Carr Financial Group Corp

13F filer, CIK 1931232, WORCESTER, MA

Carr Financial Group Corp reported $322,367,559 across 185 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-01-21. Its ten largest share positions make up 46.46% of the portfolio.

Filed 2025-01-21 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001085146-25-000365

Period: 2024-12-31
Reported value: $322M
Holdings: 185
Top 10 weight: 46.46%
New: 11
Sold out: 22

Largest buys vs the previous quarter

Security	Shares change	Approx. value
SCHXadded	+661,381	$15.3M
HELOadded	+175,083	$10.9M
SHYadded	+95,811	$7.85M
AVUVadded	+35,987	$3.47M
ISHARES TRadded	+102,207	$2.37M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
TLHreduced	-111,630	-$11.1M
BNDreduced	-94,870	-$6.82M
IQLTreduced	-96,277	-$3.57M
ISHARES TRexited	-144,518	-$3.37M
EMXCreduced	-44,590	-$2.47M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001085146-25-000365, largest first. % of portfolio is the value over $318,189,122, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
SCHXSCHWAB STRATEGIC TR	966,827	$22.4M	7.04%	+661,381	Timeline
HELOJ P MORGAN EXCHANGE TRADED F	359,380	$22.3M	7.01%	+175,083	Timeline
BNDVANGUARD BD INDEX FDS	308,549	$22.2M	6.97%	-94,870	Timeline
VTIVANGUARD INDEX FDS	53,348	$15.5M	4.86%	+2,062	Timeline
VIGVANGUARD SPECIALIZED FUNDS	76,178	$14.9M	4.69%	-11,020	Timeline
EMXCISHARES INC	205,523	$11.4M	3.58%	-44,590	Timeline
SHYISHARES TR	129,891	$10.6M	3.35%	+95,811	Timeline
IJHISHARES TR	165,099	$10.3M	3.23%	+6,730	Timeline
AVUVAMERICAN CENTY ETF TR	99,113	$9.57M	3.01%	+35,987	Timeline
IQLTISHARES TR	233,261	$8.66M	2.72%	-96,277	Timeline
QQQINVESCO QQQ TR	14,492	$7.41M	2.33%	+98	Timeline
JEPQJ P MORGAN EXCHANGE TRADED F	107,870	$6.08M	1.91%	+13,901	Timeline
ISHARES TRISHARES TR	241,480	$5.6M	1.76%	+102,207
AAPLAPPLE INC	22,025	$5.52M	1.73%	-440	Timeline
MSFTMICROSOFT CORP	11,914	$5.02M	1.58%	-646	Timeline
NVDANVIDIA CORPORATION	30,559	$4.1M	1.29%	-6,177	Timeline
GLDSPDR GOLD TR	15,629	$3.78M	1.19%	+935	Timeline
ITOTISHARES TR	28,536	$3.67M	1.15%	+70	Timeline
VBVANGUARD INDEX FDS	14,649	$3.52M	1.11%	+3,887	Timeline
IEFISHARES TR	36,921	$3.41M	1.07%	-131	Timeline
AMZNAMAZON COM INC	15,454	$3.39M	1.07%	-990	Timeline
USMVISHARES TR	37,485	$3.33M	1.05%	+2,703	Timeline
QUALISHARES TR	16,079	$2.86M	0.9%	-553	Timeline
LLYELI LILLY & CO	3,649	$2.82M	0.89%	-11	Timeline
QQQEDIREXION SHARES ETF TRUST	30,378	$2.73M	0.86%	-7,555	Timeline
IJRISHARES TR	23,608	$2.72M	0.85%	-1,016	Timeline
BILSSPDR SERIES TRUST	25,536	$2.53M	0.8%	+52	Timeline
FVFIRST TR EXCHANGE TRADED FD	36,416	$2.15M	0.68%	+526	Timeline
XLGINVESCO EXCHANGE TRADED FD T	42,632	$2.13M	0.67%	-193	Timeline
VYMVANGUARD WHITEHALL FDS	16,131	$2.06M	0.65%	+321	Timeline
VSGXVANGUARD WORLD FD	35,364	$2.01M	0.63%	+304	Timeline
TLTISHARES TR	22,617	$1.98M	0.62%	-3,156	Timeline
VEAVANGUARD TAX-MANAGED FDS	40,695	$1.95M	0.61%	-11,015	Timeline
JEPIJ P MORGAN EXCHANGE TRADED F	33,663	$1.94M	0.61%	-2,427	Timeline
MGKVANGUARD WORLD FD	5,510	$1.89M	0.59%	+1,333	Timeline
EEMVISHARES INC	31,100	$1.8M	0.57%	-1,942	Timeline
AGGISHARES TR	17,665	$1.71M	0.54%	-377	Timeline
IXUSISHARES TR	24,851	$1.64M	0.52%	-4,067	Timeline
GOOGALPHABET INC	8,122	$1.55M	0.49%	-339	Timeline
NOWSERVICENOW INC	1,446	$1.53M	0.48%	+584	Timeline
DGROISHARES TR	24,847	$1.52M	0.48%	+910	Timeline
AXPAMERICAN EXPRESS CO	5,063	$1.5M	0.47%	-401	Timeline
VCSHVANGUARD SCOTTSDALE FDS	19,096	$1.49M	0.47%	+246	Timeline
CRMSALESFORCE INC	4,347	$1.45M	0.46%	-475	Timeline
AVGOBROADCOM INC	6,091	$1.41M	0.44%	+217	Timeline
STIPISHARES TR	14,026	$1.41M	0.44%	+85	Timeline
BRK-ABERKSHIRE HATHAWAY INC DEL	2	$1.36M	0.43%	0	Timeline
JPMJPMORGAN CHASE & CO	5,644	$1.35M	0.43%	-117	Timeline
RSPINVESCO EXCHANGE TRADED FD T	7,663	$1.34M	0.42%	-216	Timeline
HDHOME DEPOT INC	3,296	$1.28M	0.4%	-118	Timeline
MAMASTERCARD INCORPORATED	2,385	$1.26M	0.39%	+36	Timeline
ESGDISHARES TR	15,734	$1.2M	0.38%	-43	Timeline
METAMETA PLATFORMS INC	2,031	$1.19M	0.37%	+32	Timeline
TSLATESLA INC	2,924	$1.18M	0.37%	+186	Timeline
GOOGLALPHABET INC	6,105	$1.16M	0.36%	-512	Timeline
IUSVISHARES TR	12,359	$1.14M	0.36%	+43	Timeline
PPAINVESCO EXCHANGE TRADED FD T	9,623	$1.1M	0.35%	-27	Timeline
TLHISHARES TR	10,907	$1.09M	0.34%	-111,630	Timeline
FLRNSPDR SERIES TRUST	32,971	$1.01M	0.32%	-237	Timeline
WMTWALMART INC	10,996	$993K	0.31%	-1,360	Timeline
GBILGOLDMAN SACHS ETF TR	9,456	$945K	0.3%	-19,188	Timeline
TSMTAIWAN SEMICONDUCTOR MANUFAC	4,656	$920K	0.29%	-740	Timeline
NFLXNETFLIX INC.	1,029	$917K	0.29%	+53	Timeline
ABBVABBVIE INC	5,056	$899K	0.28%	-218	Timeline
SHYGISHARES TR	20,537	$875K	0.28%	-84	Timeline
MRKMERCK & CO INC	8,648	$860K	0.27%	+457	Timeline
AMGNAMGEN INC	3,189	$831K	0.26%	+81	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	1,407	$825K	0.26%	+378	Timeline
BILSPDR SERIES TRUST	8,559	$783K	0.25%	+3,983	Timeline
LINLINDE PLC	1,864	$780K	0.25%	+5	Timeline
XJHISHARES TR	18,141	$759K	0.24%	+8,083	Timeline
PHPARKER-HANNIFIN CORP	1,181	$751K	0.24%	+2	Timeline
SUBISHARES TR	7,087	$748K	0.23%	+45	Timeline
LMTLOCKHEED MARTIN CORP	1,523	$740K	0.23%	-4	Timeline
PNQIINVESCO EXCHANGE TRADED FD T	15,680	$732K	0.23%	+1,965	Timeline
PNCPNC FINL SVCS GROUP INC	3,756	$724K	0.23%	+20	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	1,479	$670K	0.21%	-5	Timeline
ADBEADOBE INC	1,488	$662K	0.21%	-272	Timeline
PFFISHARES TR	20,621	$648K	0.2%	+5,751	Timeline
PEPPEPSICO INC	4,249	$646K	0.2%	0	Timeline
MBBISHARES TR	6,847	$628K	0.2%	-2,855	Timeline
XLFSELECT SECTOR SPDR TR	12,864	$622K	0.2%	+575	Timeline
AMDADVANCED MICRO DEVICES INC	5,109	$617K	0.19%	-195	Timeline
ETNEATON CORP PLC	1,769	$587K	0.18%	0	Timeline
COSTCOSTCO WHOLESALE CORPORATION	631	$578K	0.18%	-24	Timeline
ECLECOLAB INC	2,404	$563K	0.18%	+4	Timeline
GSKGSK PLC	16,023	$542K	0.17%	+75	Timeline
BLKBLACKROCK INC	527	$540K	0.17%	new	Timeline
SPMBSPDR SERIES TRUST	25,073	$540K	0.17%	-51,559	Timeline
VVISA INC	1,666	$526K	0.17%	+10	Timeline
TGTTARGET CORP	3,867	$523K	0.16%	+20	Timeline
GILDGILEAD SCIENCES INC	5,650	$522K	0.16%	-1,939	Timeline
EUSBISHARES TR	12,227	$519K	0.16%	+129	Timeline
NVSNOVARTIS AG	5,280	$514K	0.16%	0	Timeline
JNJJOHNSON & JOHNSON	3,487	$504K	0.16%	-541	Timeline
SNYSANOFI SA	10,275	$496K	0.16%	-398	Timeline
XLESELECT SECTOR SPDR TR	5,777	$495K	0.16%	+288	Timeline
BGRNISHARES TR	10,397	$485K	0.15%	+144	Timeline
KRESPDR SERIES TRUST	8,000	$483K	0.15%	new	Timeline
VZVERIZON COMMUNICATIONS INC	11,895	$476K	0.15%	-1,472	Timeline
LRCXLAM RESEARCH CORP	6,501	$470K	0.15%	new	Timeline
PFEPFIZER INC	17,371	$461K	0.14%	-5,250	Timeline
MRVLMARVELL TECHNOLOGY INC	3,982	$440K	0.14%	new	Timeline
VCEBVANGUARD WORLD FD	7,061	$438K	0.14%	-4,360	Timeline
RTXRTX CORPORATION	3,730	$432K	0.14%	+17	Timeline
ABTABBOTT LABORATORIES	3,800	$430K	0.14%	+15	Timeline
PKBINVESCO EXCHANGE TRADED FD T	5,633	$426K	0.13%	-432	Timeline
BKNGBOOKING HOLDINGS INC	86	$426K	0.13%	-30	Timeline
ESMLISHARES TR	10,080	$424K	0.13%	+1,584	Timeline
NUSCNUSHARES ETF TR	10,115	$424K	0.13%	+115	Timeline
XYLXYLEM INC	3,647	$423K	0.13%	+8	Timeline
CDNSCADENCE DESIGN SYSTEM INC	1,388	$417K	0.13%	0	Timeline
CMECME GROUP INC	1,787	$415K	0.13%	+9	Timeline
AMPAMERIPRISE FINL INC	770	$410K	0.13%	+65	Timeline
PWRQUANTA SVCS INC	1,293	$409K	0.13%	+192	Timeline
VTVVANGUARD INDEX FDS	2,394	$405K	0.13%	+7	Timeline
BACBANK OF AMER CORP	9,211	$405K	0.13%	-207	Timeline
ASMLASML HLDG NV	584	$405K	0.13%	+26	Timeline
PGPROCTER & GAMBLE CO	2,376	$398K	0.13%	-81	Timeline
CSCOCISCO SYS INC	6,706	$397K	0.12%	-6,154	Timeline
PSIINVESCO EXCHANGE TRADED FD T	6,844	$396K	0.12%	-1,652	Timeline
TMOTHERMO FISHER SCIENTIFIC INC	750	$390K	0.12%	-450	Timeline
CMICUMMINS INC	1,095	$382K	0.12%	-97	Timeline
AMATAPPLIED MATLS INC	2,323	$378K	0.12%	+17	Timeline
TJXTJX COS INC NEW	3,101	$375K	0.12%	+1	Timeline
SPGIS&P GLOBAL INC	744	$370K	0.12%	+8	Timeline
HONHONEYWELL INTL INC	1,635	$369K	0.12%	+7	Timeline
COFCAPITAL ONE FINL CORP	2,065	$368K	0.12%	+7	Timeline
DHRDANAHER CORP DEL	1,572	$361K	0.11%	+1	Timeline
