ERn Financial, LLC

13F filer, CIK 1768302, MIDDLETON, WI

ERn Financial, LLC reported $657,304,668 across 187 holdings for the quarter ended 2024-09-30, in a 13F-HR filed 2024-10-15. Its ten largest share positions make up 38.67% of the portfolio.

Filed 2024-10-15 (acceptance time not in the bulk data set), ingested 2026-10-07 18:26:56 UTC13F-HR 0001768302-24-000008

Period: 2024-09-30
Reported value: $657M
Holdings: 187
Top 10 weight: 38.67%
New: 14
Sold out: 4

Largest buys vs the previous quarter

Security	Shares change	Approx. value
DFCFadded	+113,944	$4.92M
SPYVadded	+36,252	$1.92M
SPYGadded	+21,367	$1.77M
PVALadded	+39,681	$1.51M
VOOGadded	+3,406	$1.18M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
OMFLreduced	-46,890	-$2.48M
EVHreduced	-30,000	-$848K
FIXDreduced	-16,006	-$724K
DFAUreduced	-15,291	-$607K
SPABreduced	-16,772	-$438K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q3 2024

Share positions as resolved from 13F-HR 0001768302-24-000008, largest first. % of portfolio is the value over $657,304,668, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
VOOGVANGUARD ADMIRAL FDS INC	118,427	$40.9M	6.22%	+3,406	Timeline
RWLINVESCO EXCH TRADED FD TR II	396,549	$38.9M	5.92%	+11,370	Timeline
SPYGSPDR SERIES TRUST	415,636	$34.5M	5.24%	+21,367	Timeline
SPYVSPDR SERIES TRUST	522,253	$27.6M	4.2%	+36,252	Timeline
SPDWSPDR INDEX SHS FDS	649,180	$24.4M	3.71%	+30,751	Timeline
VEAVANGUARD TAX-MANAGED FDS	431,271	$22.8M	3.46%	+10,876	Timeline
MDYVSPDR SERIES TRUST	214,987	$17.1M	2.6%	-1,510	Timeline
OMFLINVESCO EXCH TRD SLF IDX FD	321,199	$17M	2.59%	-46,890	Timeline
SPEMSPDR INDEX SHS FDS	392,585	$16.2M	2.47%	+2,480	Timeline
USTBVICTORY PORTFOLIOS II	292,859	$14.9M	2.26%	+9,210	Timeline
JHMMJOHN HANCOCK EXCHANGE TRADED	234,840	$14.1M	2.15%	+6,488	Timeline
FMBFIRST TR EXCH TRADED FD III	265,943	$13.8M	2.1%	+15,010	Timeline
QUALISHARES TR	64,608	$11.6M	1.76%	-466	Timeline
AVEMAMERICAN CENTY ETF TR	177,320	$11.5M	1.74%	+7,771	Timeline
REETISHARES TR	427,448	$11.4M	1.74%	-6,239	Timeline
IEFAISHARES TR	145,040	$11.3M	1.72%	+9,907	Timeline
USRTISHARES TR	181,723	$11.2M	1.7%	+1,300	Timeline
DFAXDIMENSIONAL ETF TRUST	382,507	$10.3M	1.57%	+9,376	Timeline
AAPLAPPLE INC	42,986	$10M	1.52%	+1,220	Timeline
MDYGSPDR SERIES TRUST	107,865	$9.46M	1.44%	+5,192	Timeline
DFCFDIMENSIONAL ETF TRUST	216,858	$9.37M	1.42%	+113,944	Timeline
VUGVANGUARD INDEX FDS	22,675	$8.71M	1.32%	-85	Timeline
JCPBJ P MORGAN EXCHANGE TRADED F	172,632	$8.33M	1.27%	+4,968	Timeline
HTABHARTFORD FDS EXCHANGE TRADED	419,260	$8.31M	1.26%	+6,945	Timeline
HMOPHARTFORD FDS EXCHANGE TRADED	203,918	$8.03M	1.22%	-807	Timeline
SLYGSPDR SERIES TRUST	76,665	$7.14M	1.09%	+1,015	Timeline
EFAISHARES TR	77,534	$6.48M	0.99%	+117	Timeline
IJRISHARES TR	54,157	$6.33M	0.96%	-656	Timeline
VONGVANGUARD SCOTTSDALE FDS	63,409	$6.12M	0.93%	+915	Timeline
PVALPUTNAM ETF TRUST	158,538	$6.01M	0.92%	+39,681	Timeline
FDGAMERICAN CENTY ETF TR	63,066	$5.84M	0.89%	+219	Timeline
VOOVANGUARD INDEX FDS	10,980	$5.79M	0.88%	-84	Timeline
SPIPSPDR SERIES TRUST	218,791	$5.75M	0.87%	+9,227	Timeline
FIXDFIRST TR EXCHNG TRADED FD VI	126,572	$5.73M	0.87%	-16,006	Timeline
NVDANVIDIA CORPORATION	46,664	$5.67M	0.86%	+1,075	Timeline
SPABSPDR SERIES TRUST	212,237	$5.55M	0.84%	-16,772	Timeline
MSFTMICROSOFT CORP	12,571	$5.41M	0.82%	+136	Timeline
AVUVAMERICAN CENTY ETF TR	56,179	$5.39M	0.82%	+3,157	Timeline
SPYMSPDR SERIES TRUST	66,817	$4.51M	0.69%	+1,775	Timeline
DFAIDIMENSIONAL ETF TRUST	139,362	$4.43M	0.67%	-6,028	Timeline
AMZNAMAZON COM INC	19,279	$3.59M	0.55%	+391	Timeline
PYLDPIMCO ETF TR	134,194	$3.58M	0.54%	+41,021	Timeline
VTVVANGUARD INDEX FDS	20,470	$3.57M	0.54%	+1,979	Timeline
TSLATESLA INC	13,630	$3.57M	0.54%	+30	Timeline
SPGPINVESCO EXCHANGE TRADED FD T	32,381	$3.39M	0.52%	+560	Timeline
FNOVFIRST TR EXCHNG TRADED FD VI	66,181	$3.12M	0.48%	-4,944	Timeline
JHMLJOHN HANCOCK EXCHANGE TRADED	44,235	$3.07M	0.47%	+3,771	Timeline
FVDFIRST TR EXCHANGE-TRADED FD	66,294	$3.02M	0.46%	-1,613	Timeline
DFAUDIMENSIONAL ETF TRUST	75,808	$3.01M	0.46%	-15,291	Timeline
FTCSFIRST TR EXCHANGE-TRADED FD	33,046	$3M	0.46%	-784	Timeline
GOOGLALPHABET INC	17,274	$2.86M	0.44%	+263	Timeline
FOCTFIRST TR EXCHNG TRADED FD VI	66,372	$2.8M	0.43%	-6,851	Timeline
MUNIPIMCO ETF TR	52,611	$2.79M	0.42%	-1,485	Timeline
SPHQINVESCO EXCHANGE TRADED FD T	40,738	$2.74M	0.42%	+1,119	Timeline
FICOFAIR ISAAC CORP	1,367	$2.66M	0.4%	+1	Timeline
IJHISHARES TR	42,404	$2.64M	0.4%	-424	Timeline
EEMAISHARES INC	32,525	$2.55M	0.39%	+987	Timeline
VOVANGUARD INDEX FDS	9,020	$2.38M	0.36%	-347	Timeline
COWZPACER FDS TR	40,184	$2.32M	0.35%	-668	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	5,012	$2.31M	0.35%	+140	Timeline
VOTVANGUARD INDEX FDS	9,296	$2.26M	0.34%	-81	Timeline
SLYVSPDR SERIES TRUST	25,549	$2.22M	0.34%	-34	Timeline
ORCLORACLE CORP	12,865	$2.19M	0.33%	-46	Timeline
JMSTJ P MORGAN EXCHANGE TRADED F	42,514	$2.17M	0.33%	+8,405	Timeline
IVVISHARES TR	3,689	$2.13M	0.32%	+187	Timeline
SKYYFIRST TR EXCHANGE-TRADED FD	18,769	$1.92M	0.29%	+306	Timeline
COSTCOSTCO WHOLESALE CORPORATION	2,040	$1.81M	0.28%	-48	Timeline
SMHVANECK ETF TRUST	7,346	$1.8M	0.27%	+263	Timeline
SMINISHARES TR	20,514	$1.76M	0.27%	-1,718	Timeline
EEMISHARES TR	37,794	$1.73M	0.26%	-181	Timeline
JMUBJ P MORGAN EXCHANGE TRADED F	32,326	$1.66M	0.25%	-711	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	2,822	$1.62M	0.25%	+917	Timeline
DEDEERE & CO	3,799	$1.59M	0.24%	+97	Timeline
UNHUNITEDHEALTH GROUP INC	2,700	$1.58M	0.24%	-62	Timeline
XOMEXXON MOBIL CORP	11,990	$1.41M	0.21%	-253	Timeline
SYKSTRYKER CORPORATION	3,890	$1.41M	0.21%	-557	Timeline
JPMJPMORGAN CHASE & CO	6,546	$1.38M	0.21%	+258	Timeline
VVISA INC	4,969	$1.37M	0.21%	-66	Timeline
LLYELI LILLY & CO	1,499	$1.33M	0.2%	+32	Timeline
HDHOME DEPOT INC	3,110	$1.26M	0.19%	+135	Timeline
UNPUNION PAC CORP	5,091	$1.25M	0.19%	-62	Timeline
JEPIJ P MORGAN EXCHANGE TRADED F	20,980	$1.25M	0.19%	+1,496	Timeline
METAMETA PLATFORMS INC	2,148	$1.23M	0.19%	+309	Timeline
VIGVANGUARD SPECIALIZED FUNDS	6,174	$1.22M	0.19%	-5	Timeline
DFISDIMENSIONAL ETF TRUST	45,020	$1.21M	0.18%	-697	Timeline
BUGGLOBAL X FDS	37,931	$1.17M	0.18%	+660	Timeline
JNJJOHNSON & JOHNSON	7,184	$1.16M	0.18%	-37	Timeline
ACNACCENTURE PLC IRELAND	3,228	$1.14M	0.17%	-47	Timeline
PNWPINNACLE WEST CAP CORP	12,816	$1.14M	0.17%	+5	Timeline
TMOTHERMO FISHER SCIENTIFIC INC	1,823	$1.13M	0.17%	-28	Timeline
HONHONEYWELL INTL INC	5,363	$1.11M	0.17%	-57	Timeline
EMXCISHARES INC	18,001	$1.1M	0.17%	-249	Timeline
AVGOBROADCOM INC	6,052	$1.04M	0.16%	+5,508	Timeline
FBNDFIDELITY MERRIMACK STR TR	22,158	$1.04M	0.16%	+2,331	Timeline
DFACDIMENSIONAL ETF TRUST	30,111	$1.03M	0.16%	0	Timeline
PEPPEPSICO INC	6,014	$1.02M	0.16%	-63	Timeline
CVXCHEVRON CORPORATION	6,624	$976K	0.15%	-63	Timeline
MTUMISHARES TR	4,703	$954K	0.15%	0	Timeline
AXPAMERICAN EXPRESS CO	3,493	$947K	0.14%	+456	Timeline
XLBSELECT SECTOR SPDR TR	9,779	$943K	0.14%	-229	Timeline
AFDMFIRST TR EXCH TRADED FD III	13,973	$941K	0.14%	+364	Timeline
CACCCREDIT ACCEP CORP MICH	2,100	$931K	0.14%	0	Timeline
VBKVANGUARD INDEX FDS	3,404	$910K	0.14%	-34	Timeline
DEMWISDOMTREE TR	20,339	$895K	0.14%	+5,280	Timeline
ESGUISHARES TR	7,025	$886K	0.13%	-370	Timeline
SPGIS&P GLOBAL INC	1,704	$880K	0.13%	-36	Timeline
SPSMSPDR SERIES TRUST	19,018	$866K	0.13%	-2,902	Timeline
BACBANK OF AMER CORP	21,270	$844K	0.13%	-748	Timeline
EVHEVOLENT HEALTH INC	29,574	$836K	0.13%	-30,000	Timeline
IUSVISHARES TR	8,638	$825K	0.13%	-516	Timeline
ADBEADOBE INC	1,569	$812K	0.12%	-29	Timeline
NFLXNETFLIX INC.	1,138	$807K	0.12%	-2	Timeline
ESGDISHARES TR	9,542	$803K	0.12%	+1,058	Timeline
PGPROCTER & GAMBLE CO	4,556	$789K	0.12%	+360	Timeline
CPTCAMDEN PPTY TR	6,193	$765K	0.12%	-105	Timeline
FISVFISERV INC	4,242	$762K	0.12%	+5	Timeline
HCAHCA HEALTHCARE INC	1,814	$737K	0.11%	-57	Timeline
KLACKLA CORP	946	$733K	0.11%	+9	Timeline
XSMOINVESCO EXCHANGE TRADED FD T	11,034	$730K	0.11%	+515	Timeline
BLACKROCK INCBLACKROCK INC	765	$726K	0.11%	+44
DISDISNEY WALT CO	7,464	$718K	0.11%	-220	Timeline
TTTRANE TECHNOLOGIES PLC	1,842	$716K	0.11%	-29	Timeline
SPMDSPDR SERIES TRUST	13,085	$715K	0.11%	-57	Timeline
XLUSELECT SECTOR SPDR TR	8,641	$698K	0.11%	-220	Timeline
TAXFAMERICAN CENTY ETF TR	13,446	$691K	0.11%	-387	Timeline
VOEVANGUARD INDEX FDS	4,069	$682K	0.1%	0	Timeline
GOOGALPHABET INC	3,921	$656K	0.1%	-3	Timeline
AJGGALLAGHER ARTHUR J & CO	2,328	$655K	0.1%	+5	Timeline
ZZILLOW GROUP INC	10,104	$645K	0.1%	-91	Timeline
CMGCHIPOTLE MEXICAN GRILL INC	11,194	$645K	0.1%	-697	Timeline
OMFSINVESCO EXCH TRD SLF IDX FD	15,747	$623K	0.09%	-559	Timeline
FFORD MTR CO	57,795	$610K	0.09%	-1,406	Timeline
TXNTEXAS INSTRS INC	2,895	$598K	0.09%	+337	Timeline
VTIVANGUARD INDEX FDS	2,032	$575K	0.09%	-5	Timeline
VBRVANGUARD INDEX FDS	2,769	$556K	0.08%	0	Timeline
NOCNORTHROP GRUMMAN CORP	1,044	$551K	0.08%	-26	Timeline
WMTWALMART INC	6,629	$535K	0.08%	+29	Timeline
VBVANGUARD INDEX FDS	2,256	$535K	0.08%	-103	Timeline
PMPHILIP MORRIS INTL INC	4,266	$518K	0.08%	-118	Timeline
XMLVINVESCO EXCH TRADED FD TR II	8,468	$517K	0.08%	0	Timeline
FISFIDELITY NATL INFORMATION SV	6,155	$515K	0.08%	+1	Timeline
TCAFT ROWE PRICE EXCHANGE-TRADED	15,225	$506K	0.08%	+904	Timeline
SBUXSTARBUCKS CORP	4,975	$485K	0.07%	+139	Timeline
MCDMCDONALDS CORP	1,576	$480K	0.07%	+12	Timeline
XLESELECT SECTOR SPDR TR	5,457	$479K	0.07%	-122	Timeline
SCHXSCHWAB STRATEGIC TR	6,852	$465K	0.07%	+30	Timeline
EXASEXACT SCIENCES CORP	6,670	$454K	0.07%	0	Timeline
AMPAMERIPRISE FINL INC	955	$449K	0.07%	+4	Timeline
JEPQJ P MORGAN EXCHANGE TRADED F	8,029	$441K	0.07%	+2,822	Timeline
ICOWPACER FDS TR	13,933	$441K	0.07%	+662	Timeline
QQQINVESCO QQQ TR	890	$435K	0.07%	+229	Timeline
WFCWELLS FARGO & CO	7,395	$418K	0.06%	+33	Timeline
CWBSPDR SERIES TRUST	5,434	$416K	0.06%	+4	Timeline
VYMVANGUARD WHITEHALL FDS	3,244	$416K	0.06%	0	Timeline
XOPSPDR SERIES TRUST	3,040	$400K	0.06%	-103	Timeline
GDGENERAL DYNAMICS CORP	1,311	$396K	0.06%	+5	Timeline
MOALTRIA GROUP INC	7,543	$385K	0.06%	+62	Timeline
IWFISHARES TR	967	$363K	0.06%	-96	Timeline
IBMINTERNATIONAL BUSINESS MACHS	1,611	$356K	0.05%	+6	Timeline
SHYGISHARES TR	7,560	$328K	0.05%	+41	Timeline
MRKMERCK & CO INC	2,868	$326K	0.05%	+297	Timeline
FMARFIRST TR EXCHNG TRADED FD VI	7,704	$326K	0.05%	+1,352	Timeline
LMBSFIRST TR EXCHANGE-TRADED FD	6,376	$315K	0.05%	-1,524	Timeline
VZVERIZON COMMUNICATIONS INC	6,865	$308K	0.05%	+172	Timeline
EFAVISHARES TR	3,818	$293K	0.04%	-1,279	Timeline
EFGISHARES TR	2,479	$267K	0.04%	+17	Timeline
SDVYFIRST TR EXCHANGE TRADED FD	7,174	$261K	0.04%	new	Timeline
MGEEMGE ENERGY INC	2,745	$251K	0.04%	+8	Timeline
LDILOANDEPOT INC	90,982	$248K	0.04%	new	Timeline
AMDADVANCED MICRO DEVICES INC	1,507	$247K	0.04%	new	Timeline
LOWLOWES COS INC	903	$245K	0.04%	new	Timeline
AEPAMERICAN ELEC PWR CO INC	2,369	$243K	0.04%	+17	Timeline
ROKROCKWELL AUTOMATION INC	872	$234K	0.04%	+3	Timeline
GXOGXO LOGISTICS INCORPORATED	4,363	$227K	0.03%	-143	Timeline
MAMASTERCARD INCORPORATED	457	$226K	0.03%	new	Timeline
CLXCLOROX CO DEL	1,377	$224K	0.03%	new	Timeline
NOWSERVICENOW INC	250	$224K	0.03%	new	Timeline
CATCATERPILLAR INC	563	$220K	0.03%	new	Timeline
ABBVABBVIE INC	1,087	$215K	0.03%	new	Timeline
SGOLETFS GOLD TR	8,479	$213K	0.03%	new	Timeline
UBERUBER TECHNOLOGIES INC	2,832	$213K	0.03%	new	Timeline
FBIZFIRST BUSINESS FINL SVCS INC	4,615	$210K	0.03%	new	Timeline
TAT&T INC	9,519	$209K	0.03%	-2,676	Timeline
BABOEING CO	1,374	$209K	0.03%	+200	Timeline
LGLVSPDR SERIES TRUST	1,214	$205K	0.03%	new	Timeline
FBLGFIBROBIOLOGICS INC COM	31,819	$98.3K	0.01%	0	Timeline
MFGMIZUHO FINANCIAL GROUP INC	10,951	$45.8K	0.01%	new	Timeline

Sold out in Q3 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
CRWDCROWDSTRIKE HLDGS INC	630	$241K	shares
MCKMCKESSON CORP	397	$232K	shares
MUMICRON TECHNOLOGY INC	1,545	$203K	shares
AQNALGONQUIN POWER & UTILITIES	16,320	$95.6K	shares

How Q3 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001768302-24-000008	base		2024-10-15	acceptance time not in the bulk data set	2026-10-07 18:26:56 UTC