,439	$444K	0.1%	-337	Timeline
CBCHUBB LIMITED	1,591	$440K	0.1%	0	Timeline
XLESELECT SECTOR SPDR TR	4,724	$405K	0.09%	+382	Timeline
AHRAMERICAN HEALTHCARE REIT INC	14,144	$402K	0.09%	-6,500	Timeline
UNPUNION PAC CORP	1,752	$400K	0.09%	0	Timeline
SCHASCHWAB STRATEGIC TR	15,352	$397K	0.09%	+7,057	Timeline
FUTYFIDELITY COVINGTON TRUST	8,128	$396K	0.09%	0	Timeline
SLVISHARES SILVER TR	15,000	$395K	0.09%	+5,074	Timeline
WPCWP CAREY INC	7,223	$394K	0.09%	-1,045	Timeline
DUKDUKE ENERGY CORP NEW	3,570	$385K	0.09%	-648	Timeline
ETENERGY TRANSFER L P	19,000	$372K	0.09%	+6,000	Timeline
LOWLOWES COS INC	1,460	$360K	0.08%	-30	Timeline
OREALTY INCOME CORP	6,743	$360K	0.08%	+1,607	Timeline
FCXFREEPORT MCMORAN INC	9,364	$357K	0.08%	+1,100	Timeline
AIQGLOBAL X FDS	9,204	$356K	0.08%	+3,473	Timeline
AXPAMERICAN EXPRESS CO	1,155	$343K	0.08%	0	Timeline
GDGENERAL DYNAMICS CORP	1,282	$338K	0.08%	0	Timeline
ALLALLSTATE CORP	1,726	$333K	0.08%	0	Timeline
MDTMEDTRONIC PLC	4,109	$328K	0.08%	0	Timeline
TXNTEXAS INSTRS INC	1,749	$328K	0.08%	0	Timeline
UPSUNITED PARCEL SVCS INC	2,572	$324K	0.07%	-40	Timeline
BLKBLACKROCK INC	311	$319K	0.07%	new	Timeline
SOSOUTHERN CO	3,840	$316K	0.07%	0	Timeline
IWMISHARES TR	1,363	$301K	0.07%	+18	Timeline
NKENIKE INC	3,918	$296K	0.07%	0	Timeline
PAYXPAYCHEX INC	2,089	$293K	0.07%	0	Timeline
PEGPUBLIC SVC ENTERPRISE GROUP	3,400	$287K	0.07%	0	Timeline
EQWLINVESCO EXCHANGE TRADED FD T	2,800	$286K	0.07%	0	Timeline
KMBKIMBERLY-CLARK CORP	2,173	$285K	0.07%	+100	Timeline
GSKGSK PLC	8,238	$279K	0.06%	new	Timeline
DECKDECKERS OUTDOOR CORP	1,350	$274K	0.06%	0	Timeline
PYPLPAYPAL HLDGS INC	3,194	$273K	0.06%	-26	Timeline
OEFISHARES TR	936	$270K	0.06%	0	Timeline
VEAVANGUARD TAX-MANAGED FDS	5,555	$266K	0.06%	0	Timeline
SAPSAP SE	1,059	$261K	0.06%	0	Timeline
EFGISHARES TR	2,671	$259K	0.06%	-481	Timeline
BABAALIBABA GROUP HLDG LTD	3,007	$255K	0.06%	new	Timeline
EMEEMCOR GROUP INC	560	$254K	0.06%	0	Timeline
NVSNOVARTIS AG	2,586	$252K	0.06%	+220	Timeline
GILDGILEAD SCIENCES INC	2,696	$249K	0.06%	0	Timeline
FSTAFIDELITY COVINGTON TRUST	5,003	$247K	0.06%	-25	Timeline
BSVVANGUARD BD INDEX FDS	3,187	$246K	0.06%	-64	Timeline
INTCINTEL CORP	12,162	$244K	0.06%	-5,060	Timeline
VDEVANGUARD WORLD FD	2,000	$243K	0.06%	0	Timeline
NVONOVO-NORDISK A S	2,750	$237K	0.05%	0	Timeline
CORCENCORA INC	1,048	$235K	0.05%	0	Timeline
XNCMXNUVEEN CALIF AMT FREE MUNI I	17,850	$226K	0.05%	+7,850	Timeline
FSKFS KKR CAP CORP	10,359	$225K	0.05%	new	Timeline
MUBISHARES TR	2,085	$222K	0.05%	-118	Timeline
HRLHORMEL FOODS CORP	6,881	$216K	0.05%	new	Timeline
JEPIJ P MORGAN EXCHANGE TRADED F	3,672	$211K	0.05%	0	Timeline
EFAISHARES TR	2,786	$211K	0.05%	0	Timeline
FTSLFIRST TR EXCHANGE-TRADED FD	4,533	$210K	0.05%	new	Timeline
WFCWELLS FARGO & CO	2,965	$208K	0.05%	new	Timeline
XLISELECT SECTOR SPDR TR	1,576	$208K	0.05%	new	Timeline
VTVANGUARD INTL EQUITY INDEX F	1,760	$207K	0.05%	0	Timeline
GEGE AEROSPACE	1,221	$204K	0.05%	0	Timeline
KOCOCA COLA CO	3,245	$202K	0.05%	-400	Timeline
JDJD.COM INC	5,817	$202K	0.05%	new	Timeline
PDIPIMCO DYNAMIC INCOME FD	10,131	$186K	0.04%	new	Timeline
NGLNGL ENERGY PARTNERS LP	22,800	$114K	0.03%	0	Timeline
ETJEATON VANCE RISK-MANAGED DIV	11,135	$104K	0.02%	new	Timeline

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
BARRICK GOLD CORPBARRICK GOLD CORP	19,360	$385K	shares
BLACKROCK INCBLACKROCK INC	311	$295K	shares
ROBTFIRST TR EXCHANGE TRADED FD	5,809	$254K	shares
NEMNEWMONT CORP	4,521	$242K	shares
DYDYCOM INDS INC	1,137	$224K	shares
IHIISHARES TR	3,762	$223K	shares
PULSPGIM ETF TR	4,387	$218K	shares
BOOTBOOT BARN HLDGS INC	1,304	$218K	shares
CCICROWN CASTLE INC	1,823	$216K	shares
TGTTARGET CORP	1,380	$215K	shares
ALBALBEMARLE CORP	2,218	$210K	shares
EDCONSOLIDATED EDISON INC	2,000	$208K	shares

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-25-000282	base		2025-01-16	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC