Black Diamond Financial, LLC

13F filer, CIK 1759236, TOWSON, MD

Black Diamond Financial, LLC reported $667,331,886 across 146 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-02-04. Its ten largest share positions make up 50.98% of the portfolio.

Filed 2025-02-04 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001759236-25-000001

Period: 2024-12-31
Reported value: $667M
Holdings: 146
Top 10 weight: 50.98%
New: 11
Sold out: 10

Largest buys vs the previous quarter

Security	Shares change	Approx. value
SCHVadded	+805,276	$21M
SCHGadded	+688,979	$19.2M
SCHXadded	+543,256	$12.6M
IGSBnew	+222,699	$11.5M
AGGadded	+116,005	$11.2M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
QQQexited	-5,210	-$2.54M
CTOSreduced	-414,753	-$1.99M
VCSHreduced	-10,814	-$844K
RSPreduced	-3,379	-$592K
RTXexited	-3,263	-$395K

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001759236-25-000001, largest first. % of portfolio is the value over $667,331,886, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
MGVVANGUARD WORLD FD	701,296	$87.6M	13.13%	+11,158	Timeline
MGKVANGUARD WORLD FD	164,395	$56.5M	8.46%	+10,045	Timeline
AGGISHARES TR	340,356	$33M	4.94%	+116,005	Timeline
SPTISPDR SERIES TRUST	1,163,000	$32.4M	4.86%	+391,784	Timeline
SCHVSCHWAB STRATEGIC TR	1,150,931	$30M	4.5%	+805,276	Timeline
SCHGSCHWAB STRATEGIC TR	879,837	$24.5M	3.67%	+688,979	Timeline
MGCVANGUARD WORLD FD	98,881	$21M	3.15%	-835	Timeline
VUGVANGUARD INDEX FDS	46,439	$19.1M	2.86%	-266	Timeline
SCHXSCHWAB STRATEGIC TR	818,192	$19M	2.84%	+543,256	Timeline
IGIBISHARES TR	333,608	$17.2M	2.58%	+126,766	Timeline
VOTVANGUARD INDEX FDS	65,463	$16.6M	2.49%	+3,112	Timeline
SCHFSCHWAB STRATEGIC TR	835,894	$15.5M	2.32%	+421,604	Timeline
FRELFIDELITY COVINGTON TRUST	529,194	$14.3M	2.14%	+47,247	Timeline
VOVANGUARD INDEX FDS	44,042	$11.6M	1.74%	-118	Timeline
IGSBISHARES TR	222,699	$11.5M	1.73%	new	Timeline
LINDLINDBLAD EXPEDITIONS HLDGS I	940,912	$11.2M	1.67%	+36,460	Timeline
SCHOSCHWAB STRATEGIC TR	460,370	$11.1M	1.66%	+436,102	Timeline
MUBISHARES TR	102,064	$10.9M	1.63%	+37,731	Timeline
VBRVANGUARD INDEX FDS	54,868	$10.9M	1.63%	+2,579	Timeline
VTVVANGUARD INDEX FDS	54,235	$9.18M	1.38%	+782	Timeline
AAPLAPPLE INC	34,318	$8.59M	1.29%	+4,362	Timeline
RSPINVESCO EXCHANGE TRADED FD T	48,534	$8.5M	1.27%	-3,379	Timeline
IMCVISHARES TR	113,392	$8.42M	1.26%	+9,150	Timeline
VBVANGUARD INDEX FDS	33,624	$8.08M	1.21%	-247	Timeline
VEAVANGUARD TAX-MANAGED FDS	161,503	$7.72M	1.16%	+14,315	Timeline
ISCGISHARES TR	150,248	$7.43M	1.11%	+7,784	Timeline
SCHMSCHWAB STRATEGIC TR	263,445	$7.3M	1.09%	+175,331	Timeline
SCHASCHWAB STRATEGIC TR	280,391	$7.25M	1.09%	+139,316	Timeline
IEMGISHARES INC	128,084	$6.69M	1%	+4,467	Timeline
VCSHVANGUARD SCOTTSDALE FDS	77,193	$6.02M	0.9%	-10,814	Timeline
VTIVANGUARD INDEX FDS	19,557	$5.67M	0.85%	+1,123	Timeline
VVVANGUARD INDEX FDS	19,725	$5.32M	0.8%	+1	Timeline
SDYSPDR SERIES TRUST	40,267	$5.32M	0.8%	-2,880	Timeline
IVVISHARES TR	8,353	$4.92M	0.74%	+2,653	Timeline
CTOSCUSTOM TRUCK ONE SOURCE INC	1,012,247	$4.87M	0.73%	-414,753	Timeline
VBKVANGUARD INDEX FDS	16,852	$4.72M	0.71%	+261	Timeline
VOOVANGUARD INDEX FDS	8,273	$4.46M	0.67%	+1,770	Timeline
VEUVANGUARD INTL EQUITY INDEX F	73,311	$4.21M	0.63%	-874	Timeline
VOEVANGUARD INDEX FDS	25,054	$4.05M	0.61%	+1,325	Timeline
VNQVANGUARD INDEX FDS	44,957	$4M	0.6%	+3,485	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	8,791	$3.98M	0.6%	+3,901	Timeline
CAPRCAPRICOR THERAPEUTICS INC	277,737	$3.83M	0.57%	new	Timeline
IJRISHARES TR	25,240	$2.91M	0.44%	-414	Timeline
MSFTMICROSOFT CORP	6,644	$2.8M	0.42%	+223	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	4,749	$2.78M	0.42%	+855	Timeline
NVDANVIDIA CORPORATION	19,195	$2.58M	0.39%	+1,386	Timeline
IMCGISHARES TR	33,347	$2.52M	0.38%	+355	Timeline
SCHHSCHWAB STRATEGIC TR	117,797	$2.48M	0.37%	+34,042	Timeline
AMZNAMAZON COM INC	10,625	$2.33M	0.35%	+393	Timeline
GOOGALPHABET INC	10,040	$1.91M	0.29%	+360	Timeline
VTEBVANGUARD MUN BD FDS	36,967	$1.85M	0.28%	0	Timeline
USMVISHARES TR	20,332	$1.81M	0.27%	0	Timeline
JPMJPMORGAN CHASE & CO	7,463	$1.79M	0.27%	-107	Timeline
XLKSELECT SECTOR SPDR TR	7,587	$1.76M	0.26%	0	Timeline
LLYELI LILLY & CO	2,210	$1.71M	0.26%	+661	Timeline
SRLNSSGA ACTIVE ETF TR	38,736	$1.62M	0.24%	-2,172	Timeline
VIGVANGUARD SPECIALIZED FUNDS	7,960	$1.56M	0.23%	+150	Timeline
IEFAISHARES TR	20,212	$1.42M	0.21%	+5,477	Timeline
CEGCONSTELLATION ENERGY CORP	5,129	$1.15M	0.17%	+35	Timeline
BACBANK OF AMER CORP	25,143	$1.11M	0.17%	+8	Timeline
GOOGLALPHABET INC	5,835	$1.1M	0.17%	+280	Timeline
VGTVANGUARD WORLD FD	1,728	$1.07M	0.16%	-132	Timeline
VWOVANGUARD INTL EQUITY INDEX F	23,843	$1.05M	0.16%	0	Timeline
PGPROCTER & GAMBLE CO	6,161	$1.03M	0.15%	+2,637	Timeline
TSLATESLA INC	2,414	$975K	0.15%	-332	Timeline
GLDSPDR GOLD TR	3,671	$889K	0.13%	-25	Timeline
MCKMCKESSON CORP	1,525	$869K	0.13%	0	Timeline
METAMETA PLATFORMS INC	1,379	$808K	0.12%	+100	Timeline
VTIPVANGUARD MALVERN FDS	15,476	$749K	0.11%	-1,076	Timeline
ISCVISHARES TR	11,441	$725K	0.11%	+252	Timeline
PEPPEPSICO INC	4,670	$710K	0.11%	+285	Timeline
SYKSTRYKER CORPORATION	1,862	$670K	0.1%	0	Timeline
XOMEXXON MOBIL CORP	6,212	$668K	0.1%	-77	Timeline
HDVISHARES TR	5,865	$658K	0.1%	0	Timeline
UNHUNITEDHEALTH GROUP INC	1,272	$643K	0.1%	+51	Timeline
CVXCHEVRON CORPORATION	4,378	$634K	0.1%	+2,452	Timeline
VVISA INC	1,982	$626K	0.09%	+208	Timeline
SHVISHARES TR	5,535	$609K	0.09%	+265	Timeline
IBMINTERNATIONAL BUSINESS MACHS	2,704	$594K	0.09%	new	Timeline
IBITISHARES BITCOIN TRUST ETF	11,097	$589K	0.09%	+1,500	Timeline
EFAVISHARES TR	8,090	$572K	0.09%	0	Timeline
MAMASTERCARD INCORPORATED	1,080	$569K	0.09%	+168	Timeline
SPDWSPDR INDEX SHS FDS	16,214	$553K	0.08%	new	Timeline
EXCEXELON CORP	14,144	$532K	0.08%	-4	Timeline
IWBISHARES TR	1,618	$521K	0.08%	0	Timeline
PWRQUANTA SVCS INC	1,628	$515K	0.08%	+20	Timeline
WMTWALMART INC	5,616	$507K	0.08%	+411	Timeline
MRKMERCK & CO INC	5,097	$507K	0.08%	+1,076	Timeline
VYMVANGUARD WHITEHALL FDS	3,908	$499K	0.07%	+16	Timeline
CSXCSX CORP	15,162	$489K	0.07%	-32	Timeline
COSTCOSTCO WHOLESALE CORPORATION	522	$478K	0.07%	-70	Timeline
IAUISHARES GOLD TR	9,644	$477K	0.07%	+60	Timeline
SouthState CorpSouthState Corp	4,704	$468K	0.07%	0
VOOGVANGUARD ADMIRAL FDS INC	1,263	$462K	0.07%	0	Timeline
PLDPROLOGIS INC.	4,246	$449K	0.07%	+93	Timeline
LOWLOWES COS INC	1,815	$448K	0.07%	+175	Timeline
SCHBSCHWAB STRATEGIC TR	18,083	$410K	0.06%	+12,474	Timeline
IJHISHARES TR	6,565	$409K	0.06%	+2,725	Timeline
JNJJOHNSON & JOHNSON	2,794	$404K	0.06%	-91	Timeline
MDYSTATE STR SPDR S&P MIDCAP 40	702	$400K	0.06%	0	Timeline
ABBVABBVIE INC	2,246	$399K	0.06%	+665	Timeline
VFHVANGUARD WORLD FD	3,150	$372K	0.06%	0	Timeline
IWFISHARES TR	924	$371K	0.06%	0	Timeline
HONHONEYWELL INTL INC	1,540	$348K	0.05%	-330	Timeline
WFCWELLS FARGO & CO	4,814	$338K	0.05%	+151	Timeline
WSCWILLSCOT HLDGS CORP	10,000	$334K	0.05%	0	Timeline
YUMYUM BRANDS INC	2,473	$332K	0.05%	+198	Timeline
VSSVANGUARD INTL EQUITY INDEX F	2,883	$330K	0.05%	+1,027	Timeline
UNPUNION PAC CORP	1,402	$320K	0.05%	-65	Timeline
CATCATERPILLAR INC	858	$311K	0.05%	-97	Timeline
SPEMSPDR INDEX SHS FDS	8,061	$309K	0.05%	new	Timeline
HDHOME DEPOT INC	780	$303K	0.05%	-5	Timeline
XLFSELECT SECTOR SPDR TR	6,231	$301K	0.05%	-697	Timeline
MSTRSTRATEGY INC	1,013	$293K	0.04%	new	Timeline
AVGOBROADCOM INC	1,262	$293K	0.04%	new	Timeline
VDEVANGUARD WORLD FD	2,402	$291K	0.04%	-592	Timeline
ROSTROSS STORES INC	1,813	$274K	0.04%	+393	Timeline
KNXKNIGHT-SWIFT TRANSN HLDGS IN	5,150	$273K	0.04%	0	Timeline
DEDEERE & CO	626	$265K	0.04%	0	Timeline
DIASTATE STR SPDR DOW JONES IND	622	$265K	0.04%	+3	Timeline
CORTCORCEPT THERAPEUTICS INC	5,200	$262K	0.04%	+200	Timeline
QUALISHARES TR	1,460	$260K	0.04%	+177	Timeline
EVRGEVERGY INC	4,065	$250K	0.04%	-664	Timeline
BXBLACKSTONE INC	1,449	$250K	0.04%	+1	Timeline
VTWOVANGUARD SCOTTSDALE FDS	2,782	$249K	0.04%	+10	Timeline
HYGISHARES TR	3,076	$242K	0.04%	-248	Timeline
HYMBSPDR SERIES TRUST	9,320	$238K	0.04%	0	Timeline
ORLYOREILLY AUTOMOTIVE INC	201	$238K	0.04%	-42	Timeline
CMICUMMINS INC	679	$237K	0.04%	new	Timeline
IYGISHARES TR	2,931	$228K	0.03%	0	Timeline
XLVSELECT SECTOR SPDR TR	1,639	$225K	0.03%	-605	Timeline
EXPDEXPEDITORS INTL WASH INC	2,016	$223K	0.03%	+268	Timeline
XLUSELECT SECTOR SPDR TR	2,862	$217K	0.03%	0	Timeline
SCHCSCHWAB STRATEGIC TR	6,256	$215K	0.03%	-60	Timeline
ESGVVANGUARD WORLD FD	2,043	$214K	0.03%	0	Timeline
DFACDIMENSIONAL ETF TRUST	6,175	$214K	0.03%	0	Timeline
BNDVANGUARD BD INDEX FDS	2,930	$211K	0.03%	new	Timeline
DHRDANAHER CORP DEL	917	$211K	0.03%	-55	Timeline
DUKDUKE ENERGY CORP NEW	1,951	$210K	0.03%	+66	Timeline
PGRPROGRESSIVE CORP	876	$210K	0.03%	new	Timeline
TIPISHARES TR	1,885	$201K	0.03%	+27	Timeline
SPGSIMON PPTY GROUP INC NEW	1,163	$200K	0.03%	new	Timeline
DCGODOCGO INC	38,592	$164K	0.02%	0	Timeline
ILPTINDUSTRIAL LOGISTICS PPTYS T	25,000	$91.2K	0.01%	0	Timeline
CEL-SCI CORPCEL-SCI CORP	95,000	$38K	0.01%	+10,000
LIVEWIRE GROUP INCLIVEWIRE GROUP INC	11,500	$587	<0.01%	0

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
QQQINVESCO QQQ TR	5,210	$2.54M	shares
RTXRTX CORPORATION	3,263	$395K	shares
BDXBECTON DICKINSON & CO	1,214	$293K	shares
VZVERIZON COMMUNICATIONS INC	5,134	$231K	shares
SCHZSCHWAB STRATEGIC TR	4,592	$218K	shares
KOCOCA COLA CO	2,998	$215K	shares
ESEVERSOURCE ENERGY	3,054	$208K	shares
MKCMCCORMICK & CO INC	2,525	$208K	shares
MCDMCDONALDS CORP	675	$205K	shares
METMETLIFE INC	2,441	$201K	shares

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001759236-25-000001	base		2025-02-04	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC