13F-HR filed by Valpey Financial Services, LLC
Valpey Financial Services, LLC filed this 13F-HR for the quarter ended 2025-12-31, filed 2026-02-10, with 72 holding rows worth $2,784,654.
- Accession
- 0002077991-26-000001
- Filer
- CIK 2077991
- Filed
- 2026-02-10
- Accepted by EDGAR
- acceptance time not in the bulk data set
- Ingested
- Source
- SEC quarterly data set
13F report for Q4 2025
A holdings report, 72 entries on the cover page, a total value of $2,784,654 stated on the cover page (in dollars after the unit check, H1), rows summing to $2,784,654 with VALUE read as dollars as filed, 13F file number 028-25663. A later restatement replaced it, so the quarter does not use it. The resolved quarter.
The information table after summing rows of one CUSIP and put or call (H4), with the CUSIP and issuer name as filed. Values in dollars after the unit check (method).
| Issuer as filed | CUSIP | Class | Amount | Value | Value read as | Type |
|---|---|---|---|---|---|---|
| Schwab U.S. Large-Cap Growth ETF | 808524300 | SHS | 8,003,802 | $245,365 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SCHWAB STRATEGIC TR | 808524805 | INTL EQTY ETF | 5,317,481 | $221,193 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Schwab Short Term US Treasury ETF | 808524862 | SHS | 5,246,793 | $215,297 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SCHWAB STRATEGIC TR | 808524409 | US LCAP VA ETF | 6,251,249 | $211,120 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SCHWAB STRATEGIC TR | 808524839 | US AGGREGATE B | 3,749,009 | $160,420 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Schwab US Mid-Cap ETF | 808524508 | SHS | 4,224,671 | $140,495 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Total International Bond Index Fund ETF | 92203J407 | SHS | 6,751,430 | $139,723 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Schwab U.S. Small-Cap ETF | 808524607 | SHS | 3,638,749 | $127,765 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SPDW | 78463X889 | COM | 5,507,040 | $124,004 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| INVESCO EXCH TRADED FD TR II | 46138G508 | SR LN ETF | 2,476,445 | $117,926 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| VANGUARD STAR FDS | 921909768 | COM | 6,042,749 | $80,100 | dollars as filed | |
| Vanguard FTSE All-World ex-US ETF | 922042775 | SHS | 5,519,424 | $75,033 | dollars as filed | |
| Schwab US TIPS ETF | 808524870 | SHS | 1,970,938 | $74,403 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Total Bond Market ETF | 921937835 | SHS | 5,236,930 | $70,702 | dollars as filed | |
| Vanguard Short-Term Bond ETF | 921937827 | SHS | 4,859,594 | $61,662 | dollars as filed | |
| Vanguard Value ETF | 922908744 | SHS | 8,389,106 | $43,924 | dollars as filed | |
| SPDR SER TR | 78464A508 | PRTFLO S&P500 VL | 2,133,308 | $37,552 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| VANGUARD SCOTTSDALE FDS | 92206C714 | COM | 3,458,565 | $37,471 | dollars as filed | |
| VANGUARD SCOTTSDALE FDS | 92206C573 | TOTAL CORP BND | 2,875,950 | $37,042 | dollars as filed | |
| iShares Core S&P U.S. Value ETF | 464287663 | SHS | 2,962,216 | $28,888 | dollars as filed | |
| iShares Core US Aggregate Bond ETF | 464287226 | SHS | 2,872,830 | $28,763 | dollars as filed | |
| VWO | 922042858 | SHS | 1,492,813 | $27,768 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| IJH | 464287507 | COM | 1,698,870 | $25,740 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| iShares TIPS Bond ETF | 464287176 | SHS | 2,428,978 | $22,100 | dollars as filed | |
| ISHARES TR | 46435G672 | CORE INTL AGGR | 1,100,644 | $22,008 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| ISHARES TR | 464287465 | MSCI EAFE ETF | 2,091,588 | $21,781 | dollars as filed | |
| ISHARES CORE S&P U.S. GROWTH ETF | 464287671 | ETF | 3,525,312 | $20,991 | dollars as filed | |
| Vanguard S&P Mid-Cap 400 ETF | 921932885 | SHS | 2,304,632 | $20,614 | dollars as filed | |
| Vanguard Small-Cap Value ETF | 922908611 | SHS | 4,270,098 | $20,162 | dollars as filed | |
| VANGUARD S&P SMALL-CAP 600 ETF | 921932828 | ETF | 2,101,246 | $18,937 | dollars as filed | |
| Vanguard Growth | 922908736 | COM | 8,168,795 | $16,744 | dollars as filed | |
| Vanguard Ultra-Short Bond ETF | 92203C303 | SHS | 808,286 | $16,218 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard FTSE Developed Markets ETF | 921943858 | SHS | 983,739 | $15,747 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Mid-Cap ETF | 922908629 | SHS | 4,423,038 | $15,240 | dollars as filed | |
| VANGUARD SCOTTSDALE FDS | 92206C680 | COM | 1,737,121 | $14,268 | dollars as filed | |
| SPDR Portfolio S&P 400 Mid Cap ETF | 78464A847 | SHS | 814,448 | $14,064 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| iShares Core Total USD Bond Market ETF | 46434V613 | SHS | 642,032 | $13,795 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| ISHARES TR | 464287457 | COM | 1,114,004 | $13,451 | dollars as filed | |
| Schwab Intermediate-Term US Treasury ETF | 808524854 | SHS | 320,743 | $12,789 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Short-Term Treasury ETF | 92206C102 | SHS | 744,033 | $12,669 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SPDR Portfolio S&P 600 Small Cap ETF | 78468R853 | SHS | 587,643 | $12,540 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| iShares Core S&P Small-Cap ETF | 464287804 | SHS | 1,405,019 | $11,691 | dollars as filed | |
| ISHARES TR | 46435G326 | CORE MSCI INTL | 960,434 | $11,644 | dollars as filed | |
| ISHARES TR | 464289883 | CORE 30 70 ETF | 460,161 | $11,467 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SPDR Bloomberg Investment Grade Floating Rate ETF | 78468R200 | SHS | 333,542 | $10,854 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| GOLDMAN SACHS ETF TR | 381430479 | ACCESS INVT GR | 472,577 | $10,218 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| iShares S&P Small-Cap 600 Value ETF | 464287879 | SHS | 1,073,064 | $9,436 | dollars as filed | |
| ISHARES TR | 464289867 | CORE 60 BALA ETF | 438,466 | $6,745 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| SPDR Portfolio S&P 500 Growth ETF | 78464A409 | SHS | 689,133 | $6,459 | dollars as filed | |
| iShares S&P 500 Growth ETF | 464287309 | SHS | 712,286 | $5,779 | dollars as filed | |
| iShares Short Treasury Bond ETF | 464288679 | SHS | 628,449 | $5,705 | dollars as filed | |
| ISHARES TR | 46432F834 | COM | 475,909 | $5,623 | dollars as filed | |
| INVESCO EXCH TRADED FD TR II | 46138E354 | S&P500 LOW VOL | 354,415 | $4,962 | dollars as filed | |
| ISHARES MORNINGSTAR GROWTH ETF | 464287119 | ETF | 474,901 | $4,565 | dollars as filed | |
| Vanguard Intermediate-Term Corporate Bond ETF | 92206C870 | SHS | 358,467 | $4,280 | dollars as filed | |
| EXXON MOBIL CORP | 30231G102 | COM | 476,400 | $3,959 | dollars as filed | |
| ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF | 464288646 | ETF | 200,304 | $3,788 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Small-Cap ETF | 922908751 | SHS | 954,531 | $3,700 | dollars as filed | |
| iShares Core Aggressive Allocation ETF | 464289859 | SHS | 286,785 | $3,202 | dollars as filed | |
| iShares Core MSCI Emerging Markets ETF | 46434G103 | SHS | 212,101 | $3,155 | dollars as filed | Value about 1/1,000 of the price other filers imply, kept as filed and left out of ratios. |
| Vanguard Intermediate-Term Bond ETF | 921937819 | SHS | 230,932 | $2,965 | dollars as filed | |
| iShares S&P 500 Value ETF | 464287408 | SHS | 623,189 | $2,939 | dollars as filed | |
| International Business Machines Corporation | 459200101 | COM | 867,007 | $2,927 | dollars as filed | |
| SPY | 78462F103 | SHS | 1,613,297 | $2,366 | dollars as filed | |
| Microsoft Corp | 594918104 | COM | 1,027,590 | $2,125 | dollars as filed | |
| VTI | 922908769 | COM | 704,360 | $2,101 | dollars as filed | |
| JPMorgan Chase & Co | 46625H100 | COM | 437,253 | $1,357 | dollars as filed | |
| Honeywell Technologies | 438516106 | COM | 208,746 | $1,070 | dollars as filed | |
| Alphabet Inc. Reg. Shares A | 02079K305 | COM | 318,321 | $1,017 | dollars as filed | |
| ISHARES RUSSELL 1000 VALUE ETF | 464287598 | ETF | 211,725 | $1,007 | dollars as filed | |
| ISHARESRUSSELL1000GROWTHETF | 464287614 | STOK | 356,868 | $754 | dollars as filed | |
| ISHARES TR CORE S&P 500 ETF | 464287200 | SHS | 219,181 | $320 | dollars as filed |
Amendment chain
| Filing | Role | Filed | Accepted | Ingested |
|---|---|---|---|---|
| 13F-HR 0002077991-26-000001 | this filing | 2026-02-10 | acceptance time not in the bulk data set | |
| 13F-HR/A 0002077991-26-000003 | base | 2026-03-04 | acceptance time not in the bulk data set |