Betterment LLC

13F filer, CIK 1633901, NEW YORK, NY

Betterment LLC reported $41,956,869,000 across 444 holdings for the quarter ended 2024-12-31, in a 13F-HR filed 2025-02-14. Its ten largest share positions make up 69.12% of the portfolio.

Filed 2025-02-14 (acceptance time not in the bulk data set), ingested 2026-10-07 18:25:55 UTC13F-HR 0001633901-25-000004

Period: 2024-12-31
Reported value: $42B
Holdings: 444
Top 10 weight: 69.12%
New: 34
Sold out: 11

Largest buys vs the previous quarter

Security	Shares change	Approx. value
VEAadded	+10,132,168	$485M
SCHBadded	+11,718,291	$266M
SPYMadded	+3,824,688	$264M
SCHFadded	+12,054,059	$223M
MUBadded	+1,371,663	$146M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Largest sells vs the previous quarter

Security	Shares change	Approx. value
VTIreduced	-686,806	-$199M
VTVreduced	-340,576	-$57.7M
ITOTreduced	-328,010	-$42.2M
IEMGreduced	-649,144	-$33.9M
GSIEreduced	-931,539	-$31.1M

Ranked by the share change valued at this quarter's implied price (value over shares in the 13F). A position sold out is valued at the previous quarter's price, its last report.

Holdings, Q4 2024

Share positions as resolved from 13F-HR 0001633901-25-000004, largest first. % of portfolio is the value over $41,946,869,000, the sum of the share positions whose value is usable for ratios (method).