VUGVANGUARD INDEX FDS	873	$358K	0.11%	0	Timeline
FHLCFIDELITY COVINGTON TRUST	5,455	$356K	0.11%	-1,358	Timeline
ADSKAUTODESK INC	1,200	$355K	0.11%	0	Timeline
MCDMCDONALDS CORP	1,219	$353K	0.11%	+243	Timeline
IBMINTERNATIONAL BUSINESS MACHS	1,604	$353K	0.11%	-47	Timeline
MMM3M CO	2,660	$343K	0.11%	+13	Timeline
SPSMSPDR SERIES TRUST	7,538	$339K	0.11%	-129	Timeline
KMBKIMBERLY-CLARK CORP	2,575	$337K	0.11%	-208	Timeline
PYPLPAYPAL HLDGS INC	3,932	$336K	0.11%	-306	Timeline
ITWILLINOIS TOOL WKS INC	1,286	$326K	0.1%	+6	Timeline
PTFINVESCO EXCHANGE TRADED FD T	4,483	$325K	0.1%	+95	Timeline
NGGNATIONAL GRID PLC	5,415	$322K	0.1%	-1	Timeline
ACNACCENTURE PLC IRELAND	903	$318K	0.1%	-342	Timeline
JCIJOHNSON CONTROLS INTERNATION	4,000	$316K	0.1%	0	Timeline
ELVELEVANCE HEALTH INC FORMERLY	846	$312K	0.1%	-142	Timeline
TXNTEXAS INSTRS INC	1,635	$306K	0.1%	+10	Timeline
DISDISNEY WALT CO	2,745	$306K	0.1%	-4,855	Timeline
SUSCISHARES TR	13,380	$304K	0.1%	-20,002	Timeline
ROPROPER TECHNOLOGIES INC	576	$300K	0.09%	0	Timeline
RVTYREVVITY INC	2,652	$296K	0.09%	+1	Timeline
PANWPALO ALTO NETWORKS INC	1,592	$290K	0.09%	+877	Timeline
WELLWELLTOWER INC	2,271	$286K	0.09%	+9	Timeline
LHLABCORP HOLDINGS INC	1,212	$278K	0.09%	+4	Timeline
VBKVANGUARD INDEX FDS	986	$276K	0.09%	+1	Timeline
CMGCHIPOTLE MEXICAN GRILL INC	4,543	$274K	0.09%	+143	Timeline
SPLVINVESCO EXCH TRADED FD TR II	3,799	$266K	0.08%	+1	Timeline
BMYBRISTOL-MYERS SQUIBB CO	4,643	$263K	0.08%	+361	Timeline
KBWPINVESCO EXCH TRADED FD TR II	2,223	$258K	0.08%	new	Timeline
DEDEERE & CO	606	$257K	0.08%	+2	Timeline
UNILEVER PLCUNILEVER PLC	4,520	$256K	0.08%	-12
DKNGDRAFTKINGS INC NEW	6,731	$250K	0.08%	+920	Timeline
AFLAFLAC INC	2,420	$250K	0.08%	+2	Timeline
AONAON PLC	676	$243K	0.08%	0	Timeline
RYROYAL BK CDA	2,014	$243K	0.08%	0	Timeline
ADPAUTOMATIC DATA PROCESSING IN	823	$241K	0.08%	+3	Timeline
ROKROCKWELL AUTOMATION INC	841	$240K	0.08%	+4	Timeline
TAT&T INC	10,221	$233K	0.07%	+374	Timeline
KOCOCA COLA CO	3,711	$231K	0.07%	+8	Timeline
ARWARROW ELECTRS INC	2,000	$226K	0.07%	0	Timeline
SYKSTRYKER CORPORATION	610	$220K	0.07%	+4	Timeline
SYYSYSCO CORP	2,822	$216K	0.07%	+19	Timeline
XLVSELECT SECTOR SPDR TR	1,558	$214K	0.07%	-647	Timeline
TRVTRAVELERS COMPANIES INC	877	$211K	0.07%	+1	Timeline
NVONOVO-NORDISK A S	2,393	$206K	0.06%	+293	Timeline
TTTRANE TECHNOLOGIES PLC	554	$205K	0.06%	new	Timeline
VTVANGUARD INTL EQUITY INDEX F	1,736	$204K	0.06%	-18	Timeline
WABWABTEC	1,073	$203K	0.06%	new	Timeline
DECKDECKERS OUTDOOR CORP	996	$202K	0.06%	new	Timeline
TELTE CONNECTIVITY PLC	1,412	$202K	0.06%	0	Timeline
AZNASTRAZENECA PLC-SPONS ADR	3,063	$201K	0.06%	0	Timeline
CHRSCOHERUS ONCOLOGY INC	35,195	$48.6K	0.02%	0	Timeline

Options

Puts and calls, as filed. The amount and value describe the underlying shares, not the option premium, so they stay out of % of portfolio (H5).

Security	Type	Amount	Value	Change
QQQINVESCO QQQ TR COM	put	6,500	$3.32M	+3,500
NOWSERVICENOW INC COM	put	400	$424K	new
METAMETA PLATFORMS INC COM	put	500	$293K	new
AAPLAPPLE INC COM	put	500	$125K	new
NVDANVIDIA CORPORATION COM	call	100	$13.4K	+100

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
ISHARES TRISHARES TR	144,518	$3.37M	shares
KWEBKRANESHARES TRUST	30,022	$1.02M	shares
ISHARESISHARES	20,658	$521K	shares
CITHE CIGNA GROUP	1,260	$437K	shares
AWKAMERICAN WTR WKS CO INC NEW	2,552	$373K	shares
UNHUNITEDHEALTH GROUP INC	610	$357K	shares
PLDPROLOGIS INC.	2,681	$339K	shares
WMBWILLIAMS COS INC	7,134	$326K	shares
UBERUBER TECHNOLOGIES INC	4,259	$320K	shares
HUMHUMANA INC	1,006	$319K	shares
NKENIKE INC	3,370	$298K	shares
APTIV PLCAPTIV PLC	3,922	$282K	shares
ICLNISHARES TR	18,167	$267K	shares
WINNHARBOR ETF TRUST	8,800	$225K	shares
NOCNORTHROP GRUMMAN CORP	413	$218K	shares
NEENEXTERA ENERGY INC	2,565	$217K	shares
INDAISHARES TR	3,677	$215K	shares
MRNAMODERNA INC	3,156	$211K	shares
IDVOAMPLIFY ETF TR	6,821	$210K	shares
NXPINXP SEMICONDUCTORS N V	853	$205K	shares
XOMEXXON MOBIL CORP	1,746	$205K	shares
BFAMBRIGHT HORIZONS FAM SOL IN D	1,455	$204K	shares

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001085146-25-000365	base		2025-01-21	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC