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FinDec Wealth Services, Inc.

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13F filer, CIK 1916066, Stockton, CA

FinDec Wealth Services, Inc. reported $96,579,469 across 34 holdings for the quarter ended 2025-09-30, in a 13F-HR filed 2025-10-23. Its ten largest share positions make up 85.72% of the portfolio.

Filed (acceptance time not in the bulk data set), ingested 13F-HR 0001172661-25-004389

Period
2025-09-30
Reported value
$96.6M
Holdings
34
Top 10 weight
85.72%
New
1
Sold out
2

Largest buys vs the previous quarter

SecurityShares changeApprox. value
TSLAnew+800$356K
DFCFadded+4,913$210K
CGCPadded+642$14.6K
AMZNadded+21$4.61K
BIVadded+33$2.58K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

SecurityShares changeApprox. value
SCHGreduced-41,656-$1.33M
DFAUreduced-18,178-$832K
DFAEreduced-12,844-$405K
DFAIreduced-10,545-$383K
SCHVexited-8,843-$245K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2025

Share positions as resolved from 13F-HR 0001172661-25-004389, largest first. % of portfolio is the value over $96,579,469, the sum of the share positions whose value is usable for ratios (method).

SecurityHistorySharesValue% of portfolioChangeLatest eventTimeline
CGCPCAPITAL GRP FIXED INCM ETF TQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 864,326 shares; 2024Q4: 834,764 shares; 2025Q1: 735,168 shares; 2025Q2: 741,825 shares; 2025Q3: 742,467 shares 742,467$16.9M17.47%+642Timeline
SCHGSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 52,493 shares; 2024Q4: 166,674 shares; 2025Q1: 488,916 shares; 2025Q2: 453,667 shares; 2025Q3: 412,011 shares 412,011$13.1M13.61%-41,656Timeline
DFLVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 321,917 shares; 2024Q4: 279,153 shares; 2025Q1: 390,773 shares; 2025Q2: 373,645 shares; 2025Q3: 368,279 shares 368,279$12.1M12.55%-5,366Timeline
DFAUDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 329,963 shares; 2024Q4: 275,356 shares; 2025Q1: 313,071 shares; 2025Q2: 282,101 shares; 2025Q3: 263,923 shares 263,923$12.1M12.5%-18,178Timeline
DFAIDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 117,593 shares; 2024Q4: 113,008 shares; 2025Q1: 277,475 shares; 2025Q2: 244,461 shares; 2025Q3: 233,916 shares 233,916$8.5M8.8%-10,545Timeline
DFCFDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 219,668 shares; 2024Q4: 210,827 shares; 2025Q1: 111,783 shares; 2025Q2: 119,413 shares; 2025Q3: 124,326 shares 124,326$5.32M5.5%+4,913Timeline
VOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 19,131 shares; 2024Q4: 15,529 shares; 2025Q1: 19,414 shares; 2025Q2: 17,586 shares; 2025Q3: 17,005 shares 17,005$5M5.17%-581Timeline
VBVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 9,328 shares; 2024Q4: 8,180 shares; 2025Q1: 20,390 shares; 2025Q2: 18,937 shares; 2025Q3: 18,228 shares 18,228$4.64M4.8%-709Timeline
VTIVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 11,345 shares; 2025Q2: 8,603 shares; 2025Q3: 8,118 shares 8,118$2.66M2.76%-485Timeline
DFAEDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 245,322 shares; 2024Q4: 223,814 shares; 2025Q1: 112,423 shares; 2025Q2: 91,049 shares; 2025Q3: 78,205 shares 78,205$2.47M2.55%-12,844Timeline
AAPLAPPLE INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 24,710 shares; 2024Q4: 21,935 shares; 2025Q1: 9,072 shares; 2025Q2: 8,172 shares; 2025Q3: 8,039 shares 8,039$2.05M2.12%-133Timeline
SCHFSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 72,206 shares; 2024Q4: 109,275 shares; 2025Q1: 84,067 shares; 2025Q2: 73,578 shares; 2025Q3: 72,176 shares 72,176$1.68M1.74%-1,402Timeline
BRK-ABERKSHIRE HATHAWAY INC DELQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 2 shares; 2025Q2: 2 shares; 2025Q3: 2 shares 2$1.51M1.56%0Timeline
BIVVANGUARD BD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: not reported; 2024Q4: not reported; 2025Q1: 8,885 shares; 2025Q2: 15,998 shares; 2025Q3: 16,031 shares 16,031$1.25M1.3%+33Timeline
SCHESCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 56,786 shares; 2024Q4: 44,549 shares; 2025Q1: 35,240 shares; 2025Q2: 29,695 shares; 2025Q3: 29,017 shares 29,017$968K1%-678Timeline
IHIISHARES TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 51,079 shares; 2024Q4: 40,829 shares; 2025Q1: 18,029 shares; 2025Q2: 12,501 shares; 2025Q3: 11,304 shares 11,304$679K0.7%-1,197Timeline
CGDVCAPITAL GROUP DIVIDEND VALUEQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 412,944 shares; 2024Q4: 374,277 shares; 2025Q1: 42,799 shares; 2025Q2: 17,533 shares; 2025Q3: 12,279 shares 12,279$516K0.53%-5,254Timeline
MSFTMICROSOFT CORPQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,408 shares; 2024Q4: 1,834 shares; 2025Q1: 1,098 shares; 2025Q2: 1,009 shares; 2025Q3: 986 shares 986$510K0.53%-23Timeline
PEPPEPSICO INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 4,692 shares; 2024Q4: 3,658 shares; 2025Q1: 3,658 shares; 2025Q2: 3,681 shares; 2025Q3: 3,608 shares 3,608$507K0.52%-73Timeline
VOOVANGUARD INDEX FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 2,816 shares; 2024Q4: 1,393 shares; 2025Q1: 967 shares; 2025Q2: 825 shares; 2025Q3: 808 shares 808$495K0.51%-17Timeline
NVDANVIDIA CORPORATIONQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 22,261 shares; 2024Q4: 6,190 shares; 2025Q1: 6,812 shares; 2025Q2: 2,792 shares; 2025Q3: 2,530 shares 2,530$472K0.49%-262Timeline
TSLATESLA INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 993 shares; 2024Q4: not reported; 2025Q1: not reported; 2025Q2: not reported; 2025Q3: 800 shares 800$356K0.37%newTimeline
SCHXSCHWAB STRATEGIC TRQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 32,479 shares; 2024Q4: 60,390 shares; 2025Q1: 24,388 shares; 2025Q2: 12,906 shares; 2025Q3: 12,797 shares 12,797$337K0.35%-109Timeline
DFATDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 110,458 shares; 2024Q4: 98,714 shares; 2025Q1: 13,733 shares; 2025Q2: 6,563 shares; 2025Q3: 5,265 shares 5,265$306K0.32%-1,298Timeline
CATHGLOBAL X FDSQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,774 shares; 2024Q4: 3,719 shares; 2025Q1: 3,479 shares; 2025Q2: 3,479 shares; 2025Q3: 3,479 shares 3,479$282K0.29%0Timeline
CGGRCAPITAL GROUP GROWTH ETFQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 139,872 shares; 2024Q4: 112,034 shares; 2025Q1: 16,459 shares; 2025Q2: 7,548 shares; 2025Q3: 6,058 shares 6,058$266K0.28%-1,490Timeline
DFIVDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 177,801 shares; 2024Q4: 162,224 shares; 2025Q1: 18,257 shares; 2025Q2: 7,809 shares; 2025Q3: 5,605 shares 5,605$258K0.27%-2,204Timeline
DFSDDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 185,814 shares; 2024Q4: 173,020 shares; 2025Q1: 15,325 shares; 2025Q2: 7,925 shares; 2025Q3: 5,103 shares 5,103$246K0.25%-2,822Timeline
CGGOCAPITAL GROUP GBL GROWTH EQTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 284,547 shares; 2024Q4: 255,040 shares; 2025Q1: 27,976 shares; 2025Q2: 10,126 shares; 2025Q3: 6,556 shares 6,556$224K0.23%-3,570Timeline
CGUSCAPITAL GROUP CORE EQUITY ETQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 228,715 shares; 2024Q4: 183,446 shares; 2025Q1: 24,052 shares; 2025Q2: 7,739 shares; 2025Q3: 5,614 shares 5,614$222K0.23%-2,125Timeline
PSAPUBLIC STORAGEQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 729 shares; 2024Q4: 729 shares; 2025Q1: 729 shares; 2025Q2: 729 shares; 2025Q3: 729 shares 729$211K0.22%0Timeline
AMZNAMAZON COM INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 3,549 shares; 2024Q4: 2,631 shares; 2025Q1: 2,395 shares; 2025Q2: 925 shares; 2025Q3: 946 shares 946$208K0.22%+21Timeline
DFASDIMENSIONAL ETF TRUSTQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 52,066 shares; 2024Q4: 46,099 shares; 2025Q1: 7,051 shares; 2025Q2: 3,599 shares; 2025Q3: 3,022 shares 3,022$207K0.21%-577Timeline
CRDFCARDIFF ONCOLOGY INCQuarterly shares; oldest to newest; scale is this security's eight-quarter maximum; 2023Q4: restricted; 2024Q1: restricted; 2024Q2: restricted; 2024Q3: 16,000 shares; 2024Q4: 16,000 shares; 2025Q1: 16,000 shares; 2025Q2: 16,000 shares; 2025Q3: 16,000 shares 16,000$33K0.03%0Timeline

Sold out in Q3 2025

Positions in the previous quarter's report that this quarter's report no longer lists.

SecurityShares beforeValue beforeType
SCHVSCHWAB STRATEGIC TR8,843$245Kshares
IDMOINVESCO EXCH TRADED FD TR II4,366$224Kshares

How Q3 2025 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

FilingRoleAmendmentFiledAcceptedIngested
13F-HR 0001172661-25-004389 base2025-10-23acceptance time not in the bulk data set