Security	Shares	Value	% of portfolio	Change	Timeline
VTIVANGUARD INDEX FDS	26,969,096	$7.82B	18.63%	-686,806	Timeline
VEAVANGUARD TAX-MANAGED FDS	137,485,176	$6.57B	15.67%	+10,132,168	Timeline
SPYMSPDR SERIES TRUST	52,912,384	$3.65B	8.7%	+3,824,688	Timeline
VWOVANGUARD INTL EQUITY INDEX F	59,799,391	$2.63B	6.28%	+961,166	Timeline
MUBISHARES TR	18,258,259	$1.95B	4.64%	+1,371,663	Timeline
AGGISHARES TR	19,893,388	$1.93B	4.6%	+1,129,571	Timeline
ITOTISHARES TR	11,800,874	$1.52B	3.62%	-328,010	Timeline
BNDXVANGUARD CHARLOTTE FDS	20,942,074	$1.03B	2.45%	+169,250	Timeline
SPMDSPDR SERIES TRUST	17,932,988	$981M	2.34%	+647,293	Timeline
VTVVANGUARD INDEX FDS	5,448,671	$922M	2.2%	-340,576	Timeline
EMBISHARES TR	9,034,036	$804M	1.92%	+309,832	Timeline
IEFAISHARES TR	11,366,549	$799M	1.9%	-6,139	Timeline
VOEVANGUARD INDEX FDS	4,509,099	$729M	1.74%	-171,573	Timeline
SPSMSPDR SERIES TRUST	16,163,720	$726M	1.73%	+692,852	Timeline
VBRVANGUARD INDEX FDS	3,546,772	$703M	1.68%	-151,010	Timeline
GSLCGOLDMAN SACHS ETF TR	5,346,182	$616M	1.47%	+122,531	Timeline
GBILGOLDMAN SACHS ETF TR	5,627,968	$562M	1.34%	+211,153	Timeline
SCHFSCHWAB STRATEGIC TR	24,550,119	$454M	1.08%	+12,054,059	Timeline
ESGUISHARES TR	3,277,272	$422M	1.01%	-40,665	Timeline
IEMGISHARES INC	8,006,857	$418M	1%	-649,144	Timeline
STIPISHARES TR	4,050,462	$407M	0.97%	+181,322	Timeline
SCHBSCHWAB STRATEGIC TR	17,773,620	$403M	0.96%	+11,718,291	Timeline
TFISPDR SERIES TRUST	7,087,899	$323M	0.77%	+240,672	Timeline
JPSTJ P MORGAN EXCHANGE TRADED F	6,216,053	$313M	0.75%	+494,436	Timeline
ESGDISHARES TR	3,403,920	$259M	0.62%	+53,721	Timeline
CRBNISHARES TR	1,299,071	$251M	0.6%	+9,067	Timeline
IWSISHARES TR	1,795,205	$232M	0.55%	-60,106	Timeline
SPDWSPDR INDEX SHS FDS	6,201,642	$212M	0.5%	+3,199,962	Timeline
GSIEGOLDMAN SACHS ETF TR	5,095,611	$170M	0.41%	-931,539	Timeline
SHVISHARES TR	1,303,224	$143M	0.34%	-95,268	Timeline
SCHXSCHWAB STRATEGIC TR	6,023,300	$140M	0.33%	+4,035,505	Timeline
SPYVSPDR SERIES TRUST	2,715,418	$139M	0.33%	-173,017	Timeline
IWNISHARES TR	829,076	$136M	0.32%	-40,655	Timeline
VOOVANGUARD INDEX FDS	238,785	$129M	0.31%	+3,649	Timeline
VTIPVANGUARD MALVERN FDS	2,514,610	$122M	0.29%	-291,046	Timeline
SCHVSCHWAB STRATEGIC TR	4,652,799	$121M	0.29%	+3,047,098	Timeline
BNDVANGUARD BD INDEX FDS	1,679,216	$121M	0.29%	+86,538	Timeline
VWOBVANGUARD WHITEHALL FDS	1,852,156	$117M	0.28%	-42,703	Timeline
ESGEISHARES INC	3,391,317	$113M	0.27%	+152,352	Timeline
VUGVANGUARD INDEX FDS	256,276	$105M	0.25%	+39,558	Timeline
IVVISHARES TR	158,871	$93.5M	0.22%	-3,801	Timeline
SPYXSPDR SERIES TRUST	1,933,185	$93.1M	0.22%	-34,408	Timeline
KOMPSPDR SERIES TRUST	1,826,450	$92.8M	0.22%	+154,381	Timeline
VOTETCW ETF TRUST	1,274,494	$87.7M	0.21%	+45,166	Timeline
IVEISHARES TR	416,031	$79.4M	0.19%	-11,407	Timeline
DFACDIMENSIONAL ETF TRUST	2,270,295	$78.5M	0.19%	+156,138	Timeline
IAGGISHARES TR	1,449,648	$72.4M	0.17%	+5,167	Timeline
ESMLISHARES TR	1,602,629	$67.4M	0.16%	+111,312	Timeline
GSEUGOLDMAN SACHS ETF TR	1,898,966	$65.8M	0.16%	+928,178	Timeline
BGRNISHARES TR	1,293,055	$60.3M	0.14%	+76,909	Timeline
EFAXSPDR INDEX SHS FDS	1,435,788	$57.2M	0.14%	+110,113	Timeline
GIGBGOLDMAN SACHS ETF TR	1,249,400	$56.3M	0.13%	+256,519	Timeline
GEMGOLDMAN SACHS ETF TR	1,744,334	$55.7M	0.13%	+84,046	Timeline
DFAUDIMENSIONAL ETF TRUST	1,241,582	$50.3M	0.12%	+68,109	Timeline
DSIISHARES TR	425,114	$46.9M	0.11%	-14,860	Timeline
ESGVVANGUARD WORLD FD	414,023	$43.4M	0.1%	-8,494	Timeline
EAGGISHARES TR	898,115	$41.7M	0.1%	+3,256	Timeline
GSSCGOLDMAN SACHS ETF TR	599,378	$41.4M	0.1%	-131,022	Timeline
IBITISHARES BITCOIN TRUST ETF	768,272	$40.8M	0.1%	+732,774	Timeline
BSVVANGUARD BD INDEX FDS	522,022	$40.3M	0.1%	+28,454	Timeline
QQQINVESCO QQQ TR	71,459	$36.5M	0.09%	+24,962	Timeline
DFAIDIMENSIONAL ETF TRUST	1,226,803	$35.8M	0.09%	+159,131	Timeline
DFCFDIMENSIONAL ETF TRUST	846,193	$34.9M	0.08%	+88,211	Timeline
VBVANGUARD INDEX FDS	145,300	$34.9M	0.08%	-3,928	Timeline
DFICDIMENSIONAL ETF TRUST	1,307,929	$33.8M	0.08%	+123,063	Timeline
FALNISHARES TR	1,191,143	$31.8M	0.08%	+215,394	Timeline
SUSCISHARES TR	1,349,465	$30.7M	0.07%	+197,589	Timeline
SPEMSPDR INDEX SHS FDS	734,875	$28.2M	0.07%	+149,422	Timeline
SHMSPDR SERIES TRUST	577,819	$27.4M	0.07%	-325,520	Timeline
EEMXSPDR INDEX SHS FDS	795,659	$25.7M	0.06%	+1,972	Timeline
VIGVANGUARD SPECIALIZED FUNDS	124,476	$24.4M	0.06%	+20,917	Timeline
GSJYGOLDMAN SACHS ETF TR	642,521	$24.2M	0.06%	+379,179	Timeline
JMSIJ P MORGAN EXCHANGE TRADED F	460,029	$23M	0.05%	+172,457	Timeline
SUSAISHARES TR	185,376	$22.5M	0.05%	-4,702	Timeline
GCORGOLDMAN SACHS ETF TR	558,225	$22.5M	0.05%	-17,292	Timeline
DFEMDIMENSIONAL ETF TRUST	823,919	$21.6M	0.05%	+64,970	Timeline
IGEBISHARES TR	481,661	$21.4M	0.05%	+89,500	Timeline
VGLTVANGUARD SCOTTSDALE FDS	385,744	$21.4M	0.05%	+62,003	Timeline
VOTVANGUARD INDEX FDS	76,779	$19.5M	0.05%	+6	Timeline
SHYISHARES TR	236,154	$19.4M	0.05%	+24,615	Timeline
GEMDGOLDMAN SACHS ETF TR	485,705	$19.4M	0.05%	+48,072	Timeline
SHYGISHARES TR	400,515	$17.1M	0.04%	+57,482	Timeline
LQDISHARES TR	154,954	$16.6M	0.04%	+25,271	Timeline
DCORDIMENSIONAL ETF TRUST	256,060	$16.4M	0.04%	+3,807	Timeline
BIVVANGUARD BD INDEX FDS	219,701	$16.4M	0.04%	+19,561	Timeline
VOVANGUARD INDEX FDS	62,028	$16.4M	0.04%	+23,689	Timeline
AVUVAMERICAN CENTY ETF TR	154,444	$14.9M	0.04%	+2,980	Timeline
VUSBVANGUARD BD INDEX FDS	299,138	$14.8M	0.04%	+6,995	Timeline
DFATDIMENSIONAL ETF TRUST	262,780	$14.6M	0.03%	+13,827	Timeline
GHYBGOLDMAN SACHS ETF TR	319,752	$14.2M	0.03%	-143,249	Timeline
DFLVDIMENSIONAL ETF TRUST	437,930	$13.2M	0.03%	+74,835	Timeline
BLVVANGUARD BD INDEX FDS	189,412	$13M	0.03%	+18,053	Timeline
USDXRBB FD INC	503,117	$12.9M	0.03%	+160,844	Timeline
EMHYISHARES INC	335,548	$12.7M	0.03%	+142,745	Timeline
ETHAISHARES ETHEREUM TR	502,686	$12.7M	0.03%	new	Timeline
VMBSVANGUARD SCOTTSDALE FDS	272,759	$12.4M	0.03%	+13,212	Timeline
SCHHSCHWAB STRATEGIC TR	582,627	$12.3M	0.03%	+35,064	Timeline
CMFISHARES TR	211,049	$12.1M	0.03%	+16,359	Timeline
JUSTGOLDMAN SACHS ETF TR	142,776	$11.9M	0.03%	new	Timeline
HYMBSPDR SERIES TRUST	460,793	$11.8M	0.03%	+19,249	Timeline
USHYISHARES TR	318,801	$11.7M	0.03%	+73,058	Timeline
TFLOISHARES TR	228,078	$11.5M	0.03%	-246,911	Timeline
SCHASCHWAB STRATEGIC TR	443,404	$11.5M	0.03%	+295,047	Timeline
IEURISHARES TR	208,729	$11.3M	0.03%	+151,315	Timeline
FLOTISHARES TR	215,420	$11M	0.03%	-41,414	Timeline
GTIPGOLDMAN SACHS ETF TR	224,477	$10.8M	0.03%	+44,240	Timeline
GMOMCAMBRIA ETF TR	376,419	$10.8M	0.03%	-747	Timeline
IGSBISHARES TR	207,153	$10.7M	0.03%	-2,576	Timeline
HYLBDBX ETF TR	282,217	$10.2M	0.02%	+47,724	Timeline
COMBGRANITESHARES ETF TR	499,711	$9.97M	0.02%	+28,901	Timeline
DFSDDIMENSIONAL ETF TRUST	211,839	$9.93M	0.02%	+7,693	Timeline
NYFISHARES TR	179,326	$9.54M	0.02%	+18,255	Timeline
DFAEDIMENSIONAL ETF TRUST	371,348	$9.42M	0.02%	+33,991	Timeline
IGLBISHARES TR	188,656	$9.32M	0.02%	new	Timeline
VVVANGUARD INDEX FDS	32,902	$8.87M	0.02%	-2,760	Timeline
HYDBISHARES TR	180,280	$8.47M	0.02%	+28,599	Timeline
VIGIVANGUARD WHITEHALL FDS	103,556	$8.28M	0.02%	+10,052	Timeline
MBBISHARES TR	89,700	$8.22M	0.02%	+4,686	Timeline
VOOVVANGUARD ADMIRAL FDS INC	44,116	$8.14M	0.02%	+7,243	Timeline
CGMSCAPITAL GRP FIXED INCM ETF T	297,457	$8.12M	0.02%	+218,128	Timeline
XTISHARES TR	133,701	$7.98M	0.02%	+1,197	Timeline
VOOGVANGUARD ADMIRAL FDS INC	21,593	$7.9M	0.02%	-475	Timeline
SPYSTATE STR SPDR S&P 500 ETF T	12,918	$7.57M	0.02%	-61	Timeline
DFAXDIMENSIONAL ETF TRUST	290,923	$7.23M	0.02%	+41,763	Timeline
AVDVAMERICAN CENTY ETF TR	107,945	$7.03M	0.02%	+7,372	Timeline
MOATVANECK ETF TRUST	75,622	$7.01M	0.02%	+2,348	Timeline
IJRISHARES TR	59,754	$6.88M	0.02%	-17,368	Timeline
AAPLAPPLE INC	27,346	$6.85M	0.02%	+86	Timeline
VNQIVANGUARD INTL EQUITY INDEX F	171,317	$6.78M	0.02%	-3,755	Timeline
DFUSDIMENSIONAL ETF TRUST	100,896	$6.43M	0.02%	-29,510	Timeline
QQQMINVESCO EXCH TRADED FD TR II	29,151	$6.13M	0.01%	+3,810	Timeline
CGSMCAPITAL GRP FIXED INCM ETF T	230,860	$6M	0.01%	new	Timeline
XSOEWISDOMTREE TR	182,485	$5.56M	0.01%	+12,818	Timeline
DFARDIMENSIONAL ETF TRUST	227,353	$5.29M	0.01%	+19,178	Timeline
TLTISHARES TR	56,810	$4.96M	0.01%	+51,221	Timeline
DGCBDIMENSIONAL ETF TRUST	92,808	$4.88M	0.01%	+31,701	Timeline
BITBBITWISE BITCOIN ETF TR	91,529	$4.65M	0.01%	+15,494	Timeline
VNQVANGUARD INDEX FDS	50,502	$4.5M	0.01%	-7,621	Timeline
AVUSAMERICAN CENTY ETF TR	46,349	$4.49M	0.01%	+6,089	Timeline
SCHGSCHWAB STRATEGIC TR	160,052	$4.46M	0.01%	+118,781	Timeline
IEFISHARES TR	47,830	$4.42M	0.01%	+3,367	Timeline
VGSHVANGUARD SCOTTSDALE FDS	75,140	$4.37M	0.01%	+21,797	Timeline
IWYISHARES TR	18,543	$4.36M	0.01%	+4,796	Timeline
VBKVANGUARD INDEX FDS	15,476	$4.33M	0.01%	+90	Timeline
CGDVCAPITAL GROUP DIVIDEND VALUE	121,622	$4.29M	0.01%	+75,403	Timeline
MEARISHARES U S ETF TR	85,643	$4.28M	0.01%	+39,883	Timeline
SHESPDR SERIES TRUST	36,441	$4.22M	0.01%	-124	Timeline
NACPTIDAL TRUST III	101,034	$4.13M	0.01%	+646	Timeline
DFIVDIMENSIONAL ETF TRUST	112,204	$3.98M	0.01%	+5,650	Timeline
DISVDIMENSIONAL ETF TRUST	148,195	$3.94M	0.01%	+54,007	Timeline
FIXDFIRST TR EXCHNG TRADED FD VI	90,499	$3.89M	0.01%	+14,848	Timeline
GSSTGOLDMAN SACHS ETF TR	77,173	$3.88M	0.01%	+14,881	Timeline
VCITVANGUARD SCOTTSDALE FDS	47,313	$3.8M	0.01%	+8,782	Timeline
DFSVDIMENSIONAL ETF TRUST	118,220	$3.64M	0.01%	+42,390	Timeline
VEUVANGUARD INTL EQUITY INDEX F	62,978	$3.62M	0.01%	-16,849	Timeline
VCSHVANGUARD SCOTTSDALE FDS	45,474	$3.55M	0.01%	+13,687	Timeline
VNLAJANUS DETROIT STR TR	71,937	$3.52M	0.01%	+51,249	Timeline
MTUMISHARES TR	16,882	$3.49M	0.01%	-355	Timeline
VTEBVANGUARD MUN BD FDS	69,080	$3.46M	0.01%	+29,366	Timeline
DFGXDIMENSIONAL ETF TRUST	63,855	$3.34M	0.01%	+1,294	Timeline
DFEVDIMENSIONAL ETF TRUST	127,388	$3.34M	0.01%	+20,687	Timeline
SPTLSPDR SERIES TRUST	125,393	$3.28M	0.01%	+84,570	Timeline
VGITVANGUARD SCOTTSDALE FDS	55,560	$3.22M	0.01%	+43,271	Timeline
DFSUDIMENSIONAL ETF TRUST	83,322	$3.16M	0.01%	+36,069	Timeline
IGIBISHARES TR	61,244	$3.15M	0.01%	-9,645	Timeline
SUBISHARES TR	29,893	$3.15M	0.01%	+1,480	Timeline
IJJISHARES TR	24,856	$3.11M	0.01%	+1,038	Timeline
CGMUCAPITAL GRP FIXED INCM ETF T	112,265	$3.02M	0.01%	new	Timeline
EPSWISDOMTREE TR	48,923	$2.99M	0.01%	-4,724	Timeline
JNKSPDR SERIES TRUST	31,045	$2.96M	0.01%	-20,805	Timeline
COWZPACER FDS TR	51,799	$2.93M	0.01%	-3,496	Timeline
ANGLVANECK ETF TRUST	101,473	$2.91M	0.01%	+10,021	Timeline
VYMVANGUARD WHITEHALL FDS	22,301	$2.85M	0.01%	+2,256	Timeline
SPYGSPDR SERIES TRUST	32,328	$2.84M	0.01%	+2,741	Timeline
IJHISHARES TR	45,318	$2.82M	0.01%	+5,340	Timeline
NEARISHARES U S ETF TR	53,591	$2.71M	0.01%	+907	Timeline
VTVANGUARD INTL EQUITY INDEX F	22,825	$2.68M	0.01%	+410	Timeline
IWFISHARES TR	6,653	$2.67M	0.01%	-47	Timeline
SCHDSCHWAB STRATEGIC TR	97,342	$2.66M	0.01%	+66,400	Timeline
FBNDFIDELITY MERRIMACK STR TR	59,107	$2.65M	0.01%	+8,994	Timeline
SGOVISHARES TR	26,046	$2.61M	0.01%	+227	Timeline
TIPISHARES TR	24,370	$2.6M	0.01%	+4,080	Timeline
WTMFWISDOMTREE TR	74,212	$2.59M	0.01%	-1,191	Timeline
MSFTMICROSOFT CORP	6,077	$2.56M	0.01%	+1,204	Timeline
SPTMSPDR SERIES TRUST	35,666	$2.55M	0.01%	+2,662	Timeline
DFISDIMENSIONAL ETF TRUST	103,649	$2.55M	0.01%	+10,931	Timeline
VXUSVANGUARD STAR FDS	41,485	$2.44M	0.01%	+7,762	Timeline
VAMOCAMBRIA ETF TR	81,114	$2.42M	0.01%	-1,751	Timeline
HYDVANECK ETF TRUST	45,011	$2.34M	0.01%	+19,905	Timeline
VIOOVANGUARD ADMIRAL FDS INC	21,654	$2.3M	0.01%	+2,205	Timeline
EFAISHARES TR	30,171	$2.28M	0.01%	+1,533	Timeline
SPMOINVESCO EXCH TRADED FD TR II	23,742	$2.26M	0.01%	+10,917	Timeline
EWJISHARES INC	33,478	$2.25M	0.01%	+16,833	Timeline
BNDWVANGUARD SCOTTSDALE FDS	32,923	$2.25M	0.01%	-27,587	Timeline
DUHPDIMENSIONAL ETF TRUST	65,554	$2.21M	0.01%	+29,634	Timeline
SCHMSCHWAB STRATEGIC TR	79,708	$2.21M	0.01%	+52,092	Timeline
ETHWBITWISE ETHEREUM ETF	90,453	$2.17M	0.01%	+44,574	Timeline
SCHESCHWAB STRATEGIC TR	80,523	$2.14M	0.01%	+1,348	Timeline
RDVYFIRST TR EXCHANGE TRADED FD	35,869	$2.12M	0.01%	+15,629	Timeline
SGLCRBB FD INC	64,446	$2.11M	0.01%	+12,868	Timeline
DFGRDIMENSIONAL ETF TRUST	82,071	$2.1M	<0.01%	+11,958	Timeline
DYNFBLACKROCK ETF TRUST	40,753	$2.09M	<0.01%	+840	Timeline
GVALCAMBRIA ETF TR	99,634	$2.08M	<0.01%	+644	Timeline
PULSPGIM ETF TR	41,390	$2.05M	<0.01%	-19,920	Timeline
IXUSISHARES TR	30,559	$2.02M	<0.01%	+1,562	Timeline
GVIISHARES TR	18,611	$1.94M	<0.01%	+1,361	Timeline
VXFVANGUARD INDEX FDS	10,137	$1.93M	<0.01%	+3,731	Timeline
DFGPDIMENSIONAL ETF TRUST	36,392	$1.92M	<0.01%	+24,532	Timeline
QUALISHARES TR	10,712	$1.91M	<0.01%	-552	Timeline
ISTBISHARES TR	39,779	$1.9M	<0.01%	+541	Timeline
SPSBSPDR SERIES TRUST	62,555	$1.87M	<0.01%	-928	Timeline
AVGEAMERICAN CENTY ETF TR	25,738	$1.86M	<0.01%	+19,462	Timeline
IMTMISHARES TR	49,345	$1.85M	<0.01%	+2,709	Timeline
SYLDCAMBRIA ETF TR	26,371	$1.81M	<0.01%	-629	Timeline
OEFISHARES TR	6,016	$1.74M	<0.01%	+2,020	Timeline
CATCATERPILLAR INC	4,528	$1.64M	<0.01%	-11	Timeline
IUSBISHARES TR	36,170	$1.64M	<0.01%	+7,200	Timeline
QEFASPDR INDEX SHS FDS	22,375	$1.62M	<0.01%	+2,809	Timeline
STXFEA SERIES TRUST	42,765	$1.62M	<0.01%	+24,131	Timeline
IMCGISHARES TR	21,149	$1.6M	<0.01%	+3,474	Timeline
VSGXVANGUARD WORLD FD	27,945	$1.58M	<0.01%	-2,168	Timeline
BILSPDR SERIES TRUST	17,029	$1.56M	<0.01%	+7,233	Timeline
EUSBISHARES TR	35,549	$1.51M	<0.01%	+1,078	Timeline
DFSBDIMENSIONAL ETF TRUST	29,488	$1.5M	<0.01%	+14,892	Timeline
SCHRSCHWAB STRATEGIC TR	60,888	$1.48M	<0.01%	+35,034	Timeline
EMLPFIRST TR EXCHANGE-TRADED FD	40,875	$1.46M	<0.01%	-980	Timeline
IQLTISHARES TR	38,777	$1.44M	<0.01%	+277	Timeline
FNDFSCHWAB STRATEGIC TR	43,298	$1.44M	<0.01%	-4,844	Timeline
AGGYWISDOMTREE TR	32,801	$1.41M	<0.01%	+8,338	Timeline
LRGFISHARES TR	23,171	$1.4M	<0.01%	new	Timeline
IWMISHARES TR	6,110	$1.35M	<0.01%	+595	Timeline
JCPBJ P MORGAN EXCHANGE TRADED F	29,205	$1.34M	<0.01%	+2,894	Timeline
DFSIDIMENSIONAL ETF TRUST	39,844	$1.31M	<0.01%	+20,068	Timeline
FNDASCHWAB STRATEGIC TR	43,888	$1.3M	<0.01%	+20,713	Timeline
DUSBDIMENSIONAL ETF TRUST	25,583	$1.29M	<0.01%	+8,872	Timeline
QXQRBB FD INC	46,967	$1.27M	<0.01%	+5,339	Timeline
GINXRBB FD INC	49,380	$1.27M	<0.01%	+8,904	Timeline
JHMMJOHN HANCOCK EXCHANGE TRADED	21,067	$1.26M	<0.01%	-1,442	Timeline
TBILRBB FD INC	25,066	$1.25M	<0.01%	+3,603	Timeline
GLDSPDR GOLD TR	5,086	$1.23M	<0.01%	-1,909	Timeline
ARKWARK ETF TR	11,141	$1.2M	<0.01%	-7,318	Timeline
PCYINVESCO EXCH TRADED FD TR II	60,003	$1.19M	<0.01%	-15,725	Timeline
DEHPDIMENSIONAL ETF TRUST	48,062	$1.19M	<0.01%	+10,722	Timeline
IWDISHARES TR	5,737	$1.06M	<0.01%	+124	Timeline
VRIGINVESCO ACTIVELY MANAGED EXC	42,226	$1.06M	<0.01%	+867	Timeline
XSMOINVESCO EXCHANGE TRADED FD T	15,966	$1.06M	<0.01%	+1,444	Timeline
FNDESCHWAB STRATEGIC TR	36,222	$1.05M	<0.01%	+2,225	Timeline
IWOISHARES TR	3,629	$1.04M	<0.01%	-150	Timeline
MGKVANGUARD WORLD FD	2,997	$1.03M	<0.01%	-315	Timeline
SCHPSCHWAB STRATEGIC TR	38,993	$1.01M	<0.01%	+19,556	Timeline
CGHMCAPITAL GRP FIXED INCM ETF T	39,527	$999K	<0.01%	new	Timeline
IVWISHARES TR	9,701	$985K	<0.01%	+808	Timeline
JAAAJANUS DETROIT STR TR	18,956	$961K	<0.01%	+847	Timeline
ILTBISHARES TR	19,749	$961K	<0.01%	+1,650	Timeline
IWVISHARES TR	2,864	$957K	<0.01%	+304	Timeline
IEIISHARES TR	8,254	$954K	<0.01%	+664	Timeline
AVDEAMERICAN CENTY ETF TR	15,520	$952K	<0.01%	+5,132	Timeline
DLSWISDOMTREE TR	14,904	$938K	<0.01%	+1,475	Timeline
NVDANVIDIA CORPORATION	6,846	$919K	<0.01%	+632	Timeline
IVOGVANGUARD ADMIRAL FDS INC	8,088	$911K	<0.01%	-264	Timeline
VGSRMANAGER DIRECTED PORTFOLIOS	89,951	$910K	<0.01%	+25,153	Timeline
EYLDCAMBRIA ETF TR	29,076	$910K	<0.01%	+172	Timeline
EMLCVANECK ETF TRUST	39,236	$907K	<0.01%	+473	Timeline
EMXCISHARES INC	16,181	$897K	<0.01%	+1,734	Timeline
FYLDCAMBRIA ETF TR	35,018	$883K	<0.01%	+325	Timeline
JEPIJ P MORGAN EXCHANGE TRADED F	15,104	$869K	<0.01%	+8,125	Timeline
UOCTINNOVATOR ETFS TRUST	24,264	$856K	<0.01%	+3,894	Timeline
BLDGCAMBRIA ETF TR	33,726	$851K	<0.01%	-190	Timeline
VETZTIDAL TRUST I	42,267	$832K	<0.01%	new	Timeline
BBUSJ P MORGAN EXCHANGE TRADED F	7,697	$815K	<0.01%	-2,514	Timeline
EFVISHARES TR	15,501	$813K	<0.01%	-591	Timeline
AVEMAMERICAN CENTY ETF TR	13,657	$803K	<0.01%	+1,248	Timeline
PSKSPDR SERIES TRUST	23,849	$787K	<0.01%	0	Timeline
AMZNAMAZON COM INC	3,504	$769K	<0.01%	+1,744	Timeline
HYGISHARES TR	9,766	$768K	<0.01%	+352	Timeline
IUSGISHARES TR	5,513	$768K	<0.01%	-434	Timeline
VLUEISHARES TR	7,208	$761K	<0.01%	+1,821	Timeline
TXNTEXAS INSTRS INC	4,044	$758K	<0.01%	+201	Timeline
DFASDIMENSIONAL ETF TRUST	11,559	$752K	<0.01%	+880	Timeline
SLYVSPDR SERIES TRUST	8,577	$748K	<0.01%	-2,740	Timeline
VYMIVANGUARD WHITEHALL FDS	10,881	$739K	<0.01%	+1,121	Timeline
AAXJISHARES TR	10,160	$733K	<0.01%	+224	Timeline
FLTRVANECK ETF TRUST	28,371	$722K	<0.01%	+833	Timeline
GOVTISHARES TR	30,737	$706K	<0.01%	-528	Timeline
ICSHISHARES TR	13,730	$692K	<0.01%	-9,466	Timeline
SDVYFIRST TR EXCHANGE TRADED FD	19,197	$688K	<0.01%	+13,565	Timeline
DIHPDIMENSIONAL ETF TRUST	27,281	$688K	<0.01%	+12,141	Timeline
PGPROCTER & GAMBLE CO	4,086	$685K	<0.01%	+499	Timeline
DYTARBB FD INC	24,537	$681K	<0.01%	+3,351	Timeline
DMXFISHARES TR	10,334	$668K	<0.01%	+590	Timeline
RSPINVESCO EXCHANGE TRADED FD T	3,759	$659K	<0.01%	+594	Timeline
IWPISHARES TR	5,178	$656K	<0.01%	+48	Timeline
IDMOINVESCO EXCH TRADED FD TR II	15,943	$648K	<0.01%	+1,093	Timeline
SPEUSPDR INDEX SHS FDS	16,260	$648K	<0.01%	new	Timeline
DGSWISDOMTREE TR	13,203	$646K	<0.01%	+319	Timeline
XLESELECT SECTOR SPDR TR	7,460	$639K	<0.01%	-67	Timeline
BKLCBNY MELLON ETF TRUST	5,671	$635K	<0.01%	-87	Timeline
DONWISDOMTREE TR	12,194	$622K	<0.01%	-442	Timeline
LMTLOCKHEED MARTIN CORP	1,269	$617K	<0.01%	-162	Timeline
JEPQJ P MORGAN EXCHANGE TRADED F	10,942	$617K	<0.01%	+6,358	Timeline
NUSCNUSHARES ETF TR	14,744	$617K	<0.01%	+3,595	Timeline
AVIGAMERICAN CENTY ETF TR	14,967	$607K	<0.01%	+5,156	Timeline
GLDMWORLD GOLD TR	11,495	$598K	<0.01%	-31	Timeline
PSPINVESCO EXCHANGE TRADED FD T	8,857	$591K	<0.01%	-304	Timeline
QAINYLIM ETF TR	18,609	$585K	<0.01%	-2,461	Timeline
DFSEDIMENSIONAL ETF TRUST	17,614	$584K	<0.01%	+7,094	Timeline
SCZISHARES TR	9,584	$582K	<0.01%	+5,182	Timeline
WMTWALMART INC	6,418	$580K	<0.01%	+958	Timeline
BINCBLACKROCK ETF TRUST II	11,056	$575K	<0.01%	-18,394	Timeline
EFGISHARES TR	5,842	$566K	<0.01%	-109	Timeline
USRTISHARES TR	9,605	$550K	<0.01%	-42	Timeline
IAUISHARES GOLD TR	11,021	$546K	<0.01%	+199	Timeline
GTOINVESCO ACTIVELY MANAGED EXC	11,736	$545K	<0.01%	+80	Timeline
SIVRABRDN SILVER ETF TRUST	19,588	$540K	<0.01%	+209	Timeline
CTASIMPLIFY EXCHANGE TRADED FUN	19,279	$538K	<0.01%	+927	Timeline
GOOGALPHABET INC	2,816	$536K	<0.01%	+137	Timeline
IJSISHARES TR	4,926	$535K	<0.01%	+257	Timeline
SGOLETFS GOLD TR	21,309	$534K	<0.01%	-662	Timeline
SPHYSPDR SERIES TRUST	22,336	$524K	<0.01%	+2,314	Timeline
DFAWDIMENSIONAL ETF TRUST	8,370	$523K	<0.01%	+228	Timeline
SRLNSSGA ACTIVE ETF TR	12,469	$520K	<0.01%	+1,028	Timeline
VIOVVANGUARD ADMIRAL FDS INC	5,456	$509K	<0.01%	+594	Timeline
SPTSSPDR SERIES TRUST	17,432	$506K	<0.01%	+8,517	Timeline
SPTISPDR SERIES TRUST	18,155	$506K	<0.01%	-5,998	Timeline
JPIEJ P MORGAN EXCHANGE TRADED F	11,069	$505K	<0.01%	new	Timeline
IDEVISHARES TR	7,778	$501K	<0.01%	+2,032	Timeline
CALFPACER FDS TR	11,356	$500K	<0.01%	-3,233	Timeline
FBTCFIDELITY WISE ORIGIN BITCOIN	6,113	$499K	<0.01%	new	Timeline
HDHOME DEPOT INC	1,277	$497K	<0.01%	-12	Timeline
AZOAUTOZONE INC	154	$493K	<0.01%	0	Timeline
ASHRDBX ETF TR	18,163	$481K	<0.01%	-191	Timeline
PFEBINNOVATOR ETFS TRUST	12,839	$472K	<0.01%	-6,240	Timeline
BONDPIMCO ETF TR	5,208	$471K	<0.01%	+43	Timeline
INTUINTUIT	746	$469K	<0.01%	+1	Timeline
MGCVANGUARD WORLD FD	2,201	$468K	<0.01%	+342	Timeline
FDLOFIDELITY COVINGTON TRUST	7,682	$465K	<0.01%	-745	Timeline
DFNMDIMENSIONAL ETF TRUST	9,667	$462K	<0.01%	+632	Timeline
DBEFDBX ETF TR	11,112	$460K	<0.01%	+4,787	Timeline
SMHVANECK ETF TRUST	1,836	$445K	<0.01%	+771	Timeline
MAMASTERCARD INCORPORATED	837	$441K	<0.01%	+12	Timeline
IWBISHARES TR	1,368	$441K	<0.01%	-1,134	Timeline
ACGLARCH CAP GROUP LTD	4,763	$440K	<0.01%	-10	Timeline
JPMJPMORGAN CHASE & CO	1,831	$439K	<0.01%	+579	Timeline
FDVVFIDELITY COVINGTON TRUST	8,703	$435K	<0.01%	+2,091	Timeline
XLKSELECT SECTOR SPDR TR	1,853	$431K	<0.01%	+688	Timeline
HODLVANECK BITCOIN ETF	4,075	$431K	<0.01%	+11	Timeline
IJKISHARES TR	4,743	$431K	<0.01%	-56	Timeline
SPABSPDR SERIES TRUST	17,216	$430K	<0.01%	+204	Timeline
MCDMCDONALDS CORP	1,411	$409K	<0.01%	+205	Timeline
EESWISDOMTREE TR	7,555	$408K	<0.01%	-357	Timeline
TLHISHARES TR	4,071	$405K	<0.01%	-207	Timeline
IYWISHARES TR	2,520	$402K	<0.01%	+199	Timeline
XLUSELECT SECTOR SPDR TR	5,305	$402K	<0.01%	-295	Timeline
PDBCINVESCO ACTVELY MNGD ETC FD	29,157	$379K	<0.01%	-197	Timeline
IJTISHARES TR	2,777	$376K	<0.01%	+274	Timeline
ARKKARK ETF TR	6,629	$376K	<0.01%	-1,948	Timeline
NOBLPROSHARES TR	3,653	$364K	<0.01%	-1,643	Timeline
GOOGLALPHABET INC	1,918	$363K	<0.01%	+127	Timeline
ABBVABBVIE INC	2,037	$362K	<0.01%	+12	Timeline
IWRISHARES TR	4,066	$359K	<0.01%	+37	Timeline
DFUVDIMENSIONAL ETF TRUST	8,728	$357K	<0.01%	+2,483	Timeline
USTBVICTORY PORTFOLIOS II	7,081	$355K	<0.01%	-3	Timeline
FNDXSCHWAB STRATEGIC TR	14,903	$353K	<0.01%	+9,800	Timeline
BRK-BBERKSHIRE HATHAWAY INC DEL	774	$351K	<0.01%	+93	Timeline
MUNIPIMCO ETF TR	6,683	$346K	<0.01%	+237	Timeline
MGVVANGUARD WORLD FD	2,752	$344K	<0.01%	0	Timeline
XMMOINVESCO EXCHANGE TRADED FD T	2,773	$343K	<0.01%	-3,580	Timeline
XLVSELECT SECTOR SPDR TR	2,445	$336K	<0.01%	+120	Timeline
USXFISHARES TR	6,755	$336K	<0.01%	-129	Timeline
GWXSPDR INDEX SHS FDS	10,640	$330K	<0.01%	+1,744	Timeline
JSTCTIDAL TRUST I	17,933	$329K	<0.01%	+6,601	Timeline
GSGOLDMAN SACHS GROUP INC	572	$328K	<0.01%	+8	Timeline
TJXTJX COS INC NEW	2,719	$328K	<0.01%	-78	Timeline
XOMEXXON MOBIL CORP	3,019	$325K	<0.01%	-742	Timeline
METAMETA PLATFORMS INC	545	$319K	<0.01%	+60	Timeline
PFFISHARES TR	10,077	$317K	<0.01%	+74	Timeline
JQUAJ P MORGAN EXCHANGE TRADED F	5,494	$315K	<0.01%	+195	Timeline
CGGRCAPITAL GROUP GROWTH ETF	8,459	$314K	<0.01%	+981	Timeline
DGROISHARES TR	5,087	$312K	<0.01%	-721	Timeline
GNMAISHARES TR	7,277	$312K	<0.01%	+1,585	Timeline
XLRESELECT SECTOR SPDR TR	7,636	$311K	<0.01%	+2,127	Timeline
RLYSSGA ACTIVE ETF TR	11,520	$311K	<0.01%	+385	Timeline
VGTVANGUARD WORLD FD	494	$307K	<0.01%	new	Timeline
EEMISHARES TR	7,331	$307K	<0.01%	+1,478	Timeline
UITBVICTORY PORTFOLIOS II	6,675	$307K	<0.01%	-7,505	Timeline
ACVFETF OPPORTUNITIES TRUST	6,765	$296K	<0.01%	+404	Timeline
POCTINNOVATOR ETFS TRUST	7,427	$294K	<0.01%	-167	Timeline
SPHQINVESCO EXCHANGE TRADED FD T	4,370	$293K	<0.01%	-29	Timeline
AVGOBROADCOM INC	1,260	$292K	<0.01%	+29	Timeline
VTCVANGUARD SCOTTSDALE FDS	3,862	$292K	<0.01%	+706	Timeline
XLISELECT SECTOR SPDR TR	2,205	$291K	<0.01%	+37	Timeline
DFIPDIMENSIONAL ETF TRUST	7,142	$289K	<0.01%	+1,592	Timeline
GPIXGOLDMAN SACHS ETF TR	5,817	$288K	<0.01%	-118	Timeline
RSBTTIDAL TRUST II	17,173	$288K	<0.01%	new	Timeline
ROSTROSS STORES INC	1,898	$287K	<0.01%	0	Timeline
MDYSTATE STR SPDR S&P MIDCAP 40	502	$286K	<0.01%	+75	Timeline
HDVISHARES TR	2,521	$283K	<0.01%	new	Timeline
AXPAMERICAN EXPRESS CO	944	$280K	<0.01%	new	Timeline
ORLYOREILLY AUTOMOTIVE INC	236	$280K	<0.01%	+26	Timeline
SLVISHARES SILVER TR	10,569	$278K	<0.01%	-103	Timeline
CMCSACOMCAST CORP NEW	7,325	$275K	<0.01%	-4,847	Timeline
USSGDBX ETF TR	5,058	$273K	<0.01%	new	Timeline
BITWISE CRYPTO INDUSTRY INN…BITWISE CRYPTO INDUSTRY INNOVATOR…	15,742	$266K	<0.01%	new
PWVINVESCO EXCHANGE TRADED FD T	4,660	$265K	<0.01%	+58	Timeline
GUNRFLEXSHARES TR	7,229	$263K	<0.01%	+1,971	Timeline
VVISA INC	830	$262K	<0.01%	+37	Timeline
DIVIFRANKLIN TEMPLETON ETF TR	8,631	$259K	<0.01%	-74	Timeline
SUSBISHARES TR	10,309	$255K	<0.01%	+154	Timeline
REETISHARES TR	10,483	$251K	<0.01%	+1,763	Timeline
CSCOCISCO SYS INC	4,191	$248K	<0.01%	new	Timeline
VSSVANGUARD INTL EQUITY INDEX F	2,156	$247K	<0.01%	-1,491	Timeline
LMBSFIRST TR EXCHANGE-TRADED FD	5,085	$247K	<0.01%	new	Timeline
WTVWISDOMTREE TR	2,916	$244K	<0.01%	-149	Timeline
PXFINVESCO EXCH TRADED FD TR II	5,052	$242K	<0.01%	+45	Timeline
DISDISNEY WALT CO	2,133	$238K	<0.01%	+13	Timeline
MINTPIMCO ETF TR	2,323	$233K	<0.01%	+162	Timeline
PGRPROGRESSIVE CORP	963	$231K	<0.01%	+1	Timeline
BBINJ P MORGAN EXCHANGE TRADED F	4,054	$231K	<0.01%	-907	Timeline
SPHBINVESCO EXCH TRADED FD TR II	2,600	$230K	<0.01%	-85	Timeline
HEQTSIMPLIFY EXCHANGE TRADED FUN	7,802	$230K	<0.01%	new	Timeline
ABTABBOTT LABORATORIES	2,019	$228K	<0.01%	-578	Timeline
VTWOVANGUARD SCOTTSDALE FDS	2,551	$228K	<0.01%	new	Timeline
VDCVANGUARD WORLD FD	1,075	$227K	<0.01%	+58	Timeline
VPUVANGUARD WORLD FD	1,390	$227K	<0.01%	new	Timeline
CMICUMMINS INC	650	$227K	<0.01%	+5	Timeline
PEXPROSHARES TR	8,153	$226K	<0.01%	0	Timeline
PNCPNC FINL SVCS GROUP INC	1,160	$224K	<0.01%	new	Timeline
IVOOVANGUARD ADMIRAL FDS INC	2,117	$223K	<0.01%	new	Timeline
TSLATESLA INC	539	$218K	<0.01%	new	Timeline
IBDNORTHERN LTS FD TR IV	9,238	$217K	<0.01%	+286	Timeline
TOTLSSGA ACTIVE ETF TR	5,460	$215K	<0.01%	-2,248	Timeline
VFHVANGUARD WORLD FD	1,809	$214K	<0.01%	new	Timeline
PJULINNOVATOR ETFS TRUST	5,185	$213K	<0.01%	-2,566	Timeline
HYLSFIRST TR EXCHANGE-TRADED FD	5,126	$212K	<0.01%	new	Timeline
TDTFFLEXSHARES TR	9,111	$212K	<0.01%	new	Timeline
BIBLNORTHERN LTS FD TR IV	5,423	$211K	<0.01%	+132	Timeline
TIMETIDAL TRUST II	8,482	$211K	<0.01%	-4,433	Timeline
NUMVNUSHARES ETF TR	6,029	$210K	<0.01%	new	Timeline
COSTCOSTCO WHOLESALE CORPORATION	227	$208K	<0.01%	new	Timeline
BLOKAMPLIFY ETF TR	4,820	$208K	<0.01%	new	Timeline
VCEBVANGUARD WORLD FD	3,333	$207K	<0.01%	new	Timeline
PJANINNOVATOR ETFS TRUST	4,898	$207K	<0.01%	new	Timeline
BARGRANITESHARES GOLD TR	7,960	$206K	<0.01%	new	Timeline
RSSTTIDAL TRUST II	8,369	$200K	<0.01%	+177	Timeline

Sold out in Q4 2024

Positions in the previous quarter's report that this quarter's report no longer lists.

Security	Shares before	Value before	Type
CGXUCAPITAL GROUP INTL FOCUS EQT	19,631	$529K	shares
QARPDBX ETF TR	7,294	$381K	shares
QVALEA SERIES TRUST	7,959	$367K	shares
PJUNINNOVATOR ETFS TRUST	9,211	$340K	shares
PAUGINNOVATOR ETFS TRUST	8,137	$308K	shares
VHTVANGUARD WORLD FD	1,000	$282K	shares
SCHZSCHWAB STRATEGIC TR	5,781	$275K	shares
IVALEA SERIES TRUST	10,391	$268K	shares
IMOMEA SERIES TRUST	9,038	$260K	shares
UNHUNITEDHEALTH GROUP INC	425	$248K	shares
CIBRFIRST TR EXCHANGE-TRADED FD	3,657	$217K	shares

How Q4 2024 was built

Available 13F filings of this filer for the quarter and their roles: the base report is the latest original or restatement, NEW HOLDINGS amendments filed after it are added (method).

Filing	Role	Amendment	Filed	Accepted	Ingested
13F-HR 0001633901-25-000004	base		2025-02-14	acceptance time not in the bulk data set	2026-10-07 18:25:55 UTC